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1763 N Blaze Ln
D- Composite 37.68
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.0/30.0
  • Schools +4.2/10.0
  • Livability +3.5/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.8/10.0
  • DSCR +0.4/10.0

$449,900

1763 N Blaze Ln · Saratoga Springs, UT 84045
4 bd · 3.5 ba · 2,280 sqft · Other public records · 104 Days on market
Built 2023 1,306 sqft lot $222/mo HOA · 8% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to Wildflower in Saratoga Springs-where low-maintenance living meets resort-style perks. This 4-bedroom, 3.5-bath townhome offers 2,300 square feet of well-designed space, including a 100% builder-finished basement that adds serious flexibility for guests, a home office, gym, or second living area. Clean lines, functional layout, and room to actually live. Wildflower residents enjoy a private, gated clubhouse with pool, plus exclusive access to a massive private reservoir featuring beach access, pickleball courts, and more-vacation vibes without leaving the neighborhood. Seller is offering 3% of the purchase price toward the buyer's closing costs, and a 2.75% interest rate product m

Key facts

  • Pickleball courts
  • Beach access
  • $222 HOA

Tags

BUILDER-FINISHED BASEMENTPRIVATE GATED CLUBHOUSEEXCLUSIVE ACCESS TO RESERVOIRBEACH ACCESSPICKLEBALL COURTS

Property features AI

Finance

  • HOA & community: Homeowners association with monthly fee; Association fee $222 monthly; Community amenities: pool, clubhouse, playground, picnic area, hiking trails, biking trails

Exterior

  • Parking: Attached garage; 2 covered parking spaces; 2 total parking spaces; 2 garage spaces
  • Utilities: Natural gas available; Electricity available; Water available; Sewer available
  • Home design: Townhouse (row-mid); Built/standing
  • Construction: Home warranty included
  • Exterior features: Private fenced pool; Full landscaping

Interior

  • Kitchen: Free-standing range/oven; Refrigerator
  • Bathrooms: 3 full bathrooms; 1 half bathroom; 1 partial bathroom
  • Heating & cooling: Electric heating; Heating present
  • Interior features: Primary bathroom; Free-standing range/oven; Blinds
  • Laundry & utility: Washer; Dryer; Electric dryer hookup; Full finished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.5-bath other listed at $450k.

Deal economics

  • At list price, monthly cash flow is $-853 ($-10k/yr) — negative.
  • To cash-flow at today's rent, offer at most $299k (33.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (41.6% below list).
  • Recommended offer: $263k (41.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#93 in UT) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Alpine District (suburban): math 45% / reading 50% proficiency, ranked #25 of 80 in UT (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 18% free/reduced lunch — higher-income household profile.
  • Zoned schools: Black Ridge School (math 39% / reading 52%, grade D-, #226 of 585 statewide, top 40%, 1,191 students, 12% FRL); Westlake High (math 39% / reading 48%, grade F, #50 of 171 statewide, top 29%, 2,659 students, 12% FRL).
  • Market conditions: Rents flat; 1175 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 6,326 units permitted in Utah County in 2024 (1,053 in 5+ unit buildings).

Forward outlook

  • In year one you build about $48k of equity ($3k loan paydown + $45k appreciation (10.0% local appreciation)).
  • Utah County population projected at +49% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$77k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 104 days — a 9% lower offer ($409k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $262,797 (41.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 104 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.58%
Cap rate
4.02%
Cash-on-cash
-8.13%
DSCR
0.64
GRM
14.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 0.68% rent growth · sell at horizon

5-year hold
IRR
18.0%
Equity multiple
2.47×
Total profit
$184,630
Equity at exit
$405,306
10-year hold
IRR
16.5%
Equity multiple
5.57×
Total profit
$575,238
Equity at exit
$874,057

Cash invested: $125,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84045

Home prices YoY
3.9%
Rents YoY
0.7%
Active inventory
1175
Price-to-rent
14.3×

Monthly cashflow live

Estimated rent
$2,628 high interval (Pro) →
Mortgage (P&I)
$2,359
Tax from tax record
$160 /mo · $1,924/yr
Insurance
$187
HOA
$222
Vacancy / Maint / Mgmt
$552
Net cashflow
$-853

