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11 Brook Trl
B- Composite 69.69
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.3/10.0
  • 1% rule +7.4/10.0
  • Schools +4.8/10.0
  • Livability +4.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$209,000

11 Brook Trl · East Hampton, CT 06424
2 bd · 1.0 ba · 1,141 sqft · SingleFamily public records · 17 Days on market
Built 1950 0.48 ac lot Est $355k · 41% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

A rare blank-slate opportunity on nearly half an acre (0.46 ac) in a quiet East Hampton neighborhood. This 2-bed, 1-bath home offers approximately 1,141 sq ft and has been opened up and prepped for renovation - giving you the freedom to design and finish it exactly the way you want, without working around an existing layout. A great fit for investors, flippers, or hands-on buyers ready to build real equity. The generous lot, established location, and proximity to town, schools, and Lake Pocotopaug recreation make this a strong candidate for the right vision. Comparable renovated homes in the area support attractive upside.

Key facts

  • Proximity to schools
  • Generous lot
  • Proximity to town

Tags

GENEROUS LOTPROXIMITY TO TOWNPROXIMITY TO SCHOOLS

Property features AI

Finance

  • Other: Located in Middlesex County, Connecticut; GPS-friendly directions available

Exterior

  • Utilities: Private well water; Connected to public sewer; No hot water reported
  • Home design: Single-family home
  • Construction: Frame construction; Concrete foundation
  • Exterior features: Vinyl siding

Interior

  • Bedrooms: 2 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Baseboard heat; No fuel specified for heating
  • Interior features: Crawl space basement; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $209k.

Deal economics

  • At list price, monthly cash flow is $468 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $209k).
  • Recommended offer: $206k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 82/100 on livability (#13 in CT, #1,301 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, housing A+; Watch: amenities C-, commute F.
  • East Hampton School District (town): math 43% / reading 59% proficiency, ranked #70 of 153 in CT (top 46%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
  • Market conditions: 62 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 278 units permitted in Lower Connecticut River Valley Planning Region in 2024 (89 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $30k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $145k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 41% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Recommended offer $205,865 (1.5% below list)

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
8.98%
Cash-on-cash
9.59%
DSCR
1.43
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$354,851
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
19 Wordsworth Rd 0.16mi 2/1.5 1,100 (-4%) 8mo $225,000 $205 78
5 Seminole Trl 0.37mi 2/1.0 1,068 (-6%) 1mo $302,500 $283 71
15 Wangonk Trl 0.18mi 3/1.5 (+1) 1,170 (+2%) 22mo $555,000 $474 61
204 E High St 0.39mi 2/1.0 1,183 (+4%) 19mo $254,000 $215 60
6 Wangonk Trl 0.14mi 3/1.0 (+1) 1,056 (-7%) 21mo $333,000 $315 59
14 Barrie Rd 0.29mi 1/1.0 (-1) 1,008 (-12%) 10mo $313,000 $311 54
15 Barrie Rd 0.29mi 3/2.0 (+1) 1,300 (+14%) 1mo $375,000 $288 53
23 Oneill Ln 0.46mi 3/2.0 (+1) 1,239 (+9%) 13mo $669,000 $540 44
79 Spellman Point Rd 0.67mi 3/2.0 (+1) 1,311 (+15%) 13mo $700,000 $534 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.8%
Equity multiple
0.93×
Total profit
$-3,958
Equity at exit
$31,163
10-year hold
IRR
8.0%
Equity multiple
1.60×
Total profit
$35,398
Equity at exit
$18,071

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06424

Home prices YoY
-34.6%
Active inventory
62
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$2,586 high interval (Pro) →
Mortgage (P&I)
$1,096
Tax from tax record
$392 /mo · $4,709/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$543
Net cashflow
$468

