110 Linden Loop · Mount Pocono, PA 18346

$289,900

3 bd · 1.5 ba · 1,555 sqft · SingleFamily public records · 133 Days on market

Built 1968 0.52 ac lot $186/sqft · 13% below area Est $333k · 13% under $108/mo HOA · 3% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.7/30.0
• ARV discount +13.3/15.0
• DSCR +7.3/10.0
• 1% rule +5.9/10.0
• Appreciation +5.8/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to this beautifully renovated home located in a short-term rental (STR) friendly community in the heart of the Pocono Mountains, offering the perfect combination of modern upgrades, lifestyle appeal, and income potential. This 4-bedroom, 2-bath residence has been thoughtfully updated from top to bottom and is truly move-in ready. The home features a brand-new kitchen and updated bathrooms, new flooring, new interior doors throughout, and all-new windows that fill the home with natural light. Major system improvements include a new high-efficiency central HVAC system, new electric panel, and a new water filtration system, providing comfort, efficiency, and long-term peace of mind. Step outside onto the large back deck, perfect for relaxing or entertaining, and you'll find an oversized 4-car garage, ideal for automotive enthusiasts, recreational vehicles, storage, or workshop space. This unique feature adds exceptional value rarely found in the area. Whether you're looking for a primary residence, vacation getaway, or income-producing short-term rental, this property offers outstanding flexibility in a desirable mountain setting. Conveniently located near lakes, skiing, hiking, and Pocono attractions, this fully updated home is a must-see. Schedule your private showing today and experience everything this exceptional property has to offer.

Key facts

• All new windows
• Brand new kitchen
• New flooring

Tags

• BRAND NEW KITCHEN
• UPDATED BATHROOMS
• NEW FLOORING
• NEW INTERIOR DOORS
• ALL NEW WINDOWS
• NEW ELECTRIC PANEL

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $290k.

Deal economics

• At list price, monthly cash flow is $499 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $290k).
• Recommended offer: $255k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.4% vs local median 5.2% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 57 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($2k loan paydown + $4k appreciation (1.5% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.5% appreciation + 3.0% rent growth), your $81k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 133 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago; this cycle's ask has dropped $59k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $247k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $255,112 (12.0% below list)

Questions for the listing agent

1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.36%
• Cash-on-cash: 7.38%
• DSCR: 1.33
• GRM: 7.6

CMA / ARV

• ARV (median comp): $332,583
• List price: $289,900
• Delta: -12.83%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
180 Linden Loop	0.16mi	3/1.5	1,764 (+13%)	8mo	$425,000	$241	63
3311 Red Run Rd	0.23mi	3/2.0	1,400 (-10%)	18mo	$370,500	$265	56
2104 Vacation Ln	0.49mi	3/2.0	1,386 (-11%)	2mo	$320,000	$231	56
3133 Fern Rd	0.63mi	4/2.0 (+1)	1,560 (+0%)	19mo	$191,051	$122	47
330 Stillwater Dr	0.64mi	3/2.5	1,500 (-4%)	17mo	$375,000	$250	46
352 Scotch Pine Dr	0.53mi	3/1.5	1,368 (-12%)	11mo	$300,000	$219	46
5145 Hummingbird Dr	0.25mi	4/2.0 (+1)	1,788 (+15%)	15mo	$385,000	$215	44
2328 Winchester Rd	0.25mi	4/1.5 (+1)	1,336 (-14%)	20mo	$300,000	$225	43
4116 Low Ridge Rd	0.64mi	3/2.5	1,348 (-13%)	3mo	$180,000	$134	42
368 Scotch Pine Dr	0.61mi	3/2.0	1,384 (-11%)	13mo	$280,000	$202	40
1262 Lexington Ave	0.63mi	4/2.5 (+1)	1,650 (+6%)	14mo	$288,900	$175	40
124 Summit Ave	0.67mi	3/2.0	1,774 (+14%)	12mo	$290,000	$163	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.54% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.5%
• Equity multiple: 1.55×
• Total profit: $44,959
• Equity at exit: $107,145

10-year hold

• IRR: 13.9%
• Equity multiple: 2.78×
• Total profit: $144,421
• Equity at exit: $148,939

