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541 16th St Duplex
A Composite 88.59
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Rent growth +4.7/5.0
  • Schools +3.6/10.0
  • Livability +3.0/5.0
  • Condition / age +2.2/5.0

$82,000

541 16th St · Niagara Falls, NY 14301
3 bd · 2.0 ba · 1,936 sqft · MultiFamily public records · 133 Days on market
Built 1925 Fair condition 4,356 sqft lot $42/sqft · 48% below area Est $156k · 48% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

2- unit brick and vinyl sided property within walking steps to Pine Avenue, dining, shopping, Metro. Lower unit is empty and needs TLC as former tenant let his dogs wreak havoc while he was at work. Upper is a 1 bedroom, newly painted and carpeted with bonus sunroom. Current rent is $850.

Key facts

  • Metro
  • Bonus sunroom
  • Shopping

Tags

BRICK AND VINYL SIDEDWALKING STEPS TO PINE AVENUEDININGSHOPPINGMETROBONUS SUNROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1×3bd/2.0ba + 1×1bd/1.0ba units multifamily listed at $82k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive. Per door: $544/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $82k).
  • Recommended offer: $72k (12.0% below list) — sets the bar for market timing.
  • Cap rate 22.2% vs local median 8.1% in Niagara Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#956 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Niagara Falls City School District (urban): math 26% / reading 34% proficiency, ranked #578 of 590 in NY (top 98%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bloneva Bond Primary School (math 2% / reading 17%, grade F, #2,075 of 2,108 statewide, top 99%, 403 students, 82% FRL); Gaskill Preparatory School (math 10% / reading 22%, grade F, #702 of 729 statewide, top 96%, 500 students, 78% FRL); Niagara Falls High School (math 75% / reading 92%, grade A, #409 of 1,100 statewide, top 39%, 2,139 students, 71% FRL).
  • Market conditions: Rents rising fast (+8.8%/yr); 204 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 53d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 73% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $9k of equity ($567 loan paydown + $8k appreciation (10.0% local appreciation)).
  • Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 8.0% rent growth), your $23k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 133 days — a 12% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $39k; list at $82k implies a 110% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 3.8% of price; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $72,160 (12.0% below list)

Questions for the listing agent

  1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  5. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  9. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  10. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.80%
Cap rate
22.23%
Cash-on-cash
56.90%
DSCR
3.53
GRM
3.0

CMA / ARV

ARV (median comp)
$156,233
List price
$82,000
Delta
-47.51%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
346 Portage Rd 0.32mi 3/2.0 1,940 (+0%) 5mo $142,500 $73 80
2204 Woodlawn Ave 0.56mi 4/2.0 (+1) 1,932 (-0%) 0mo $48,355 $25 68
429 18th St 0.25mi 4/2.0 (+1) 1,728 (-11%) 1mo $116,500 $67 64
609 24th St 0.49mi 4/2.0 (+1) 2,000 (+3%) 6mo $140,000 $70 62
2459 La Salle Ave 0.75mi 4/2.0 (+1) 1,920 (-1%) 3mo $160,000 $83 56
2219 Cudaback Ave 0.61mi 4/2.0 (+1) 2,000 (+3%) 10mo $80,000 $40 53
1623 Linwood Ave 0.74mi 4/2.0 (+1) 1,994 (+3%) 4mo $100,000 $50 52
2615 Ferry Ave 0.65mi 4/2.0 (+1) 1,848 (-4%) 8mo $115,000 $62 51
1968 Cudaback Ave 0.55mi 4/3.0 (+1) 1,848 (-4%) 10mo $20,000 $11 50
1535 Pierce Ave 0.62mi 4/2.0 (+1) 1,724 (-11%) 4mo $35,000 $20 45
2455 La Salle Ave 0.74mi 4/2.0 (+1) 2,152 (+11%) 4mo $112,000 $52 38
2409 La Salle Ave 0.67mi 4/2.0 (+1) 2,154 (+11%) 8mo $185,000 $86 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
73.9%
Equity multiple
6.50×
Total profit
$126,275
Equity at exit
$73,872
10-year hold
IRR
69.9%
Equity multiple
16.14×
Total profit
$347,665
Equity at exit
$159,308

