3725 N Fruit Ave · Fresno, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 48 days/yr
- Unhealthy air days in 30 yrs
- 50 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.3/30.0
- 1% rule +4.2/10.0
- Rent growth +3.8/5.0
- Livability +3.1/5.0
- Condition / age +2.8/5.0
- Schools +2.4/10.0
- DSCR +0.6/10.0
- Appreciation +0.0/10.0
$169,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into comfort, convenience, and value with this beautifully refreshed 1,068 sq ft home, perfectly situated in a secure gated community. Fresh interior paint and brand-new carpet in the bedrooms create a clean, modern atmosphere from the moment you arrive. Enjoy the added benefit of private laundry hookups for everyday ease. Relax with your morning coffee or unwind in the evening on your enclosed patio. The community features a sparkling pool and well-maintained grounds, offering a peaceful and enjoyable lifestyle. Located within walking distance to Williams Elementary School and offered at an attractive price, this home is perfect for first time buyers, downsizers, or investors alike. Don't miss this opportunity and schedule your private showing today!
Key facts
- Gated community
- Enclosed patio
- 1,152 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $170k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $-304 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $126k (25.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (8.3% below list).
- Recommended offer: $126k (25.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 62/100 on livability (#469 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: amenities D+, employment D+, crime F.
- Fresno Unified (urban): math 18% / reading 47% proficiency, ranked #327 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Deborah A. Williams Elementary (603 students, 99% FRL); Fort Miller Middle (623 students, 98% FRL); Fresno High (math 10% / reading 38%, grade F, #934 of 1,170 statewide, top 80%, 2,092 students, 90% FRL) — zoned schools average 96% FRL vs 77% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.2%/yr); 159 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 99d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,426 units permitted in Fresno County in 2024 (296 in 5+ unit buildings).
- This rent runs 33% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Fresno County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 23% of rent.
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 4.15%
- Cash-on-cash
- -7.66%
- DSCR
- 0.66
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $297,537
- List price
- $169,900
- Delta
- -42.86%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3725 N Fruit | 0.00mi | 2/1.0 | 1,068 (0%) | 2mo | $170,000 | $159 | 98 |
| 303 W Fedora Ave | 0.18mi | 2/1.0 | 1,142 (+7%) | 5mo | $280,000 | $245 | 76 |
| 303 W Fedora Ave | 0.18mi | 2/1.0 | 1,142 (+7%) | 5mo | $280,000 | $245 | 76 |
| 748 W Robinson Ave | 0.16mi | 3/1.0 (+1) | 1,137 (+6%) | 1mo | $216,500 | $190 | 76 |
| 1044 W Fedora Ave | 0.34mi | 3/1.0 (+1) | 1,122 (+5%) | 1mo | $319,900 | $285 | 70 |
| 847 W Robinson Ave | 0.21mi | 3/1.0 (+1) | 1,202 (+12%) | 0mo | $320,000 | $266 | 64 |
| 1422 W Flint Way | 0.60mi | 3/1.0 (+1) | 1,056 (-1%) | 2mo | $325,000 | $308 | 64 |
| 1534 W Saginaw Way | 0.67mi | 3/1.0 (+1) | 1,051 (-2%) | 2mo | $295,000 | $281 | 59 |
| 1413 W Fountain Way | 0.63mi | 3/2.0 (+1) | 1,129 (+6%) | 0mo | $325,000 | $288 | 52 |
