17 W Buckingham Ave · Mount Ephraim, NJ 08059

$190,000

2 bd · 2.0 ba · 756 sqft · SingleFamily public records · 532 Days on market

Built 1925 5,001 sqft lot $251/sqft · 29% below area Est $267k · 29% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +10.0/30.0
• 1% rule +4.4/10.0
• Livability +3.9/5.0
• DSCR +2.8/10.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

Key facts

• Open floor plan
• Built-in cabinetry
• Granite countertops

Tags

• OPEN FLOOR PLAN
• GRANITE COUNTERTOPS
• BUILT-IN CABINETRY
• PRIVATE FENCED BACKYARD

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $170k (10.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (6.4% below list).
• Recommended offer: $167k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 78/100 on livability (#90 in NJ, #2,379 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A, employment A; Watch: crime D+, amenities D.
• Mt. Ephraim School District (suburban): math 19% / reading 41% proficiency, ranked #341 of 472 in NJ (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Mary Bray Elementary School (math 17% / reading 37%, grade F, #795 of 1,303 statewide, top 64%, 297 students, 37% FRL); Raymond W. Kershaw School (math 27% / reading 47%, grade F, #221 of 431 statewide, top 52%, 141 students, 38% FRL).
• Market conditions: 31 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 532 days — a 12% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 9y ago; this cycle's ask has dropped $110k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $45k; list at $190k implies a 322% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.8% of price; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 39% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $167,200 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 532 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 5.56%
• Cash-on-cash: -2.60%
• DSCR: 0.88
• GRM: 8.9

CMA / ARV

• ARV (median comp): $267,475
• List price: $190,000
• Delta: -28.97%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
112 Mt Ephraim	0.16mi	2/1.0	864 (+14%)	3mo	$261,000	$302	62
121 Roosevelt Ave	0.56mi	2/1.0	757 (+0%)	10mo	$258,000	$341	61
143 Baird Ave	0.51mi	2/1.0	719 (-5%)	6mo	$250,000	$348	59
5 Valley Rd	0.26mi	2/2.0	838 (+11%)	20mo	$285,000	$340	53
800 Market St	0.45mi	3/1.5 (+1)	760 (+0%)	22mo	$185,000	$243	52
607 W Winthrop Ave	0.48mi	2/1.0	841 (+11%)	10mo	$270,000	$321	46
805 Station Ave	0.44mi	2/1.0	818 (+8%)	19mo	$207,500	$254	46
51 Jefferson Ave	0.58mi	2/1.0	648 (-14%)	4mo	$235,000	$363	42
38 Sartori Ave	0.73mi	2/1.0	824 (+9%)	7mo	$250,000	$303	41
432 Oak St	0.68mi	2/1.0	710 (-6%)	19mo	$243,900	$344	38
615 Winthrop Ave	0.50mi	2/1.0	642 (-15%)	20mo	$237,050	$369	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -20.5%
• Equity multiple: 0.29×
• Total profit: $-37,977
• Equity at exit: $28,330

10-year hold

• IRR: -13.5%
• Equity multiple: 0.21×
• Total profit: $-41,900
• Equity at exit: $16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08059

• Home prices YoY: -21.6%
• Active inventory: 31
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,778 high
• Mortgage (P&I): −$996
• Tax from tax record: −$444 /mo · $5,333/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$373
• Net cashflow: $-115

Break-even live

Break-even rent $1,924

Max offer price $169,633

Occupancy floor —

Sensitivity live

Price	-10% $-8	-5% $-62	+0% $-115	+5% $-169	+10% $-223
Rent	-10% $-256	-5% $-186	+0% $-115	+5% $-45	+10% $25
Rate	-1.0pp $-20	-0.5pp $-67	base $-115	+0.5pp $-165	+1.0pp $-215

