1100 Scott Ave · Lindenwold, NJ 08021

$125,000

2 bd · 1.0 ba · 720 sqft · SingleFamily public records · 4 Days on market

Built 1954 5,001 sqft lot Est $220k · 43% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.2/30.0
• ARV discount +15.0/15.0
• 1% rule +7.9/10.0
• DSCR +7.1/10.0
• Livability +3.4/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome home! Featuring a spacious corner lot, this 2-bedroom, 1-bath rancher is packed with potential. The property features a large gated driveway, multiple storage sheds, a nice pool, and solar panels for energy efficiency. While the interior is waiting for your personal touch and updates, you truly cannot beat this value. Schedule your tour today and see the possibilities! Can send interior photos upon request. Being sold strictly in as-is condition, offering an incredible value for the right buyer as it is priced accordingly. Be sure to book your showing today!

Key facts

• Gated driveway
• Solar panels
• Corner lot

Tags

• CORNER LOT
• GATED DRIVEWAY
• STORAGE SHEDS
• SOLAR PANELS

Property features AI

Exterior

• Parking: Driveway parking for 5 vehicles (total 5 garage/parking spaces listed)
• Utilities: Public water; Public sewer; Electric cooling fuel; Natural gas for heating and hot water; PV solar array(s) leased
• Home design: Detached structure; Frame construction
• Construction: Built year recorded by assessor; Frame construction; Concrete perimeter foundation
• Exterior features: Personal pool; Lot dimensions approximately 50 x 100

Interior

• Bedrooms: 2 bedrooms on the main level
• Bathrooms: 1 full bathroom on the main level
• Heating & cooling: Forced air heating (natural gas); Central air conditioning and window units; Natural gas hot water
• Interior features: No basement; Living area measured by assessor

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $204 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Cap rate 8.2% vs local median 5.2% in Lindenwold — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#312 in NJ) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, cost of living B; Watch: employment C-, crime D, amenities D-.
• Lindenwold Public School District (suburban): math 4% / reading 25% proficiency, ranked #461 of 472 in NJ (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Lindenwold School Five (math 7% / reading 20%, grade F, #1,152 of 1,303 statewide, top 89%, 593 students, 82% FRL); Lindenwold Middle School (math 3% / reading 26%, grade F, #418 of 431 statewide, top 97%, 911 students, 88% FRL); Lindenwold High School (math 2% / reading 37%, grade F, #354 of 399 statewide, top 89%, 727 students, 80% FRL) — zoned schools average 83% FRL vs 68% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 242 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $45k; list at $125k implies a 178% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.4% of price; built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $125,000

Questions for the listing agent

1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.29% ✓
• Cap rate: 8.25%
• Cash-on-cash: 6.99%
• DSCR: 1.31
• GRM: 6.5

CMA / ARV

• ARV (on-the-fly): $220,320
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
413 10th Ave	0.22mi	2/1.0	722 (+0%)	4mo	$210,000	$291	86
428 6th Ave	0.23mi	2/1.0	768 (+7%)	0mo	$290,000	$378	78
449 7th Ave	0.27mi	2/1.0	720 (0%)	11mo	$252,500	$351	78
424 10th Ave	0.26mi	2/1.0	720 (0%)	24mo	$145,000	$201	68
335 10th Ave	0.15mi	1/1.0 (-1)	735 (+2%)	21mo	$225,000	$306	67
340 9th Ave	0.14mi	2/1.0	800 (+11%)	14mo	$250,000	$313	64
112 State Ave	0.69mi	2/1.0	700 (-3%)	15mo	$235,000	$336	51
457 4th Ave	0.33mi	2/1.0	827 (+15%)	14mo	$221,100	$267	48
802 Blackwood Clementon Rd	0.45mi	3/1.0 (+1)	760 (+6%)	22mo	$220,000	$289	46
14 Wilson Rd	0.54mi	3/1.0 (+1)	816 (+13%)	9mo	$241,000	$295	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.02% rent growth · sell at horizon

5-year hold

• IRR: -5.4%
• Equity multiple: 0.80×
• Total profit: $-7,091
• Equity at exit: $18,638

10-year hold

• IRR: 4.4%
• Equity multiple: 1.32×
• Total profit: $11,280
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08021

• Home prices YoY: -31.6%
• Rents YoY: 3.0%
• Active inventory: 242
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,607 high
• Mortgage (P&I): −$656
• Tax from tax record: −$358 /mo · $4,300/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$338
• Net cashflow: $204

