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535 20th St
A- Composite 81.09
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.7/5.0
  • Schools +3.6/10.0
  • Livability +3.0/5.0
  • Condition / age +2.2/5.0

$49,900

535 20th St · Niagara Falls, NY 14301
2 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 124 Days on market
Built 1910 Fair condition 3,125 sqft lot $47/sqft · 60% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover this beautiful updated ready to move single family home with 2 bedroom and 1 bathroom property along with 1 additional lot on the left side of the house. The location is quite and 10 minutes from Niagara Falls. The entire property was remodeled, renovated few years back. Now need some TLC. The location and exquisite interiors design make you feel at home with comfort, peace and tranquility. It’s a good investment too. The home is accessible to all amenities and facilities within 2 minutes driving distance and 10 minutes drive to access to all major highways and state ways. It’s a vacant property and you can schedule at any time with agent.

Key facts

  • Additional lot
  • Remodeled property
  • 3,125 sq ft lot

Tags

UPDATED SINGLE FAMILY HOMEADDITIONAL LOTREMODELED PROPERTYACCESSIBLE TO AMENITIES10 MINUTES FROM NIAGARA FALLS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $50k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $601 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
  • Cap rate 20.8% vs local median 8.1% in Niagara Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#956 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Niagara Falls City School District (urban): math 26% / reading 34% proficiency, ranked #578 of 590 in NY (top 98%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bloneva Bond Primary School (math 2% / reading 17%, grade F, #2,075 of 2,108 statewide, top 99%, 403 students, 82% FRL); Gaskill Preparatory School (math 10% / reading 22%, grade F, #702 of 729 statewide, top 96%, 500 students, 78% FRL); Niagara Falls High School (math 75% / reading 92%, grade A, #409 of 1,100 statewide, top 39%, 2,139 students, 71% FRL).
  • Market conditions: Rents rising fast (+8.8%/yr); 204 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals lingering (median 53d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($345 loan paydown + $5k appreciation (10.0% local appreciation)).
  • Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 8.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 124 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 14y ago; this cycle's ask has dropped $4k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $18k; list at $50k implies a 185% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.40%
Cap rate
20.75%
Cash-on-cash
51.64%
DSCR
3.30
GRM
3.5

CMA / ARV

ARV (median comp)
$124,179
List price
$49,900
Delta
-59.82%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
609 25th St 0.30mi 3/2.0 (+1) 1,040 (-2%) 3mo $158,000 $152 72
1748 Welch Ave 0.37mi 3/1.0 (+1) 1,100 (+4%) 0mo $175,000 $159 71
609 27th St 0.43mi 3/1.5 (+1) 1,075 (+2%) 1mo $157,500 $147 69
2205 La Salle Ave 0.51mi 3/1.0 (+1) 1,040 (-2%) 1mo $96,000 $92 68
1724 Mackenna Ave 0.51mi 3/1.0 (+1) 1,025 (-3%) 2mo $140,000 $137 65
2762 Falls St 0.69mi 2/1.0 1,056 (0%) 4mo $120,000 $114 64
745 19th St 0.28mi 3/1.0 (+1) 928 (-12%) 0mo $42,000 $45 62
1923 Cudaback Ave 0.46mi 3/2.0 (+1) 1,008 (-4%) 4mo $143,000 $142 59
1157 La Salle Ave 0.72mi 3/1.0 (+1) 992 (-6%) 0mo $111,000 $112 51
544 30th St 0.58mi 3/1.0 (+1) 964 (-9%) 5mo $62,000 $64 50
1824 Pierce Ave 0.65mi 3/1.0 (+1) 1,152 (+9%) 1mo $69,000 $60 49
1812 Pierce Ave 0.65mi 3/1.0 (+1) 1,152 (+9%) 2mo $65,000 $56 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
68.9%
Equity multiple
6.14×
Total profit
$71,822
Equity at exit
$44,954
10-year hold
IRR
64.5%
Equity multiple
15.11×
Total profit
$197,104
Equity at exit
$96,945

