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6137 Acatello Pl
D+ Composite 46.14
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.2/15.0
  • Cash flow +11.8/30.0
  • Schools +6.4/10.0
  • Livability +4.0/5.0
  • DSCR +3.5/10.0
  • 1% rule +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$244,900

6137 Acatello Pl · Youngstown, OH 44514
3 bd · 1.5 ba · 1,608 sqft · SingleFamily public records · 37 Days on market
Built 1970 0.33 ac lot Est $273k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin

Key facts

  • Fenced back yard
  • Eat-in kitchen
  • 0.33 acre lot

Tags

EAT-IN KITCHENSTAINLESS STEEL APPLIANCESORIGINAL HARDWOOD FLOORSFENCED BACK YARD

Property features AI

Exterior

  • Parking: Attached garage (2 car)
  • Utilities: Public water; Public sewer
  • Home design: 2-story home
  • Construction: Brick and vinyl siding exterior; Asbestos shingle roof; Below-grade finished area
  • Exterior features: Lot approximately 0.33 acres

Interior

  • Kitchen: Cooktop; Range; Microwave; Dishwasher; Refrigerator; Eat-in kitchen
  • Bedrooms: Bedroom on second level (hardwood flooring); Bedroom on second level (hardwood flooring); Bedroom on second level (carpet)
  • Flooring: Hardwood; Carpet; Ceramic tile; Other
  • Bathrooms: One full bathroom; One half bathroom; One main-level bathroom
  • Heating & cooling: Forced air heating (gas); Central air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Finished basement with storage; Partially finished basement; Sump pump; French drain; One fireplace
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $245k.

Deal economics

  • At list price, monthly cash flow is $-67 ($-803/yr) — negative.
  • To cash-flow at today's rent, offer at most $233k (4.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (18.0% below list).
  • Recommended offer: $201k (18.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Poland Local (suburban): math 70% / reading 78% proficiency, ranked #94 of 656 in OH (top 14%) — strong family-tenant draw, lease renewals of 3-5y typical; only 12% free/reduced lunch — higher-income household profile.
  • Market conditions: 155 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $155k; list at $245k implies a 58% gain — meaningful room to come down on a strong offer.
Recommended offer $200,735 (18.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.96%
Cash-on-cash
-1.17%
DSCR
0.95
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$273,360
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6137 Acatello Pl 0.00mi 3/1.5 1,608 (0%) 0mo $230,000 $143 100
3151 Heatherbrae Dr 0.10mi 3/1.5 1,720 (+7%) 4mo $277,400 $161 80
6361 Navajo Pl 0.34mi 3/2.0 1,646 (+2%) 5mo $235,000 $143 74
3005 Algonquin Dr 0.14mi 3/1.5 1,470 (-9%) 11mo $290,000 $197 70
2985 Algonquin Dr 0.15mi 3/2.0 1,400 (-13%) 6mo $232,500 $166 64
3080 Saginaw Dr 0.22mi 3/1.5 1,722 (+7%) 22mo $285,000 $166 60
6154 Navajo Pl 0.31mi 3/2.5 1,414 (-12%) 8mo $300,000 $212 55
2898 Saginaw Dr 0.33mi 4/2.5 (+1) 1,782 (+11%) 14mo $283,000 $159 46
34 Marion Dr 0.74mi 3/2.5 1,518 (-6%) 8mo $273,000 $180 46
2667 Center Rd 0.59mi 3/2.0 1,392 (-13%) 5mo $279,900 $201 44
6374 Diana Dr 0.58mi 3/2.5 1,532 (-5%) 21mo $280,000 $183 44
6162 Circle Dr 0.69mi 3/2.0 1,762 (+10%) 22mo $300,000 $170 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.2%
Equity multiple
0.36×
Total profit
$-43,941
Equity at exit
$36,515
10-year hold
IRR
-10.5%
Equity multiple
0.36×
Total profit
$-43,728
Equity at exit
$21,174