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13 S Black Horse Pike Unit 1B Haddon Heights, NJ	2.0	1.0	1000	$1,795	$1.79	19d	1	0.20mi
107 E Kings Hwy Unit 2ND FLOOR Mt Ephraim, NJ	2.0	1.0	900	$1,800	$2.00	26d	1	0.27mi
279 S Black Horse Pike Mount Ephraim, NJ	1.0	1.0	625	$1,350	$2.16	7d	1	0.50mi
244 Mansion Ave Audubon, NJ	3.0	1.0	950	$2,050	$2.16	26d	1	0.98mi
5 Meadow Ln Gloucester City, NJ	1.0–2.0	1.0–2.0	833	$2,385	$2.86	26d	8	1.02mi
430 W Browning Rd Bellmawr, NJ	1.0–2.0	1.0	773	$1,915	$2.48	0d	16	1.03mi
230 Oakland Ave Audubon, NJ	1.0–2.0	1.0	712	$1,650	$2.32	3d	4	1.09mi
115 Rose Ave Bellmawr, NJ	3.0	1.0	768	$2,200	$2.86	7d	1	1.13mi
511 3rd Ave Audubon, NJ	2.0	1.0	984	$2,100	$2.13	26d	1	1.15mi
109 Chestnut St Unit 1BR Audubon, NJ	1.0	1.0	650	$1,395	$2.15	3d	1	1.18mi
114 Walnut St Audubon, NJ	3.0	1.0	950	$2,300	$2.42	26d	1	1.19mi
158 S White Horse Pike Unit 1 Audubon, NJ	2.0	1.0	750	$1,800	$2.40	26d	1	1.26mi
158 S White Horse Pike Unit 3 Audubon, NJ	2.0	1.0	750	$1,800	$2.40	22d	1	1.26mi
158 S White Horse Pike Unit 3 Audubon, NJ	2.0	1.0	750	$1,800	$2.40	24d	1	1.26mi
50 Princeton Ave Bellmawr, NJ	2.0	1.0	720	$2,000	$2.78	0d	1	1.26mi
35 S White Horse Pike Audubon, NJ	2.0	1.0	987	$1,765	$1.79	26d	2	1.30mi
2 W Oakland Ave Oaklyn, NJ	2.0	1.0	750	$1,425	$1.90	26d	1	1.31mi
25 S White Horse Pike Audubon, NJ	2.0	2.0	1100	$2,000	$1.82	18d	1	1.32mi
2 W Oakland Ave Unit 11 Oaklyn, NJ	1.0	1.0	750	$1,325	$1.77	21d	1	1.37mi
2 W Oakland Ave Unit 11 Oaklyn, NJ	1.0	1.0	750	$1,325	$1.77	26d	1	1.37mi
700 Station Ave Haddon Heights, NJ	1.0	1.0	540	$1,250	$2.31	21d	2	1.43mi

Listing history 32 events

1. 2026-06-21
   days on market $190,000 Active 532 DOM
2. 2026-06-18
   days on market $190,000 Active 529 DOM
3. 2026-06-17
   days on market $190,000 Active 528 DOM
4. 2026-06-16
   days on market $190,000 Active 527 DOM
5. 2026-06-15
   status $190,000 Active 526 DOM
6. 2026-06-13
   statusdays on market $190,000 Pending 526 DOM
7. 2026-06-09
   days on market $190,000 Active 523 DOM
8. 2026-06-08
   days on market $190,000 Active 522 DOM
9. 2026-06-07
   days on market $190,000 Active 521 DOM
10. 2026-06-04
    days on market $190,000 Active 518 DOM
11. 2026-06-03
    days on market $190,000 Active 517 DOM
12. 2026-06-02
    days on market $190,000 Active 516 DOM
13. 2026-06-01
    days on market $190,000 Active 515 DOM
14. 2026-05-31
    days on market $190,000 Active 514 DOM
15. 2026-05-20
    price $190,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

16. 2026-03-10
    price $200,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

17. 2026-01-26
    price $210,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

18. 2025-11-24
    price $225,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

19. 2025-10-23
    price $230,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

20. 2025-08-28
    price $245,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

