193 SW 52nd Ave · Edinburg, MO
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.1/30.0
- ARV discount +7.5/15.0
- DSCR +5.3/10.0
- 1% rule +3.6/10.0
- Schools +3.0/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great little hobby farm on 4.8 acres just minutes from town! Ready for livestock with continuous fencing, perimeter fencing, paddocks, waterers, a pond, and several outbuildings! This 1.5 story home has plenty of space with 4 bedrooms and 3 full bathrooms. Low maintenance exterior with vinyl siding, metal roof, and vinyl windows. The main floor includes a living room with vaulted ceilings, wood beams, and a wood burning fireplace, as well as an eat-in kitchen with appliances, master bedroom and bathroom, second bedroom, guest bathroom, and mudroom. Upstairs you will find 2 additional bedrooms and a full bathroom. The walkout basement is finished with a family room, canning kitchen, laundry room with shelving, and ¼ bathroom. Additional features include ample closet space, ground source heat pump, central air, patio, and a large deck to enjoy views of the pasture. Outside you will find apple, peach, apricot, and plum trees, as well as raspberry and gooseberry bushes. Several outbuildings including a 30x40 livestock barn with 4 horse stalls with mats, automatic waterer, and electricity. A 30x27 outbuilding with concrete floor, electricity, water, milking room, and loft. Other small outbuildings, hydrant and wash rack, and a 1.5 ton grain bin make this a turn-key farm.
Key facts
- Perimeter fencing
- Hobby farm
- Waterers
Tags
Property features AI
Finance
- HOA & community: No association fees
Exterior
- Parking: Other parking
- Utilities: Rural water; Other sewer
- Home design: Single family residence; 1.5-story layout; Residential property; Not located inside city limits
- Construction: Vinyl siding; Metal roof; Full basement
- Exterior features: Deck and patio; Horse facilities; Barn(s), outbuilding(s), and shed(s); Fenced (other); Pond(s); Gravel road access; Approximately 4.8 acres
Interior
- Kitchen: Eat-in kitchen; Second kitchen in the basement
- Bedrooms: 4 bedrooms (some on first floor, some on second floor)
- Bathrooms: 3 full bathrooms
- Heating & cooling: Forced air heating; Heat pump; Electric cooling
- Interior features: Ceiling fans; Vaulted ceilings; Skylights; Thermal windows; Two wood-burning fireplaces (Living Room and Family Room); Family room and mud room
- Laundry & utility: Laundry in the basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $86 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $108k (13.9% below list).
- Recommended offer: $108k (13.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 55/100 on livability (#733 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing B; Watch: employment D, schools F, amenities F.
- Trenton R-IX (town): math 28% / reading 43% proficiency, ranked #223 of 324 in MO (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 50 active listings in the ZIP; 2 units permitted in Grundy County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Grundy County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 7.12%
- Cash-on-cash
- 2.95%
- DSCR
- 1.13
- GRM
- 9.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.7%
- Equity multiple
- 0.58×
- Total profit
- $-14,811
- Equity at exit
- $18,638
- IRR
- -2.6%
- Equity multiple
- 0.83×
- Total profit
- $-6,012
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64683
- Home prices YoY
- -14.6%
- Active inventory
- 50
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,076 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$57 /mo · $680/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$226
- Net cashflow
- $86
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 4 events
-
2026-04-14status Pending
-
2026-04-09$125,000 Active
-
2021-08-26soldstatus 1293-char remark
Show marketing remark (1293 chars)
Great little hobby farm on 4.8 acres just minutes from town! Ready for livestock with continuous fencing, perimeter fencing, paddocks, waterers, a pond, and several outbuildings! This 1.5 story home has plenty of space with 4 bedrooms and 3 full bathrooms. Low maintenance exterior with vinyl siding, metal roof, and vinyl windows. The main floor includes a living room with vaulted ceilings, wood beams, and a wood burning fireplace, as well as an eat-in kitchen with appliances, master bedroom and bathroom, second bedroom, guest bathroom, and mudroom. Upstairs you will find 2 additional bedrooms and a full bathroom. The walkout basement is finished with a family room, canning kitchen, laundry room with shelving, and ¼ bathroom. Additional features include ample closet space, ground source heat pump, central air, patio, and a large deck to enjoy views of the pasture. Outside you will find apple, peach, apricot, and plum trees, as well as raspberry and gooseberry bushes. Several outbuildings including a 30x40 livestock barn with 4 horse stalls with mats, automatic waterer, and electricity. A 30x27 outbuilding with concrete floor, electricity, water, milking room, and loft. Other small outbuildings, hydrant and wash rack, and a 1.5 ton grain bin make this a turn-key farm.
