Duplex
304 2nd St · Troy, NY
Flood risk 10/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.4/10.0
- Livability +4.0/5.0
- Rent growth +3.7/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Two family just below Canal Street; can be sold as package with 306 Second Street; Large rear yard; deck; new assessment has estimated taxes for 2013 at $1,633 -- Very Good Condition
Key facts
- Two-family home
- Shopping
- Convenient location
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1-bath units multifamily listed at $125k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($17k/yr) — positive. Per door: $700/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $125k).
- Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
- Cap rate 20.3% vs local median 5.0% in Troy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#88 in NY, #1,350 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
- Troy City School District (urban): math 44% / reading 46% proficiency, ranked #467 of 590 in NY (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Ps 14 (math 47% / reading 42%, grade F, #1,277 of 2,108 statewide, top 64%, 425 students, 76% FRL); Troy Middle School (math 22% / reading 43%, grade F, #504 of 729 statewide, top 70%, 786 students, 72% FRL); Troy High School (math 95% / reading 77%, grade A, #347 of 1,100 statewide, top 32%, 1,153 students, 64% FRL).
- Market conditions: Rents rising fast (+4.9%/yr); 298 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 73% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 405 units permitted in Rensselaer County in 2024 (224 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Rensselaer County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 4.9% rent growth), your $35k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 39 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 13y ago; this cycle's ask has dropped $24k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $45k; list at $125k implies a 178% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1890 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.33% ✓
- Cap rate
- 20.27%
- Cash-on-cash
- 49.91%
- DSCR
- 3.22
- GRM
- 3.6
CMA / ARV
- ARV (median comp)
- $196,640
- List price
- $125,000
- Delta
- -32.87%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 408 Williams St | 0.20mi | 2/2.0 (-1) | 1,482 (+5%) | 4mo | $150,000 | $101 | 74 |
| 64 Jefferson St | 0.13mi | 4/2.0 (+1) | 1,377 (-2%) | 19mo | $165,000 | $120 | 69 |
| 84 Hill St | 0.32mi | 2/2.0 (-1) | 1,453 (+3%) | 18mo | $157,500 | $108 | 60 |
| 86 Ida St | 0.16mi | 4/2.0 (+1) | 1,600 (+14%) | 8mo | $122,500 | $77 | 58 |
| 6 Walnut St | 0.69mi | 3/2.0 | 1,320 (-6%) | 22mo | $165,000 | $125 | 39 |
| 5 Lincoln Ave | 0.46mi | 4/2.0 (+1) | 1,280 (-9%) | 24mo | $169,900 | $133 | 39 |
| 531 2nd St | 0.61mi | 4/2.0 (+1) | 1,584 (+12%) | 14mo | $131,250 | $83 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.88% rent growth · sell at horizon
- IRR
- 47.6%
- Equity multiple
- 3.13×
- Total profit
- $74,589
- Equity at exit
- $18,638
- IRR
- 54.1%
- Equity multiple
- 6.83×
- Total profit
- $203,959
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active · 1 under contract
- Months of supply
- 1.0 mo (100%/mo absorbed)
- Median asking
- $239,900 ($187/sqft)
- Median days on market
- 58 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -25.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 12180
