222 Nadine Blvd · Mount Pocono, PA 18346

$189,999

2 bd · 1.0 ba · 1,158 sqft · SingleFamily public records · 105 Days on market

Built 1974 0.27 ac lot $164/sqft · 20% below area Est $239k · 20% under

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.4/30.0
• ARV discount +15.0/15.0
• DSCR +7.9/10.0
• 1% rule +6.0/10.0
• Appreciation +5.8/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

Key facts

• Porch
• Shed
• Easy access highways

Tags

• WOOD BURNING STOVE
• PORCH
• SHED
• FIRST FLOOR BEDROOM
• EASY ACCESS HIGHWAYS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $386 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $190k).
• Recommended offer: $173k (9.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 57 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($1k loan paydown + $3k appreciation (1.5% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.5% appreciation + 3.0% rent growth), your $53k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 105 days — a 9% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask has dropped $35k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $135k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $172,899 (9.0% below list)

Questions for the listing agent

1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.73%
• Cash-on-cash: 8.70%
• DSCR: 1.39
• GRM: 7.6

CMA / ARV

• ARV (median comp): $238,843
• List price: $189,999
• Delta: -20.45%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5007 Holiday Dr	0.31mi	3/2.0 (+1)	1,152 (-0%)	6mo	$235,000	$204	70
1167 Trapper Ln	0.31mi	3/1.0 (+1)	1,092 (-6%)	1mo	$263,000	$241	70
483 Alter Ave	0.24mi	3/2.0 (+1)	1,176 (+2%)	11mo	$340,000	$289	68
363 Sidney Ave	0.23mi	3/1.5 (+1)	1,296 (+12%)	1mo	$270,000	$208	62
397 Scotch Pine Dr	0.69mi	3/1.5 (+1)	1,182 (+2%)	3mo	$259,000	$219	55
5005 Holiday Dr	0.33mi	3/2.0 (+1)	1,235 (+7%)	14mo	$230,000	$186	53
1198 Chickadee Dr	0.47mi	3/1.0 (+1)	1,264 (+9%)	22mo	$189,500	$150	40
2121 Freedom Way	0.28mi	3/1.0 (+1)	984 (-15%)	21mo	$226,000	$230	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.54% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.9%
• Equity multiple: 1.62×
• Total profit: $33,160
• Equity at exit: $70,222

10-year hold

• IRR: 15.1%
• Equity multiple: 2.93×
• Total profit: $102,543
• Equity at exit: $97,614

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18346

• Home prices YoY: 0.8%
• Active inventory: 57
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,090 medium
• Mortgage (P&I): −$996
• Tax from tax record: −$190 /mo · $2,283/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$439
• Net cashflow: $386

Break-even live

Break-even rent $1,602

Max offer price $189,999

Occupancy floor 77%

Sensitivity live

Price	-10% $493	-5% $439	+0% $386	+5% $332	+10% $278
Rent	-10% $221	-5% $303	+0% $386	+5% $468	+10% $551
Rate	-1.0pp $481	-0.5pp $434	base $386	+0.5pp $336	+1.0pp $286

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-05-09
   status Pending 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

2. 2026-05-09
   status Pending 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

3. 2026-04-23
   price $189,999 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

4. 2026-04-23
   price $189,999 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

5. 2026-03-25
   price $199,999 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

6. 2026-03-25
   price $199,999 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

7. 2026-03-23
   status Active 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

8. 2026-03-23
   status Active 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

9. 2026-01-16
   status Pending 567-char remark

   Show marketing remark (567 chars)

   Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

10. 2026-01-16
    status Pending 567-char remark

    Show marketing remark (567 chars)

    Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

11. 2025-12-30
    price $214,000 567-char remark

    Show marketing remark (567 chars)

    Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

12. 2025-12-30
    price $214,000 567-char remark

    Show marketing remark (567 chars)

    Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

13. 2025-12-04
    price $219,950 567-char remark

    Show marketing remark (567 chars)

    Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

14. 2025-12-04
    price $219,950 567-char remark

    Show marketing remark (567 chars)

    Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

15. 2025-11-19
    listed $224,950 Active 567-char remark

    Show marketing remark (567 chars)

    Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

16. 2025-11-07
    listed $224,950 Active 567-char remark

    Show marketing remark (567 chars)

    Welcome to this well designed chalet home, located in Stillwater Lake Civic Association. A community that is B & B friendly and has easy access highways 380 & 80. The house has 2 bedrooms, 1 bathroom, wood burning stove, porch, shed. and the possibilty of two two rooms being used for mutilple purposes. The house easily accessable for elderly people. Further, there is a bedroom on the first floor, so a person doesnot have to deal with stairs. Enjoy the serenity of the Poconos, a safe and quiet community that offers many amenities that you will enjoy.

17. 2025-10-22
    price $229,950
18. 2025-09-26
    price $234,950
19. 2025-09-09
    listed $242,000 Active
20. 2007-02-05
    soldstatus $135,000
21. 2002-11-26
    soldstatus $74,500
22. 1998-05-14
    soldstatus $67,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,283 · $190/mo
• Projected year-2 tax: $2,642 · $220/mo
• Expected delta: +$360/yr (+$30/mo · 15.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,086
• − Mortgage interest: −$10,643
• − Property taxes: −$2,283
• − Insurance: −$950
• − Repairs & maintenance: −$2,007
• − Management: −$2,007
• − Depreciation: −$5,527
• Taxable income: $1,669
• Est. tax owed @ 24.0%: −$401
• After-tax cash flow: $4,228/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,316

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 48% Black 28% Hispanic / Latino 19% Two or more races 12%
• Hispanic origin (detail): Cuban 2% Dominican 3%
• Common ancestry: Russian 8% Romanian 6% Slovak 5%
• Foreign-born: 20% · Canada
• Languages at home: 77% English-only · Spanish 19% Russian/Polish/Slavic 4%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.54%
• Current HPI: 189.8011
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+182.7% since first listed

22 events — show timeline

• 2026-05-09 Pending — PMAR
• 2026-05-09 Pending — GLVRMLS
• 2026-04-23 Price Changed $189,999 PMAR
• 2026-04-23 Price Changed $189,999 GLVRMLS
• 2026-03-25 Price Changed $199,999 GLVRMLS
• 2026-03-25 Price Changed $199,999 PMAR
• 2026-03-23 Relisted — GLVRMLS
• 2026-03-23 Relisted — PMAR
• 2026-01-16 Pending — GLVRMLS
• 2026-01-16 Pending — PMAR
• 2025-12-30 Price Changed $214,000 PMAR
• 2025-12-30 Price Changed $214,000 GLVRMLS
• 2025-12-04 Price Changed $219,950 GLVRMLS
• 2025-12-04 Price Changed $219,950 PMAR
• 2025-11-19 Listed $224,950 GLVRMLS
• 2025-11-07 Listed $224,950 PMAR
• 2025-10-22 Price Changed $229,950 PMAR
• 2025-09-26 Price Changed $234,950 PMAR
• 2025-09-09 Listed $242,000 PMAR
• 2007-02-05 Sold (Public Records) $135,000 Public Records
• 2002-11-26 Sold (Public Records) $74,500 Public Records
• 1998-05-14 Sold (Public Records) $67,200 Public Records

Property tax history

+0.2%/yr

Latest (2026): $2,283 · +3.2% YoY. Source: county tax records.