Cash invested: $22,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
25 active · 18 under contract
Months of supply
6.2 mo (16%/mo absorbed)
Median asking
$105,000 ($60/sqft)
Median days on market
60 d
This list price
16% of active listings are priced below it
ARV vs active asking
+35.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 14301

Home prices YoY
6.2%
Rents YoY
8.8%
Active inventory
204
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$2,297 high interval (Pro) →
Mortgage (P&I)
$430
Tax from tax record
$262 /mo · $3,140/yr
Insurance
$34
HOA
$0
Vacancy / Maint / Mgmt
$482
Net cashflow
$1,089

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 3 2 $1,209
1× unit 1 1 $1,088
Total (2 units) $2,297

Break-even live

Break-even rent $919
Max offer price $82,000
Occupancy floor 48%

Sensitivity live

Price -10% $1,135 -5% $1,112 +0% $1,089 +5% $1,066 +10% $1,042
Rent -10% $907 -5% $998 +0% $1,089 +5% $1,180 +10% $1,270
Rate -1.0pp $1,130 -0.5pp $1,110 base $1,089 +0.5pp $1,068 +1.0pp $1,046

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,500
Closing costs
$2,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
547 19th St Niagara Falls, NY 1.0 1.0 4783 $900 $0.19 51d 1 0.17mi
512 20th St Unit 5 Niagara Falls, NY 2.0 1.0 $850 93d 1 0.22mi
613 13th St Unit 1 Niagara Falls, NY 2.0 1.0 750 $900 $1.20 35d 1 0.23mi
420 18th St Unit Upper Niagara Falls, NY 2.0 1.0 816 $1,150 $1.41 93d 1 0.27mi
1192 Haeberle Ave Niagara Falls, NY 2.0 1.0 920 $1,300 $1.41 35d 1 0.28mi
769 19th St Niagara Falls, NY 2.0 1.5 960 $1,400 $1.46 70d 1 0.33mi
456 12th St Unit 3 Niagara Falls, NY 2.0 1.0 $800 73d 1 0.35mi
1761 Welch Ave Unit Upper Niagara Falls, NY 2.0 1.0 988 $1,000 $1.01 19d 1 0.37mi
1793 Welch Ave Unit Upper Niagara Falls, NY 2.0 1.0 802 $1,000 $1.25 47d 1 0.39mi
1780 Falls St Niagara Falls, NY 2.0 1.0 1100 $1,200 $1.09 93d 1 0.42mi
1361 Ashland Ave Unit 1F Niagara Falls, NY 1.0 1.0 3168 $950 $0.30 73d 1 0.43mi
434 23rd St Unit Upper Niagara Falls, NY 2.0 1.0 816 $1,100 $1.35 63d 1 0.43mi