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
41 active · 30 under contract
Months of supply
7.9 mo (13%/mo absorbed)
Median asking
$94,900 ($95/sqft)
Median days on market
44 d
This list price
10% of active listings are priced below it
ARV vs active asking
+24.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 14301

Home prices YoY
6.2%
Rents YoY
8.8%
Active inventory
204
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$1,198 high interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $748/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$601

Break-even live

Break-even rent $437
Max offer price $49,900
Occupancy floor 45%

Sensitivity live

Price -10% $636 -5% $619 +0% $601 +5% $584 +10% $567
Rent -10% $507 -5% $554 +0% $601 +5% $649 +10% $696
Rate -1.0pp $626 -0.5pp $614 base $601 +0.5pp $588 +1.0pp $575

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
562 19th St Niagara Falls, NY 3.0 1.5 1200 $1,395 $1.16 19d 1 0.11mi
434 23rd St Unit Upper Niagara Falls, NY 2.0 1.0 816 $1,100 $1.35 63d 1 0.26mi
2405 Grand Ave Unit Upper Niagara Falls, NY 2.0 1.0 770 $800 $1.04 32d 1 0.27mi
769 19th St Niagara Falls, NY 2.0 1.5 960 $1,400 $1.46 70d 1 0.29mi
455 24th St Unit 2 Niagara Falls, NY 2.0 1.0 850 $1,200 $1.41 35d 1 0.30mi
420 18th St Unit Upper Niagara Falls, NY 2.0 1.0 816 $1,150 $1.41 93d 1 0.31mi
420 25th St Niagara Falls, NY 3.0 1.0 1101 $1,500 $1.36 93d 1 0.38mi
1793 Welch Ave Unit Upper Niagara Falls, NY 2.0 1.0 802 $1,000 $1.25 47d 1 0.39mi
1427 Fort Ave Unit 2 Niagara Falls, NY 3.0 1.0 1058 $950 $0.90 93d 1 0.40mi
1780 Falls St Niagara Falls, NY 2.0 1.0 1100 $1,200 $1.09 93d 1 0.41mi
1761 Welch Ave Unit Upper Niagara Falls, NY 2.0 1.0 988 $1,000 $1.01 19d 1 0.41mi
456 27th St Niagara Falls, NY 3.0 1.0 1058 $1,500 $1.42 25d 1 0.42mi
1001 17th St Niagara Falls, NY 3.0 1.0 1152 $1,800 $1.56 72d 1 0.43mi