Break-even live

Break-even rent $1,349

Max offer price $125,000

Occupancy floor 82%

Sensitivity live

Price	-10% $275	-5% $239	+0% $204	+5% $168	+10% $133
Rent	-10% $77	-5% $140	+0% $204	+5% $267	+10% $331
Rate	-1.0pp $267	-0.5pp $236	base $204	+0.5pp $171	+1.0pp $139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
105 Blackwood Clementon Rd Lindenwold, NJ	1.0–2.0	1.0	800	$1,600	$2.00	18d	1	0.39mi
500 Chews Landing Rd Lindenwold, NJ	1.0–2.0	1.0	875	$1,750	$2.00	26d	1	0.44mi
828 Blackwood Clementon Rd Pine Hill, NJ	1.0–2.0	1.0	734	$1,575	$2.15	23d	1	0.48mi
116 Blackwood Clementon Rd Clementon, NJ	1.0	1.0	610	$1,225	$2.01	7d	3	0.60mi
4 Lincoln Ave Clementon, NJ	1.0–2.0	1.0	725	$1,550	$2.14	7d	2	0.74mi
1800 Laurel Rd Lindenwold, NJ	1.0–2.0	1.0–2.0	885	$2,072	$2.34	0d	25	0.77mi
1900 Laurel Rd Lindenwold, NJ	1.0–2.0	1.0	625	$1,650	$2.64	26d	1	0.83mi
125 S White Horse Pike Clementon, NJ	1.0	1.0	630	$1,365	$2.17	6d	2	0.89mi
1000 W Atlantic Ave Laurel Springs, NJ	1.0	1.0	770	$1,350	$1.75	0d	2	0.89mi
1990 Laurel Rd Apt AK313 Lindenwold, NJ	1.0–2.0	1.0	691	$1,450	$2.10	14d	3	0.94mi
225 La Cascata Clementon, NJ	1.0	1.0	616	$1,575	$2.56	3d	1	0.97mi
617 N White Horse Pike Laurel Springs, NJ	1.0	1.0	600	$1,220	$2.03	22d	1	1.10mi
91 Oak St Unit 1BR Clementon, NJ	1.0	1.0	650	$1,499	$2.31	6d	1	1.15mi

Listing history 5 events

1. 2026-06-10
   status $125,000 Pending 4 DOM
2. 2026-06-09
   days on market $125,000 Active 4 DOM
3. 2026-06-08
   days on market $125,000 Active 3 DOM
4. 2026-06-07
   remarks 573-char remark
5. 2026-06-07
   listed $125,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $4,300 · $358/mo
• Projected year-2 tax: $4,300 · $358/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,288
• − Mortgage interest: −$7,002
• − Property taxes: −$4,300
• − Insurance: −$625
• − Repairs & maintenance: −$1,543
• − Management: −$1,543
• − Depreciation: −$3,636
• Taxable income: $639
• Est. tax owed @ 24.0%: −$153
• After-tax cash flow: $2,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lindenwold Public School District
• NCES district ID: 3408640
• Math proficiency: 4% ▼ -8.00%
• Reading proficiency: 25% ▲ 6.00%
• Median HH income: $42,390
• Composite: 12.54/100
• National rank: #9622
• State rank: #461 of 472 in NJ

Livability — Lindenwold

• Score: 68/100
• State rank: #312
• US rank: #9603

Category grades

Amenities D- Commute F Cost of living B Crime D Employment C- Housing A+ Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lindenwold, NJ
• County: Camden County · 407,624 people
• City population: 49,305
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 49,305
• Household income: $68,044
• Rent vs Own: 53.3% rent · 46.7% own
• Severe rent burden: 3050.0

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 44% Black 27% Hispanic / Latino 20% Two or more races 11% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 6% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 1% Iranian 1%
• Foreign-born: 12% · Canada, China, Vietnam
• Languages at home: 81% English-only · Spanish 14% Chinese 1% Tagalog/Filipino 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -156.73%
• Current HPI: 338.8351
• Rent YoY: ▲ 3.02%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+331.0% since first listed

3 events — show timeline

• 2026-06-05 Listed $125,000 BRIGHT MLS
• 1985-10-31 Sold (Public Records) $45,000 Public Records
• 1978-11-01 Sold (Public Records) $29,000 Public Records

Property tax history

+1.0%/yr

Latest (2025): $4,300 · +0.5% YoY. Source: county tax records.