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7111 Woodmont Ave #108
D- Composite 39.0
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +6.7/30.0
  • Livability +3.9/5.0
  • 1% rule +3.6/10.0
  • Schools +3.6/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.0/10.0
  • Appreciation +0.0/10.0

$298,000

7111 Woodmont Ave #108 · Bethesda, MD 20815
1 bd · 1.0 ba · 604 sqft · Condo public records · 51 Days on market
Built 2000 $493/sqft · 17% below area Est $377k · 21% under $595/mo HOA · 23% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

New Price! Located in the heart of Bethesda with unbeatable walkability and sought-after amenities, this beautifully updated 1-bedroom, 1-bath condo offers the perfect blend of urban convenience and everyday comfort. Enjoy the ease of assigned garage parking, a fully equipped fitness center, and a recently renovated lobby—all set within a peaceful, park-like community. Inside, thoughtful updates and spacious design make it just as impressive as its location. Soaring 8.5-foot ceilings enhance the sense of space as you step into the open-concept layout, where the kitchen, dining, and living areas flow seamlessly together. The kitchen boasts stainless steel appliances, granite countertop

Key facts

  • Walk-in closet
  • $595 HOA
  • Garage

Tags

ASSIGNED GARAGE PARKINGFULLY EQUIPPED FITNESS CENTERRECENTLY RENOVATED LOBBYWALK-IN CLOSETIN-UNIT WASHER AND DRYERLUXURY VINYL FLOORING

Property features AI

Finance

  • HOA & community: Monthly condo fee of $595; On-site professional management; Condo fee includes common area maintenance, gas, insurance, parking fee, sewer, snow removal, trash, water, exterior building maintenance, lawn maintenance, management, and reserve funds; Building amenities include exercise room, fitness center, and elevator; Property manager present; Pets allowed (dogs OK)

Exterior

  • Parking: Covered parking with inside access; One garage parking space (parking garage)
  • Utilities: Public water; Public sewer; Electric for cooling; Natural gas for heating and hot water
  • Home design: Condominium unit/flat; Mid-rise building (5–8 floors); Entry level: 1; Brick construction; Year built per assessor
  • Construction: Brick construction
  • Exterior features: Elevator; Not in a federal flood zone; No basement; Above-grade and below-grade structures

Interior

  • Kitchen: Dishwasher; Disposal; Gas oven/range; Refrigerator; Microwave
  • Bedrooms: One bedroom on the main level
  • Flooring: Luxury vinyl plank
  • Bathrooms: One full bathroom on the main level; One full bathroom
  • Heating & cooling: Forced air heating; Central air conditioning (electric); Natural gas hot water
  • Interior features: Combination dining and living area; Open floor plan; Upgraded countertops; Master bathroom; Drywall walls and ceilings
  • Laundry & utility: Stacked washer/dryer in unit; Washer and dryer in unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $298k.

Deal economics

  • At list price, monthly cash flow is $-472 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $215k (28.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $257k (13.7% below list).
  • Recommended offer: $215k (28.0% below list) — sets the bar for cash-flow.
  • Cap rate 4.4% vs local median 0.8% in Bethesda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#67 in MD, #2,463 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, crime A-; Watch: amenities D+, cost of living F.
  • Montgomery County Public Schools (suburban): math 27% / reading 45% proficiency, ranked #3 of 24 in MD (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Somerset Elementary (math 43% / reading 55%, grade D, #43 of 860 statewide, top 5%, 338 students, 21% FRL); Westland Middle (math 30% / reading 65%, grade C-, #12 of 225 statewide, top 5%, 845 students, 18% FRL); Bethesda-Chevy Chase High (math 71% / reading 87%, grade A-, #19 of 222 statewide, top 8%, 2,335 students, 26% FRL).
  • Zoned-school proficiency averages 58% at this address vs 36% district-wide (+22 pts) — the actual schools serving this property are materially stronger than the Montgomery County Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents flat; 513 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 3,880 units permitted in Montgomery County in 2024 (2,054 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($195k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Montgomery County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($289k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 23% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $214,584 (28.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.86%
Cap rate
4.39%
Cash-on-cash
-6.79%
DSCR
0.70
GRM
9.7