| 1014 W Michigan Ave | 0.67mi | 3/1.8 (+1) | 1,008 (-6%) | 2mo | $285,000 | $283 | 49 |
| 420 E Fountain Way | 0.67mi | 2/1.0 | 953 (-11%) | 4mo | $190,000 | $199 | 47 |
| 1014 W Andrews | 0.45mi | 3/1.5 (+1) | 1,219 (+14%) | 2mo | $350,000 | $287 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.19% rent growth · sell at horizon
- IRR
- -26.2%
- Equity multiple
- 0.09×
- Total profit
- $-43,120
- Equity at exit
- $25,333
- IRR
- -15.2%
- Equity multiple
- 0.02×
- Total profit
- $-46,408
- Equity at exit
- $14,690
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 21 active · 41 under contract
- Months of supply
- 3.1 mo (32%/mo absorbed)
- Median asking
- $315,000 ($280/sqft)
- Median days on market
- 54 d
- This list price
- 5% of active listings are priced below it
- ARV vs active asking
- -0.6% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 93705
- Rents YoY
- 5.2%
- Active inventory
- 159
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $1,558 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax est. 1.5%
- −$212 /mo · $2,548/yr
- Insurance
- −$71
- HOA
- −$360
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$327
- Net cashflow
- $-304
Break-even live
Sensitivity live
| Price | -10% $-186 | -5% $-245 | +0% $-304 | +5% $-362 | +10% $-421 |
|---|---|---|---|---|---|
| Rent | -10% $-427 | -5% $-365 | +0% $-304 | +5% $-242 | +10% $-181 |
| Rate | -1.0pp $-218 | -0.5pp $-260 | base $-304 | +0.5pp $-348 | +1.0pp $-392 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3681 N Fruit Ave Unit C Fresno, CA | 2.0 | 2.0 | 1224 | $1,500 | $1.23 | 119d | 1 | 0.05mi |
| 3880 N Fruit Ave Fresno, CA | 1.0–2.0 | 1.0–2.0 | 842 | $1,700 | $2.02 | 3d | 7 | 0.21mi |
| 208 W Dakota Ave Unit 208-C Fresno, CA | 2.0 | 1.0 | 880 | $1,275 | $1.45 | 98d | 1 | 0.26mi |
| 132 W Dayton Ave Unit 136 Fresno, CA | 3.0 | 2.0 | 1000 | $1,650 | $1.65 | 139d | 1 | 0.26mi |
| 3960 N Fruit Ave Fresno, CA | 2.0 | 1.0 | 862 | $1,395 | $1.62 | 92d | 1 | 0.27mi |
| 210 W Dakota Ave Unit 210-B Fresno, CA | 2.0 | 1.0 | 880 | $1,275 | $1.45 | 7d | 1 | 0.27mi |
| 941 W Dakota Ave Fresno, CA | 3.0 | 2.0 | 960 | $1,845 | $1.92 | 0d | 2 | 0.28mi |
| 218 W Dakota Ave Unit A Fresno, CA | 3.0 | 2.0 | 1000 | $1,499 | $1.50 | 92d | 1 | 0.29mi |
| 216 W Dakota Ave Fresno, CA | 2.0 | 1.0 | 880 | $1,275 | $1.45 | 7d | 1 | 0.30mi |
| 111 W Saginaw Way Fresno, CA | 1.0 | 1.0 | 700 | $1,100 | $1.57 | 7d | 1 | 0.31mi |
| 3334 N Fruit Ave Fresno, CA | 2.0 | 1.0 | 950 | $1,300 | $1.37 | 98d | 1 | 0.31mi |
| 202 W Dakota Ave Unit 117 Fresno, CA | 2.0 | 1.5 | 980 | $1,325 | $1.35 | 98d | 1 | 0.31mi |
| 1027 W Dakota Ave Fresno, CA | 2.0 | 2.0 | 1046 | $1,500 | $1.43 | 7d | 1 | 0.32mi |
| 645 W Andrews Ave Fresno, CA | 3.0 | 1.5 | 1463 | $2,195 | $1.50 | 110d | 1 | 0.35mi |
| 645 W Andrews Ave Fresno, CA | 3.0 | 1.5 | 1463 | $2,100 | $1.44 | 92d | 1 | 0.35mi |
| 63 E Cortland Ave Fresno, CA | 3.0 | 1.5 | 1478 | $2,900 | $1.96 | 63d | 1 | 0.39mi |
| 242 W Shields Ave Fresno, CA | 2.0 | 2.0 | 1100 | $1,395 | $1.27 | 84d | 1 | 0.40mi |
| 118 E Dakota Ave Apt D Fresno, CA | 2.0 | 1.0 | 890 | $1,650 | $1.85 | 7d | 1 | 0.44mi |
| 3960 N Santa Fe Ave Unit 3910-H Fresno, CA | 2.0 | 1.0 | 790 | $1,295 | $1.64 | 139d | 1 | 0.49mi |
| 0 E Sussex Way Fresno, CA | 2.0 | 1.0 | 729 | $1,200 | $1.65 | 139d | 1 | 0.50mi |
| 0 E Sussex Way Fresno, CA | 2.0 | 1.0 | 729 | $1,200 | $1.65 | 111d | 1 | 0.50mi |
| 1214 W Pontiac Way Fresno, CA | 3.0 | 2.0 | 1153 | $1,795 | $1.56 | 63d | 1 | 0.52mi |
