1763 N Blaze Ln · Saratoga Springs, UT
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +6.0/30.0
- Schools +4.2/10.0
- Livability +3.5/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- 1% rule +0.8/10.0
- DSCR +0.4/10.0
$449,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to Wildflower in Saratoga Springs-where low-maintenance living meets resort-style perks. This 4-bedroom, 3.5-bath townhome offers 2,300 square feet of well-designed space, including a 100% builder-finished basement that adds serious flexibility for guests, a home office, gym, or second living area. Clean lines, functional layout, and room to actually live. Wildflower residents enjoy a private, gated clubhouse with pool, plus exclusive access to a massive private reservoir featuring beach access, pickleball courts, and more-vacation vibes without leaving the neighborhood. Seller is offering 3% of the purchase price toward the buyer's closing costs, and a 2.75% interest rate product m
Key facts
- Pickleball courts
- Beach access
- $222 HOA
Tags
Property features AI
Finance
- HOA & community: Homeowners association with monthly fee; Association fee $222 monthly; Community amenities: pool, clubhouse, playground, picnic area, hiking trails, biking trails
Exterior
- Parking: Attached garage; 2 covered parking spaces; 2 total parking spaces; 2 garage spaces
- Utilities: Natural gas available; Electricity available; Water available; Sewer available
- Home design: Townhouse (row-mid); Built/standing
- Construction: Home warranty included
- Exterior features: Private fenced pool; Full landscaping
Interior
- Kitchen: Free-standing range/oven; Refrigerator
- Bathrooms: 3 full bathrooms; 1 half bathroom; 1 partial bathroom
- Heating & cooling: Electric heating; Heating present
- Interior features: Primary bathroom; Free-standing range/oven; Blinds
- Laundry & utility: Washer; Dryer; Electric dryer hookup; Full finished basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.5-bath other listed at $450k.
Deal economics
- At list price, monthly cash flow is $-853 ($-10k/yr) — negative.
- To cash-flow at today's rent, offer at most $299k (33.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (41.6% below list).
- Recommended offer: $263k (41.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#93 in UT) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
- Alpine District (suburban): math 45% / reading 50% proficiency, ranked #25 of 80 in UT (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 18% free/reduced lunch — higher-income household profile.
- Zoned schools: Black Ridge School (math 39% / reading 52%, grade D-, #226 of 585 statewide, top 40%, 1,191 students, 12% FRL); Westlake High (math 39% / reading 48%, grade F, #50 of 171 statewide, top 29%, 2,659 students, 12% FRL).
- Market conditions: Rents flat; 1175 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 6,326 units permitted in Utah County in 2024 (1,053 in 5+ unit buildings).
Forward outlook
- In year one you build about $48k of equity ($3k loan paydown + $45k appreciation (10.0% local appreciation)).
- Utah County population projected at +49% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$77k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 104 days — a 9% lower offer ($409k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 104 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.58% ✗
- Cap rate
- 4.02%
- Cash-on-cash
- -8.13%
- DSCR
- 0.64
- GRM
- 14.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 0.68% rent growth · sell at horizon
- IRR
- 18.0%
- Equity multiple
- 2.47×
- Total profit
- $184,630
- Equity at exit
- $405,306
- IRR
- 16.5%
- Equity multiple
- 5.57×
- Total profit
- $575,238
- Equity at exit
- $874,057
Cash invested: $125,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84045
- Home prices YoY
- 3.9%
- Rents YoY
- 0.7%
- Active inventory
- 1175
- Price-to-rent
- 14.3×
Monthly cashflow live
- Estimated rent
- $2,628 high interval (Pro) →
- Mortgage (P&I)
- −$2,359
- Tax from tax record
- −$160 /mo · $1,924/yr
- Insurance
- −$187
- HOA
- −$222
- Vacancy / Maint / Mgmt
- −$552
- Net cashflow
- $-853
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $112,475
- Closing costs
- $13,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1974 N Red Yearling Dr Saratoga Springs, UT | 3.0 | 2.5 | 2100 | $2,495 | $1.19 | 19d | 1 | 0.32mi |
| 1316 Calypso Ln Saratoga Springs, UT | 3.0–4.0 | 2.0–3.0 | 1962 | $2,755 | $1.40 | 2d | 13 | 0.41mi |
| 2042 Golden Ruby Dr Eagle Mountain, UT | 4.0 | 3.5 | 2100 | $2,495 | $1.19 | 23d | 1 | 0.50mi |
| 2162 N Cloverleaf Way Saratoga Springs, UT | 4.0 | 2.5 | 2500 | $2,550 | $1.02 | 14d | 1 | 0.52mi |
| 2031 Golden Ruby Dr Eagle Mountain, UT | 3.0 | 2.5 | 2458 | $2,700 | $1.10 | 21d | 1 | 0.53mi |
| 1386 W Sharry Baby Dr Saratoga Springs, UT | 4.0 | 2.5 | 2004 | $2,095 | $1.05 | 2d | 1 | 0.55mi |
| 1514 W Bright Eyes Ln Saratoga Springs, UT | 3.0 | 2.5 | 1714 | $2,300 | $1.34 | 23d | 1 | 0.71mi |
| 1508 Charmer Ln Eagle Mountain, UT | 4.0 | 2.5 | 1831 | $2,550 | $1.39 | 14d | 1 | 0.71mi |