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18346

• Home prices YoY: 0.8%
• Active inventory: 57
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $3,172 medium
• Mortgage (P&I): −$1,520
• Tax from tax record: −$257 /mo · $3,086/yr
• Insurance: −$121
• HOA: −$108
• Vacancy / Maint / Mgmt: −$666
• Net cashflow: $499

Break-even live

Break-even rent $2,540

Max offer price $289,900

Occupancy floor 79%

Sensitivity live

Price	-10% $663	-5% $581	+0% $499	+5% $417	+10% $335
Rent	-10% $249	-5% $374	+0% $499	+5% $625	+10% $750
Rate	-1.0pp $645	-0.5pp $573	base $499	+0.5pp $424	+1.0pp $348

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,475
• Closing costs: $8,697
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1159 Thunder Dr Pocono Summit, PA	4.0	2.0	1800	$3,400	$1.89	45d	1	0.60mi
2195 N Estates Dr Pocono Summit, PA	4.0	2.0	1864	$3,100	$1.66	45d	1	1.14mi
5 Deerfield Dr Mt Pocono, PA	3.0	2.5	1686	$2,800	$1.66	45d	1	1.25mi

HOA detail

• Monthly dues: $108 · $1,296/yr
• Likely covers: waterelectric

Listing history 18 events

1. 2026-06-07
   statusdays on market $289,900 Pending 133 DOM
2. 2026-06-02
   days on market $289,900 Active 132 DOM
3. 2026-06-01
   days on market $289,900 Active 131 DOM
4. 2026-05-31
   days on market $289,900 Active 130 DOM
5. 2026-05-30
   days on market $289,900 Active 129 DOM
6. 2026-05-18
   price $289,900 1367-char remark

   Show marketing remark (1367 chars)

   Welcome to this beautifully renovated home located in a short-term rental (STR) friendly community in the heart of the Pocono Mountains, offering the perfect combination of modern upgrades, lifestyle appeal, and income potential. This 4-bedroom, 2-bath residence has been thoughtfully updated from top to bottom and is truly move-in ready. The home features a brand-new kitchen and updated bathrooms, new flooring, new interior doors throughout, and all-new windows that fill the home with natural light. Major system improvements include a new high-efficiency central HVAC system, new electric panel, and a new water filtration system, providing comfort, efficiency, and long-term peace of mind. Step outside onto the large back deck, perfect for relaxing or entertaining, and you'll find an oversized 4-car garage, ideal for automotive enthusiasts, recreational vehicles, storage, or workshop space. This unique feature adds exceptional value rarely found in the area. Whether you're looking for a primary residence, vacation getaway, or income-producing short-term rental, this property offers outstanding flexibility in a desirable mountain setting. Conveniently located near lakes, skiing, hiking, and Pocono attractions, this fully updated home is a must-see. Schedule your private showing today and experience everything this exceptional property has to offer.

7. 2026-04-02
   price $319,999 1367-char remark

   Show marketing remark (1367 chars)

   Welcome to this beautifully renovated home located in a short-term rental (STR) friendly community in the heart of the Pocono Mountains, offering the perfect combination of modern upgrades, lifestyle appeal, and income potential. This 4-bedroom, 2-bath residence has been thoughtfully updated from top to bottom and is truly move-in ready. The home features a brand-new kitchen and updated bathrooms, new flooring, new interior doors throughout, and all-new windows that fill the home with natural light. Major system improvements include a new high-efficiency central HVAC system, new electric panel, and a new water filtration system, providing comfort, efficiency, and long-term peace of mind. Step outside onto the large back deck, perfect for relaxing or entertaining, and you'll find an oversized 4-car garage, ideal for automotive enthusiasts, recreational vehicles, storage, or workshop space. This unique feature adds exceptional value rarely found in the area. Whether you're looking for a primary residence, vacation getaway, or income-producing short-term rental, this property offers outstanding flexibility in a desirable mountain setting. Conveniently located near lakes, skiing, hiking, and Pocono attractions, this fully updated home is a must-see. Schedule your private showing today and experience everything this exceptional property has to offer.