| 1212 W Andrews Ave Fresno, CA | 2.0 | 1.0 | 950 | $1,300 | $1.37 | 111d | 1 | 0.53mi |
| 3326 N West Ave Fresno, CA | 2.0 | 1.0 | 950 | $1,225 | $1.29 | 117d | 1 | 0.55mi |
| 4075 N Palm Ave Fresno, CA | 3.0 | 1.0 | 1146 | $1,995 | $1.74 | 119d | 1 | 0.68mi |
| 210 E Harvard Ave Fresno, CA | 3.0 | 1.0 | 1406 | $2,395 | $1.70 | 119d | 1 | 0.91mi |
| 2383 N Arthur Ave Fresno, CA | 2.0 | 2.0 | 830 | $1,795 | $2.16 | 117d | 1 | 0.91mi |
| 2381 N Arthur Ave Fresno, CA | 2.0 | 2.0 | 830 | $1,850 | $2.23 | 117d | 1 | 0.91mi |
| 1668 W Ashlan Ave Fresno, CA | 2.0 | 1.0 | 877 | $1,185 | $1.35 | 119d | 1 | 0.92mi |
| 2379 N Arthur Ave Fresno, CA | 2.0 | 2.0 | 812 | $1,695 | $2.09 | 117d | 1 | 0.92mi |
| 2365 N Arthur Ave Fresno, CA | 2.0 | 2.0 | 812 | $1,695 | $2.09 | 117d | 1 | 0.92mi |
| 752 E Garland Ave Fresno, CA | 3.0 | 1.0 | 1134 | $1,075 | $0.95 | 7d | 1 | 0.93mi |
| 2343 N Arthur Ave Fresno, CA | 2.0 | 2.0 | 812 | $1,695 | $2.09 | 117d | 1 | 0.94mi |
| 544 W Vassar Ave Fresno, CA | 3.0 | 2.0 | 1438 | $2,500 | $1.74 | 7d | 1 | 0.94mi |
| 728 W Vassar Ave Unit 102 Fresno, CA | 3.0 | 2.0 | 1226 | $2,450 | $2.00 | 139d | 1 | 0.95mi |
| 2306 N Fruit Ave Unit 101 Fresno, CA | 1.0 | 1.0 | 800 | $1,175 | $1.47 | 98d | 1 | 0.96mi |
| 4264 N Bengston Ave Unit 101 Fresno, CA | 2.0 | 1.0 | 950 | $1,450 | $1.53 | 139d | 1 | 0.96mi |
| 4264 N Bengston Ave Unit 207 Fresno, CA | 2.0 | 1.0 | 930 | $1,395 | $1.50 | 63d | 1 | 0.96mi |
| 4253 N Bengston Ave Unit D 855 Fresno, CA | 2.0 | 1.0 | 832 | $1,295 | $1.56 | 63d | 1 | 0.97mi |
| 4436 N Van Dyke Ave Fresno, CA | 3.0 | 2.0 | 1282 | $2,200 | $1.72 | 63d | 1 | 0.99mi |
Property features AI
Finance
- Other
- Zoning: R2Road frontage on a city street
- HOA & community
- Homeowners association with monthly fee of $360HOA amenities include pool and gated community
Exterior
- Security
- Gated community
- Utilities
- Public waterPublic sewer
- Home design
- Single-family residenceSingle storyResidential property
- Construction
- Wood sidingComposition roofConcrete perimeter foundationBuilt on a single story
- Exterior features
- Covered patioPatioCommunity fenced in-ground pool
Interior
- Bedrooms
- 1 full bathroom
- Bathrooms
- One full bathroom
- Heating & cooling
- Central heatingCentral air
- Interior features
- Central heatingCentral air conditioningLaundry closet
- Laundry & utility
- Laundry closet
HOA detail $360/mo · $4,320/yr
- Likely covers
- landscapingpoolsecurity
Listing history 47 events
-
2026-09-23days on market $169,900 Active 2 DOM
-
2026-09-21pricestatusdays on market $169,900 Active 1 DOM
-
2026-07-30days on market $170,000 Active Under Contract 44 DOM
Show marketing remark (767 chars)
Step into comfort, convenience, and value with this beautifully refreshed 1,068 sq ft home, perfectly situated in a secure gated community. Fresh interior paint and brand-new carpet in the bedrooms create a clean, modern atmosphere from the moment you arrive. Enjoy the added benefit of private laundry hookups for everyday ease. Relax with your morning coffee or unwind in the evening on your enclosed patio. The community features a sparkling pool and well-maintained grounds, offering a peaceful and enjoyable lifestyle. Located within walking distance to Williams Elementary School and offered at an attractive price, this home is perfect for first time buyers, downsizers, or investors alike. Don't miss this opportunity and schedule your private showing today!
