63 Arthur Dr · Larkfield-Wikiup, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 90°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 18 days/yr
- Unhealthy air days in 30 yrs
- 20 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +3.8/5.0
- Schools +3.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$129,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.
Key facts
- Remodeled bathroom
- Remodeled kitchen
- Newer windows
Tags
Property features AI
Finance
- Other: Located in Mobile Estates park
- Financial info: Land lease amount applies (space rent listed separately)
- HOA & community: No association; Senior community
Exterior
- Parking: Covered parking with space for 3 vehicles
- Utilities: Public sewer; No on-site power production
- Home design: Manufactured in park (single wide); Made by Fleetwood; Metal skirting; Land lease (space rent applies); Located in a senior community
- Construction: Updated/remodeled
- Exterior features: Covered patio
Interior
- Kitchen: Free standing gas range; Free standing refrigerator; Microwave
- Bedrooms: 3 bedrooms
- Bathrooms: 1 full bathroom with tub/shower over
- Heating & cooling: Central heating; No cooling
- Interior features: Updated/remodeled condition; Kitchen and family room combined; Family room with attached deck
- Laundry & utility: Stacked washer and dryer included; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath manufactured listed at $129k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $2k ($20k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $129k).
- Recommended offer: $127k (1.5% below list) — sets the bar for market timing.
- Cap rate 22.1% vs local median 2.1% in Larkfield-Wikiup — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Santa Rosa High (urban): math 31% / reading 47% proficiency, ranked #703 of 1,400 in CA (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 199 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
- This rent runs 40% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.1% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 27 days — a 2% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.54% ✓
- Cap rate
- 22.12%
- Cash-on-cash
- 56.52%
- DSCR
- 3.51
- GRM
- 3.3
CMA / ARV
- ARV (on-the-fly)
- $110,250
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 65 Arthur Dr | 0.01mi | 2/1.0 (-1) | 710 (-3%) | 11mo | $150,000 | $211 | 79 |
| 69 Arthur Dr | 0.02mi | 2/1.0 (-1) | 702 (-4%) | 18mo | $139,500 | $199 | 72 |
| 504 Colonial Park Dr | 0.17mi | 2/1.0 (-1) | 800 (+9%) | 5mo | $95,000 | $119 | 69 |
| 546 Colonial Park Dr | 0.21mi | 2/1.0 (-1) | 800 (+9%) | 4mo | $120,000 | $150 | 67 |
| 445 Colonial Park Dr | 0.19mi | 2/1.0 (-1) | 800 (+9%) | 8mo | $90,000 | $113 | 65 |
| 70 Colonial Park Dr | 0.32mi | 2/1.5 (-1) | 750 (+2%) | 18mo | $115,000 | $153 | 60 |
| 623 Colonial Park Dr | 0.27mi | 2/1.0 (-1) | 800 (+9%) | 13mo | $98,000 | $123 | 57 |
| 23 Ellie Dr | 0.13mi | 2/2.0 (-1) | 840 (+14%) | 6mo | $122,700 | $146 | 56 |
| 5481 Ranchito Way | 0.65mi | 2/1.0 (-1) | 784 (+7%) | 7mo | $72,500 | $92 | 48 |
| 5501 Ranchito Way | 0.63mi | 2/2.0 (-1) | 840 (+14%) | 2mo | $130,000 | $155 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.1% rent growth · sell at horizon
- IRR
- 51.6%
- Equity multiple
- 3.16×
- Total profit
- $78,194
- Equity at exit
- $19,234
- IRR
- 55.8%
- Equity multiple
- 5.76×
- Total profit
- $171,777
- Equity at exit
- $11,154
Cash invested: $36,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95403
- Rents YoY
- 0.1%
- Active inventory
- 199
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $3,282 medium interval (Pro) →
- Mortgage (P&I)
- −$676
- Tax est. 1.5%
- −$161 /mo · $1,935/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$689
- Net cashflow
- $1,701
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,250
- Closing costs
- $3,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1145 Shiloh Rd Windsor, CA | 3.0 | 1.0–2.0 | 776 | $4,395 | $5.66 | 8d | 14 | 1.22mi |
Listing history 20 events
-
2026-06-18days on market $129,000 Active 27 DOM
-
2026-06-17days on market $129,000 Active 26 DOM
-
2026-06-16days on market $129,000 Active 25 DOM
-
2026-06-15days on market $129,000 Active 24 DOM
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2026-06-14days on market $129,000 Active 22 DOM
-
2026-06-13days on market $129,000 Active 21 DOM
-
2026-06-10days on market $129,000 Active 19 DOM
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2026-06-09days on market $129,000 Active 18 DOM
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2026-06-08days on market $129,000 Active 17 DOM
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2026-06-07days on market $129,000 Active 16 DOM
-
2026-06-03days on market $129,000 Active 12 DOM
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2026-06-02days on market $129,000 Active 11 DOM
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2026-06-01days on market $129,000 Active 10 DOM
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2026-05-31days on market $129,000 Active 9 DOM
-
2026-05-30days on market $129,000 Active 8 DOM
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2026-05-22$129,000 Active
-
2023-07-29status Pending 150-char remark
Show marketing remark (150 chars)
Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.
