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116 Clyburn St Unit C6
C- Composite 54.62
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +7.5/15.0
  • 1% rule +7.2/10.0
  • DSCR +5.9/10.0
  • Schools +5.0/10.0
  • Rent growth +4.1/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$349,000

116 Clyburn St Unit C6 · Marco Island, FL 34145
2 bd · 1.5 ba · 1,046 sqft · Condo public records · 62 Days on market
Built 1985 $833/mo HOA · 20% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this 2 bedroom townhome in San Marco Villas on beautiful Marco Island! Enter through your covered porch into a lovely living room with tile flooring, neutral paint, ceiling fan, closet, and large picture window. Off the living room is a convenient half bath with newer vanity. Beyond the living room is a dining area with recessed lighting and impact sliding doors leading out to the peaceful screened-lanai and garden view. You will absolutely love the beautifully remodeled chef's delight kitchen with its Quartz countertops, huge breakfast bar, newer white cabinetry, and stainless steel appliances. The kitchen has plenty of natural light through a picture window out to the lanai. The screened lanai has a huge storage closet for all your beach toys. The stairway and the whole upper floor boasts newer, neutral laminate flooring. You will find two good-sized bedrooms each having a picture window bringing in natural light. They share a Jack 'n' Jill bathroom with upgraded vanity, toilet, and beautiful tiled tub/shower. An extra plus included is a washer and dryer! When you are not relaxing on your lanai you can take a short jaunt to the large pool and spa with new furniture for lounging or soaking up the Florida sunshine. There are community events there during season. It is truly a friendly community where many friendships have been made. San Marco Villas is a popular spot on the Island as it is close to all the fun stuff! Nearby is the Library, Mackle Park, Winterberry Park, Butterfly Garden, The YMCA, Marco Island's Historical Society, Racquet Club, Walking trails and more. Marco Island's Resident's Beach is just up the road. Being there really makes you realize you are on an Island with its wide, white, soft sand beach and sparkling Gulf waters. You will also find the Paradise Grill and Tiki Huts for gatherings and concerts. All buildings in San Marco Villas have been recently painted and new roofs installed. This unit has all impact resistant windows and doors. It also offers two parking spots right in front of your unit. This lovely home is being offered turnkey furnished so you can be enjoying your little piece of paradise in no time at all!

Key facts

  • $833 HOA
  • Garage
  • Community pool

Property features AI

Finance

  • Other: Part of a complex with 148 units (8 units per building); Located in the San Marco Villas development on Marco Island; Lot described as Zero Lot Line; Central irrigation; Landscaped area view; No boat canal
  • HOA & community: Quarterly condo fee; Quarterly fee amount: $2,500; Total annual recurring fees: $10,000; One-time fees: $150; Professional management; Community pool and spa/hot tub; Non-gated community; Association maintenance covers cable, insurance, internet/WiFi, lawn/land maintenance, legal/accounting, manager, exterior pest control, reserves, and trash removal

Exterior

  • Parking: 2 assigned parking spaces
  • Security: Impact resistant doors; Impact resistant windows
  • Utilities: Central water; Central sewer; Cable available
  • Home design: Residential townhouse; 2-story; Zero lot line; Rear exposure faces north
  • Construction: Concrete block construction; Stucco exterior finish; Tile roof; Built in 1985
  • Exterior features: Decorative shutters; Storage

Interior

  • Kitchen: Pantry; Dishwasher; Disposal; Microwave; Range / Self-cleaning oven; Refrigerator/Freezer
  • Bedrooms: 2 bedrooms; Master bedroom upstairs; Split bedroom layout
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom; Master bath with combo tub and shower
  • Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
  • Interior features: High-speed internet available; Pantry; Smoke detectors; Turnkey furnished; 3 ceiling fans; 6 total rooms; Screened lanai/porch
  • Laundry & utility: Washer and dryer in residence

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath condo listed at $349k.