8. 2026-03-24
   price $335,000 1367-char remark

   Show marketing remark (1367 chars)

   Welcome to this beautifully renovated home located in a short-term rental (STR) friendly community in the heart of the Pocono Mountains, offering the perfect combination of modern upgrades, lifestyle appeal, and income potential. This 4-bedroom, 2-bath residence has been thoughtfully updated from top to bottom and is truly move-in ready. The home features a brand-new kitchen and updated bathrooms, new flooring, new interior doors throughout, and all-new windows that fill the home with natural light. Major system improvements include a new high-efficiency central HVAC system, new electric panel, and a new water filtration system, providing comfort, efficiency, and long-term peace of mind. Step outside onto the large back deck, perfect for relaxing or entertaining, and you'll find an oversized 4-car garage, ideal for automotive enthusiasts, recreational vehicles, storage, or workshop space. This unique feature adds exceptional value rarely found in the area. Whether you're looking for a primary residence, vacation getaway, or income-producing short-term rental, this property offers outstanding flexibility in a desirable mountain setting. Conveniently located near lakes, skiing, hiking, and Pocono attractions, this fully updated home is a must-see. Schedule your private showing today and experience everything this exceptional property has to offer.

9. 2026-02-26
   price $339,000 1367-char remark

   Show marketing remark (1367 chars)

   Welcome to this beautifully renovated home located in a short-term rental (STR) friendly community in the heart of the Pocono Mountains, offering the perfect combination of modern upgrades, lifestyle appeal, and income potential. This 4-bedroom, 2-bath residence has been thoughtfully updated from top to bottom and is truly move-in ready. The home features a brand-new kitchen and updated bathrooms, new flooring, new interior doors throughout, and all-new windows that fill the home with natural light. Major system improvements include a new high-efficiency central HVAC system, new electric panel, and a new water filtration system, providing comfort, efficiency, and long-term peace of mind. Step outside onto the large back deck, perfect for relaxing or entertaining, and you'll find an oversized 4-car garage, ideal for automotive enthusiasts, recreational vehicles, storage, or workshop space. This unique feature adds exceptional value rarely found in the area. Whether you're looking for a primary residence, vacation getaway, or income-producing short-term rental, this property offers outstanding flexibility in a desirable mountain setting. Conveniently located near lakes, skiing, hiking, and Pocono attractions, this fully updated home is a must-see. Schedule your private showing today and experience everything this exceptional property has to offer.

10. 2026-01-21
    listed $349,000 Active 1367-char remark

    Show marketing remark (1367 chars)

    Welcome to this beautifully renovated home located in a short-term rental (STR) friendly community in the heart of the Pocono Mountains, offering the perfect combination of modern upgrades, lifestyle appeal, and income potential. This 4-bedroom, 2-bath residence has been thoughtfully updated from top to bottom and is truly move-in ready. The home features a brand-new kitchen and updated bathrooms, new flooring, new interior doors throughout, and all-new windows that fill the home with natural light. Major system improvements include a new high-efficiency central HVAC system, new electric panel, and a new water filtration system, providing comfort, efficiency, and long-term peace of mind. Step outside onto the large back deck, perfect for relaxing or entertaining, and you'll find an oversized 4-car garage, ideal for automotive enthusiasts, recreational vehicles, storage, or workshop space. This unique feature adds exceptional value rarely found in the area. Whether you're looking for a primary residence, vacation getaway, or income-producing short-term rental, this property offers outstanding flexibility in a desirable mountain setting. Conveniently located near lakes, skiing, hiking, and Pocono attractions, this fully updated home is a must-see. Schedule your private showing today and experience everything this exceptional property has to offer.

11. 2025-02-04
    soldstatus $247,000
12. 2025-02-03
    soldstatus $247,000 Closed 951-char remark

    Show marketing remark (951 chars)

    Offer Accepted and this property is available for Back Up offers only. This beautiful home is Clean and Move In Ready! Inside you will find Cozy Ranch Layout. This charming ranch style home offers a peaceful escape and features 4 bedrooms and 2 baths. The kitchen has ample cabinet space and also has a laundry area. Major updates as new septic and roof was completed in 2022. Crawl space was totally improved and redone. This is a fantastic opportunity for those looking to add their personal touch and call it a home. As you step outside on the large back deck you will find oversized 4 car garage for all automotive enthusiast. Located in STR friendly Stillwater Lake Estates which offers a range of amenities including lake access, tennis, and community events. property has the potential to fulfill your wishes of peaceful living in the Poconos. Close to Kalahari Resort, Shopping outlet, and Rt. 380 and 80. Make an appointment today to see it!