754 15th St Niagara Falls, NY 3.0 1.0 990 $1,100 $1.11 72d 1 0.44mi
613 13th St Unit 1 Niagara Falls, NY 2.0 1.0 750 $900 $1.20 35d 1 0.48mi
1192 Haeberle Ave Niagara Falls, NY 2.0 1.0 920 $1,300 $1.41 35d 1 0.49mi
784 15th St Niagara Falls, NY 3.0 1.5 1380 $1,350 $0.98 52d 1 0.49mi
2727 Monroe Ave Niagara Falls, NY 3.0 1.0 960 $1,500 $1.56 59d 1 0.52mi
1533 La Salle Ave Unit Lower Niagara Falls, NY 2.0 1.0 748 $1,100 $1.47 32d 1 0.55mi
1808 Whitney Ave Unit 3 Niagara Falls, NY 2.0 1.0 1200 $900 $0.75 93d 1 0.56mi
2498 Woodlawn Ave Niagara Falls, NY 2.0 1.0 720 $1,150 $1.60 11d 1 0.57mi
2473 Pierce Ave Unit 2 Niagara Falls, NY 2.0 1.0 1000 $1,200 $1.20 52d 1 0.66mi
3036 Welch Ave Niagara Falls, NY 3.0 1.0 1000 $1,500 $1.50 38d 1 0.75mi
3534 Ferry Ave Niagara Falls, NY 3.0 1.0 1304 $1,300 $1.00 15d 1 0.80mi
700 Pine Ave Unit 1 Niagara Falls, NY 1.0 1.0 1075 $1,075 $1.00 61d 1 0.88mi
700 Pine Ave Unit 1 Niagara Falls, NY 3.0 1.0 1275 $1,395 $1.09 11d 1 0.88mi
616 7th St Niagara Falls, NY 2.0 1.0 770 $1,150 $1.49 17d 1 0.89mi
616 7th St Niagara Falls, NY 2.0 1.0 770 $1,150 $1.49 72d 1 0.89mi
616 Niagara St Niagara Falls, NY 1.0 1.0 750 $1,288 $1.72 11d 1 0.93mi
3626 Dudley Ave Niagara Falls, NY 2.0 1.0 700 $1,250 $1.79 93d 1 0.93mi
2463 South Ave Niagara Falls, NY 2.0 1.0 1008 $1,100 $1.09 66d 1 0.94mi
510 6th St Unit 3 Niagara Falls, NY 1.0 1.0 950 $900 $0.95 93d 1 0.96mi
3340 Simmons Ave Niagara Falls, NY 3.0 1.0 1008 $1,550 $1.54 63d 1 0.98mi
1817 Ontario Ave Unit 1 Niagara Falls, NY 2.0 1.0 999 $1,899 $1.90 11d 1 1.07mi
1817 Ontario Ave Unit 2 Niagara Falls, NY 2.0 1.0 985 $1,899 $1.93 11d 1 1.07mi
714 Buffalo Ave Unit 3 Niagara Falls, NY 1.0 1.0 1000 $1,200 $1.20 93d 1 1.09mi
714 Buffalo Ave Unit 4 Niagara Falls, NY 1.0 1.0 1000 $1,000 $1.00 93d 1 1.09mi
642 Ashland Ave Niagara Falls, NY 3.0 1.0 1238 $1,100 $0.89 52d 1 1.10mi
460 3rd St Niagara Falls, NY 1.0 1.0 587 $1,005 $1.71 11d 1 1.17mi

