1008 Madisyn Ln · Valencia, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.1/15.0
- Schools +6.1/10.0
- Cash flow +5.7/30.0
- Appreciation +4.4/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.7/10.0
- DSCR +0.1/10.0
$419,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to 1008 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia's newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier-perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a large island, opening effortlessly to the dining area and spacious family room-ideal for entertaining or relaxing at home. Upstairs, the private owner's suite offers a walk-in closet and full bath. Two additional bedrooms each feature walk-in closets and share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball court. Don't miss this opportunity to make Sienna Village your new home, schedule a tour today!
Key facts
- Quartz countertops
- Main-level entrance
- Second-floor laundry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $420k.
Deal economics
- At list price, monthly cash flow is $-860 ($-10k/yr) — negative.
- To cash-flow at today's rent, offer at most $295k (29.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $280k (33.3% below list).
- Recommended offer: $280k (33.3% below list) — sets the bar for 1% rule.
- Cap rate 3.8% vs local median 2.0% in Valencia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 55/100 on livability (#1,667 in PA) — a working-class tenant base; expect higher turnover. Strengths: housing A-, crime B, cost of living B; Watch: schools D-, amenities F, commute F.
- Mars Area SD (rural): math 58% / reading 78% proficiency, ranked #24 of 539 in PA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 7% free/reduced lunch — higher-income household profile.
- Market conditions: 48 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 987 units permitted in Butler County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.3%/yr); year-one equity from $3k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Butler County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 60 days — a 3% lower offer ($407k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 60 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.67% ✗
- Cap rate
- 3.83%
- Cash-on-cash
- -8.78%
- DSCR
- 0.61
- GRM
- 12.5
CMA / ARV
- ARV (median comp)
- $456,077
- List price
- $419,990
- Delta
- -7.91%
- Verdict
- FAIR
- Comps
- 7 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1002 Madisyn Ln | 0.02mi | 3/2.5 | 1,901 (0%) | 1mo | $427,990 | $225 | 98 |
| 1191 Tilly Dr | 0.64mi | 2/2.0 (-1) | 1,849 (-3%) | 8mo | $439,900 | $238 | 52 |
| 1253 Tilly Dr | 0.71mi | 2/2.0 (-1) | 1,849 (-3%) | 8mo | $472,000 | $255 | 48 |
| 1271 Tilly Dr | 0.72mi | 2/2.0 (-1) | 1,849 (-3%) | 15mo | $450,000 | $243 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.27% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.8%
- Equity multiple
- 0.22×
- Total profit
- $-91,347
- Equity at exit
- $95,990
- IRR
- -12.2%
- Equity multiple
- -0.02×
- Total profit
- $-120,466
- Equity at exit
- $96,272
Cash invested: $117,597 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 16059
- Home prices YoY
- -0.5%
- Active inventory
- 48
- Price-to-rent
- 12.5×
Monthly cashflow live
- Estimated rent
- $2,800 medium interval (Pro) →
- Mortgage (P&I)
- −$2,202
- Tax est. 1.5%
- −$525 /mo · $6,300/yr
- Insurance
- −$175
- HOA
- −$170
- Vacancy / Maint / Mgmt
- −$588
- Net cashflow
- $-860
Break-even live
Sensitivity live
| Price | -10% $-570 | -5% $-715 | +0% $-860 | +5% $-1,006 | +10% $-1,151 |
|---|---|---|---|---|---|
| Rent | -10% $-1,082 | -5% $-971 | +0% $-860 | +5% $-750 | +10% $-639 |
| Rate | -1.0pp $-649 | -0.5pp $-754 | base $-860 | +0.5pp $-969 | +1.0pp $-1,080 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $104,998
- Closing costs
- $12,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1078 Adair Ave Valencia, PA | 3.0 | 2.5 | 2253 | $2,800 | $1.24 | 3d | 1 | 1.41mi |
HOA detail
- Monthly dues
- $170 · $2,040/yr
- Likely covers
- pool
Listing history 20 events
-
2026-06-21days on market $419,990 Active 60 DOM
-
2026-06-18days on market $419,990 Active 57 DOM
-
2026-06-17days on market $419,990 Active 56 DOM
-
2026-06-16days on market $419,990 Active 55 DOM
-
2026-06-15days on market $419,990 Active 54 DOM
-
2026-06-13days on market $419,990 Active 52 DOM
-
2026-06-13remarks 687-char remark
-
2026-06-13days on market $419,990 Active 51 DOM
-
2026-06-09days on market $419,990 Active 48 DOM
-
2026-06-08days on market $419,990 Active 47 DOM
-
2026-06-07days on market $419,990 Active 46 DOM
-
2026-06-03days on market $419,990 Active 42 DOM
-
2026-06-02days on market $419,990 Active 41 DOM
-
2026-06-02price $419,990 Active 40 DOM
-
2026-06-01days on market $424,990 Active 40 DOM
-
2026-05-31days on market $424,990 Active 39 DOM
-
2026-05-12price $429,990 1236-char remark
Show marketing remark (1236 chars)
Welcome home to 1008 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia's newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier-perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a large island, opening effortlessly to the dining area and spacious family room-ideal for entertaining or relaxing at home. Upstairs, the private owner's suite offers a walk-in closet and full bath. Two additional bedrooms each feature walk-in closets and share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball court. Don't miss this opportunity to make Sienna Village your new home, schedule a tour today!
