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1008 Madisyn Ln
D- Composite 36.72
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.1/15.0
  • Schools +6.1/10.0
  • Cash flow +5.7/30.0
  • Appreciation +4.4/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.7/10.0
  • DSCR +0.1/10.0

$419,990

1008 Madisyn Ln · Valencia, PA 16059
3 bd · 2.5 ba · 1,901 sqft · Townhouse · 60 Days on market
Built 2026 3,049 sqft lot $221/sqft · 8% below area Est $456k · 8% under $170/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to 1008 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia's newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier-perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a large island, opening effortlessly to the dining area and spacious family room-ideal for entertaining or relaxing at home. Upstairs, the private owner's suite offers a walk-in closet and full bath. Two additional bedrooms each feature walk-in closets and share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball court. Don't miss this opportunity to make Sienna Village your new home, schedule a tour today!

Key facts

  • Quartz countertops
  • Main-level entrance
  • Second-floor laundry

Tags

MAIN-LEVEL ENTRANCELUXURY VINYL PLANK FLOORINGSTYLISH KITCHENQUARTZ COUNTERTOPSWALK-IN CLOSETSECOND-FLOOR LAUNDRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $420k.

Deal economics

  • At list price, monthly cash flow is $-860 ($-10k/yr) — negative.
  • To cash-flow at today's rent, offer at most $295k (29.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $280k (33.3% below list).
  • Recommended offer: $280k (33.3% below list) — sets the bar for 1% rule.
  • Cap rate 3.8% vs local median 2.0% in Valencia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 55/100 on livability (#1,667 in PA) — a working-class tenant base; expect higher turnover. Strengths: housing A-, crime B, cost of living B; Watch: schools D-, amenities F, commute F.
  • Mars Area SD (rural): math 58% / reading 78% proficiency, ranked #24 of 539 in PA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 7% free/reduced lunch — higher-income household profile.
  • Market conditions: 48 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 987 units permitted in Butler County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.3%/yr); year-one equity from $3k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Butler County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($407k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $280,000 (33.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
3.83%
Cash-on-cash
-8.78%
DSCR
0.61
GRM
12.5

CMA / ARV

ARV (median comp)
$456,077
List price
$419,990
Delta
-7.91%
Verdict
FAIR
Comps
7 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1002 Madisyn Ln 0.02mi 3/2.5 1,901 (0%) 1mo $427,990 $225 98
1191 Tilly Dr 0.64mi 2/2.0 (-1) 1,849 (-3%) 8mo $439,900 $238 52
1253 Tilly Dr 0.71mi 2/2.0 (-1) 1,849 (-3%) 8mo $472,000 $255 48
1271 Tilly Dr 0.72mi 2/2.0 (-1) 1,849 (-3%) 15mo $450,000 $243 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.27% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.8%
Equity multiple
0.22×
Total profit
$-91,347
Equity at exit
$95,990
10-year hold
IRR
-12.2%
Equity multiple
-0.02×
Total profit
$-120,466
Equity at exit
$96,272

Cash invested: $117,597 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16059

Home prices YoY
-0.5%
Active inventory
48
Price-to-rent
12.5×

Monthly cashflow live

Estimated rent
$2,800 medium interval (Pro) →
Mortgage (P&I)
$2,202
Tax est. 1.5%
$525 /mo · $6,300/yr
Insurance
$175
HOA
$170
Vacancy / Maint / Mgmt
$588
Net cashflow
$-860

Break-even live

Break-even rent $3,889
Max offer price $295,481
Occupancy floor

Sensitivity live

Price -10% $-570 -5% $-715 +0% $-860 +5% $-1,006 +10% $-1,151
Rent -10% $-1,082 -5% $-971 +0% $-860 +5% $-750 +10% $-639
Rate -1.0pp $-649 -0.5pp $-754 base $-860 +0.5pp $-969 +1.0pp $-1,080

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$104,998
Closing costs
$12,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1078 Adair Ave Valencia, PA 3.0 2.5 2253 $2,800 $1.24 3d 1 1.41mi