13. 2025-01-13
    status Pending 951-char remark

    Show marketing remark (951 chars)

    Offer Accepted and this property is available for Back Up offers only. This beautiful home is Clean and Move In Ready! Inside you will find Cozy Ranch Layout. This charming ranch style home offers a peaceful escape and features 4 bedrooms and 2 baths. The kitchen has ample cabinet space and also has a laundry area. Major updates as new septic and roof was completed in 2022. Crawl space was totally improved and redone. This is a fantastic opportunity for those looking to add their personal touch and call it a home. As you step outside on the large back deck you will find oversized 4 car garage for all automotive enthusiast. Located in STR friendly Stillwater Lake Estates which offers a range of amenities including lake access, tennis, and community events. property has the potential to fulfill your wishes of peaceful living in the Poconos. Close to Kalahari Resort, Shopping outlet, and Rt. 380 and 80. Make an appointment today to see it!

14. 2024-12-17
    listed $269,900 Active 951-char remark

    Show marketing remark (951 chars)

    Offer Accepted and this property is available for Back Up offers only. This beautiful home is Clean and Move In Ready! Inside you will find Cozy Ranch Layout. This charming ranch style home offers a peaceful escape and features 4 bedrooms and 2 baths. The kitchen has ample cabinet space and also has a laundry area. Major updates as new septic and roof was completed in 2022. Crawl space was totally improved and redone. This is a fantastic opportunity for those looking to add their personal touch and call it a home. As you step outside on the large back deck you will find oversized 4 car garage for all automotive enthusiast. Located in STR friendly Stillwater Lake Estates which offers a range of amenities including lake access, tennis, and community events. property has the potential to fulfill your wishes of peaceful living in the Poconos. Close to Kalahari Resort, Shopping outlet, and Rt. 380 and 80. Make an appointment today to see it!

15. 2021-10-27
    soldstatus $155,000
16. 2021-10-26
    soldstatus $155,000
17. 2021-05-12
    listed $149,900
18. 1998-03-26
    soldstatus $63,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,086 · $257/mo
• Projected year-2 tax: $3,833 · $319/mo
• Expected delta: +$747/yr (+$62/mo · 24.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,059
• − Mortgage interest: −$16,239
• − Property taxes: −$3,086
• − Insurance: −$1,450
• − Repairs & maintenance: −$3,045
• − Management: −$3,045
• − HOA: −$1,296
• − Depreciation: −$8,433
• Taxable income: $1,466
• Est. tax owed @ 24.0%: −$352
• After-tax cash flow: $5,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,316

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 48% Black 28% Hispanic / Latino 19% Two or more races 12%
• Hispanic origin (detail): Cuban 2% Dominican 3%
• Common ancestry: Russian 8% Romanian 6% Slovak 5%
• Foreign-born: 20% · Canada
• Languages at home: 77% English-only · Spanish 19% Russian/Polish/Slavic 4%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.54%
• Current HPI: 189.8011
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+360.2% since first listed

13 events — show timeline

• 2026-05-18 Price Changed $289,900 PMAR
• 2026-04-02 Price Changed $319,999 PMAR
• 2026-03-24 Price Changed $335,000 PMAR
• 2026-02-26 Price Changed $339,000 PMAR
• 2026-01-21 Listed $349,000 PMAR
• 2025-02-04 Sold (Public Records) $247,000 Public Records
• 2025-02-03 Sold (MLS) $247,000 PMAR
• 2025-01-13 Pending — PMAR
• 2024-12-17 Listed $269,900 PMAR
• 2021-10-27 Sold (Public Records) $155,000 Public Records
• 2021-10-26 Sold (MLS) $155,000 PMAR
• 2021-05-12 Listed $149,900 PMAR
• 1998-03-26 Sold (Public Records) $63,000 Public Records

Property tax history

+0.8%/yr

Latest (2026): $3,086 · +3.2% YoY. Source: county tax records.