Deal economics

  • At list price, monthly cash flow is $282 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $349k).
  • Recommended offer: $328k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#404 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety A+; Watch: amenities F, commute F, cost of living F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Tommie Barfield Elementary School (math 84% / reading 75%, grade A, #116 of 2,144 statewide, top 6%, 464 students, 30% FRL) — zoned schools average 30% FRL vs 55% district-wide (25 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 80% at this address vs 58% district-wide (+22 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+6.6%/yr); 687 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.6% rent growth), your $98k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($328k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $150k; list at $349k implies a 133% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $328,060 (6.0% below list)

Questions for the listing agent

  1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.22%
Cap rate
7.49%
Cash-on-cash
4.28%
DSCR
1.19
GRM
6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.59% rent growth · sell at horizon

5-year hold
IRR
-5.8%
Equity multiple
0.77×
Total profit
$-22,124
Equity at exit
$52,037
10-year hold
IRR
8.5%
Equity multiple
1.78×
Total profit
$76,432
Equity at exit
$30,175

Cash invested: $97,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34145

Rents YoY
6.6%
Active inventory
687
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$4,270 medium interval (Pro) →
Mortgage (P&I)
$1,830
Tax from tax record
$216 /mo · $2,593/yr
Insurance
$145
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$833
Vacancy / Maint / Mgmt
$897
Net cashflow
$282

Break-even live

Break-even rent $3,913
Max offer price $349,000
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,250
Closing costs
$10,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
69 Marco Villas E Unit 1546079P Marco Island, FL 2.0 1.0 1151 $3,122 $2.71 13d 1 0.06mi
68 Marco Villas Dr Unit R-5 Marco Island, FL 2.0 2.5 1046 $4,750 $4.54 23d 1 0.09mi
146 Clyburn St Unit I-6 Marco Island, FL 2.0 2.5 1046 $2,000 $1.91 23d 1 0.09mi
1533 San Marco Rd Marco Island, FL 2.0 2.0 1189 $7,500 $6.31 23d 1 0.33mi
324 Waterleaf Ct Marco Island, FL 3.0 2.0 1288 $13,500 $10.48 23d 1 0.89mi
261 S Collier Blvd #309 Marco Island, FL 2.0 2.0 1000 $6,200 $6.20 23d 1 1.02mi
201 S Collier Blvd Unit 3-102 Marco Island, FL 2.0 2.0 808 $5,500 $6.81 23d 1 1.04mi
762 San Marco Rd Unit 4-108 Marco Island, FL 2.0 2.0 814 $4,500 $5.53 23d 1 1.14mi
87 N Collier Blvd Unit J16 Marco Island, FL 2.0 1.5 787 $5,550 $7.05 13d 1 1.18mi
87 N Collier Blvd Marco Island, FL 1.0–2.0 1.0–1.5 663 $5,550 $8.36 23d 3 1.20mi
167 N Collier Blvd Marco Island, FL 2.0 1.0 555 $2,100 $3.78 13d 2 1.21mi
130 N Collier Blvd Unit A6 Marco Island, FL 2.0 1.0 704 $1,900 $2.70 23d 1 1.28mi
58 N Collier Blvd Marco Island, FL 2.0 2.0 1071 $9,750 $9.10 23d 2 1.30mi
690 Amber Dr Marco Island, FL 3.0 2.0 1499 $8,000 $5.34 23d 1 1.31mi
100 N Collier Blvd Marco Island, FL 2.0 2.0 1445 $11,750 $8.13 23d 2 1.35mi
140 Seaview Ct Unit 902S Marco Island, FL 2.0 2.0 837 $9,000 $10.75 23d 1 1.36mi
180 Seaview Ct Marco Island, FL 1.0–2.0 1.5–2.0 721 $4,500 $6.24 23d 2 1.46mi
1080 N Collier Blvd Unit 308 Marco Island, FL 2.0 2.0 1300 $13,400 $10.31 23d 1 1.48mi

HOA detail condo

Monthly dues
$833 · $9,996/yr
Likely covers
waterpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 32 events