| 1545 Bravo Dr Eagle Mountain, UT | 4.0 | 2.5 | 1831 | $2,500 | $1.37 | 14d | 1 | 0.74mi |
| 1642 W Blue Flax Dr Saratoga Springs, UT | 4.0 | 2.5 | 1831 | $3,000 | $1.64 | 23d | 1 | 0.86mi |
| 1688 Blue Flax Dr Eagle Mountain, UT | 4.0 | 2.5 | 2450 | $2,800 | $1.14 | 14d | 1 | 0.91mi |
| 2548 N Yarrow Cir Saratoga Springs, UT | 3.0 | 2.5 | 2511 | $2,499 | $1.00 | 23d | 1 | 1.12mi |
| 1558 Banner Dr Saratoga Springs, UT | 4.0 | 2.5 | 2400 | $2,150 | $0.90 | 14d | 1 | 1.12mi |
| 1547 Banner Dr Saratoga Springs, UT | 4.0 | 2.5 | 2413 | $2,150 | $0.89 | 23d | 1 | 1.14mi |
| 4536 E Hurstbourne Dr Eagle Mountain, UT | 4.0 | 3.5 | 2350 | $2,125 | $0.90 | 2d | 1 | 1.16mi |
| 1632 N Apache Rd Saratoga Springs, UT | 3.0 | 2.5 | 2262 | $2,195 | $0.97 | 2d | 1 | 1.16mi |
| 2676 N Blue Dawn Ln Saratoga Springs, UT | 3.0 | 2.0 | 2280 | $2,250 | $0.99 | 2d | 1 | 1.17mi |
| 2613 N Snowberry Dr Saratoga Springs, UT | 4.0 | 2.5 | 3180 | $3,300 | $1.04 | 2d | 1 | 1.20mi |
| 9337 N Tampa Dr Unit B Eagle Mountain, UT | 3.0 | 2.5 | 2050 | $2,200 | $1.07 | 23d | 1 | 1.24mi |
| 4365 E Longleaf Ln Eagle Mountain, UT | 3.0 | 3.5 | 1900 | $2,025 | $1.07 | 14d | 1 | 1.25mi |
| 2697 N Snowberry Dr Saratoga Springs, UT | 3.0 | 2.5 | 2569 | $2,695 | $1.05 | 2d | 1 | 1.30mi |
| 2867 N Blue Dawn Ln Saratoga Springs, UT | 3.0 | 2.5 | 2280 | $2,250 | $0.99 | 2d | 1 | 1.42mi |
| 803 N Hilltop Dr Lehi, UT | 4.0 | 3.5 | 2408 | $500 | $0.21 | 23d | 1 | 1.45mi |
| 732 N Banner Dr Saratoga Springs, UT | 3.0 | 2.5 | 2293 | $2,200 | $0.96 | 23d | 1 | 1.47mi |
HOA detail
- Monthly dues
- $222 · $2,664/yr
- Likely covers
- poolgymsecurity
Listing history 13 events
-
2026-06-09status $449,900 Under Contract 104 DOM
-
2026-06-08days on market $449,900 Active 104 DOM
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2026-06-07pricedays on market $449,900 Active 103 DOM
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2026-06-03days on market $459,900 Active 99 DOM
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2026-06-03days on market $459,900 Active 98 DOM
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2026-06-01days on market $459,900 Active 97 DOM
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2026-05-31days on market $459,900 Active 96 DOM
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2026-05-31days on market $459,900 Active 95 DOM
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2026-05-10status Active
-
2026-04-17historical Backup
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2026-02-24$459,900 Active
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2025-11-21historical $825
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2025-11-07$825
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast UT · Resets to sale price
- Current annual tax
- $1,924 · $160/mo
- Projected year-2 tax
- $2,969 · $247/mo
- Expected delta
- +$1,045/yr (+$87/mo · 54.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,536
- − Mortgage interest
- −$25,201
- − Property taxes
- −$1,924
- − Insurance
- −$2,250
- − Repairs & maintenance
- −$2,523
- − Management
- −$2,523
- − HOA
- −$2,664
- − Depreciation
- −$13,088
- Taxable loss
- −$18,637
- Est. tax savings @ 24.0%
- +$4,473
- After-tax cash flow
- $-5,764/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Alpine District
- NCES district ID
- 4900030
- Math proficiency
- 45% ▼ -4.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $68,595
- Composite
- 42.48/100
- National rank
- #3213
- State rank
- #25 of 80 in UT
Livability — Saratoga Springs
- Score
- 70/100
- State rank
- #93
- US rank
- #7648
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Saratoga Springs, UT
- County
- Utah County · 661,754 people
- City population
- 45,429
- Metro
- Provo-Orem, UT
- Population (ZIP)
- 45,429
- Household income
- $130,331
- Rent vs Own
- Severe rent burden
- 476.0
Population outlook (Utah County) Hauer SSP2
- Today (2025)
- 693,420 people
- By 2030
- 757,324 · +9.2%
- By 2040
- 893,178 · +28.8%
- By 2050
- 1,035,842 · +49.4%
- By 2075
- 1,376,733 · +98.5%
- By 2100
- 1,609,388 · +132.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Italian 7% Scottish 4% Slovak 4%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 88% English-only · Spanish 9% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Utah
- 2024 margin
- Solid R (+39.8) · D 28.5% · R 68.3% · Other 3.2%
- 2008→2024 swing
- +19.1pp toward D · 2008: -58.9pp · 2024: -39.8pp
- All cycles
- 2024: R+39.8 2020: R+41.0 2016: R+37.3 2012: R+78.5 2008: R+58.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 11.09%
- Current HPI
- 298.0545
- Rent YoY
- ▲ 0.68%
- Metro
- Provo-Orem, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
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Price history
5 events — show timeline
- 2026-05-10 Relisted — WFRMLS
- 2026-04-17 Contingent — WFRMLS
- 2026-02-24 Listed $459,900 WFRMLS
- 2025-11-21 Rental Removed $825 TURBOTENANT
- 2025-11-07 Listed for Rent $825 TURBOTENANT
Property tax history
+14.4%/yrLatest (2025): $1,924 · -0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…