535 20th St · Niagara Falls, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.7/5.0
- Schools +3.6/10.0
- Livability +3.0/5.0
- Condition / age +2.2/5.0
$49,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Discover this beautiful updated ready to move single family home with 2 bedroom and 1 bathroom property along with 1 additional lot on the left side of the house. The location is quite and 10 minutes from Niagara Falls. The entire property was remodeled, renovated few years back. Now need some TLC. The location and exquisite interiors design make you feel at home with comfort, peace and tranquility. It’s a good investment too. The home is accessible to all amenities and facilities within 2 minutes driving distance and 10 minutes drive to access to all major highways and state ways. It’s a vacant property and you can schedule at any time with agent.
Key facts
- Additional lot
- Remodeled property
- 3,125 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $50k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $601 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
- Cap rate 20.8% vs local median 8.1% in Niagara Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#956 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Niagara Falls City School District (urban): math 26% / reading 34% proficiency, ranked #578 of 590 in NY (top 98%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bloneva Bond Primary School (math 2% / reading 17%, grade F, #2,075 of 2,108 statewide, top 99%, 403 students, 82% FRL); Gaskill Preparatory School (math 10% / reading 22%, grade F, #702 of 729 statewide, top 96%, 500 students, 78% FRL); Niagara Falls High School (math 75% / reading 92%, grade A, #409 of 1,100 statewide, top 39%, 2,139 students, 71% FRL).
- Market conditions: Rents rising fast (+8.8%/yr); 204 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals lingering (median 53d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($345 loan paydown + $5k appreciation (10.0% local appreciation)).
- Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 124 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 14y ago; this cycle's ask has dropped $4k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $18k; list at $50k implies a 185% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.40% ✓
- Cap rate
- 20.75%
- Cash-on-cash
- 51.64%
- DSCR
- 3.30
- GRM
- 3.5
CMA / ARV
- ARV (median comp)
- $124,179
- List price
- $49,900
- Delta
- -59.82%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 609 25th St | 0.30mi | 3/2.0 (+1) | 1,040 (-2%) | 3mo | $158,000 | $152 | 72 |
| 1748 Welch Ave | 0.37mi | 3/1.0 (+1) | 1,100 (+4%) | 0mo | $175,000 | $159 | 71 |
| 609 27th St | 0.43mi | 3/1.5 (+1) | 1,075 (+2%) | 1mo | $157,500 | $147 | 69 |
| 2205 La Salle Ave | 0.51mi | 3/1.0 (+1) | 1,040 (-2%) | 1mo | $96,000 | $92 | 68 |
| 1724 Mackenna Ave | 0.51mi | 3/1.0 (+1) | 1,025 (-3%) | 2mo | $140,000 | $137 | 65 |
| 2762 Falls St | 0.69mi | 2/1.0 | 1,056 (0%) | 4mo | $120,000 | $114 | 64 |
| 745 19th St | 0.28mi | 3/1.0 (+1) | 928 (-12%) | 0mo | $42,000 | $45 | 62 |
| 1923 Cudaback Ave | 0.46mi | 3/2.0 (+1) | 1,008 (-4%) | 4mo | $143,000 | $142 | 59 |
| 1157 La Salle Ave | 0.72mi | 3/1.0 (+1) | 992 (-6%) | 0mo | $111,000 | $112 | 51 |
