6137 Acatello Pl · Youngstown, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.2/15.0
- Cash flow +11.8/30.0
- Schools +6.4/10.0
- Livability +4.0/5.0
- DSCR +3.5/10.0
- 1% rule +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$244,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin
Key facts
- Fenced back yard
- Eat-in kitchen
- 0.33 acre lot
Tags
Property features AI
Exterior
- Parking: Attached garage (2 car)
- Utilities: Public water; Public sewer
- Home design: 2-story home
- Construction: Brick and vinyl siding exterior; Asbestos shingle roof; Below-grade finished area
- Exterior features: Lot approximately 0.33 acres
Interior
- Kitchen: Cooktop; Range; Microwave; Dishwasher; Refrigerator; Eat-in kitchen
- Bedrooms: Bedroom on second level (hardwood flooring); Bedroom on second level (hardwood flooring); Bedroom on second level (carpet)
- Flooring: Hardwood; Carpet; Ceramic tile; Other
- Bathrooms: One full bathroom; One half bathroom; One main-level bathroom
- Heating & cooling: Forced air heating (gas); Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Finished basement with storage; Partially finished basement; Sump pump; French drain; One fireplace
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $245k.
Deal economics
- At list price, monthly cash flow is $-67 ($-803/yr) — negative.
- To cash-flow at today's rent, offer at most $233k (4.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (18.0% below list).
- Recommended offer: $201k (18.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
- Poland Local (suburban): math 70% / reading 78% proficiency, ranked #94 of 656 in OH (top 14%) — strong family-tenant draw, lease renewals of 3-5y typical; only 12% free/reduced lunch — higher-income household profile.
- Market conditions: 155 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
- This rent runs 30% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $155k; list at $245k implies a 58% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.96%
- Cash-on-cash
- -1.17%
- DSCR
- 0.95
- GRM
- 10.2
CMA / ARV
- ARV (on-the-fly)
- $273,360
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6137 Acatello Pl | 0.00mi | 3/1.5 | 1,608 (0%) | 0mo | $230,000 | $143 | 100 |
| 3151 Heatherbrae Dr | 0.10mi | 3/1.5 | 1,720 (+7%) | 4mo | $277,400 | $161 | 80 |
| 6361 Navajo Pl | 0.34mi | 3/2.0 | 1,646 (+2%) | 5mo | $235,000 | $143 | 74 |
| 3005 Algonquin Dr | 0.14mi | 3/1.5 | 1,470 (-9%) | 11mo | $290,000 | $197 | 70 |
| 2985 Algonquin Dr | 0.15mi | 3/2.0 | 1,400 (-13%) | 6mo | $232,500 | $166 | 64 |
| 3080 Saginaw Dr | 0.22mi | 3/1.5 | 1,722 (+7%) | 22mo | $285,000 | $166 | 60 |
| 6154 Navajo Pl | 0.31mi | 3/2.5 | 1,414 (-12%) | 8mo | $300,000 | $212 | 55 |
| 2898 Saginaw Dr | 0.33mi | 4/2.5 (+1) | 1,782 (+11%) | 14mo | $283,000 | $159 | 46 |
| 34 Marion Dr | 0.74mi | 3/2.5 | 1,518 (-6%) | 8mo | $273,000 | $180 | 46 |
| 2667 Center Rd | 0.59mi | 3/2.0 | 1,392 (-13%) | 5mo | $279,900 | $201 | 44 |
| 6374 Diana Dr | 0.58mi | 3/2.5 | 1,532 (-5%) | 21mo | $280,000 | $183 | 44 |
| 6162 Circle Dr | 0.69mi | 3/2.0 | 1,762 (+10%) | 22mo | $300,000 | $170 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.2%
- Equity multiple
- 0.36×
- Total profit
- $-43,941
- Equity at exit
- $36,515
- IRR
- -10.5%
- Equity multiple
- 0.36×
- Total profit
- $-43,728
- Equity at exit
- $21,174
Cash invested: $68,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44514
- Home prices YoY
- -23.8%
- Active inventory
- 155
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $2,007 medium interval (Pro) →
- Mortgage (P&I)
- −$1,284
- Tax from tax record
- −$266 /mo · $3,197/yr
- Insurance
- −$102
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$422
- Net cashflow
- $-67
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,225
- Closing costs
- $7,347
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2670 Center Rd Youngstown, OH | 3.0 | 2.5 | 1722 | $2,500 | $1.45 | 20d | 1 | 0.57mi |
| 465 W Omar St Struthers, OH | 3.0 | 2.0 | 1544 | $1,800 | $1.17 | 13d | 1 | 1.34mi |
Listing history 19 events
-
2026-06-05statusdays on market $244,900 Pending 37 DOM
-
2026-06-02days on market $244,900 Contingent 36 DOM
-
2026-06-01days on market $244,900 Contingent 35 DOM
-
2026-05-31days on market $244,900 Contingent 34 DOM
-
2026-05-30days on market $244,900 Contingent 33 DOM
-
2026-05-02historical Contingent
-
2026-04-27$244,900 Active
-
2026-03-30historical
-