Property features AI

Exterior

Parking
No garageDriveway
Utilities
Public water (connected)Sewer connected
Home design
Single-story homeResale property
Construction
Block foundationBlock, frame and concrete constructionAsphalt roofBuilt (existing)
Exterior features
Open porch/patioNear public transitRectangular residential lotCity street frontage

Interior

Kitchen
Eat-in kitchen
Bedrooms
2 bedrooms on the main level
Flooring
CarpetLaminateTileVaries
Bathrooms
1 full bathroom on the main level
Heating & cooling
Gas forced-air heating
Interior features
Accessible doorsEat-in kitchenLiving/dining roomOther interior features (see remarks)
Laundry & utility
Gas water heater

Listing history 50 events

  1. 2026-08-08
    days on market $49,900 Active 124 DOM
  2. 2026-08-07
    days on market $49,900 Active 123 DOM
  3. 2026-08-06
    days on market $49,900 Active 122 DOM
  4. 2026-08-05
    days on market $49,900 Active 121 DOM
  5. 2026-08-04
    days on market $49,900 Active 120 DOM
  6. 2026-08-03
    days on market $49,900 Active 119 DOM
  7. 2026-07-31
    days on market $49,900 Active 116 DOM
  8. 2026-07-30
    pricedays on market $49,900 Active 115 DOM
  9. 2026-07-30
    days on market $53,500 Active 114 DOM
  10. 2026-07-28
    days on market $53,500 Active 113 DOM
  11. 2026-07-26
    days on market $53,500 Active 111 DOM
  12. 2026-07-24
    days on market $53,500 Active 109 DOM
  13. 2026-07-23
    days on market $53,500 Active 108 DOM
  14. 2026-07-22
    days on market $53,500 Active 107 DOM
  15. 2026-07-21
    days on market $53,500 Active 106 DOM
  16. 2026-07-20
    days on market $53,500 Active 105 DOM
  17. 2026-07-18
    days on market $53,500 Active 103 DOM
  18. 2026-07-18
    days on market $53,500 Active 102 DOM
  19. 2026-07-16
    days on market $53,500 Active 101 DOM
  20. 2026-07-15
    days on market $53,500 Active 100 DOM
  21. 2026-07-14
    days on market $53,500 Active 99 DOM
  22. 2026-07-13
    days on market $53,500 Active 98 DOM
  23. 2026-07-13
    days on market $53,500 Active 97 DOM
  24. 2026-07-11
    days on market $53,500 Active 96 DOM
  25. 2026-07-10
    days on market $53,500 Active 95 DOM
  26. 2026-07-09
    days on market $53,500 Active 94 DOM
  27. 2026-07-07
    days on market $53,500 Active 92 DOM
  28. 2026-07-06
    days on market $53,500 Active 91 DOM
  29. 2026-07-05
    days on market $53,500 Active 90 DOM
  30. 2026-07-03
    days on market $53,500 Active 88 DOM
  31. 2026-07-02
    days on market $53,500 Active 87 DOM
  32. 2026-07-01
    days on market $53,500 Active 86 DOM
  33. 2026-06-30
    days on market $53,500 Active 85 DOM
  34. 2026-06-29
    days on market $53,500 Active 84 DOM
  35. 2026-06-28
    days on market $53,500 Active 83 DOM
  36. 2026-06-27
    days on market $53,500 Active 82 DOM
  37. 2026-06-27
    days on market $53,500 Active 81 DOM
  38. 2026-06-25
    days on market $53,500 Active 79 DOM
  39. 2026-06-22
    days on market $53,500 Active 77 DOM
  40. 2026-06-21
    days on market $53,500 Active 76 DOM
  41. 2026-06-18
    days on market $53,500 Active 73 DOM
  42. 2026-06-17
    days on market $53,500 Active 72 DOM
  43. 2026-06-16
    days on market $53,500 Active 71 DOM
  44. 2026-06-15
    days on market $53,500 Active 70 DOM
  45. 2026-06-13
    days on market $53,500 Active 68 DOM
  46. 2026-06-13
    days on market $53,500 Active 67 DOM
  47. 2026-06-10
    days on market $53,500 Active 65 DOM
  48. 2026-06-09
    days on market $53,500 Active 64 DOM
  49. 2026-06-08
    days on market $53,500 Active 63 DOM
  50. 2026-06-07
    days on market $53,500 Active 62 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,372
− Mortgage interest
−$2,795
− Property taxes
−$748
− Insurance
−$250
− Repairs & maintenance
−$1,150
− Management
−$1,150
− Depreciation
−$1,452
Taxable income
$6,828
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,639
After-tax cash flow
$5,577/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab Est. rehab $26,400–$47,520 screening

This single-family home requires significant repairs and maintenance to improve its condition and increase its resale and rental value.

Components & finishes AI

Roof asphalt shingle · good

Deferred maintenance Est. $30,500–$92,000 screening

  • Minor Roof (roof) — No visible signs of damage or wear on the roof.
  • Major Windows (windows) — Windows appear to be in poor condition, with visible damage and missing panels.
  • Major Electrical (electrical) — The electrical panel is not visible, but the house appears old and the condition of the exterior suggests potential electrical issues.
  • Major Plumbing (plumbing) — The exterior of the house shows signs of water damage and possible plumbing issues.

Repairs flagged

  • Major roof — Signs of water damage and visible stains indicate a major issue that needs immediate attention.
  • Major exterior siding — Peeling paint and siding indicate significant wear and need for replacement.
  • Major flooring — Visible signs of wear and discoloration suggest the flooring needs to be replaced.
  • Major interior walls — Peeling paint and discoloration indicate significant wear and need for repainting.
  • Major HVAC system — Visible signs of wear and discoloration suggest the HVAC system needs to be replaced or serviced.
  • Major landscaping — Overgrown and unkempt landscaping detracts from the property's curb appeal and needs to be pruned and landscaped properly.

