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63 Arthur Dr
C+ Composite 62.5
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$129,000

63 Arthur Dr · Larkfield-Wikiup, CA 95403
3 bd · 1.0 ba · 735 sqft · Manufactured · 27 Days on market
Built 1967 Good condition Est $110k · 17% over ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.

Key facts

  • Remodeled bathroom
  • Remodeled kitchen
  • Newer windows

Tags

REMODELED KITCHENREMODELED BATHROOMUPDATED FLOORINGNEWER WINDOWS

Property features AI

Finance

  • Other: Located in Mobile Estates park
  • Financial info: Land lease amount applies (space rent listed separately)
  • HOA & community: No association; Senior community

Exterior

  • Parking: Covered parking with space for 3 vehicles
  • Utilities: Public sewer; No on-site power production
  • Home design: Manufactured in park (single wide); Made by Fleetwood; Metal skirting; Land lease (space rent applies); Located in a senior community
  • Construction: Updated/remodeled
  • Exterior features: Covered patio

Interior

  • Kitchen: Free standing gas range; Free standing refrigerator; Microwave
  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom with tub/shower over
  • Heating & cooling: Central heating; No cooling
  • Interior features: Updated/remodeled condition; Kitchen and family room combined; Family room with attached deck
  • Laundry & utility: Stacked washer and dryer included; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $129k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $2k ($20k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $129k).
  • Recommended offer: $127k (1.5% below list) — sets the bar for market timing.
  • Cap rate 22.1% vs local median 2.1% in Larkfield-Wikiup — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Santa Rosa High (urban): math 31% / reading 47% proficiency, ranked #703 of 1,400 in CA (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 199 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.1% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,065 (1.5% below list)

Questions for the listing agent

  1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.54%
Cap rate
22.12%
Cash-on-cash
56.52%
DSCR
3.51
GRM
3.3

CMA / ARV

ARV (on-the-fly)
$110,250
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
65 Arthur Dr 0.01mi 2/1.0 (-1) 710 (-3%) 11mo $150,000 $211 79
69 Arthur Dr 0.02mi 2/1.0 (-1) 702 (-4%) 18mo $139,500 $199 72
504 Colonial Park Dr 0.17mi 2/1.0 (-1) 800 (+9%) 5mo $95,000 $119 69
546 Colonial Park Dr 0.21mi 2/1.0 (-1) 800 (+9%) 4mo $120,000 $150 67
445 Colonial Park Dr 0.19mi 2/1.0 (-1) 800 (+9%) 8mo $90,000 $113 65
70 Colonial Park Dr 0.32mi 2/1.5 (-1) 750 (+2%) 18mo $115,000 $153 60
623 Colonial Park Dr 0.27mi 2/1.0 (-1) 800 (+9%) 13mo $98,000 $123 57
23 Ellie Dr 0.13mi 2/2.0 (-1) 840 (+14%) 6mo $122,700 $146 56
5481 Ranchito Way 0.65mi 2/1.0 (-1) 784 (+7%) 7mo $72,500 $92 48
5501 Ranchito Way 0.63mi 2/2.0 (-1) 840 (+14%) 2mo $130,000 $155 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold
IRR
51.6%
Equity multiple
3.16×
Total profit
$78,194
Equity at exit
$19,234
10-year hold
IRR
55.8%
Equity multiple
5.76×
Total profit
$171,777
Equity at exit
$11,154

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95403

Rents YoY
0.1%
Active inventory
199
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$3,282 medium interval (Pro) →
Mortgage (P&I)
$676
Tax est. 1.5%
$161 /mo · $1,935/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$689
Net cashflow
$1,701

Break-even live

Break-even rent $1,128
Max offer price $129,000
Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,250
Closing costs
$3,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1145 Shiloh Rd Windsor, CA 3.0 1.0–2.0 776 $4,395 $5.66 8d 14 1.22mi