| 544 30th St | 0.58mi | 3/1.0 (+1) | 964 (-9%) | 5mo | $62,000 | $64 | 50 |
| 1824 Pierce Ave | 0.65mi | 3/1.0 (+1) | 1,152 (+9%) | 1mo | $69,000 | $60 | 49 |
| 1812 Pierce Ave | 0.65mi | 3/1.0 (+1) | 1,152 (+9%) | 2mo | $65,000 | $56 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 68.9%
- Equity multiple
- 6.14×
- Total profit
- $71,822
- Equity at exit
- $44,954
- IRR
- 64.5%
- Equity multiple
- 15.11×
- Total profit
- $197,104
- Equity at exit
- $96,945
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 41 active · 30 under contract
- Months of supply
- 7.9 mo (13%/mo absorbed)
- Median asking
- $94,900 ($95/sqft)
- Median days on market
- 44 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- +24.2% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 14301
- Home prices YoY
- 6.2%
- Rents YoY
- 8.8%
- Active inventory
- 204
- Price-to-rent
- 3.5×
Monthly cashflow live
- Estimated rent
- $1,198 high interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax est. 1.5%
- −$62 /mo · $748/yr
- Insurance
- −$21
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$252
- Net cashflow
- $601
Break-even live
Sensitivity live
| Price | -10% $636 | -5% $619 | +0% $601 | +5% $584 | +10% $567 |
|---|---|---|---|---|---|
| Rent | -10% $507 | -5% $554 | +0% $601 | +5% $649 | +10% $696 |
| Rate | -1.0pp $626 | -0.5pp $614 | base $601 | +0.5pp $588 | +1.0pp $575 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 39 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 562 19th St Niagara Falls, NY | 3.0 | 1.5 | 1200 | $1,395 | $1.16 | 19d | 1 | 0.11mi |
| 434 23rd St Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 816 | $1,100 | $1.35 | 63d | 1 | 0.26mi |
| 2405 Grand Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 770 | $800 | $1.04 | 32d | 1 | 0.27mi |
| 769 19th St Niagara Falls, NY | 2.0 | 1.5 | 960 | $1,400 | $1.46 | 70d | 1 | 0.29mi |
| 455 24th St Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 850 | $1,200 | $1.41 | 35d | 1 | 0.30mi |
| 420 18th St Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 816 | $1,150 | $1.41 | 93d | 1 | 0.31mi |
| 420 25th St Niagara Falls, NY | 3.0 | 1.0 | 1101 | $1,500 | $1.36 | 93d | 1 | 0.38mi |
| 1793 Welch Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 802 | $1,000 | $1.25 | 47d | 1 | 0.39mi |
| 1427 Fort Ave Unit 2 Niagara Falls, NY | 3.0 | 1.0 | 1058 | $950 | $0.90 | 93d | 1 | 0.40mi |
| 1780 Falls St Niagara Falls, NY | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 93d | 1 | 0.41mi |
| 1761 Welch Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 988 | $1,000 | $1.01 | 19d | 1 | 0.41mi |
| 456 27th St Niagara Falls, NY | 3.0 | 1.0 | 1058 | $1,500 | $1.42 | 25d | 1 | 0.42mi |
| 1001 17th St Niagara Falls, NY | 3.0 | 1.0 | 1152 | $1,800 | $1.56 | 72d | 1 | 0.43mi |
| 754 15th St Niagara Falls, NY | 3.0 | 1.0 | 990 | $1,100 | $1.11 | 72d | 1 | 0.44mi |
| 613 13th St Unit 1 Niagara Falls, NY | 2.0 | 1.0 | 750 | $900 | $1.20 | 35d | 1 | 0.48mi |
| 1192 Haeberle Ave Niagara Falls, NY | 2.0 | 1.0 | 920 | $1,300 | $1.41 | 35d | 1 | 0.49mi |
| 784 15th St Niagara Falls, NY | 3.0 | 1.5 | 1380 | $1,350 | $0.98 | 52d | 1 | 0.49mi |
| 2727 Monroe Ave Niagara Falls, NY | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 59d | 1 | 0.52mi |
| 1533 La Salle Ave Unit Lower Niagara Falls, NY | 2.0 | 1.0 | 748 | $1,100 | $1.47 | 32d | 1 | 0.55mi |