-
2026-05-11price $429,990 1309-char remark
Show marketing remark (1309 chars)
Welcome home to 1002 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia’s newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier—perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a pantry, opening effortlessly to the dining area and spacious family room—ideal for entertaining or relaxing at home. Upstairs, the private owner’s suite offers a walk-in closet and full bath, while two additional bedrooms—each with walk-in closets—share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball courts. Conveniently located near I-79, Route 228, and shopping and dining at The Streets of Cranberry, with an easy commute to Pittsburgh.
-
2026-04-23$430,990 Active 1236-char remark
Show marketing remark (1236 chars)
Welcome home to 1008 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia's newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier-perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a large island, opening effortlessly to the dining area and spacious family room-ideal for entertaining or relaxing at home. Upstairs, the private owner's suite offers a walk-in closet and full bath. Two additional bedrooms each feature walk-in closets and share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball court. Don't miss this opportunity to make Sienna Village your new home, schedule a tour today!
-
2026-04-22$430,990 Active 1309-char remark
Show marketing remark (1309 chars)
Welcome home to 1002 Madisyn Lane, a brand-new townhome in Sienna Village by D. R. Horton, Valencia’s newest low-maintenance community in the Mars Area School District. This thoughtfully designed Kennedy floorplan offers the comfort of modern living with everyday conveniences buyers love. Enjoy a main-level entrance that makes life easier—perfect for unloading groceries straight from the car to the kitchen. The open first floor features 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout that brings everyone together. The stylish kitchen includes quartz countertops, sleek cabinetry, and a pantry, opening effortlessly to the dining area and spacious family room—ideal for entertaining or relaxing at home. Upstairs, the private owner’s suite offers a walk-in closet and full bath, while two additional bedrooms—each with walk-in closets—share a second full bath with double vanities. A second-floor laundry adds convenience right where you need it most. This home also includes a 2-car attached garage, smart home technology, and access to resort-style amenities including a clubhouse, pool, and pickleball courts. Conveniently located near I-79, Route 228, and shopping and dining at The Streets of Cranberry, with an easy commute to Pittsburgh.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,600
- − Mortgage interest
- −$23,526
- − Property taxes
- −$6,300
- − Insurance
- −$2,100
- − Repairs & maintenance
- −$2,688
- − Management
- −$2,688
- − HOA
- −$2,040
- − Depreciation
- −$12,218
- Taxable loss
- −$17,960
- Est. tax savings @ 24.0%
- +$4,310
- After-tax cash flow
- $-6,015/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mars Area SD
- NCES district ID
- 4214790
- Math proficiency
- 58% ▼ -8.00%
- Reading proficiency
- 78% ▼ -7.00%
- Median HH income
- $84,859
- Composite
- 60.96/100
- National rank
- #806
- State rank
- #24 of 539 in PA
Livability — Valencia
- Score
- 55/100
- State rank
- #1667
- US rank
- #23633
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 9,770
Population outlook (Butler County) Hauer SSP2
- Today (2025)
- 190,777 people
- By 2030
- 191,476 · +0.4%
- By 2040
- 189,474 · -0.7%
- By 2050
- 182,050 · -4.6%
- By 2075
- 159,526 · -16.4%
- By 2100
- 129,028 · -32.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Hispanic / Latino 3% Black 1% Two or more races 1%
- Common ancestry
- Romanian 8% Serbian 4% Slovak 3%
- Foreign-born
- 2% · Canada, Jamaica, Guatemala
- Languages at home
- 97% English-only · Spanish 3%
Political lean MEDSL · Butler
- 2024 margin
- Solid R (+32.2) · D 33.5% · R 65.7%
- 2008→2024 swing
- -4.8pp toward R · 2008: -27.4pp · 2024: -32.2pp
- All cycles
- 2024: R+32.2 2020: R+32.5 2016: R+37.5 2012: R+34.9 2008: R+27.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.27%
- Current HPI
- 276.1662
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
-0.2% since first listed4 events — show timeline
- 2026-05-12 Price Changed $429,990 Zillow
- 2026-05-11 Price Changed $429,990 West Penn MLS
- 2026-04-23 Listed $430,990 Zillow
- 2026-04-22 Listed $430,990 West Penn MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…