1533 La Salle Ave Unit Lower Niagara Falls, NY 2.0 1.0 748 $1,100 $1.47 32d 1 0.47mi
2405 Grand Ave Unit Upper Niagara Falls, NY 2.0 1.0 770 $800 $1.04 32d 1 0.48mi
455 24th St Unit 2 Niagara Falls, NY 2.0 1.0 850 $1,200 $1.41 35d 1 0.51mi
487 25th St Niagara Falls, NY 2.0 1.0 $975 19d 1 0.56mi
2509 Ferry Ave Unit 2 Niagara Falls, NY 1.0 1.0 $750 52d 1 0.56mi
1808 Whitney Ave Unit 3 Niagara Falls, NY 2.0 1.0 1200 $900 $0.75 93d 1 0.56mi
700 Pine Ave Unit 1 Niagara Falls, NY 1.0 1.0 1075 $1,075 $1.00 61d 1 0.63mi
616 7th St Niagara Falls, NY 2.0 1.0 770 $1,150 $1.49 17d 1 0.64mi
616 7th St Niagara Falls, NY 2.0 1.0 770 $1,150 $1.49 73d 1 0.64mi
616 Niagara St Niagara Falls, NY 1.0 1.0 750 $1,288 $1.72 11d 1 0.69mi
510 6th St Unit 3 Niagara Falls, NY 1.0 1.0 950 $900 $0.95 93d 1 0.71mi
2498 Woodlawn Ave Niagara Falls, NY 2.0 1.0 720 $1,150 $1.60 11d 1 0.76mi
2902 Pine Ave Unit 1B Niagara Falls, NY 1.0 650 $1,400 $2.15 28d 1 0.78mi
2725 Niagara St Unit 3 Niagara Falls, NY 1.0 1.0 $1,000 66d 1 0.79mi
2473 Pierce Ave Unit 2 Niagara Falls, NY 2.0 1.0 1000 $1,200 $1.20 52d 1 0.82mi
2743 Niagara St Unit 2 Niagara Falls, NY 2.0 1.0 $1,050 93d 1 0.82mi
463 3rd St Unit 6 Niagara Falls, NY 1.0 1.0 600 $1,250 $2.08 93d 1 0.88mi
463 3rd St Unit 5 Niagara Falls, NY 1.0 1.0 600 $2,000 $3.33 73d 1 0.88mi
530 Main St Unit 14 Niagara Falls, NY 1.0 1.0 650 $1,050 $1.62 73d 1 0.90mi
714 Buffalo Ave Apt 5 Niagara Falls, NY 1.0 1.0 528 $850 $1.61 52d 1 0.91mi
714 Buffalo Ave Unit 3 Niagara Falls, NY 1.0 1.0 1000 $1,200 $1.20 93d 1 0.91mi
714 Buffalo Ave Unit 4 Niagara Falls, NY 1.0 1.0 1000 $1,000 $1.00 93d 1 0.91mi
460 3rd St Niagara Falls, NY 1.0 1.0 587 $1,005 $1.71 11d 1 0.92mi
2463 South Ave Niagara Falls, NY 2.0 1.0 1008 $1,100 $1.09 66d 1 1.05mi
1817 Ontario Ave Unit 2 Niagara Falls, NY 2.0 1.0 985 $1,899 $1.93 11d 1 1.08mi
1817 Ontario Ave Unit 1 Niagara Falls, NY 2.0 1.0 999 $1,899 $1.90 11d 1 1.08mi
1312 Ontario Ave Niagara Falls, NY 2.0 1.0 1956 $1,200 $0.61 93d 1 1.11mi
3626 Dudley Ave Niagara Falls, NY 2.0 1.0 700 $1,250 $1.79 93d 1 1.18mi