| 1808 Whitney Ave Unit 3 Niagara Falls, NY | 2.0 | 1.0 | 1200 | $900 | $0.75 | 93d | 1 | 0.56mi |
| 2498 Woodlawn Ave Niagara Falls, NY | 2.0 | 1.0 | 720 | $1,150 | $1.60 | 11d | 1 | 0.57mi |
| 2473 Pierce Ave Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 52d | 1 | 0.66mi |
| 3036 Welch Ave Niagara Falls, NY | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 38d | 1 | 0.75mi |
| 3534 Ferry Ave Niagara Falls, NY | 3.0 | 1.0 | 1304 | $1,300 | $1.00 | 15d | 1 | 0.80mi |
| 700 Pine Ave Unit 1 Niagara Falls, NY | 1.0 | 1.0 | 1075 | $1,075 | $1.00 | 61d | 1 | 0.88mi |
| 700 Pine Ave Unit 1 Niagara Falls, NY | 3.0 | 1.0 | 1275 | $1,395 | $1.09 | 11d | 1 | 0.88mi |
| 616 7th St Niagara Falls, NY | 2.0 | 1.0 | 770 | $1,150 | $1.49 | 17d | 1 | 0.89mi |
| 616 7th St Niagara Falls, NY | 2.0 | 1.0 | 770 | $1,150 | $1.49 | 72d | 1 | 0.89mi |
| 616 Niagara St Niagara Falls, NY | 1.0 | 1.0 | 750 | $1,288 | $1.72 | 11d | 1 | 0.93mi |
| 3626 Dudley Ave Niagara Falls, NY | 2.0 | 1.0 | 700 | $1,250 | $1.79 | 93d | 1 | 0.93mi |
| 2463 South Ave Niagara Falls, NY | 2.0 | 1.0 | 1008 | $1,100 | $1.09 | 66d | 1 | 0.94mi |
| 510 6th St Unit 3 Niagara Falls, NY | 1.0 | 1.0 | 950 | $900 | $0.95 | 93d | 1 | 0.96mi |
| 3340 Simmons Ave Niagara Falls, NY | 3.0 | 1.0 | 1008 | $1,550 | $1.54 | 63d | 1 | 0.98mi |
| 1817 Ontario Ave Unit 1 Niagara Falls, NY | 2.0 | 1.0 | 999 | $1,899 | $1.90 | 11d | 1 | 1.07mi |
| 1817 Ontario Ave Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 985 | $1,899 | $1.93 | 11d | 1 | 1.07mi |
| 714 Buffalo Ave Unit 3 Niagara Falls, NY | 1.0 | 1.0 | 1000 | $1,200 | $1.20 | 93d | 1 | 1.09mi |
| 714 Buffalo Ave Unit 4 Niagara Falls, NY | 1.0 | 1.0 | 1000 | $1,000 | $1.00 | 93d | 1 | 1.09mi |
| 642 Ashland Ave Niagara Falls, NY | 3.0 | 1.0 | 1238 | $1,100 | $0.89 | 52d | 1 | 1.10mi |
| 460 3rd St Niagara Falls, NY | 1.0 | 1.0 | 587 | $1,005 | $1.71 | 11d | 1 | 1.17mi |
Property features AI
Exterior
- Parking
- No garageDriveway
- Utilities
- Public water (connected)Sewer connected
- Home design
- Single-story homeResale property
- Construction
- Block foundationBlock, frame and concrete constructionAsphalt roofBuilt (existing)
- Exterior features
- Open porch/patioNear public transitRectangular residential lotCity street frontage
Interior
- Kitchen
- Eat-in kitchen
- Bedrooms
- 2 bedrooms on the main level
- Flooring
- CarpetLaminateTileVaries
- Bathrooms
- 1 full bathroom on the main level
- Heating & cooling
- Gas forced-air heating
- Interior features
- Accessible doorsEat-in kitchenLiving/dining roomOther interior features (see remarks)
- Laundry & utility
- Gas water heater
Listing history 50 events
-
2026-08-08days on market $49,900 Active 124 DOM
-
2026-08-07days on market $49,900 Active 123 DOM
-
2026-08-06days on market $49,900 Active 122 DOM
-
2026-08-05days on market $49,900 Active 121 DOM
-
2026-08-04days on market $49,900 Active 120 DOM
-
2026-08-03days on market $49,900 Active 119 DOM
-
2026-07-31days on market $49,900 Active 116 DOM
-
2026-07-30pricedays on market $49,900 Active 115 DOM
-
2026-07-30days on market $53,500 Active 114 DOM
-
2026-07-28days on market $53,500 Active 113 DOM
-
2026-07-26days on market $53,500 Active 111 DOM
-
2026-07-24days on market $53,500 Active 109 DOM
-
2026-07-23days on market $53,500 Active 108 DOM