CMA / ARV

ARV (median comp)
$377,374
List price
$298,000
Delta
-21.03%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.76% rent growth · sell at horizon

5-year hold
IRR
-31.1%
Equity multiple
-0.00×
Total profit
$-83,722
Equity at exit
$44,433
10-year hold
IRR
-52.9%
Equity multiple
-0.59×
Total profit
$-132,610
Equity at exit
$25,766

Cash invested: $83,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20815

Rents YoY
0.8%
Active inventory
513
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,572 high interval (Pro) →
Mortgage (P&I)
$1,563
Tax from tax record
$222 /mo · $2,669/yr
Insurance
$124
HOA
$595
Vacancy / Maint / Mgmt
$540
Net cashflow
$-472

Break-even live

Break-even rent $3,170
Max offer price $214,584
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,500
Closing costs
$8,940
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7077 Woodmont Ave Bethesda, MD 2.0 1.0–2.0 976 $3,325 $3.41 2d 11 0.03mi
7111 Woodmont Ave Bethesda, MD 1.0 1.0–1.5 864 $2,700 $3.12 14d 2 0.03mi
7000 Wisconsin Ave Chevy Chase, MD 2.0 1.0–2.0 920 $3,448 $3.75 2d 15 0.07mi
4733 Bradley Blvd #9 Chevy Chase, MD 1.0 1.0 535 $1,795 $3.36 8d 1 0.10mi
4733 Bradley Blvd Unit 2 Chevy Chase, MD 1.0 1.0 500 $1,425 $2.85 44d 1 0.11mi
7170 Woodmont Ave Chevy Chase, MD 2.0–3.0 1.0–2.0 1068 $2,412 $2.26 3d 7 0.12mi
4710 Elm St Bethesda, MD 3.0 1.0–3.0 1099 $3,882 $3.53 3d 39 0.15mi
6722 Offutt Ln Unit 204A Chevy Chase, MD 1.0 1.0 744 $2,100 $2.82 24d 1 0.19mi
4700 Hampden Ln Bethesda, MD 2.0 1.0–2.0 765 $3,488 $4.56 2d 127 0.20mi
7342 Wisconsin Ave Bethesda, MD 2.0 1.0–2.0 974 $6,160 $6.32 1d 179 0.23mi
7001 Arlington Rd Bethesda, MD 1.0–2.0 1.0–2.0 921 $2,532 $2.75 3d 10 0.28mi
7131 Arlington Rd Bethesda, MD 1.0–2.0 1.0–2.5 987 $2,505 $2.54 3d 21 0.30mi
4400 East West Hwy Bethesda, MD 2.0 1.0–2.0 792 $2,659 $3.36 20d 1 0.36mi
6644 Hillandale Rd Unit 1 Bethesda, MD 1.0 525 $1,600 $3.05 44d 1 0.40mi
5079 Bradley Blvd Bethesda, MD 1.0–3.0 1.0 782 $1,653 $2.11 3d 21 0.40mi
4885 Edgemoor Ln Bethesda, MD 1.0–2.0 1.0–2.0 938 $2,490 $2.65 2d 8 0.42mi
7607 Old Georgetown Rd Bethesda, MD 1.0–2.0 1.0–2.0 961 $2,500 $2.60 3d 26 0.43mi
4903 Edgemoor Ln Bethesda, MD 2.0 1.0–2.0 1044 $2,626 $2.51 2d 9 0.44mi
4808 Moorland Ln #501 Bethesda, MD 1.0 1.0 537 $2,200 $4.10 3d 1 0.46mi
4808 Moorland Ln Bethesda, MD 1.0 1.0 550 $2,800 $5.09 44d 1 0.46mi
4900 Moorland Ln Bethesda, MD 1.0–2.0 1.0–2.0 905 $1,582 $1.75 1d 22 0.47mi
7707 Wisconsin Ave Bethesda, MD 1.0–2.0 1.0–2.0 963 $2,458 $2.55 3d 10 0.50mi
4242 East West Hwy #801 Chevy Chase, MD 1.0 1.0 710 $2,200 $3.10 14d 1 0.54mi
4242 East West Hwy Bethesda, MD 1.0 1.0 651 $2,200 $3.38 15d 2 0.54mi
7770 Norfolk Ave Bethesda, MD 2.0 1.0–2.5 1193 $4,182 $3.51 3d 9 0.60mi
4924 Saint Elmo Ave Bethesda, MD 3.0 1.0–3.0 974 $4,407 $4.52 2d 39 0.61mi
4924 Saint Elmo Ave #1069 Bethesda, MD 1.0 1.0 603 $2,560 $4.25 4d 2 0.62mi
4918 Saint Elmo Ave Bethesda, MD 2.0 1.0–2.0 885 $3,386 $3.83 3d 17 0.63mi
4801 Fairmont Ave Bethesda, MD 1.0 1.0 668 $2,075 $3.11 8d 2 0.65mi
4801 Fairmont Ave Bethesda, MD 1.0 1.0 668 $1,995 $2.99 1d 1 0.65mi
4853 Cordell Ave Bethesda, MD 2.0 1.0–2.0 837 $2,414 $2.88 2d 21 0.74mi
4835 Cordell Ave Bethesda, MD 2.0 1.0–2.0 880 $2,986 $3.39 2d 7 0.77mi
4800 Auburn Ave Bethesda, MD 2.0 1.0–3.0 1096 $3,930 $3.58 3d 39 0.78mi
4909 Auburn Ave Bethesda, MD 2.0 1.0–2.5 787 $3,828 $4.86 2d 42 0.81mi
4850 Rugby Ave Bethesda, MD 2.0 1.0–2.0 971 $3,550 $3.66 2d 32 0.81mi
4836 Rugby Ave Unit 1041733P Bethesda, MD 1.0 1.0 731 $5,670 $7.76 44d 1 0.81mi
4836 Rugby Ave Unit 1040084P Bethesda, MD 1.0 1.0 731 $5,670 $7.76 22d 1 0.81mi
4836 Rugby Ave Unit 1040027P Bethesda, MD 1.0 1.0 731 $6,570 $8.99 20d 1 0.81mi
8200 Woodmont Ave Bethesda, MD 2.0 1.0–2.0 822 $2,062 $2.51 3d 52 0.85mi
8015 Old Georgetown Rd Bethesda, MD 2.0 1.0–2.0 974 $3,693 $3.79 3d 36 0.86mi