HOA detail

Monthly dues
$170 · $2,040/yr
Likely covers
pool

Listing history 20 events

  1. 2026-06-21
    days on market $419,990 Active 60 DOM
  2. 2026-06-18
    days on market $419,990 Active 57 DOM
  3. 2026-06-17
    days on market $419,990 Active 56 DOM
  4. 2026-06-16
    days on market $419,990 Active 55 DOM
  5. 2026-06-15
    days on market $419,990 Active 54 DOM
  6. 2026-06-13
    days on market $419,990 Active 52 DOM
  7. 2026-06-13
    remarks 687-char remark
  8. 2026-06-13
    days on market $419,990 Active 51 DOM
  9. 2026-06-09
    days on market $419,990 Active 48 DOM
  10. 2026-06-08
    days on market $419,990 Active 47 DOM
  11. 2026-06-07
    days on market $419,990 Active 46 DOM
  12. 2026-06-03
    days on market $419,990 Active 42 DOM
  13. 2026-06-02
    days on market $419,990 Active 41 DOM
  14. 2026-06-02
    price $419,990 Active 40 DOM
  15. 2026-06-01
    days on market $424,990 Active 40 DOM
  16. 2026-05-31
    days on market $424,990 Active 39 DOM
  17. 2026-05-12
    price $429,990 1236-char remark
    Show marketing remark (1236 chars)

    Welcome home to 1008 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia's newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier-perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a large island, opening effortlessly to the dining area and spacious family room-ideal for entertaining or relaxing at home. Upstairs, the private owner's suite offers a walk-in closet and full bath. Two additional bedrooms each feature walk-in closets and share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball court. Don't miss this opportunity to make Sienna Village your new home, schedule a tour today!

  18. 2026-05-11
    price $429,990 1309-char remark
    Show marketing remark (1309 chars)

    Welcome home to 1002 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia’s newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier—perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a pantry, opening effortlessly to the dining area and spacious family room—ideal for entertaining or relaxing at home. Upstairs, the private owner’s suite offers a walk-in closet and full bath, while two additional bedrooms—each with walk-in closets—share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball courts. Conveniently located near I-79, Route 228, and shopping and dining at The Streets of Cranberry, with an easy commute to Pittsburgh.

  19. 2026-04-23
    listed $430,990 Active 1236-char remark
    Show marketing remark (1236 chars)

    Welcome home to 1008 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia's newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier-perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a large island, opening effortlessly to the dining area and spacious family room-ideal for entertaining or relaxing at home. Upstairs, the private owner's suite offers a walk-in closet and full bath. Two additional bedrooms each feature walk-in closets and share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball court. Don't miss this opportunity to make Sienna Village your new home, schedule a tour today!

  20. 2026-04-22
    listed $430,990 Active 1309-char remark
    Show marketing remark (1309 chars)

    Welcome home to 1002 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia’s newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier—perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a pantry, opening effortlessly to the dining area and spacious family room—ideal for entertaining or relaxing at home. Upstairs, the private owner’s suite offers a walk-in closet and full bath, while two additional bedrooms—each with walk-in closets—share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball courts. Conveniently located near I-79, Route 228, and shopping and dining at The Streets of Cranberry, with an easy commute to Pittsburgh.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,600
− Mortgage interest
−$23,526
− Property taxes
−$6,300
− Insurance
−$2,100
− Repairs & maintenance
−$2,688
− Management
−$2,688
− HOA
−$2,040
− Depreciation
−$12,218
Taxable loss
−$17,960
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,310
After-tax cash flow
$-6,015/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mars Area SD
NCES district ID
4214790
Math proficiency
58% ▼ -8.00%
Reading proficiency
78% ▼ -7.00%
Median HH income
$84,859
Composite
60.96/100
National rank
#806
State rank
#24 of 539 in PA

Livability — Valencia

Score
55/100
State rank
#1667
US rank
#23633

Category grades

Amenities F Commute F Cost of living B Crime B Employment B- Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
9,770

Population outlook (Butler County) Hauer SSP2

Today (2025)
190,777 people
By 2030
191,476 · +0.4%
By 2040
189,474 · -0.7%
By 2050
182,050 · -4.6%
By 2075
159,526 · -16.4%
By 2100
129,028 · -32.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Hispanic / Latino 3% Black 1% Two or more races 1%
Common ancestry
Romanian 8% Serbian 4% Slovak 3%
Foreign-born
2% · Canada, Jamaica, Guatemala
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Butler

2024 margin
Solid R (+32.2) · D 33.5% · R 65.7%
2008→2024 swing
-4.8pp toward R · 2008: -27.4pp · 2024: -32.2pp
All cycles
2024: R+32.2 2020: R+32.5 2016: R+37.5 2012: R+34.9 2008: R+27.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.27%
Current HPI
276.1662
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-0.2% since first listed
4 events — show timeline
  • 2026-05-12 Price Changed $429,990 Zillow
  • 2026-05-11 Price Changed $429,990 West Penn MLS
  • 2026-04-23 Listed $430,990 Zillow
  • 2026-04-22 Listed $430,990 West Penn MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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