CashFlowRE
Sign in Sign up
170 S John St
B Composite 70.15
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.0/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,000

170 S John St · Bridge City, TX 77611
3 bd · 2.0 ba · 2,271 sqft · SingleFamily public records · 123 Days on market
Built 1960 0.61 ac lot $35/sqft · 66% below area ↓ 39% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!

Key facts

  • 0.61 acre lot
  • Listed 123 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $559 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.7% vs local median 2.2% in Bridge City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#251 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools C-, amenities F, commute F.
  • Bridge City ISD (other): math 41% / reading 51% proficiency, ranked #224 of 826 in TX (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 125 active listings in the ZIP; solid renter incomes; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 123 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago; this cycle's ask has dropped $30k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 123 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.87%
Cap rate
15.68%
Cash-on-cash
33.53%
DSCR
2.49
GRM
4.5

CMA / ARV

ARV (median comp)
$235,091
List price
$80,000
Delta
-65.97%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
255 Gilmer St 0.24mi 4/2.5 (+1) 2,136 (-6%) 4mo $209,000 $98 69
323 Dove Ct 0.50mi 4/2.0 (+1) 2,204 (-3%) 2mo $314,990 $143 65
319 Dove Ct 0.46mi 4/2.0 (+1) 2,204 (-3%) 5mo $317,593 $144 65
310 Dobbyn St 0.30mi 3/2.5 2,134 (-6%) 22mo $259,900 $122 56
445 Bryant Blvd 0.54mi 4/2.0 (+1) 2,100 (-8%) 3mo $324,900 $155 55
435 Bryant Blvd 0.54mi 3/2.0 2,020 (-11%) 4mo $344,900 $171 53
470 Bryant Blvd 0.57mi 3/2.0 2,022 (-11%) 9mo $382,500 $189 48
436 S Inwood Dr 0.40mi 3/2.0 1,955 (-14%) 14mo $229,000 $117 47
412 Crescent Dr 0.32mi 3/2.0 1,946 (-14%) 21mo $119,900 $62 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.6%
Equity multiple
2.01×
Total profit
$22,727
Equity at exit
$11,928
10-year hold
IRR
32.4%
Equity multiple
3.94×
Total profit
$65,923
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77611

Active inventory
125
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,492 medium interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$313
Net cashflow
$559

Break-even live

Break-even rent $784
Max offer price $80,000
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 29 events

  1. 2026-06-18
    days on market $80,000 Active 123 DOM
  2. 2026-06-17
    days on market $80,000 Active 122 DOM
  3. 2026-06-16
    days on market $80,000 Active 121 DOM
  4. 2026-06-15
    days on market $80,000 Active 120 DOM
  5. 2026-06-14
    pricedays on market $80,000 Active 118 DOM
  6. 2026-06-10
    days on market $92,000 Active 115 DOM
  7. 2026-06-09
    days on market $92,000 Active 114 DOM
  8. 2026-06-08
    days on market $92,000 Active 113 DOM
  9. 2026-06-07
    days on market $92,000 Active 112 DOM
  10. 2026-06-03
    days on market $92,000 Active 108 DOM
  11. 2026-06-02
    days on market $92,000 Active 107 DOM
  12. 2026-06-01
    days on market $92,000 Active 106 DOM
  13. 2026-05-31
    days on market $92,000 Active 105 DOM
  14. 2026-05-30
    days on market $92,000 Active 104 DOM
  15. 2026-04-15
    price $92,000 145-char remark
    Show marketing remark (145 chars)

    Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!

  16. 2026-03-26
    status Active 145-char remark
    Show marketing remark (145 chars)

    Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!

  17. 2026-03-20
    status Pending 145-char remark
    Show marketing remark (145 chars)

    Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!

  18. 2026-03-14
    price $100,000 145-char remark
    Show marketing remark (145 chars)

    Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!

  19. 2026-02-09
    listed $110,000 Active 145-char remark
    Show marketing remark (145 chars)

    Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!

  20. 2025-03-18
    price $199,900
  21. 2022-06-03
    soldstatus
  22. 2022-05-24
    soldstatus
  23. 2022-05-24
    soldstatus
  24. 2022-04-06
    listed $149,900
  25. 2021-10-06
    listed $149,900
  26. 2021-06-10
    soldstatus
  27. 2017-10-16
    soldstatus
  28. 2017-08-02
    soldstatus
  29. 2007-08-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,904
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$1,198
− Repairs & maintenance
−$1,432
− Management
−$1,432
− Depreciation
−$2,327
Taxable income
$5,834
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,400
After-tax cash flow
$5,312/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bridge City ISD
NCES district ID
4811310
Math proficiency
41% ▼ -11.00%
Reading proficiency
51% ▲ 1.00%
Median HH income
$60,817
Composite
40.47/100
National rank
#3720
State rank
#224 of 826 in TX

Livability — Bridge City

Score
72/100
State rank
#251
US rank
#5948

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety C+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bridge City, TX
County
Orange County · 87,112 people
City population
10,112
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
10,112
Household income
$92,004
Rent vs Own
23.8% rent · 76.2% own
Severe rent burden
214.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 14% Two or more races 12% Asian 2%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 12% Slovak 3% Iranian 2%
Foreign-born
3% · Canada
Languages at home
89% English-only · Spanish 6% French/Haitian/Cajun 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.42%
Current HPI
155.9874
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-38.6% since first listed
15 events — show timeline
  • 2026-04-15 Price Changed $92,000 BBOR
  • 2026-03-26 Relisted BBOR
  • 2026-03-20 Pending BBOR
  • 2026-03-14 Price Changed $100,000 BBOR
  • 2026-02-09 Listed $110,000 BBOR
  • 2025-03-18 Price Changed $199,900 BBOR
  • 2022-06-03 Sold (Public Records) Public Records
  • 2022-05-24 Sold (MLS) BBOR
  • 2022-05-24 Sold (MLS) PNPANBOR
  • 2022-04-06 Listed $149,900 BBOR
  • 2021-10-06 Listed $149,900 PNPANBOR
  • 2021-06-10 Sold (Public Records) Public Records
  • 2017-10-16 Sold (Public Records) Public Records
  • 2017-08-02 Sold (Public Records) Public Records
  • 2007-08-09 Sold (Public Records) Public Records

Property tax history

+7.9%/yr

Latest (2025): $4,357 · -1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…