-
2026-07-30days on market $170,000 Active Under Contract 43 DOM
Show marketing remark (767 chars)
Step into comfort, convenience, and value with this beautifully refreshed 1,068 sq ft home, perfectly situated in a secure gated community. Fresh interior paint and brand-new carpet in the bedrooms create a clean, modern atmosphere from the moment you arrive. Enjoy the added benefit of private laundry hookups for everyday ease. Relax with your morning coffee or unwind in the evening on your enclosed patio. The community features a sparkling pool and well-maintained grounds, offering a peaceful and enjoyable lifestyle. Located within walking distance to Williams Elementary School and offered at an attractive price, this home is perfect for first time buyers, downsizers, or investors alike. Don't miss this opportunity and schedule your private showing today!
-
2026-07-28days on market $170,000 Active Under Contract 42 DOM
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2026-07-26days on market $170,000 Active Under Contract 40 DOM
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2026-07-24days on market $170,000 Active Under Contract 38 DOM
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2026-07-23days on market $170,000 Active Under Contract 37 DOM
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2026-07-22days on market $170,000 Active Under Contract 36 DOM
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2026-07-21days on market $170,000 Active Under Contract 35 DOM
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2026-07-20days on market $170,000 Active Under Contract 34 DOM
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2026-07-18days on market $170,000 Active Under Contract 32 DOM
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2026-07-18days on market $170,000 Active Under Contract 31 DOM
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2026-07-16days on market $170,000 Active Under Contract 30 DOM
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2026-07-15days on market $170,000 Active Under Contract 29 DOM
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2026-07-14days on market $170,000 Active Under Contract 28 DOM
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2026-07-13days on market $170,000 Active Under Contract 27 DOM
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2026-07-13days on market $170,000 Active Under Contract 26 DOM
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2026-07-11days on market $170,000 Active Under Contract 25 DOM
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2026-07-10days on market $170,000 Active Under Contract 24 DOM
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2026-07-09days on market $170,000 Active Under Contract 23 DOM
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2026-07-07days on market $170,000 Active Under Contract 21 DOM
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2026-07-06days on market $170,000 Active Under Contract 20 DOM
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2026-07-05days on market $170,000 Active Under Contract 19 DOM
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2026-07-03days on market $170,000 Active Under Contract 17 DOM
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2026-07-02days on market $170,000 Active Under Contract 16 DOM
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2026-07-01days on market $170,000 Active Under Contract 15 DOM
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2026-06-30days on market $170,000 Active Under Contract 14 DOM
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2026-06-29days on market $170,000 Active Under Contract 13 DOM
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2026-06-28days on market $170,000 Active Under Contract 12 DOM
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2026-06-27days on market $170,000 Active Under Contract 11 DOM
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2026-06-27days on market $170,000 Active Under Contract 10 DOM
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2026-06-25days on market $170,000 Active Under Contract 8 DOM
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2026-06-22days on market $170,000 Active Under Contract 6 DOM
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2026-06-21days on market $170,000 Active Under Contract 5 DOM
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2026-06-18days on market $170,000 Active Under Contract 2 DOM
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2026-06-17statusdays on market $170,000 Active Under Contract 1 DOM
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2026-06-16days on market $170,000 Active 14 DOM
Show marketing remark (767 chars)
Step into comfort, convenience, and value with this beautifully refreshed 1,068 sq ft home, perfectly situated in a secure gated community. Fresh interior paint and brand-new carpet in the bedrooms create a clean, modern atmosphere from the moment you arrive. Enjoy the added benefit of private laundry hookups for everyday ease. Relax with your morning coffee or unwind in the evening on your enclosed patio. The community features a sparkling pool and well-maintained grounds, offering a peaceful and enjoyable lifestyle. Located within walking distance to Williams Elementary School and offered at an attractive price, this home is perfect for first time buyers, downsizers, or investors alike. Don't miss this opportunity and schedule your private showing today!