Listing history 50 events

  1. 2026-08-08
    days on market $82,000 Active 133 DOM
  2. 2026-08-07
    days on market $82,000 Active 132 DOM
  3. 2026-08-06
    days on market $82,000 Active 131 DOM
  4. 2026-08-05
    days on market $82,000 Active 130 DOM
  5. 2026-08-04
    days on market $82,000 Active 129 DOM
  6. 2026-08-03
    days on market $82,000 Active 128 DOM
  7. 2026-07-31
    days on market $82,000 Active 125 DOM
  8. 2026-07-30
    days on market $82,000 Active 124 DOM
  9. 2026-07-30
    days on market $82,000 Active 123 DOM
  10. 2026-07-28
    days on market $82,000 Active 122 DOM
  11. 2026-07-26
    days on market $82,000 Active 120 DOM
  12. 2026-07-24
    days on market $82,000 Active 118 DOM
  13. 2026-07-23
    days on market $82,000 Active 117 DOM
  14. 2026-07-22
    days on market $82,000 Active 116 DOM
  15. 2026-07-21
    days on market $82,000 Active 115 DOM
  16. 2026-07-20
    days on market $82,000 Active 114 DOM
  17. 2026-07-18
    days on market $82,000 Active 112 DOM
  18. 2026-07-18
    days on market $82,000 Active 111 DOM
  19. 2026-07-16
    days on market $82,000 Active 110 DOM
  20. 2026-07-15
    days on market $82,000 Active 109 DOM
  21. 2026-07-14
    days on market $82,000 Active 108 DOM
  22. 2026-07-13
    days on market $82,000 Active 107 DOM
  23. 2026-07-13
    days on market $82,000 Active 106 DOM
  24. 2026-07-11
    days on market $82,000 Active 105 DOM
  25. 2026-07-10
    days on market $82,000 Active 104 DOM
  26. 2026-07-09
    days on market $82,000 Active 103 DOM
  27. 2026-07-07
    days on market $82,000 Active 101 DOM
  28. 2026-07-06
    days on market $82,000 Active 100 DOM
  29. 2026-07-05
    days on market $82,000 Active 99 DOM
  30. 2026-07-03
    days on market $82,000 Active 97 DOM
  31. 2026-07-02
    days on market $82,000 Active 96 DOM
  32. 2026-07-01
    days on market $82,000 Active 95 DOM
  33. 2026-06-30
    days on market $82,000 Active 94 DOM
  34. 2026-06-29
    days on market $82,000 Active 93 DOM
  35. 2026-06-28
    days on market $82,000 Active 92 DOM
  36. 2026-06-27
    days on market $82,000 Active 91 DOM
  37. 2026-06-27
    days on market $82,000 Active 90 DOM
  38. 2026-06-25
    days on market $82,000 Active 88 DOM
  39. 2026-06-22
    days on market $82,000 Active 86 DOM
  40. 2026-06-21
    days on market $82,000 Active 85 DOM
  41. 2026-06-18
    days on market $82,000 Active 82 DOM
  42. 2026-06-17
    days on market $82,000 Active 81 DOM
  43. 2026-06-16
    days on market $82,000 Active 80 DOM
  44. 2026-06-15
    days on market $82,000 Active 79 DOM
  45. 2026-06-13
    days on market $82,000 Active 77 DOM
  46. 2026-06-13
    days on market $82,000 Active 76 DOM
  47. 2026-06-10
    days on market $82,000 Active 74 DOM
  48. 2026-06-09
    days on market $82,000 Active 73 DOM
  49. 2026-06-08
    pricedays on market $82,000 Active 72 DOM
  50. 2026-06-07
    days on market $85,000 Active 71 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$3,140 · $262/mo
Projected year-2 tax
$3,140 · $262/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,564
− Mortgage interest
−$4,593
− Property taxes
−$3,140
− Insurance
−$410
− Repairs & maintenance
−$2,205
− Management
−$2,205
− Depreciation
−$2,385
Taxable income
$12,625
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,030
After-tax cash flow
$10,035/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Fair 45/100 Moderate rehab Est. rehab $48,400–$87,120 screening

This 2-unit property requires significant repairs and maintenance, particularly on the lower unit, to improve its condition and value. The upper unit is in better condition but still needs some updates.

Deferred maintenance Est. $50,000–$150,000 screening

  • Major Roof (roof) — The roof appears to be old and possibly leaking, as evidenced by the wet spots on the ground.
  • Major Windows (windows) — The windows seem to be old and possibly in need of replacement, as they appear to be in poor condition.
  • Major Electrical (electrical) — The electrical panel appears to be old and possibly in need of replacement, as it is not visible and the house is in need of major repairs.
  • Major Plumbing (plumbing) — The plumbing appears to be old and possibly in need of replacement, as the house is in need of major repairs.
  • Major Exterior (exterior) — The exterior of the house appears to be in poor condition, with peeling paint and possibly structural issues.

Repairs flagged

  • Major Lower unit exterior — Significant wear and tear on the exterior of the lower unit.
  • Major Lower unit roof — The roof appears aged and may need replacement.
  • Major Lower unit windows — Windows may need replacement or caulking to prevent water infiltration.
  • Major Lower unit flooring — The lower unit is described as needing TLC, implying significant damage to the flooring.