-
2021-07-26$249,000 1293-char remark
Show marketing remark (1293 chars)
Great little hobby farm on 4.8 acres just minutes from town! Ready for livestock with continuous fencing, perimeter fencing, paddocks, waterers, a pond, and several outbuildings! This 1.5 story home has plenty of space with 4 bedrooms and 3 full bathrooms. Low maintenance exterior with vinyl siding, metal roof, and vinyl windows. The main floor includes a living room with vaulted ceilings, wood beams, and a wood burning fireplace, as well as an eat-in kitchen with appliances, master bedroom and bathroom, second bedroom, guest bathroom, and mudroom. Upstairs you will find 2 additional bedrooms and a full bathroom. The walkout basement is finished with a family room, canning kitchen, laundry room with shelving, and ¼ bathroom. Additional features include ample closet space, ground source heat pump, central air, patio, and a large deck to enjoy views of the pasture. Outside you will find apple, peach, apricot, and plum trees, as well as raspberry and gooseberry bushes. Several outbuildings including a 30x40 livestock barn with 4 horse stalls with mats, automatic waterer, and electricity. A 30x27 outbuilding with concrete floor, electricity, water, milking room, and loft. Other small outbuildings, hydrant and wash rack, and a 1.5 ton grain bin make this a turn-key farm.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $680 · $57/mo
- Projected year-2 tax
- $1,212 · $101/mo
- Expected delta
- +$533/yr (+$44/mo · 78.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,918
- − Mortgage interest
- −$7,002
- − Property taxes
- −$680
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,033
- − Management
- −$1,033
- − Depreciation
- −$3,636
- Taxable loss
- −$1,092
- Est. tax savings @ 24.0%
- +$262
- After-tax cash flow
- $1,296/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Trenton R-IX
- NCES district ID
- 2930360
- Math proficiency
- 28% ▼ -7.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $37,586
- Composite
- 29.52/100
- National rank
- #6499
- State rank
- #223 of 324 in MO
Livability — Edinburg
- Score
- 55/100
- State rank
- #733
- US rank
- #23241
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 7,648
Population outlook (Grundy County) Hauer SSP2
- Today (2025)
- 9,586 people
- By 2030
- 9,298 · -3.0%
- By 2040
- 8,783 · -8.4%
- By 2050
- 8,262 · -13.8%
- By 2075
- 7,011 · -26.9%
- By 2100
- 5,650 · -41.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 5% Hispanic / Latino 3% Asian 1%
- Common ancestry
- Serbian 2% Portuguese 1% Slovak 1%
- Foreign-born
- 1% · China
- Languages at home
- 98% English-only · German/W. Germanic 1% Chinese 1% Spanish 1%
Political lean MEDSL · Grundy
- 2024 margin
- Solid R (+63.6) · D 17.8% · R 81.4%
- 2008→2024 swing
- -33.5pp toward R · 2008: -30.1pp · 2024: -63.6pp
- All cycles
- 2024: R+63.6 2020: R+62.8 2016: R+60.8 2012: R+41.6 2008: R+30.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.24%
- Current HPI
- 188.2901
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
-49.8% since first listed4 events — show timeline
- 2026-04-14 Pending — Heartland MLS as Distributed by MLS Grid
- 2026-04-09 Listed $125,000 Heartland MLS as Distributed by MLS Grid
- 2021-08-26 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2021-07-26 Listed $249,000 Heartland MLS as Distributed by MLS Grid
Property tax history
+5.1%/yrLatest (2025): $680 · +13.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…