  1. 2026-06-18
    days on market $349,000 Active 62 DOM
  2. 2026-06-17
    days on market $349,000 Active 61 DOM
  3. 2026-06-16
    days on market $349,000 Active 60 DOM
  4. 2026-06-15
    days on market $349,000 Active 59 DOM
  5. 2026-06-14
    days on market $349,000 Active 57 DOM
  6. 2026-06-10
    days on market $349,000 Active 54 DOM
  7. 2026-06-09
    days on market $349,000 Active 53 DOM
  8. 2026-06-08
    days on market $349,000 Active 52 DOM
  9. 2026-06-07
    days on market $349,000 Active 51 DOM
  10. 2026-06-03
    days on market $349,000 Active 47 DOM
  11. 2026-06-02
    days on market $349,000 Active 46 DOM
  12. 2026-06-01
    days on market $349,000 Active 45 DOM
  13. 2026-05-31
    days on market $349,000 Active 44 DOM
  14. 2026-05-30
    days on market $349,000 Active 43 DOM
  15. 2026-04-17
    listed $349,000 Active 2191-char remark
    Show marketing remark (2191 chars)

    Welcome to this 2 bedroom townhome in San Marco Villas on beautiful Marco Island! Enter through your covered porch into a lovely living room with tile flooring, neutral paint, ceiling fan, closet, and large picture window. Off the living room is a convenient half bath with newer vanity. Beyond the living room is a dining area with recessed lighting and impact sliding doors leading out to the peaceful screened-lanai and garden view. You will absolutely love the beautifully remodeled chef's delight kitchen with its Quartz countertops, huge breakfast bar, newer white cabinetry, and stainless steel appliances. The kitchen has plenty of natural light through a picture window out to the lanai. The screened lanai has a huge storage closet for all your beach toys. The stairway and the whole upper floor boasts newer, neutral laminate flooring. You will find two good-sized bedrooms each having a picture window bringing in natural light. They share a Jack 'n' Jill bathroom with upgraded vanity, toilet, and beautiful tiled tub/shower. An extra plus included is a washer and dryer! When you are not relaxing on your lanai you can take a short jaunt to the large pool and spa with new furniture for lounging or soaking up the Florida sunshine. There are community events there during season. It is truly a friendly community where many friendships have been made. San Marco Villas is a popular spot on the Island as it is close to all the fun stuff! Nearby is the Library, Mackle Park, Winterberry Park, Butterfly Garden, The YMCA, Marco Island's Historical Society, Racquet Club, Walking trails and more. Marco Island's Resident's Beach is just up the road. Being there really makes you realize you are on an Island with its wide, white, soft sand beach and sparkling Gulf waters. You will also find the Paradise Grill and Tiki Huts for gatherings and concerts. All buildings in San Marco Villas have been recently painted and new roofs installed. This unit has all impact resistant windows and doors. It also offers two parking spots right in front of your unit. This lovely home is being offered turnkey furnished so you can be enjoying your little piece of paradise in no time at all!

  16. 2026-04-17
    listed $349,000 Active
    Show marketing remark (2191 chars)