Value-add opportunities

  • Both repair roof — Repairing the roof will address a major issue and improve the overall condition of the property.
  • Both repair exterior siding — Repairing the exterior siding will improve the curb appeal and overall condition of the property.
  • Both replace flooring — Replacing the flooring will improve the condition of the interior and make the property more appealing to potential buyers.
  • Both repaint interior walls — Repainting the interior walls will improve the condition of the interior and make the property more appealing to potential buyers.
  • Both service HVAC — Servicing the HVAC system will ensure the property is comfortable and energy-efficient, which is important for both resale and rental value.
  • Both prune landscaping — Pruning the landscaping will improve the curb appeal and make the property more attractive to potential buyers and renters.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Elementary Bloneva Bond Primary School F NY #2,075/2,108 Nat'l #39,071/41,679 Middle Gaskill Preparatory School F NY #702/729 Nat'l #12,486/14,009 High Niagara Falls High School A NY #409/1,100 Nat'l #817/17,239

Schools (NCES district)

District
Niagara Falls City School District
NCES district ID
3620820
Math proficiency
26% ▼ -10.00%
Reading proficiency
34% ▲ 3.00%
Median HH income
$32,488
Composite
24.5/100
National rank
#7655
State rank
#578 of 590 in NY
C Composite livability gradescore 60/100

Livability — Niagara Falls

Score
60/100
State rank
#956
US rank
#18749

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Niagara Falls, NY
County
Niagara County · 204,149 people
City population
62,983
Metro
Buffalo-Cheektowaga, NY
Population (ZIP)
10,923
Household income
$34,549
Rent vs Own
54.1% rent · 45.9% own
Severe rent burden
16% of renters

Population outlook (Niagara County) Hauer SSP2

Today (2025)
204,149 people
By 2030
197,900 · -3.1%
By 2040
182,239 · -10.7%
By 2050
165,198 · -19.1%
By 2075
129,416 · -36.6%
By 2100
96,222 · -52.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 25% Two or more races 8% Hispanic / Latino 8% Asian 2%
Hispanic origin (detail)
Puerto Rican 3% Cuban 2%
Common ancestry
Romanian 6% Slovak 2% Lithuanian 1%
Foreign-born
5% · Canada, China, Dominican Republic
Languages at home
90% English-only · Spanish 6% Other Indo-European 3% Chinese 1%

Political lean MEDSL · Niagara

2024 margin
R (+14.9) · D 42.5% · R 57.5%
2008→2024 swing
-15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
All cycles
2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0

Not yet ingested

Civics

Price history

+98.1% since first listed
21 events — show timeline
  • 2026-05-04 Price Changed $53,500 WNYREIS
  • 2026-04-06 Listed $54,000 WNYREIS
  • 2025-06-30 Listing Removed WNYREIS
  • 2025-04-03 Listed $50,000 WNYREIS
  • 2024-10-14 Listing Removed WNYREIS
  • 2024-09-09 Relisted WNYREIS
  • 2024-07-03 Price Changed $59,000 WNYREIS
  • 2024-05-22 Listed $69,900 WNYREIS
  • 2017-09-26 Sold (MLS) $17,500 WNYREIS
  • 2017-08-18 Pending WNYREIS
  • 2017-07-17 Pending WNYREIS
  • 2017-06-08 Price Changed $10,000 WNYREIS
  • 2017-02-27 Listed $20,000 WNYREIS
  • 2016-10-19 Listing Removed WNYREIS
  • 2016-04-19 Listed $39,900 WNYREIS
  • 2014-08-13 Sold (Public Records) $25,000 Public Records
  • 2012-03-07 Listed $23,000 WNYREIS
  • 2007-03-02 Sold (Public Records) $11,559 Public Records
  • 2004-06-25 Sold (Public Records) $10,600 Public Records
  • 2004-06-25 Sold (Public Records) $38,247 Public Records
  • 1998-06-19 Sold (Public Records) $27,000 Public Records

Property tax history

+6.6%/yr

Latest (2025): $2,675 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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