Cash invested: $68,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44514

Home prices YoY
-23.8%
Active inventory
155
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,007 medium interval (Pro) →
Mortgage (P&I)
$1,284
Tax from tax record
$266 /mo · $3,197/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$-67

Break-even live

Break-even rent $2,092
Max offer price $233,076
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,225
Closing costs
$7,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2670 Center Rd Youngstown, OH 3.0 2.5 1722 $2,500 $1.45 20d 1 0.57mi
465 W Omar St Struthers, OH 3.0 2.0 1544 $1,800 $1.17 13d 1 1.34mi

Listing history 19 events

  1. 2026-06-05
    statusdays on market $244,900 Pending 37 DOM
  2. 2026-06-02
    days on market $244,900 Contingent 36 DOM
  3. 2026-06-01
    days on market $244,900 Contingent 35 DOM
  4. 2026-05-31
    days on market $244,900 Contingent 34 DOM
  5. 2026-05-30
    days on market $244,900 Contingent 33 DOM
  6. 2026-05-02
    historical Contingent
  7. 2026-04-27
    listed $244,900 Active
  8. 2026-03-30
    historical
  9. 2026-02-21
    historical Contingent
  10. 2026-01-21
    price $249,900
  11. 2025-11-12
    price $259,900
  12. 2025-10-23
    price $269,900
  13. 2025-10-10
    price $274,900
  14. 2025-10-02
    listed $285,000 Active
  15. 2017-09-14
    status Pending 1006-char remark
    Show marketing remark (1006 chars)

    Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin

  16. 2017-09-13
    soldstatus $155,000 Sold 1006-char remark
    Show marketing remark (1006 chars)

    Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin

  17. 2017-09-13
    soldstatus $155,000
    Show marketing remark (1006 chars)

    Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin

  18. 2017-07-31
    historical Contingent 1006-char remark
    Show marketing remark (1006 chars)

    Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin

  19. 2017-04-29
    listed $165,000 Active 1006-char remark
    Show marketing remark (1006 chars)

    Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$3,197 · $266/mo
Projected year-2 tax
$3,509 · $292/mo
Expected delta
+$312/yr (+$26/mo · 9.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,088
− Mortgage interest
−$13,718
− Property taxes
−$3,197
− Insurance
−$1,224
− Repairs & maintenance
−$1,927
− Management
−$1,927
− Depreciation
−$7,124
Taxable loss
−$5,030
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,207
After-tax cash flow
$404/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Poland Local
NCES district ID
3904834
Math proficiency
70% ▼ -14.00%
Reading proficiency
78% ▼ -4.00%
Median HH income
$66,236
Composite
64.21/100
National rank
#564
State rank
#94 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Mahoning County · 84,956 people
City population
28,503
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
23,917
Household income
$79,808
Rent vs Own
15.2% rent · 84.8% own
Severe rent burden
411.0

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 4% Hispanic / Latino 3% Black 2%
Common ancestry
Romanian 6% Slovak 2% Lithuanian 2%
Foreign-born
2% · Canada
Languages at home
95% English-only · Other Indo-European 2% Spanish 2%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.78%
Current HPI
210.5511
Rent YoY
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+48.4% since first listed
14 events — show timeline
  • 2026-05-02 Contingent MLSNOW
  • 2026-04-27 Listed $244,900 MLSNOW
  • 2026-03-30 Listing Removed MLSNOW
  • 2026-02-21 Contingent MLSNOW
  • 2026-01-21 Price Changed $249,900 MLSNOW
  • 2025-11-12 Price Changed $259,900 MLSNOW
  • 2025-10-23 Price Changed $269,900 MLSNOW
  • 2025-10-10 Price Changed $274,900 MLSNOW
  • 2025-10-02 Listed $285,000 MLSNOW
  • 2017-09-14 Pending MLSNOW
  • 2017-09-13 Sold (Public Records) $155,000 Public Records
  • 2017-09-13 Sold (MLS) $155,000 MLSNOW
  • 2017-07-31 Contingent MLSNOW
  • 2017-04-29 Listed $165,000 MLSNOW

Property tax history

+3.1%/yr

Latest (2025): $3,197 · -2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…