HOA detail condo

Monthly dues
$595 · $7,140/yr
Likely covers
gym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 36 events

  1. 2026-06-18
    days on market $298,000 Active 51 DOM
  2. 2026-06-17
    days on market $298,000 Active 50 DOM
  3. 2026-06-16
    days on market $298,000 Active 49 DOM
  4. 2026-06-15
    days on market $298,000 Active 48 DOM
  5. 2026-06-13
    days on market $298,000 Active 46 DOM
  6. 2026-06-09
    days on market $298,000 Active 42 DOM
  7. 2026-06-08
    days on market $298,000 Active 41 DOM
  8. 2026-06-07
    days on market $298,000 Active 40 DOM
  9. 2026-06-03
    days on market $298,000 Active 36 DOM
  10. 2026-06-02
    days on market $298,000 Active 35 DOM
  11. 2026-06-01
    days on market $298,000 Active 34 DOM
  12. 2026-05-31
    days on market $298,000 Active 33 DOM
  13. 2026-04-28
    listed $298,000 Active 1586-char remark
  14. 2026-04-28
    historical
  15. 2026-04-16
    price $298,000
  16. 2026-01-22
    listed $320,000 Active
  17. 2026-01-22
    historical
  18. 2026-01-16
    price $320,000
  19. 2025-07-08
    listed $330,000 Active
  20. 2025-07-08
    historical
  21. 2025-04-29
    listed $350,000 Active
  22. 2025-04-29
    historical
  23. 2024-10-24
    listed $375,000 Active
  24. 2024-10-22
    historical
  25. 2014-05-19
    soldstatus $285,000
  26. 2014-03-16
    historical Expired
  27. 2014-03-16
    historical
  28. 2013-11-18
    price
  29. 2013-10-17
    listed Active
  30. 2013-10-17
    listed $289,000
  31. 2013-10-10
    historical Withdrawn
  32. 2013-10-10
    historical
  33. 2013-09-24
    price
  34. 2013-09-24
    listed Active
  35. 2013-09-24
    listed $330,000
  36. 2005-01-28
    soldstatus $232,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,669 · $222/mo
Projected year-2 tax
$2,959 · $247/mo
Expected delta
+$290/yr (+$24/mo · 10.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,868
− Mortgage interest
−$16,693
− Property taxes
−$2,669
− Insurance
−$1,490
− Repairs & maintenance
−$2,469
− Management
−$2,469
− HOA
−$7,140
− Depreciation
−$8,669
Taxable loss
−$10,732
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,576
After-tax cash flow
$-3,091/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Montgomery County Public Schools
NCES district ID
2400480
Math proficiency
27% ▼ -21.00%
Reading proficiency
45% ▼ -10.00%
Median HH income
$97,191
Composite
35.62/100
National rank
#4889
State rank
#3 of 24 in MD

