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665 W Comanche Dr
B- Composite 69.34
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.0/30.0
  • ARV discount +14.3/15.0
  • DSCR +7.7/10.0
  • Appreciation +7.6/10.0
  • 1% rule +6.0/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$69,500

665 W Comanche Dr · Quartzsite, AZ 85346
1 bd · 1.0 ba · 420 sqft · Manufactured public records · 24 Days on market
Built 1982 4,792 sqft lot Est $82k · 15% under $50/mo HOA · 7% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Here is a property with options. The home needs some TLC. The handyman can make it work. On the other hand, it can easily be removed. The lot has the infrastructure to start anew; water, electricity, and septic.

Key facts

  • 4,792 sq ft lot
  • Built 1982
  • Listed 24 days

Property features AI

Finance

  • HOA & community: Homeowners association with $50 monthly fee

Exterior

  • Parking: No parking
  • Utilities: Public water; Septic tank; Electricity available
  • Home design: Manufactured home (Residential); Single-story; Entry level: not specified; Facing direction: not specified
  • Construction: Frame construction; Metal roof; Built by Traveleze; Mobile home dimensions approximately 8' x 35'
  • Exterior features: Fenced front and back yard (chain link); Level lot; Private maintained road

Interior

  • Kitchen: Electric cooktop
  • Flooring: Laminate flooring; Carpet
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Heat pump; Evaporative cooling; Central air
  • Interior features: Laminate counters; Window coverings; Electric cooktop

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $70k.

Deal economics

  • At list price, monthly cash flow is $136 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($766 rent vs $70k).
  • Recommended offer: $68k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 2.3% in Quartzsite — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#134 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Quartzsite Elementary District (4511) (rural): math 10% / reading 20% proficiency, ranked #405 of 501 in AZ (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Quartzsite Elementary School (math 10% / reading 30%); Salome High School (math 10% / reading 10%, grade F, #298 of 381 statewide, top 90%, 126 students, 80% FRL) — zoned schools at 80% FRL track the district average.
  • Market conditions: 78 active listings in the ZIP; 92 units permitted in La Paz County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($481 loan paydown + $4k appreciation (5.2% local appreciation)).
  • La Paz County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.2% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,457 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.64%
Cash-on-cash
8.37%
DSCR
1.37
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$81,900
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
595 S Connor Ln 0.15mi 1/1.0 384 (-9%) 3mo $75,000 $195 76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.23% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.6%
Equity multiple
2.31×
Total profit
$25,569
Equity at exit
$40,341
10-year hold
IRR
20.2%
Equity multiple
4.57×
Total profit
$69,432
Equity at exit
$70,428

Cash invested: $19,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85346

Home prices YoY
3.6%
Active inventory
78
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$766 medium interval (Pro) →
Mortgage (P&I)
$364
Tax from tax record
$26 /mo · $315/yr
Insurance
$29
HOA
$50
Vacancy / Maint / Mgmt
$161
Net cashflow
$136

Break-even live

Break-even rent $594
Max offer price $69,500
Occupancy floor 77%

Sensitivity live

Price -10% $175 -5% $155 +0% $136 +5% $116 +10% $96
Rent -10% $75 -5% $105 +0% $136 +5% $166 +10% $196
Rate -1.0pp $171 -0.5pp $153 base $136 +0.5pp $118 +1.0pp $99

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,375
Closing costs
$2,085
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$50 · $600/yr
Likely covers
waterelectric

Listing history 18 events

  1. 2026-06-21
    days on market $69,500 Active 24 DOM
  2. 2026-06-19
    days on market $69,500 Active 22 DOM
  3. 2026-06-18
    days on market $69,500 Active 21 DOM
  4. 2026-06-17
    days on market $69,500 Active 20 DOM
  5. 2026-06-16
    days on market $69,500 Active 19 DOM
  6. 2026-06-15
    days on market $69,500 Active 18 DOM
  7. 2026-06-14
    days on market $69,500 Active 16 DOM
  8. 2026-06-13
    days on market $69,500 Active 15 DOM
  9. 2026-06-10
    days on market $69,500 Active 13 DOM
  10. 2026-06-09
    days on market $69,500 Active 12 DOM
  11. 2026-06-08
    days on market $69,500 Active 11 DOM
  12. 2026-06-07
    days on market $69,500 Active 10 DOM
  13. 2026-06-03
    days on market $69,500 Active 6 DOM
  14. 2026-06-02
    days on market $69,500 Active 5 DOM
  15. 2026-06-01
    days on market $69,500 Active 4 DOM
  16. 2026-05-31
    days on market $69,500 Active 3 DOM
  17. 2026-05-30
    days on market $69,500 Active 2 DOM
  18. 2026-05-26
    listed $69,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$315 · $26/mo
Projected year-2 tax
$459 · $38/mo
Expected delta
+$144/yr (+$12/mo · 45.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥115°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$9,196
− Mortgage interest
−$3,893
− Property taxes
−$315
− Insurance
−$348
− Repairs & maintenance
−$736
− Management
−$736
− HOA
−$600
− Depreciation
−$2,022
Taxable income
$547
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$131
After-tax cash flow
$1,498/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Quartzsite Elementary District (4511)
NCES district ID
0406780
Math proficiency
10% ▼ -10.00%
Reading proficiency
20% ▼ -10.00%
Median HH income
$37,011
Composite
15.96/100
National rank
#14309
State rank
#405 of 501 in AZ

Livability — Quartzsite

Score
62/100
State rank
#134
US rank
#16388

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Quartzsite, AZ
Population (ZIP)
2,358

Population outlook (La Paz County) Hauer SSP2

Today (2025)
18,409 people
By 2030
17,592 · -4.4%
By 2040
16,600 · -9.8%
By 2050
16,328 · -11.3%
By 2075
17,075 · -7.2%
By 2100
17,042 · -7.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 19% Two or more races 14% Native American 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Iranian 4% Romanian 3% Lithuanian 3%
Foreign-born
9% · Canada
Languages at home
75% English-only · Spanish 17% German/W. Germanic 6%

Political lean MEDSL · La Paz

2024 margin
Solid R (+44.2) · D 27.6% · R 71.8%
2008→2024 swing
-15.7pp toward R · 2008: -28.5pp · 2024: -44.2pp
All cycles
2024: R+44.2 2020: R+38.8 2016: R+41.8 2012: R+32.2 2008: R+28.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.23%
Current HPI
149.5387
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-26 Listed $69,500 LHAR

Property tax history

-1.7%/yr

Latest (2025): $315 · -2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…