- Home prices YoY
- -33.3%
- Rents YoY
- 4.9%
- Active inventory
- 298
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $2,911 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$137 /mo · $1,638/yr
- Insurance
- −$52
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$611
- Net cashflow
- $1,400
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,910 |
| #1 | 2 | 1 | $1,455 |
| #2 | 2 | 1 | $1,455 |
| Total (2 units) | $2,911 | ||
Break-even live
Sensitivity live
| Price | -10% $1,471 | -5% $1,435 | +0% $1,400 | +5% $1,365 | +10% $1,329 |
|---|---|---|---|---|---|
| Rent | -10% $1,170 | -5% $1,285 | +0% $1,400 | +5% $1,515 | +10% $1,630 |
| Rate | -1.0pp $1,463 | -0.5pp $1,432 | base $1,400 | +0.5pp $1,368 | +1.0pp $1,335 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 323 2nd St #1 Troy, NY | 2.0 | 1.0 | 1150 | $1,950 | $1.70 | 72d | 1 | 0.07mi |
| 306 3rd St Troy, NY | 3.0 | 1.0 | 1100 | $1,700 | $1.55 | 72d | 1 | 0.09mi |
| 355 4th St Troy, NY | 3.0 | 2.0 | 1203 | $1,750 | $1.45 | 72d | 1 | 0.12mi |
| 66 Jefferson St Unit 2nd fl Troy, NY | 1.0 | 1.0 | 450 | $1,350 | $3.00 | 72d | 1 | 0.12mi |
| 356 3rd St Unit 2 Troy, NY | 3.0 | 1.0 | 1000 | $1,950 | $1.95 | 63d | 1 | 0.14mi |
| 334 4th St Troy, NY | 2.0 | 1.0 | 1200 | $1,450 | $1.21 | 16d | 1 | 0.15mi |
| 240 2nd St Unit DUPLEX Troy, NY | 2.0 | 1.0 | — | $1,750 | — | 72d | 1 | 0.17mi |
| 379 3rd St Troy, NY | 3.0 | 1.0 | 1150 | $1,750 | $1.52 | 15d | 1 | 0.17mi |
| 257 3rd St Unit 2R Troy, NY | 2.0 | 1.0 | 500 | $1,350 | $2.70 | 68d | 1 | 0.18mi |
| 357 Monroe St Apt 2 Troy, NY | 1.0 | 1.0 | 750 | $1,100 | $1.47 | 16d | 1 | 0.21mi |
| 77 Adams St Unit 12 Troy, NY | 2.0 | 1.0 | 714 | $1,166 | $1.63 | 72d | 1 | 0.21mi |
| 77 Adams St Unit 8 Troy, NY | 3.0 | 1.0 | 872 | $1,509 | $1.73 | 72d | 1 | 0.21mi |
| 77 Adams St Unit 19 Troy, NY | 1.0 | 1.0 | 679 | $948 | $1.40 | 72d | 1 | 0.21mi |
| 77 Adams St Apt 17 Troy, NY | 3.0 | 1.0 | 857 | $1,811 | $2.11 | 72d | 1 | 0.21mi |
| 114 Ida St Unit 1 Troy, NY | 3.0 | 1.0 | 1100 | $1,345 | $1.22 | 16d | 1 | 0.24mi |
| 2 River St Troy, NY | 2.0 | 1.0–2.5 | 1005 | $2,650 | $2.64 | 15d | 8 | 0.25mi |
| 363 1st St Troy, NY | 3.0 | 2.5 | 1408 | $2,100 | $1.49 | 63d | 1 | 0.26mi |
| 363 1st St Troy, NY | 3.0 | 2.5 | 1408 | $2,100 | $1.49 | 70d | 1 | 0.26mi |
| 112 Adams St Unit 2 Troy, NY | 2.0 | 1.0 | 650 | $1,350 | $2.08 | 72d | 1 | 0.28mi |
| 429 3rd St Unit 3 Troy, NY | 1.0 | 1.0 | — | $1,195 | — | 72d | 1 | 0.31mi |
| 1210 5th Ave Unit 2 Troy, NY | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 16d | 1 | 0.33mi |
| 189 Hill St Troy, NY | 3.0 | 1.0 | 995 | $1,900 | $1.91 | 72d | 1 | 0.37mi |
| 132 1st St Unit 2 Troy, NY | 3.0 | 1.0 | 860 | $2,100 | $2.44 | 68d | 1 | 0.40mi |
| 132 1st St Unit 1 Troy, NY | 2.0 | 1.0 | 840 | $1,700 | $2.02 | 70d | 1 | 0.40mi |
| 1273 Broadway Unit 1F Watervliet, NY | 1.0 | 1.0 | 750 | $1,095 | $1.46 | 93d | 1 | 0.41mi |
| 22 13th St Watervliet, NY | 2.0 | 1.5 | 900 | $1,600 | $1.78 | 93d | 1 | 0.45mi |
| 22 13th St Unit 1 Watervliet, NY | 2.0 | 1.0 | 850 | $1,475 | $1.74 | 93d | 1 | 0.45mi |
| 937 Broadway Unit 3 Watervliet, NY | 2.0 | 1.0 | — | $1,200 | — | 93d | 1 | 0.54mi |
| 929 Broadway Unit 2 Watervliet, NY | 2.0 | 1.0 | — | $1,450 | — | 15d | 1 | 0.55mi |
| 205 13th St Unit 1 Watervliet, NY | 3.0 | 1.0 | — | $1,500 | — | 93d | 1 | 0.55mi |
| 508 2nd St Troy, NY | 3.0 | 1.0 | 1000 | $1,450 | $1.45 | 16d | 1 | 0.56mi |
