170 S John St · Bridge City, TX
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.0/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!
Key facts
- 0.61 acre lot
- Listed 123 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $559 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.7% vs local median 2.2% in Bridge City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#251 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools C-, amenities F, commute F.
- Bridge City ISD (other): math 41% / reading 51% proficiency, ranked #224 of 826 in TX (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 125 active listings in the ZIP; solid renter incomes; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 123 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago; this cycle's ask has dropped $30k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 123 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.87% ✓
- Cap rate
- 15.68%
- Cash-on-cash
- 33.53%
- DSCR
- 2.49
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $235,091
- List price
- $80,000
- Delta
- -65.97%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 255 Gilmer St | 0.24mi | 4/2.5 (+1) | 2,136 (-6%) | 4mo | $209,000 | $98 | 69 |
| 323 Dove Ct | 0.50mi | 4/2.0 (+1) | 2,204 (-3%) | 2mo | $314,990 | $143 | 65 |
| 319 Dove Ct | 0.46mi | 4/2.0 (+1) | 2,204 (-3%) | 5mo | $317,593 | $144 | 65 |
| 310 Dobbyn St | 0.30mi | 3/2.5 | 2,134 (-6%) | 22mo | $259,900 | $122 | 56 |
| 445 Bryant Blvd | 0.54mi | 4/2.0 (+1) | 2,100 (-8%) | 3mo | $324,900 | $155 | 55 |
| 435 Bryant Blvd | 0.54mi | 3/2.0 | 2,020 (-11%) | 4mo | $344,900 | $171 | 53 |
| 470 Bryant Blvd | 0.57mi | 3/2.0 | 2,022 (-11%) | 9mo | $382,500 | $189 | 48 |
| 436 S Inwood Dr | 0.40mi | 3/2.0 | 1,955 (-14%) | 14mo | $229,000 | $117 | 47 |
| 412 Crescent Dr | 0.32mi | 3/2.0 | 1,946 (-14%) | 21mo | $119,900 | $62 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.6%
- Equity multiple
- 2.01×
- Total profit
- $22,727
- Equity at exit
- $11,928
- IRR
- 32.4%
- Equity multiple
- 3.94×
- Total profit
- $65,923
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77611
- Active inventory
- 125
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,492 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax est. 1.5%
- −$100 /mo · $1,200/yr
- Insurance
- −$33
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$313
- Net cashflow
- $559
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 29 events
-
2026-06-18days on market $80,000 Active 123 DOM
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2026-06-17days on market $80,000 Active 122 DOM
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2026-06-16days on market $80,000 Active 121 DOM
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2026-06-15days on market $80,000 Active 120 DOM
-
2026-06-14pricedays on market $80,000 Active 118 DOM
-
2026-06-10days on market $92,000 Active 115 DOM
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2026-06-09days on market $92,000 Active 114 DOM
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2026-06-08days on market $92,000 Active 113 DOM
-
2026-06-07days on market $92,000 Active 112 DOM
-
2026-06-03days on market $92,000 Active 108 DOM
-
2026-06-02days on market $92,000 Active 107 DOM
-
2026-06-01days on market $92,000 Active 106 DOM
-
2026-05-31days on market $92,000 Active 105 DOM
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2026-05-30days on market $92,000 Active 104 DOM
-
2026-04-15price $92,000 145-char remark
Show marketing remark (145 chars)
Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!
-
2026-03-26status Active 145-char remark
Show marketing remark (145 chars)
Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!
-
2026-03-20status Pending 145-char remark
Show marketing remark (145 chars)
Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!
-
2026-03-14price $100,000 145-char remark
Show marketing remark (145 chars)
Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!
-
2026-02-09$110,000 Active 145-char remark
Show marketing remark (145 chars)
Spacious home featuring a 3-bedroom, 2-bath layout on 0.61 acres within the city limits of Bridge City. This is one you won’t want to miss!
-
2025-03-18price $199,900
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2022-06-03soldstatus
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2022-05-24soldstatus
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2022-05-24soldstatus
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2022-04-06$149,900
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2021-10-06$149,900
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2021-06-10soldstatus
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2017-10-16soldstatus
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2017-08-02soldstatus
-
2007-08-09soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,904
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,200
- − Insurance
- −$1,198
- − Repairs & maintenance
- −$1,432
- − Management
- −$1,432
- − Depreciation
- −$2,327
- Taxable income
- $5,834
- Est. tax owed @ 24.0%
- −$1,400
- After-tax cash flow
- $5,312/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bridge City ISD
- NCES district ID
- 4811310
- Math proficiency
- 41% ▼ -11.00%
- Reading proficiency
- 51% ▲ 1.00%
- Median HH income
- $60,817
- Composite
- 40.47/100
- National rank
- #3720
- State rank
- #224 of 826 in TX
Livability — Bridge City
- Score
- 72/100
- State rank
- #251
- US rank
- #5948
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bridge City, TX
- County
- Orange County · 87,112 people
- City population
- 10,112
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 10,112
- Household income
- $92,004
- Rent vs Own
- Severe rent burden
- 214.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 88,065 people
- By 2030
- 89,591 · +1.7%
- By 2040
- 91,982 · +4.4%
- By 2050
- 93,023 · +5.6%
- By 2075
- 94,871 · +7.7%
- By 2100
- 88,155 · +0.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 14% Two or more races 12% Asian 2%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Lithuanian 12% Slovak 3% Iranian 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 89% English-only · Spanish 6% French/Haitian/Cajun 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Orange
- 2024 margin
- Solid R (+66.8) · D 16.4% · R 83.1%
- 2008→2024 swing
- -19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
- All cycles
- 2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.42%
- Current HPI
- 155.9874
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-38.6% since first listed15 events — show timeline
- 2026-04-15 Price Changed $92,000 BBOR
- 2026-03-26 Relisted — BBOR
- 2026-03-20 Pending — BBOR
- 2026-03-14 Price Changed $100,000 BBOR
- 2026-02-09 Listed $110,000 BBOR
- 2025-03-18 Price Changed $199,900 BBOR
- 2022-06-03 Sold (Public Records) — Public Records
- 2022-05-24 Sold (MLS) — BBOR
- 2022-05-24 Sold (MLS) — PNPANBOR
- 2022-04-06 Listed $149,900 BBOR
- 2021-10-06 Listed $149,900 PNPANBOR
- 2021-06-10 Sold (Public Records) — Public Records
- 2017-10-16 Sold (Public Records) — Public Records
- 2017-08-02 Sold (Public Records) — Public Records
- 2007-08-09 Sold (Public Records) — Public Records
Property tax history
+7.9%/yrLatest (2025): $4,357 · -1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…