    Welcome to this 2 bedroom townhome in San Marco Villas on beautiful Marco Island! Enter through your covered porch into a lovely living room with tile flooring, neutral paint, ceiling fan, closet, and large picture window. Off the living room is a convenient half bath with newer vanity. Beyond the living room is a dining area with recessed lighting and impact sliding doors leading out to the peaceful screened-lanai and garden view. You will absolutely love the beautifully remodeled chef's delight kitchen with its Quartz countertops, huge breakfast bar, newer white cabinetry, and stainless steel appliances. The kitchen has plenty of natural light through a picture window out to the lanai. The screened lanai has a huge storage closet for all your beach toys. The stairway and the whole upper floor boasts newer, neutral laminate flooring. You will find two good-sized bedrooms each having a picture window bringing in natural light. They share a Jack 'n' Jill bathroom with upgraded vanity, toilet, and beautiful tiled tub/shower. An extra plus included is a washer and dryer! When you are not relaxing on your lanai you can take a short jaunt to the large pool and spa with new furniture for lounging or soaking up the Florida sunshine. There are community events there during season. It is truly a friendly community where many friendships have been made. San Marco Villas is a popular spot on the Island as it is close to all the fun stuff! Nearby is the Library, Mackle Park, Winterberry Park, Butterfly Garden, The YMCA, Marco Island's Historical Society, Racquet Club, Walking trails and more. Marco Island's Resident's Beach is just up the road. Being there really makes you realize you are on an Island with its wide, white, soft sand beach and sparkling Gulf waters. You will also find the Paradise Grill and Tiki Huts for gatherings and concerts. All buildings in San Marco Villas have been recently painted and new roofs installed. This unit has all impact resistant windows and doors. It also offers two parking spots right in front of your unit. This lovely home is being offered turnkey furnished so you can be enjoying your little piece of paradise in no time at all!

  17. 2019-04-05
    soldstatus $150,000
  18. 2019-03-29
    soldstatus $150,000 Sold 1176-char remark
    Show marketing remark (1176 chars)

    Priced to Sell! Freshly painted, but ready for buyer to put in their own personal touch. Whether you are an investor, or just need a place to hang your hat, this unit works for you. Two bedroom townhome has spacious living area, separate dining, good-sized kitchen with breakfast bar and pantry, and 1/2 bath on the first level. From the dining area you will find sliding glass doors leading out to your screened in lanai. Many of the owners have glassed in their lanai to accommodate A/C. You will find 2 bedrooms, 1 bath, and laundry closet upstairs. The unit has been painted throughout, including the closets. Tile floor and carpets have been steam cleaned. A/C unit is approximately 5 years old. San Marco Villas is centrally located on the island very near to Mackle Park, Historical Museum, YMCA, and County Library. Just down the road is the prestigious Resident's Beach where the white powdery sand meets the Gulf of Mexico. San Marco Villas has a large pool and spa, and offers a friendly environment. Manager on-site. There are 2 assigned parking spaces directly in front of your unit. With approval you may have 1 dog or 2 cats. This truly is a great opportunity!

  19. 2019-03-06
    status Pending 1176-char remark
    Show marketing remark (1176 chars)

    Priced to Sell! Freshly painted, but ready for buyer to put in their own personal touch. Whether you are an investor, or just need a place to hang your hat, this unit works for you. Two bedroom townhome has spacious living area, separate dining, good-sized kitchen with breakfast bar and pantry, and 1/2 bath on the first level. From the dining area you will find sliding glass doors leading out to your screened in lanai. Many of the owners have glassed in their lanai to accommodate A/C. You will find 2 bedrooms, 1 bath, and laundry closet upstairs. The unit has been painted throughout, including the closets. Tile floor and carpets have been steam cleaned. A/C unit is approximately 5 years old. San Marco Villas is centrally located on the island very near to Mackle Park, Historical Museum, YMCA, and County Library. Just down the road is the prestigious Resident's Beach where the white powdery sand meets the Gulf of Mexico. San Marco Villas has a large pool and spa, and offers a friendly environment. Manager on-site. There are 2 assigned parking spaces directly in front of your unit. With approval you may have 1 dog or 2 cats. This truly is a great opportunity!

  20. 2019-02-22
    price $180,000 1176-char remark
    Show marketing remark (1176 chars)

    Priced to Sell! Freshly painted, but ready for buyer to put in their own personal touch. Whether you are an investor, or just need a place to hang your hat, this unit works for you. Two bedroom townhome has spacious living area, separate dining, good-sized kitchen with breakfast bar and pantry, and 1/2 bath on the first level. From the dining area you will find sliding glass doors leading out to your screened in lanai. Many of the owners have glassed in their lanai to accommodate A/C. You will find 2 bedrooms, 1 bath, and laundry closet upstairs. The unit has been painted throughout, including the closets. Tile floor and carpets have been steam cleaned. A/C unit is approximately 5 years old. San Marco Villas is centrally located on the island very near to Mackle Park, Historical Museum, YMCA, and County Library. Just down the road is the prestigious Resident's Beach where the white powdery sand meets the Gulf of Mexico. San Marco Villas has a large pool and spa, and offers a friendly environment. Manager on-site. There are 2 assigned parking spaces directly in front of your unit. With approval you may have 1 dog or 2 cats. This truly is a great opportunity!