| 124 Ferry St Troy, NY | 1.0–3.0 | 1.0–2.0 | 814 | $1,914 | $2.35 | 63d | 10 | 0.57mi |
| 150 4th St Troy, NY | 1.0 | 1.0 | 800 | $1,100 | $1.38 | 72d | 1 | 0.59mi |
| 809 Broadway #2 Watervliet, NY | 3.0 | 1.0 | 1100 | $1,625 | $1.48 | 93d | 1 | 0.59mi |
| 11 Spring Ave Troy, NY | 3.0 | 2.0 | 1788 | $2,500 | $1.40 | 72d | 1 | 0.60mi |
| 53-55 Congress St Troy, NY | 2.0 | 1.0 | 1500 | $1,700 | $1.13 | 72d | 1 | 0.64mi |
| 53-55 Congress St Troy, NY | 2.0 | 1.0 | 1500 | $1,700 | $1.13 | 16d | 1 | 0.64mi |
| 65 3rd St Troy, NY | 2.0 | 1.0 | 1300 | $2,795 | $2.15 | 15d | 1 | 0.64mi |
| 65 3rd St Troy, NY | 1.0 | 1.0 | 946 | $2,295 | $2.43 | 16d | 1 | 0.64mi |
| 65 3rd St Troy, NY | 2.0 | 2.0 | 1185 | $2,995 | $2.53 | 72d | 1 | 0.64mi |
Property features AI
Exterior
- Utilities
- Public waterPublic sewer
- Home design
- DuplexLiving area approximately 1,408 total
- Construction
- Brick exterior
- Exterior features
- Brick constructionLot approximately 0.07 acres
Interior
- Bedrooms
- Unit 1: 1 bedroomUnit 2: 2 bedrooms
- Bathrooms
- 2 full bathrooms (one on 1st floor, one on 2nd floor)
- Heating & cooling
- Forced air heating
- Interior features
- Full unfinished basement
Listing history 22 events
-
2026-08-08days on market $125,000 Active 39 DOM
-
2026-08-07days on market $125,000 Active 38 DOM
-
2026-08-06days on market $125,000 Active 37 DOM
-
2026-08-05days on market $125,000 Active 36 DOM
-
2026-08-04remarks 68-char remark
-
2026-08-04pricestatus $125,000 Active 35 DOM
-
2026-06-17status $132,000 Pending 35 DOM
-
2026-06-17days on market $132,000 Active 35 DOM
-
2026-06-16days on market $132,000 Active 34 DOM
-
2026-06-15days on market $132,000 Active 33 DOM
-
2026-06-14days on market $132,000 Active 31 DOM
-
2026-06-13statusdays on market $132,000 Active 30 DOM
-
2026-05-13price $132,000 56-char remark
-
2026-04-30status Active 56-char remark
-
2026-04-23status Pending 56-char remark
-
2026-04-17$149,000 Active 56-char remark
-
2024-12-18historical
-
2024-10-28price $143,000
-
2024-09-24$149,000 Active
-
2014-07-02soldstatus $45,000
Show marketing remark (182 chars)
Two family just below Canal Street; can be sold as package with 306 Second Street; Large rear yard; deck; new assessment has estimated taxes for 2013 at $1,633 -- Very Good Condition
-
2014-04-25historical
Show marketing remark (182 chars)
Two family just below Canal Street; can be sold as package with 306 Second Street; Large rear yard; deck; new assessment has estimated taxes for 2013 at $1,633 -- Very Good Condition
-
2013-06-04$57,500
Show marketing remark (182 chars)
Two family just below Canal Street; can be sold as package with 306 Second Street; Large rear yard; deck; new assessment has estimated taxes for 2013 at $1,633 -- Very Good Condition
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $1,638 · $137/mo
- Projected year-2 tax
- $1,875 · $156/mo
- Expected delta
- +$237/yr (+$20/mo · 14.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,932
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,638
- − Insurance
- −$1,292
- − Repairs & maintenance
- −$2,795
- − Management
- −$2,795
- − Depreciation
- −$3,636
- Taxable income
- $15,775
- Est. tax owed @ 24.0%
- −$3,786
- After-tax cash flow
- $13,015/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This property is in fair condition with some wear and tear visible in various areas. It requires moderate repairs and maintenance to improve its condition and increase its value.