-
2026-07-22days on market $53,500 Active 107 DOM
-
2026-07-21days on market $53,500 Active 106 DOM
-
2026-07-20days on market $53,500 Active 105 DOM
-
2026-07-18days on market $53,500 Active 103 DOM
-
2026-07-18days on market $53,500 Active 102 DOM
-
2026-07-16days on market $53,500 Active 101 DOM
-
2026-07-15days on market $53,500 Active 100 DOM
-
2026-07-14days on market $53,500 Active 99 DOM
-
2026-07-13days on market $53,500 Active 98 DOM
-
2026-07-13days on market $53,500 Active 97 DOM
-
2026-07-11days on market $53,500 Active 96 DOM
-
2026-07-10days on market $53,500 Active 95 DOM
-
2026-07-09days on market $53,500 Active 94 DOM
-
2026-07-07days on market $53,500 Active 92 DOM
-
2026-07-06days on market $53,500 Active 91 DOM
-
2026-07-05days on market $53,500 Active 90 DOM
-
2026-07-03days on market $53,500 Active 88 DOM
-
2026-07-02days on market $53,500 Active 87 DOM
-
2026-07-01days on market $53,500 Active 86 DOM
-
2026-06-30days on market $53,500 Active 85 DOM
-
2026-06-29days on market $53,500 Active 84 DOM
-
2026-06-28days on market $53,500 Active 83 DOM
-
2026-06-27days on market $53,500 Active 82 DOM
-
2026-06-27days on market $53,500 Active 81 DOM
-
2026-06-25days on market $53,500 Active 79 DOM
-
2026-06-22days on market $53,500 Active 77 DOM
-
2026-06-21days on market $53,500 Active 76 DOM
-
2026-06-18days on market $53,500 Active 73 DOM
-
2026-06-17days on market $53,500 Active 72 DOM
-
2026-06-16days on market $53,500 Active 71 DOM
-
2026-06-15days on market $53,500 Active 70 DOM
-
2026-06-13days on market $53,500 Active 68 DOM
-
2026-06-13days on market $53,500 Active 67 DOM
-
2026-06-10days on market $53,500 Active 65 DOM
-
2026-06-09days on market $53,500 Active 64 DOM
-
2026-06-08days on market $53,500 Active 63 DOM
-
2026-06-07days on market $53,500 Active 62 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,372
- − Mortgage interest
- −$2,795
- − Property taxes
- −$748
- − Insurance
- −$250
- − Repairs & maintenance
- −$1,150
- − Management
- −$1,150
- − Depreciation
- −$1,452
- Taxable income
- $6,828
- Est. tax owed @ 24.0%
- −$1,639
- After-tax cash flow
- $5,577/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This single-family home requires significant repairs and maintenance to improve its condition and increase its resale and rental value.
Components & finishes AI
Deferred maintenance Est. $30,500–$92,000 screening
- Minor Roof (roof) — No visible signs of damage or wear on the roof.
- Major Windows (windows) — Windows appear to be in poor condition, with visible damage and missing panels.
- Major Electrical (electrical) — The electrical panel is not visible, but the house appears old and the condition of the exterior suggests potential electrical issues.
- Major Plumbing (plumbing) — The exterior of the house shows signs of water damage and possible plumbing issues.
Repairs flagged
- Major roof — Signs of water damage and visible stains indicate a major issue that needs immediate attention.
- Major exterior siding — Peeling paint and siding indicate significant wear and need for replacement.
- Major flooring — Visible signs of wear and discoloration suggest the flooring needs to be replaced.
- Major interior walls — Peeling paint and discoloration indicate significant wear and need for repainting.