-
2023-07-27soldstatus $130,000 Closed 150-char remark
Show marketing remark (150 chars)
Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.
-
2023-06-27historical Contingent (No Show) 150-char remark
Show marketing remark (150 chars)
Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.
-
2023-06-08$149,000 Active 150-char remark
Show marketing remark (150 chars)
Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 4/10 Moderate 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 18 unhealthy d/yr today · 20 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,384
- − Mortgage interest
- −$7,226
- − Property taxes
- −$1,935
- − Insurance
- −$645
- − Repairs & maintenance
- −$3,151
- − Management
- −$3,151
- − Depreciation
- −$3,753
- Taxable income
- $19,524
- Est. tax owed @ 24.0%
- −$4,686
- After-tax cash flow
- $15,730/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This charming mobile home is move-in ready with tasteful updates and a fresh exterior. A great opportunity for an investor to enjoy affordable living in a welcoming community.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and value
- Both Replace outdoor light fixture — Improves safety and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior — Enhances curb appeal and value ↑
- Both Replace outdoor light fixture — Improves safety and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Santa Rosa High
- NCES district ID
- 0635830
- Math proficiency
- 31% —
- Reading proficiency
- 47% —
- Median HH income
- $62,000
- Composite
- 37.25/100
- National rank
- #8972
- State rank
- #703 of 1400 in CA
Livability — Larkfield-Wikiup
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Larkfield-Wikiup, CA
- County
- Sonoma County · 449,805 people
- City population
- 45,570
- Metro
- Santa Rosa-Petaluma, CA
- Population (ZIP)
- 45,806
- Household income
- $98,191
- Rent vs Own
- Severe rent burden
- 1770.0
Population outlook (Sonoma County) Hauer SSP2
- Today (2025)
- 539,935 people
- By 2030
- 554,870 · +2.8%
- By 2040
- 573,262 · +6.2%
- By 2050
- 580,715 · +7.6%
- By 2075
- 579,229 · +7.3%
- By 2100
- 547,835 · +1.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 50% Hispanic / Latino 37% Two or more races 13% Asian 5% Native American 2% Black 2%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Italian 3% Slovak 2% Lithuanian 2%
- Foreign-born
- 20% · Canada, Vietnam, South Korea
- Languages at home
- 67% English-only · Spanish 26% Other Indo-European 1% Vietnamese 1%
Political lean MEDSL · Sonoma
- 2024 margin
- Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
- 2008→2024 swing
- -3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
- All cycles
- 2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -679.94%
- Current HPI
- 254.3106
- Rent YoY
- ▲ 0.10%
- Metro
- Santa Rosa-Petaluma, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-13.4% since first listed5 events — show timeline
- 2026-05-22 Listed $129,000 BAREIS
- 2023-07-29 Pending — BAREIS
- 2023-07-27 Sold (MLS) $130,000 BAREIS
- 2023-06-27 Contingent — BAREIS
- 2023-06-08 Listed $149,000 BAREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…