Value-add opportunities

  • Resale Paint the exterior of the lower unit — Fresh paint can significantly improve the curb appeal and resale value.
  • Resale Replace the lower unit roof — A new roof will address a major issue and improve the home's overall condition.
  • Resale Replace lower unit windows — New windows will improve energy efficiency and the home's overall appearance.
  • Rental Repair lower unit flooring — A functional and safe floor will attract tenants and improve the rental experience.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Elementary Bloneva Bond Primary School F NY #2,075/2,108 Nat'l #39,071/41,679 Middle Gaskill Preparatory School F NY #702/729 Nat'l #12,486/14,009 High Niagara Falls High School A NY #409/1,100 Nat'l #817/17,239

Schools (NCES district)

District
Niagara Falls City School District
NCES district ID
3620820
Math proficiency
26% ▼ -10.00%
Reading proficiency
34% ▲ 3.00%
Median HH income
$32,488
Composite
24.5/100
National rank
#7655
State rank
#578 of 590 in NY
C Composite livability gradescore 60/100

Livability — Niagara Falls

Score
60/100
State rank
#956
US rank
#18749

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Niagara Falls, NY
County
Niagara County · 204,149 people
City population
62,983
Metro
Buffalo-Cheektowaga, NY
Population (ZIP)
10,923
Household income
$34,549
Rent vs Own
54.1% rent · 45.9% own
Severe rent burden
16% of renters

Population outlook (Niagara County) Hauer SSP2

Today (2025)
204,149 people
By 2030
197,900 · -3.1%
By 2040
182,239 · -10.7%
By 2050
165,198 · -19.1%
By 2075
129,416 · -36.6%
By 2100
96,222 · -52.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 25% Two or more races 8% Hispanic / Latino 8% Asian 2%
Hispanic origin (detail)
Puerto Rican 3% Cuban 2%
Common ancestry
Romanian 6% Slovak 2% Lithuanian 1%
Foreign-born
5% · Canada, China, Dominican Republic
Languages at home
90% English-only · Spanish 6% Other Indo-European 3% Chinese 1%

Political lean MEDSL · Niagara

2024 margin
R (+14.9) · D 42.5% · R 57.5%
2008→2024 swing
-15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
All cycles
2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0

Not yet ingested

Civics

Price history

+142.9% since first listed
25 events — show timeline
  • 2026-03-28 Listed $85,000 WNYREIS
  • 2025-12-09 Listing Removed WNYREIS
  • 2025-10-27 Price Changed $145,000 WNYREIS
  • 2025-10-03 Price Changed $149,900 WNYREIS
  • 2025-09-16 Price Changed $150,000 WNYREIS
  • 2025-09-09 Listed $155,000 WNYREIS
  • 2025-05-29 Listing Removed WNYREIS
  • 2025-05-25 Price Changed $132,000 WNYREIS
  • 2025-05-08 Relisted WNYREIS
  • 2025-04-14 Listed $133,000 WNYREIS
  • 2018-06-06 Sold (MLS) $39,000 WNYREIS
  • 2018-03-17 Pending WNYREIS
  • 2018-03-07 Relisted WNYREIS
  • 2018-02-20 Pending WNYREIS
  • 2018-02-15 Price Changed $44,000 WNYREIS
  • 2018-02-02 Price Changed $47,000 WNYREIS
  • 2018-01-18 Listed $49,000 WNYREIS
  • 2017-12-11 Listing Removed WNYREIS
  • 2017-06-29 Price Changed $44,000 WNYREIS
  • 2017-06-22 Price Changed $48,000 WNYREIS
  • 2017-03-06 Price Changed $50,500 WNYREIS
  • 2017-01-18 Listed $54,900 WNYREIS
  • 2012-08-01 Sold (Public Records) $28,000 Public Records
  • 2012-08-01 Sold (Public Records) $28,000 Public Records
  • 1998-08-27 Sold (Public Records) $35,000 Public Records

Property tax history

+3.4%/yr

Latest (2025): $3,140 · +11.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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