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2026-06-15days on market $170,000 Active 13 DOM
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2026-06-13days on market $170,000 Active 11 DOM
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2026-06-10days on market $170,000 Active 8 DOM
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2026-06-09days on market $170,000 Active 7 DOM
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2026-06-08days on market $170,000 Active 6 DOM
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2026-06-07days on market $170,000 Active 5 DOM
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2026-06-05days on market $170,000 Active 2 DOM
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2026-06-02remarks 699-char remark
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2026-06-02$170,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 48 unhealthy d/yr today · 50 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,691
- − Mortgage interest
- −$9,517
- − Property taxes
- −$2,548
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,495
- − Management
- −$1,495
- − HOA
- −$4,320
- − Depreciation
- −$4,943
- Taxable loss
- −$6,477
- Est. tax savings @ 24.0%
- +$1,555
- After-tax cash flow
- $-2,089/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
A well-maintained but dated single-family home in a secure gated community. Minor repairs and updates to the exterior and interior can significantly enhance its value.
Repairs flagged
- Minor Wood siding — Visible weathering
- Minor Kitchen cabinets — Appears dated
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and value ↑
- Both Replace carpet — Fresh carpet improves comfort and value ↑
- Both Update kitchen cabinets — Modernizes the space and adds value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Fresno Unified
- NCES district ID
- 0614550
- Math proficiency
- 18% ▼ -12.00%
- Reading proficiency
- 47% ▲ 9.00%
- Median HH income
- $36,095
- Composite
- 26.83/100
- National rank
- #7111
- State rank
- #327 of 517 in CA
Livability — Fresno
- Score
- 62/100
- State rank
- #469
- US rank
- #15907
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fresno, CA
- County
- Fresno County · 1,042,971 people
- City population
- 593,114
- Metro
- Fresno, CA
- Population (ZIP)
- 38,888
- Household income
- $57,003
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Fresno County) Hauer SSP2
- Today (2025)
- 1,042,971 people
- By 2030
- 1,072,198 · +2.8%
- By 2040
- 1,122,408 · +7.6%
- By 2050
- 1,157,251 · +11.0%
- By 2075
- 1,182,575 · +13.4%
- By 2100
- 1,105,899 · +6.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Hispanic / Latino 62% Two or more races 34% White 22% Black 6% Asian 6% Native American 2%
- Hispanic origin (detail)
- Mexican 60%
- Common ancestry
- Lithuanian 1% Iranian 1% Russian 1%
- Foreign-born
- 13% · Canada, China
- Languages at home
- 61% English-only · Spanish 34% Other Asian/Pacific 2% Other Indo-European 1%
Political lean MEDSL · Fresno
- 2024 margin
- Toss-up / Even · D 46.5% · R 50.9% · Other 2.6%
- 2008→2024 swing
- -6.5pp toward R · 2008: 2.1pp · 2024: -4.4pp
- All cycles
- 2024: R+4.4 2020: D+7.8 2016: D+3.9 2012: R+2.9 2008: D+2.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -331.23%
- Current HPI
- 399.0061
- Rent YoY
- ▲ 5.19%
- Metro
- Fresno, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-5.6% since first listed9 events — show timeline
- 2026-09-21 Listed $169,900 KCBOR
- 2026-07-30 Sold (MLS) $170,000 KCBOR
- 2026-07-30 Sold (MLS) $170,000 CRMLS
- 2026-06-16 Listed — CRMLS
- 2026-06-16 Listed $170,000 CRMLS
- 2026-05-15 Listed $170,000 KCBOR
- 2025-07-10 Listed $175,000 KCBOR
- 2025-02-20 Price Changed $178,500 KCBOR
- 2025-01-16 Listed $180,000 KCBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…