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193 SW 52nd Ave
D Composite 44.2
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.3/10.0
  • 1% rule +3.6/10.0
  • Schools +3.0/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

193 SW 52nd Ave · Edinburg, MO 64683
4 bd · 3.0 ba · 1,064 sqft · SingleFamily public records · 5 Days on market
Built 1974 4.80 ac lot ↓ 50% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great little hobby farm on 4.8 acres just minutes from town! Ready for livestock with continuous fencing, perimeter fencing, paddocks, waterers, a pond, and several outbuildings! This 1.5 story home has plenty of space with 4 bedrooms and 3 full bathrooms. Low maintenance exterior with vinyl siding, metal roof, and vinyl windows. The main floor includes a living room with vaulted ceilings, wood beams, and a wood burning fireplace, as well as an eat-in kitchen with appliances, master bedroom and bathroom, second bedroom, guest bathroom, and mudroom. Upstairs you will find 2 additional bedrooms and a full bathroom. The walkout basement is finished with a family room, canning kitchen, laundry room with shelving, and ¼ bathroom. Additional features include ample closet space, ground source heat pump, central air, patio, and a large deck to enjoy views of the pasture. Outside you will find apple, peach, apricot, and plum trees, as well as raspberry and gooseberry bushes. Several outbuildings including a 30x40 livestock barn with 4 horse stalls with mats, automatic waterer, and electricity. A 30x27 outbuilding with concrete floor, electricity, water, milking room, and loft. Other small outbuildings, hydrant and wash rack, and a 1.5 ton grain bin make this a turn-key farm.

Key facts

  • Perimeter fencing
  • Hobby farm
  • Waterers

Tags

SMALL ACREAGEHOBBY FARMCONTINUOUS FENCINGPERIMETER FENCINGWATERERSOUTBUILDINGS

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Parking: Other parking
  • Utilities: Rural water; Other sewer
  • Home design: Single family residence; 1.5-story layout; Residential property; Not located inside city limits
  • Construction: Vinyl siding; Metal roof; Full basement
  • Exterior features: Deck and patio; Horse facilities; Barn(s), outbuilding(s), and shed(s); Fenced (other); Pond(s); Gravel road access; Approximately 4.8 acres

Interior

  • Kitchen: Eat-in kitchen; Second kitchen in the basement
  • Bedrooms: 4 bedrooms (some on first floor, some on second floor)
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Forced air heating; Heat pump; Electric cooling
  • Interior features: Ceiling fans; Vaulted ceilings; Skylights; Thermal windows; Two wood-burning fireplaces (Living Room and Family Room); Family room and mud room
  • Laundry & utility: Laundry in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $86 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $108k (13.9% below list).
  • Recommended offer: $108k (13.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 55/100 on livability (#733 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing B; Watch: employment D, schools F, amenities F.
  • Trenton R-IX (town): math 28% / reading 43% proficiency, ranked #223 of 324 in MO (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 50 active listings in the ZIP; 2 units permitted in Grundy County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Grundy County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $107,650 (13.9% below list)

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
7.12%
Cash-on-cash
2.95%
DSCR
1.13
GRM
9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.7%
Equity multiple
0.58×
Total profit
$-14,811
Equity at exit
$18,638
10-year hold
IRR
-2.6%
Equity multiple
0.83×
Total profit
$-6,012
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64683

Home prices YoY
-14.6%
Active inventory
50
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,076 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$57 /mo · $680/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$226
Net cashflow
$86

Break-even live

Break-even rent $967
Max offer price $125,000
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-04-14
    status Pending
  2. 2026-04-09
    listed $125,000 Active
  3. 2021-08-26
    soldstatus 1293-char remark
    Show marketing remark (1293 chars)