Livability — Bethesda

Score
78/100
State rank
#67
US rank
#2463

Category grades

Amenities D+ Commute A+ Cost of living F Crime A- Employment A+ Housing B Health & safety B+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bethesda, MD
County
Montgomery County · 961,106 people
City population
88,389
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
30,505
Household income
$194,971
Rent vs Own
33.7% rent · 66.3% own
Severe rent burden
1284.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
1,173,231 people
By 2030
1,237,402 · +5.5%
By 2040
1,365,115 · +16.4%
By 2050
1,491,592 · +27.1%
By 2075
1,803,893 · +53.8%
By 2100
2,035,619 · +73.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Asian 9% Two or more races 7% Black 7% Hispanic / Latino 6%
Hispanic origin (detail)
Common ancestry
Romanian 5% Scotch-Irish 5% Italian 3%
Foreign-born
18% · Canada, China, South Korea
Languages at home
79% English-only · Spanish 5% Other Indo-European 4% French/Haitian/Cajun 2%

Political lean MEDSL · Montgomery

2024 margin
Solid D (+53.3) · D 75.2% · R 21.9% · Other 2.9%
2008→2024 swing
+8.7pp toward D · 2008: 44.6pp · 2024: 53.3pp
All cycles
2024: D+53.3 2020: D+59.6 2016: D+55.5 2012: D+43.4 2008: D+44.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -655.30%
Current HPI
285.7881
Rent YoY
▲ 0.76%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+28.0% since first listed
24 events — show timeline
  • 2026-04-28 Listing Removed BRIGHT MLS
  • 2026-04-28 Listed $298,000 BRIGHT MLS
  • 2026-04-16 Price Changed $298,000 BRIGHT MLS
  • 2026-01-22 Listing Removed BRIGHT MLS
  • 2026-01-22 Listed $320,000 BRIGHT MLS
  • 2026-01-16 Price Changed $320,000 BRIGHT MLS
  • 2025-07-08 Listing Removed BRIGHT MLS
  • 2025-07-08 Listed $330,000 BRIGHT MLS
  • 2025-04-29 Listing Removed BRIGHT MLS
  • 2025-04-29 Listed $350,000 BRIGHT MLS
  • 2024-10-24 Listed $375,000 BRIGHT MLS
  • 2024-10-22 Coming Soon BRIGHT MLS
  • 2014-05-19 Sold (Public Records) $285,000 Public Records
  • 2014-03-16 Delisted MRIS
  • 2014-03-16 Listing Removed BRIGHT MLS
  • 2013-11-18 Price Changed MRIS
  • 2013-10-17 Listed MRIS
  • 2013-10-17 Listed $289,000 BRIGHT MLS
  • 2013-10-10 Delisted MRIS
  • 2013-10-10 Listing Removed BRIGHT MLS
  • 2013-09-24 Price Changed MRIS
  • 2013-09-24 Listed MRIS
  • 2013-09-24 Listed $330,000 BRIGHT MLS
  • 2005-01-28 Sold (Public Records) $232,900 Public Records

Property tax history

+1.7%/yr

Latest (2025): $2,669 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…