Listing history 20 events

  1. 2026-06-18
    days on market $129,000 Active 27 DOM
  2. 2026-06-17
    days on market $129,000 Active 26 DOM
  3. 2026-06-16
    days on market $129,000 Active 25 DOM
  4. 2026-06-15
    days on market $129,000 Active 24 DOM
  5. 2026-06-14
    days on market $129,000 Active 22 DOM
  6. 2026-06-13
    days on market $129,000 Active 21 DOM
  7. 2026-06-10
    days on market $129,000 Active 19 DOM
  8. 2026-06-09
    days on market $129,000 Active 18 DOM
  9. 2026-06-08
    days on market $129,000 Active 17 DOM
  10. 2026-06-07
    days on market $129,000 Active 16 DOM
  11. 2026-06-03
    days on market $129,000 Active 12 DOM
  12. 2026-06-02
    days on market $129,000 Active 11 DOM
  13. 2026-06-01
    days on market $129,000 Active 10 DOM
  14. 2026-05-31
    days on market $129,000 Active 9 DOM
  15. 2026-05-30
    days on market $129,000 Active 8 DOM
  16. 2026-05-22
    listed $129,000 Active
  17. 2023-07-29
    status Pending 150-char remark
    Show marketing remark (150 chars)

    Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.

  18. 2023-07-27
    soldstatus $130,000 Closed 150-char remark
    Show marketing remark (150 chars)

    Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.

  19. 2023-06-27
    historical Contingent (No Show) 150-char remark
    Show marketing remark (150 chars)

    Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.

  20. 2023-06-08
    listed $149,000 Active 150-char remark
    Show marketing remark (150 chars)

    Welcome to a view of the Vineyard off you new back porch. 3 bedroom 1 bath remodeled home with new windows, new bathroom and new kitchen and flooring.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 18 unhealthy d/yr today · 20 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,384
− Mortgage interest
−$7,226
− Property taxes
−$1,935
− Insurance
−$645
− Repairs & maintenance
−$3,151
− Management
−$3,151
− Depreciation
−$3,753
Taxable income
$19,524
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,686
After-tax cash flow
$15,730/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This charming mobile home is move-in ready with tasteful updates and a fresh exterior. A great opportunity for an investor to enjoy affordable living in a welcoming community.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and value
  • Both Replace outdoor light fixture — Improves safety and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and value
  • Both Replace outdoor light fixture — Improves safety and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Santa Rosa High
NCES district ID
0635830
Math proficiency
31%
Reading proficiency
47%
Median HH income
$62,000
Composite
37.25/100
National rank
#8972
State rank
#703 of 1400 in CA

Livability — Larkfield-Wikiup

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Larkfield-Wikiup, CA
County
Sonoma County · 449,805 people
City population
45,570
Metro
Santa Rosa-Petaluma, CA
Population (ZIP)
45,806
Household income
$98,191
Rent vs Own
45.2% rent · 54.8% own
Severe rent burden
1770.0

Population outlook (Sonoma County) Hauer SSP2

Today (2025)
539,935 people
By 2030
554,870 · +2.8%
By 2040
573,262 · +6.2%
By 2050
580,715 · +7.6%
By 2075
579,229 · +7.3%
By 2100
547,835 · +1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 50% Hispanic / Latino 37% Two or more races 13% Asian 5% Native American 2% Black 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Italian 3% Slovak 2% Lithuanian 2%
Foreign-born
20% · Canada, Vietnam, South Korea
Languages at home
67% English-only · Spanish 26% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Sonoma

2024 margin
Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
2008→2024 swing
-3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
All cycles
2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -679.94%
Current HPI
254.3106
Rent YoY
▲ 0.10%
Metro
Santa Rosa-Petaluma, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-13.4% since first listed
5 events — show timeline
  • 2026-05-22 Listed $129,000 BAREIS
  • 2023-07-29 Pending BAREIS
  • 2023-07-27 Sold (MLS) $130,000 BAREIS
  • 2023-06-27 Contingent BAREIS
  • 2023-06-08 Listed $149,000 BAREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…