- Major HVAC system — Visible signs of wear and discoloration suggest the HVAC system needs to be replaced or serviced.
- Major landscaping — Overgrown and unkempt landscaping detracts from the property's curb appeal and needs to be pruned and landscaped properly.
Value-add opportunities
- Both repair roof — Repairing the roof will address a major issue and improve the overall condition of the property. ↑
- Both repair exterior siding — Repairing the exterior siding will improve the curb appeal and overall condition of the property. ↑
- Both replace flooring — Replacing the flooring will improve the condition of the interior and make the property more appealing to potential buyers. ↑
- Both repaint interior walls — Repainting the interior walls will improve the condition of the interior and make the property more appealing to potential buyers. ↑
- Both service HVAC — Servicing the HVAC system will ensure the property is comfortable and energy-efficient, which is important for both resale and rental value. ↑
- Both prune landscaping — Pruning the landscaping will improve the curb appeal and make the property more attractive to potential buyers and renters. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Niagara Falls City School District
- NCES district ID
- 3620820
- Math proficiency
- 26% ▼ -10.00%
- Reading proficiency
- 34% ▲ 3.00%
- Median HH income
- $32,488
- Composite
- 24.5/100
- National rank
- #7655
- State rank
- #578 of 590 in NY
Livability — Niagara Falls
- Score
- 60/100
- State rank
- #956
- US rank
- #18749
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Niagara Falls, NY
- County
- Niagara County · 204,149 people
- City population
- 62,983
- Metro
- Buffalo-Cheektowaga, NY
- Population (ZIP)
- 10,923
- Household income
- $34,549
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Niagara County) Hauer SSP2
- Today (2025)
- 204,149 people
- By 2030
- 197,900 · -3.1%
- By 2040
- 182,239 · -10.7%
- By 2050
- 165,198 · -19.1%
- By 2075
- 129,416 · -36.6%
- By 2100
- 96,222 · -52.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 25% Two or more races 8% Hispanic / Latino 8% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 2%
- Common ancestry
- Romanian 6% Slovak 2% Lithuanian 1%
- Foreign-born
- 5% · Canada, China, Dominican Republic
- Languages at home
- 90% English-only · Spanish 6% Other Indo-European 3% Chinese 1%
Political lean MEDSL · Niagara
- 2024 margin
- R (+14.9) · D 42.5% · R 57.5%
- 2008→2024 swing
- -15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
- All cycles
- 2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 15.41%
- Current HPI
- 266.1457
- Rent YoY
- ▲ 8.79%
- Metro
- Buffalo-Cheektowaga, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+98.1% since first listed21 events — show timeline
- 2026-05-04 Price Changed $53,500 WNYREIS
- 2026-04-06 Listed $54,000 WNYREIS
- 2025-06-30 Listing Removed — WNYREIS
- 2025-04-03 Listed $50,000 WNYREIS
- 2024-10-14 Listing Removed — WNYREIS
- 2024-09-09 Relisted — WNYREIS
- 2024-07-03 Price Changed $59,000 WNYREIS
- 2024-05-22 Listed $69,900 WNYREIS
- 2017-09-26 Sold (MLS) $17,500 WNYREIS
- 2017-08-18 Pending — WNYREIS
- 2017-07-17 Pending — WNYREIS
- 2017-06-08 Price Changed $10,000 WNYREIS
- 2017-02-27 Listed $20,000 WNYREIS
- 2016-10-19 Listing Removed — WNYREIS
- 2016-04-19 Listed $39,900 WNYREIS
- 2014-08-13 Sold (Public Records) $25,000 Public Records
- 2012-03-07 Listed $23,000 WNYREIS
- 2007-03-02 Sold (Public Records) $11,559 Public Records
- 2004-06-25 Sold (Public Records) $10,600 Public Records
- 2004-06-25 Sold (Public Records) $38,247 Public Records
- 1998-06-19 Sold (Public Records) $27,000 Public Records
Property tax history
+6.6%/yrLatest (2025): $2,675 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…