Break-even live

Break-even rent $3,708
Max offer price $299,206
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$112,475
Closing costs
$13,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1974 N Red Yearling Dr Saratoga Springs, UT 3.0 2.5 2100 $2,495 $1.19 19d 1 0.32mi
1316 Calypso Ln Saratoga Springs, UT 3.0–4.0 2.0–3.0 1962 $2,755 $1.40 2d 13 0.41mi
2042 Golden Ruby Dr Eagle Mountain, UT 4.0 3.5 2100 $2,495 $1.19 23d 1 0.50mi
2162 N Cloverleaf Way Saratoga Springs, UT 4.0 2.5 2500 $2,550 $1.02 14d 1 0.52mi
2031 Golden Ruby Dr Eagle Mountain, UT 3.0 2.5 2458 $2,700 $1.10 21d 1 0.53mi
1386 W Sharry Baby Dr Saratoga Springs, UT 4.0 2.5 2004 $2,095 $1.05 2d 1 0.55mi
1514 W Bright Eyes Ln Saratoga Springs, UT 3.0 2.5 1714 $2,300 $1.34 23d 1 0.71mi
1508 Charmer Ln Eagle Mountain, UT 4.0 2.5 1831 $2,550 $1.39 14d 1 0.71mi
1545 Bravo Dr Eagle Mountain, UT 4.0 2.5 1831 $2,500 $1.37 14d 1 0.74mi
1642 W Blue Flax Dr Saratoga Springs, UT 4.0 2.5 1831 $3,000 $1.64 23d 1 0.86mi
1688 Blue Flax Dr Eagle Mountain, UT 4.0 2.5 2450 $2,800 $1.14 14d 1 0.91mi
2548 N Yarrow Cir Saratoga Springs, UT 3.0 2.5 2511 $2,499 $1.00 23d 1 1.12mi
1558 Banner Dr Saratoga Springs, UT 4.0 2.5 2400 $2,150 $0.90 14d 1 1.12mi
1547 Banner Dr Saratoga Springs, UT 4.0 2.5 2413 $2,150 $0.89 23d 1 1.14mi
4536 E Hurstbourne Dr Eagle Mountain, UT 4.0 3.5 2350 $2,125 $0.90 2d 1 1.16mi
1632 N Apache Rd Saratoga Springs, UT 3.0 2.5 2262 $2,195 $0.97 2d 1 1.16mi
2676 N Blue Dawn Ln Saratoga Springs, UT 3.0 2.0 2280 $2,250 $0.99 2d 1 1.17mi
2613 N Snowberry Dr Saratoga Springs, UT 4.0 2.5 3180 $3,300 $1.04 2d 1 1.20mi
9337 N Tampa Dr Unit B Eagle Mountain, UT 3.0 2.5 2050 $2,200 $1.07 23d 1 1.24mi
4365 E Longleaf Ln Eagle Mountain, UT 3.0 3.5 1900 $2,025 $1.07 14d 1 1.25mi
2697 N Snowberry Dr Saratoga Springs, UT 3.0 2.5 2569 $2,695 $1.05 2d 1 1.30mi
2867 N Blue Dawn Ln Saratoga Springs, UT 3.0 2.5 2280 $2,250 $0.99 2d 1 1.42mi
803 N Hilltop Dr Lehi, UT 4.0 3.5 2408 $500 $0.21 23d 1 1.45mi
732 N Banner Dr Saratoga Springs, UT 3.0 2.5 2293 $2,200 $0.96 23d 1 1.47mi

HOA detail

Monthly dues
$222 · $2,664/yr
Likely covers
poolgymsecurity

Listing history 13 events

  1. 2026-06-09
    status $449,900 Under Contract 104 DOM
  2. 2026-06-08
    days on market $449,900 Active 104 DOM
  3. 2026-06-07
    pricedays on market $449,900 Active 103 DOM
  4. 2026-06-03
    days on market $459,900 Active 99 DOM
  5. 2026-06-03
    days on market $459,900 Active 98 DOM
  6. 2026-06-01
    days on market $459,900 Active 97 DOM
  7. 2026-05-31
    days on market $459,900 Active 96 DOM
  8. 2026-05-31
    days on market $459,900 Active 95 DOM
  9. 2026-05-10
    status Active
  10. 2026-04-17
    historical Backup
  11. 2026-02-24
    listed $459,900 Active
  12. 2025-11-21
    historical $825
  13. 2025-11-07
    listed $825

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$1,924 · $160/mo
Projected year-2 tax
$2,969 · $247/mo
Expected delta
+$1,045/yr (+$87/mo · 54.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,536
− Mortgage interest
−$25,201
− Property taxes
−$1,924
− Insurance
−$2,250
− Repairs & maintenance
−$2,523
− Management
−$2,523
− HOA
−$2,664
− Depreciation
−$13,088
Taxable loss
−$18,637
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,473
After-tax cash flow
$-5,764/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Alpine District
NCES district ID
4900030
Math proficiency
45% ▼ -4.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$68,595
Composite
42.48/100
National rank
#3213
State rank
#25 of 80 in UT

Livability — Saratoga Springs

Score
70/100
State rank
#93
US rank
#7648

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Saratoga Springs, UT
County
Utah County · 661,754 people
City population
45,429
Metro
Provo-Orem, UT
Population (ZIP)
45,429
Household income
$130,331
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
476.0

Population outlook (Utah County) Hauer SSP2

Today (2025)
693,420 people
By 2030
757,324 · +9.2%
By 2040
893,178 · +28.8%
By 2050
1,035,842 · +49.4%
By 2075
1,376,733 · +98.5%
By 2100
1,609,388 · +132.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Italian 7% Scottish 4% Slovak 4%
Foreign-born
6% · Canada, Jamaica
Languages at home
88% English-only · Spanish 9% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Utah

2024 margin
Solid R (+39.8) · D 28.5% · R 68.3% · Other 3.2%
2008→2024 swing
+19.1pp toward D · 2008: -58.9pp · 2024: -39.8pp
All cycles
2024: R+39.8 2020: R+41.0 2016: R+37.3 2012: R+78.5 2008: R+58.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 11.09%
Current HPI
298.0545
Rent YoY
▲ 0.68%
Metro
Provo-Orem, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

5 events — show timeline
  • 2026-05-10 Relisted WFRMLS
  • 2026-04-17 Contingent WFRMLS
  • 2026-02-24 Listed $459,900 WFRMLS
  • 2025-11-21 Rental Removed $825 TURBOTENANT
  • 2025-11-07 Listed for Rent $825 TURBOTENANT

Property tax history

+14.4%/yr

Latest (2025): $1,924 · -0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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