21. 2025-07-15
    price $260,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

22. 2025-06-06
    price $270,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

23. 2025-04-09
    price $285,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

24. 2025-02-12
    price $290,000 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

25. 2025-01-02
    listed $300,000 Active 1166-char remark

    Show marketing remark (1166 chars)

    Charming 2-bedroom, 2-bath Colonial home with comfortable and well-thought-out layout. With approximately 756 square feet of beautifully designed living space, this home boasts an open floor plan adorned with carpeting and French windows that fill each room with natural light. The bright and inviting kitchen is completed with sleek granite countertops, built-in cabinetry for ample storage, and a cozy dining area. Step outside to your private fenced backyard—an ideal setting for outdoor fun or peaceful relaxation. Don’t miss the opportunity to make this lovely home yours! Schedule your showing today and imagine the lifestyle that awaits you! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

26. 2017-12-14
    historical
27. 2017-10-31
    historical
28. 2017-10-27
    listed $64,900
29. 2017-06-30
    listed $64,900
30. 1995-08-11
    soldstatus $44,986
31. 1986-06-13
    soldstatus $49,000
32. 1979-07-01
    soldstatus $25,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $5,333 · $444/mo
• Projected year-2 tax: $5,333 · $444/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 39% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,337
• − Mortgage interest: −$10,643
• − Property taxes: −$5,333
• − Insurance: −$950
• − Repairs & maintenance: −$1,707
• − Management: −$1,707
• − Depreciation: −$5,527
• Taxable loss: −$4,530
• Est. tax savings @ 24.0%: +$1,087
• After-tax cash flow: $-296/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mt. Ephraim School District
• NCES district ID: 3410890
• Math proficiency: 19% ▼ -28.00%
• Reading proficiency: 41% ▼ -11.00%
• Median HH income: $61,483
• Composite: 27.21/100
• National rank: #7018
• State rank: #341 of 472 in NJ

Livability — Mount Ephraim

• Score: 78/100
• State rank: #90
• US rank: #2379

Category grades

Amenities D Commute A Cost of living C+ Crime D+ Employment A Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mount Ephraim, NJ
• City population: 5,616
• Population (ZIP): 5,616

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Hispanic / Latino 12% Two or more races 8%
• Hispanic origin (detail): Mexican 5% Puerto Rican 4% Dominican 2%
• Common ancestry: Romanian 12% Lithuanian 1% Scandinavian 1%
• Foreign-born: 2% · Canada
• Languages at home: 88% English-only · Spanish 8% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.61%
• Current HPI: 329.7905
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+654.0% since first listed

18 events — show timeline

• 2026-05-20 Price Changed $190,000 BRIGHT MLS
• 2026-03-10 Price Changed $200,000 BRIGHT MLS
• 2026-01-26 Price Changed $210,000 BRIGHT MLS
• 2025-11-24 Price Changed $225,000 BRIGHT MLS
• 2025-10-23 Price Changed $230,000 BRIGHT MLS
• 2025-08-28 Price Changed $245,000 BRIGHT MLS
• 2025-07-15 Price Changed $260,000 BRIGHT MLS
• 2025-06-06 Price Changed $270,000 BRIGHT MLS
• 2025-04-09 Price Changed $285,000 BRIGHT MLS
• 2025-02-12 Price Changed $290,000 BRIGHT MLS
• 2025-01-02 Listed $300,000 BRIGHT MLS
• 2017-12-14 Listing Removed — BRIGHT MLS
• 2017-10-31 Listing Removed — BRIGHT MLS
• 2017-10-27 Listed $64,900 BRIGHT MLS
• 2017-06-30 Listed $64,900 BRIGHT MLS
• 1995-08-11 Sold (Public Records) $44,986 Public Records
• 1986-06-13 Sold (Public Records) $49,000 Public Records
• 1979-07-01 Sold (Public Records) $25,200 Public Records

Property tax history

+2.7%/yr

Latest (2025): $5,333 · +2.4% YoY. Source: county tax records.