Deferred maintenance Est. $50,000–$150,000 screening
- Major Roof (roof) — Significant wear and tear visible on the roof structure
- Major Windows (windows) — Significant wear and tear visible on the windows
- Major Electrical (electrical) — Significant wear and tear visible on the electrical panel
- Major Plumbing (plumbing) — Significant wear and tear visible on the plumbing
- Major Exterior (exterior) — Significant wear and tear visible on the exterior
Repairs flagged
- Minor Kitchen cabinets — The kitchen cabinets show some wear and tear, but are not in critical condition.
- Minor Bathroom fixtures — The bathroom fixtures show some wear and tear, but are not in critical condition.
- Minor Roof shingles — The roof shingles show some wear and tear, but are not in critical condition.
- Minor Exterior siding — The exterior siding shows some wear and tear, but is not in critical condition.
- Minor Interior paint — The interior paint shows some wear and tear, but is not in critical condition.
- Minor HVAC components — The HVAC components show some wear and tear, but are not in critical condition.
- Minor Landscaping — The landscaping shows some overgrown vegetation, but is not in critical condition.
Value-add opportunities
- Both Painting the exterior and interior — Painting the exterior and interior can significantly improve the curb appeal and interior aesthetics, which can increase both resale and rental value. ↑
- Both Landscaping — Landscaping can improve the curb appeal and increase the property's overall aesthetic, which can increase both resale and rental value. ↑
- Both HVAC maintenance — Maintaining the HVAC system can improve the comfort and energy efficiency of the property, which can increase both resale and rental value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Troy City School District
- NCES district ID
- 3628950
- Math proficiency
- 44% ▲ 6.00%
- Reading proficiency
- 46% ▲ 6.00%
- Median HH income
- $42,143
- Composite
- 37.89/100
- National rank
- #4318
- State rank
- #467 of 590 in NY
Livability — Troy
- Score
- 81/100
- State rank
- #88
- US rank
- #1350
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Troy, NY
- County
- Rensselaer County · 162,400 people
- City population
- 53,479
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 53,479
- Household income
- $75,851
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Rensselaer County) Hauer SSP2
- Today (2025)
- 162,400 people
- By 2030
- 161,746 · -0.4%
- By 2040
- 158,095 · -2.7%
- By 2050
- 152,966 · -5.8%
- By 2075
- 140,767 · -13.3%
- By 2100
- 124,727 · -23.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Black 12% Hispanic / Latino 8% Two or more races 8% Asian 5%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 4%
- Common ancestry
- Romanian 5% Lithuanian 5% Slovak 1%
- Foreign-born
- 10% · Canada, China
- Languages at home
- 88% English-only · Spanish 4% Other Indo-European 2% Arabic 2%
Political lean MEDSL · Rensselaer
- 2024 margin
- Toss-up / Even · D 50.7% · R 49.3%
- 2008→2024 swing
- -8.0pp toward R · 2008: 9.3pp · 2024: 1.4pp
- All cycles
- 2024: D+1.4 2020: D+5.6 2016: R+2.9 2012: D+11.8 2008: D+9.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -142.53%
- Current HPI
- 285.0762
- Rent YoY
- ▲ 4.88%
- Metro
- Albany-Schenectady-Troy, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+129.6% since first listed13 events — show timeline
- 2026-06-17 Pending — Global MLS
- 2026-06-10 Relisted — Global MLS
- 2026-05-22 Pending — Global MLS
- 2026-05-13 Price Changed $132,000 Global MLS
- 2026-04-30 Relisted — Global MLS
- 2026-04-23 Pending — Global MLS
- 2026-04-17 Listed $149,000 Global MLS
- 2024-12-18 Listing Removed — Global MLS
- 2024-10-28 Price Changed $143,000 Global MLS
- 2024-09-24 Listed $149,000 Global MLS
- 2014-07-02 Sold (MLS) $45,000 Global MLS
- 2014-04-25 Listing Removed — Global MLS
- 2013-06-04 Listed $57,500 Global MLS
Property tax history
+13.0%/yrLatest (2025): $1,638 · -22.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…