2026-02-21historical Contingent
-
2026-01-21price $249,900
-
2025-11-12price $259,900
-
2025-10-23price $269,900
-
2025-10-10price $274,900
-
2025-10-02$285,000 Active
-
2017-09-14status Pending 1006-char remark
Show marketing remark (1006 chars)
Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin
-
2017-09-13soldstatus $155,000 Sold 1006-char remark
Show marketing remark (1006 chars)
Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin
-
2017-09-13soldstatus $155,000
Show marketing remark (1006 chars)
Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin
-
2017-07-31historical Contingent 1006-char remark
Show marketing remark (1006 chars)
Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin
-
2017-04-29$165,000 Active 1006-char remark
Show marketing remark (1006 chars)
Original owner gem in poland has been meticulously maintained, someone is going to get lucky with this one. Located just two houses away from the Poland Swim Club sits this large home surrounded by a beautifully landscaped lawn with a fully fenced back yard. Out front you can enjoy the blooming flowers and trees on your covered front porch. In the evening, relax on your back deck, the grill and beautiful lighting are already permanent fixtures. inside, The original hardwood floors on the second floor have been preserved under the carpeting since the home was built. The kitchen has some impressive features that you don't want to miss. There are TWO stoves and TWO sinks! A gorgeous gas stove and a sleek electric countertop range satisfy all your cooking needs, the extra single bowl bar sink makes food prep and clean up a real breeze! The first floor is complimented by a family room with gas starter fireplace, formal dining room & living rooms, and half bath. The basement is partially fin
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $3,197 · $266/mo
- Projected year-2 tax
- $3,509 · $292/mo
- Expected delta
- +$312/yr (+$26/mo · 9.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,088
- − Mortgage interest
- −$13,718
- − Property taxes
- −$3,197
- − Insurance
- −$1,224
- − Repairs & maintenance
- −$1,927
- − Management
- −$1,927
- − Depreciation
- −$7,124
- Taxable loss
- −$5,030
- Est. tax savings @ 24.0%
- +$1,207
- After-tax cash flow
- $404/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Poland Local
- NCES district ID
- 3904834
- Math proficiency
- 70% ▼ -14.00%
- Reading proficiency
- 78% ▼ -4.00%
- Median HH income
- $66,236
- Composite
- 64.21/100
- National rank
- #564
- State rank
- #94 of 656 in OH
Livability — Youngstown
- Score
- 81/100
- State rank
- #99
- US rank
- #1506
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Mahoning County · 84,956 people
- City population
- 28,503
- Metro
- Youngstown-Warren-Boardman, OH-PA
- Population (ZIP)
- 23,917
- Household income
- $79,808
- Rent vs Own
- Severe rent burden
- 411.0
Population outlook (Mahoning County) Hauer SSP2
- Today (2025)
- 223,932 people
- By 2030
- 218,387 · -2.5%
- By 2040
- 205,367 · -8.3%
- By 2050
- 193,606 · -13.5%
- By 2075
- 173,694 · -22.4%
- By 2100
- 151,147 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 4% Hispanic / Latino 3% Black 2%
- Common ancestry
- Romanian 6% Slovak 2% Lithuanian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Other Indo-European 2% Spanish 2%
Political lean MEDSL · Mahoning
- 2024 margin
- Lean R (+9.4) · D 44.9% · R 54.4%
- 2008→2024 swing
- -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
- All cycles
- 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.78%
- Current HPI
- 210.5511
- Rent YoY
- —
- Metro
- Youngstown-Warren-Boardman, OH-PA
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
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Price history
+48.4% since first listed14 events — show timeline
- 2026-05-02 Contingent — MLSNOW
- 2026-04-27 Listed $244,900 MLSNOW
- 2026-03-30 Listing Removed — MLSNOW
- 2026-02-21 Contingent — MLSNOW
- 2026-01-21 Price Changed $249,900 MLSNOW
- 2025-11-12 Price Changed $259,900 MLSNOW
- 2025-10-23 Price Changed $269,900 MLSNOW
- 2025-10-10 Price Changed $274,900 MLSNOW
- 2025-10-02 Listed $285,000 MLSNOW
- 2017-09-14 Pending — MLSNOW
- 2017-09-13 Sold (Public Records) $155,000 Public Records
- 2017-09-13 Sold (MLS) $155,000 MLSNOW
- 2017-07-31 Contingent — MLSNOW
- 2017-04-29 Listed $165,000 MLSNOW
Property tax history
+3.1%/yrLatest (2025): $3,197 · -2.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…