    Great little hobby farm on 4.8 acres just minutes from town! Ready for livestock with continuous fencing, perimeter fencing, paddocks, waterers, a pond, and several outbuildings! This 1.5 story home has plenty of space with 4 bedrooms and 3 full bathrooms. Low maintenance exterior with vinyl siding, metal roof, and vinyl windows. The main floor includes a living room with vaulted ceilings, wood beams, and a wood burning fireplace, as well as an eat-in kitchen with appliances, master bedroom and bathroom, second bedroom, guest bathroom, and mudroom. Upstairs you will find 2 additional bedrooms and a full bathroom. The walkout basement is finished with a family room, canning kitchen, laundry room with shelving, and ¼ bathroom. Additional features include ample closet space, ground source heat pump, central air, patio, and a large deck to enjoy views of the pasture. Outside you will find apple, peach, apricot, and plum trees, as well as raspberry and gooseberry bushes. Several outbuildings including a 30x40 livestock barn with 4 horse stalls with mats, automatic waterer, and electricity. A 30x27 outbuilding with concrete floor, electricity, water, milking room, and loft. Other small outbuildings, hydrant and wash rack, and a 1.5 ton grain bin make this a turn-key farm.

  4. 2021-07-26
    listed $249,000 1293-char remark
    Show marketing remark (1293 chars)

    Great little hobby farm on 4.8 acres just minutes from town! Ready for livestock with continuous fencing, perimeter fencing, paddocks, waterers, a pond, and several outbuildings! This 1.5 story home has plenty of space with 4 bedrooms and 3 full bathrooms. Low maintenance exterior with vinyl siding, metal roof, and vinyl windows. The main floor includes a living room with vaulted ceilings, wood beams, and a wood burning fireplace, as well as an eat-in kitchen with appliances, master bedroom and bathroom, second bedroom, guest bathroom, and mudroom. Upstairs you will find 2 additional bedrooms and a full bathroom. The walkout basement is finished with a family room, canning kitchen, laundry room with shelving, and ¼ bathroom. Additional features include ample closet space, ground source heat pump, central air, patio, and a large deck to enjoy views of the pasture. Outside you will find apple, peach, apricot, and plum trees, as well as raspberry and gooseberry bushes. Several outbuildings including a 30x40 livestock barn with 4 horse stalls with mats, automatic waterer, and electricity. A 30x27 outbuilding with concrete floor, electricity, water, milking room, and loft. Other small outbuildings, hydrant and wash rack, and a 1.5 ton grain bin make this a turn-key farm.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$680 · $57/mo
Projected year-2 tax
$1,212 · $101/mo
Expected delta
+$533/yr (+$44/mo · 78.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,918
− Mortgage interest
−$7,002
− Property taxes
−$680
− Insurance
−$625
− Repairs & maintenance
−$1,033
− Management
−$1,033
− Depreciation
−$3,636
Taxable loss
−$1,092
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$262
After-tax cash flow
$1,296/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Trenton R-IX
NCES district ID
2930360
Math proficiency
28% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$37,586
Composite
29.52/100
National rank
#6499
State rank
#223 of 324 in MO

Livability — Edinburg

Score
55/100
State rank
#733
US rank
#23241

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,648

Population outlook (Grundy County) Hauer SSP2

Today (2025)
9,586 people
By 2030
9,298 · -3.0%
By 2040
8,783 · -8.4%
By 2050
8,262 · -13.8%
By 2075
7,011 · -26.9%
By 2100
5,650 · -41.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Hispanic / Latino 3% Asian 1%
Common ancestry
Serbian 2% Portuguese 1% Slovak 1%
Foreign-born
1% · China
Languages at home
98% English-only · German/W. Germanic 1% Chinese 1% Spanish 1%

Political lean MEDSL · Grundy

2024 margin
Solid R (+63.6) · D 17.8% · R 81.4%
2008→2024 swing
-33.5pp toward R · 2008: -30.1pp · 2024: -63.6pp
All cycles
2024: R+63.6 2020: R+62.8 2016: R+60.8 2012: R+41.6 2008: R+30.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -32.24%
Current HPI
188.2901
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

-49.8% since first listed
4 events — show timeline
  • 2026-04-14 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-04-09 Listed $125,000 Heartland MLS as Distributed by MLS Grid
  • 2021-08-26 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2021-07-26 Listed $249,000 Heartland MLS as Distributed by MLS Grid

Property tax history

+5.1%/yr

Latest (2025): $680 · +13.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…