Break-even live

Break-even rent $1,994
Max offer price $209,000
Occupancy floor 77%

Sensitivity live

Price -10% $586 -5% $527 +0% $468 +5% $409 +10% $349
Rent -10% $263 -5% $366 +0% $468 +5% $570 +10% $672
Rate -1.0pp $573 -0.5pp $521 base $468 +0.5pp $414 +1.0pp $358

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
20 Seminole Trl East Hampton, CT 2.0 1.5 1000 $2,900 $2.90 44d 1 0.38mi
502 Edgewater Cir Unit C East Hampton, CT 2.0 2.0 1017 $2,650 $2.61 2d 1 0.56mi
501 Edgewater Cir Unit G East Hampton, CT 2.0 2.0 1017 $2,650 $2.61 2d 1 0.58mi
22 Lakeview St Unit 1 East Hampton, CT 3.0 1.5 980 $2,000 $2.04 24d 1 0.99mi
24 Main St Unit 2 East Hampton, CT 2.0 1.0 786 $1,995 $2.54 45d 1 1.42mi
24 Main St Unit 1 East Hampton, CT 3.0 1.0 1009 $2,395 $2.37 44d 1 1.42mi

Listing history 14 events

  1. 2026-06-21
    days on market $209,000 Active 17 DOM
  2. 2026-06-18
    days on market $209,000 Active 15 DOM
  3. 2026-06-17
    days on market $209,000 Active 14 DOM
  4. 2026-06-16
    days on market $209,000 Active 13 DOM
  5. 2026-06-16
    price $209,000 Active 12 DOM
  6. 2026-06-15
    days on market $229,000 Active 12 DOM
  7. 2026-06-13
    days on market $229,000 Active 10 DOM
  8. 2026-06-12
    pricedays on market $229,000 Active 9 DOM
  9. 2026-06-09
    days on market $239,000 Active 6 DOM
  10. 2026-06-08
    days on market $239,000 Active 5 DOM
  11. 2026-06-07
    days on market $239,000 Active 4 DOM
  12. 2026-06-07
    days on market $239,000 Active 3 DOM
  13. 2026-06-04
    remarks 630-char remark
  14. 2026-06-04
    listed $239,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$4,709 · $392/mo
Projected year-2 tax
$4,709 · $392/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 41% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,037
− Mortgage interest
−$11,707
− Property taxes
−$4,709
− Insurance
−$1,045
− Repairs & maintenance
−$2,483
− Management
−$2,483
− Depreciation
−$6,080
Taxable income
$2,529
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$607
After-tax cash flow
$5,006/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Hampton School District
NCES district ID
0901230
Math proficiency
43% ▼ -13.00%
Reading proficiency
59% ▼ -8.00%
Median HH income
$91,846
Composite
47.55/100
National rank
#2265
State rank
#70 of 153 in CT

Livability — East Hampton

Score
82/100
State rank
#13
US rank
#1301

Category grades

Amenities C- Commute F Cost of living C+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lake Pocotopaug, CT
Population (ZIP)
12,401

Population outlook (Lower Connecticut River Valley County) Hauer SSP2

By 2040
188,651

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Romanian 11% Lithuanian 4% Italian 4%
Foreign-born
5% · Canada
Languages at home
93% English-only · Other Indo-European 2% Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Lower Connecticut River Valley

2024 margin
D (+13.4) · D 55.9% · R 42.4% · Other 1.7%
All cycles
2024: D+13.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -100.67%
Current HPI
190.1694
Rent YoY
Metro
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+143.9% since first listed
6 events — show timeline
  • 2026-06-03 Listed $239,000 Smart MLS
  • 2026-06-02 Listing Removed Smart MLS
  • 2026-06-02 Listed $239,000 Smart MLS
  • 2005-06-21 Sold (Public Records) $145,000 Public Records
  • 2005-06-21 Sold (Public Records) $145,000 Public Records
  • 1998-10-07 Sold (Public Records) $98,000 Public Records

Property tax history

+2.8%/yr

Latest (2022): $4,709 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…