  21. 2019-01-23
    listed $197,000 Active 1176-char remark
    Show marketing remark (1176 chars)

    Priced to Sell! Freshly painted, but ready for buyer to put in their own personal touch. Whether you are an investor, or just need a place to hang your hat, this unit works for you. Two bedroom townhome has spacious living area, separate dining, good-sized kitchen with breakfast bar and pantry, and 1/2 bath on the first level. From the dining area you will find sliding glass doors leading out to your screened in lanai. Many of the owners have glassed in their lanai to accommodate A/C. You will find 2 bedrooms, 1 bath, and laundry closet upstairs. The unit has been painted throughout, including the closets. Tile floor and carpets have been steam cleaned. A/C unit is approximately 5 years old. San Marco Villas is centrally located on the island very near to Mackle Park, Historical Museum, YMCA, and County Library. Just down the road is the prestigious Resident's Beach where the white powdery sand meets the Gulf of Mexico. San Marco Villas has a large pool and spa, and offers a friendly environment. Manager on-site. There are 2 assigned parking spaces directly in front of your unit. With approval you may have 1 dog or 2 cats. This truly is a great opportunity!

  22. 2019-01-08
    historical
  23. 2018-09-17
    price $195,900
  24. 2018-06-15
    price $199,999
  25. 2018-03-07
    price $214,700
  26. 2018-01-10
    price $217,700
  27. 2017-09-18
    listed $234,700 Active
  28. 2017-09-09
    historical
  29. 2016-12-20
    listed $237,000 Active
  30. 2001-12-14
    soldstatus $150,000
  31. 2001-08-07
    soldstatus $130,500
  32. 1987-09-01
    soldstatus $71,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,593 · $216/mo
Projected year-2 tax
$2,897 · $241/mo
Expected delta
+$303/yr (+$25/mo · 11.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$51,240
− Mortgage interest
−$19,549
− Property taxes
−$2,593
− Insurance
−$2,542
− Repairs & maintenance
−$4,099
− Management
−$4,099
− HOA
−$9,996
− Depreciation
−$10,153
Taxable loss
−$1,792
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$430
After-tax cash flow
$3,816/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Marco Island

Score
71/100
State rank
#404
US rank
#7149

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marco Island, FL
County
Collier County · 396,295 people
City population
16,205
Metro
Naples-Marco Island, FL
Population (ZIP)
16,205
Household income
$101,523
Rent vs Own
10.6% rent · 89.4% own
Severe rent burden
314.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 7% Two or more races 6%
Hispanic origin (detail)
Mexican 1% Puerto Rican 1% Cuban 2%
Common ancestry
Romanian 5% Lithuanian 2% Slovak 2%
Foreign-born
9% · Canada
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -374.55%
Current HPI
284.7538
Rent YoY
▲ 6.59%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+388.1% since first listed
18 events — show timeline
  • 2026-04-17 Listed $349,000 NAPLESMLS
  • 2026-04-17 Listed $349,000 MIML
  • 2019-04-05 Sold (Public Records) $150,000 Public Records
  • 2019-03-29 Sold (MLS) $150,000 NAPLESMLS
  • 2019-03-06 Pending NAPLESMLS
  • 2019-02-22 Price Changed $180,000 NAPLESMLS
  • 2019-01-23 Listed $197,000 NAPLESMLS
  • 2019-01-08 Listing Removed NAPLESMLS
  • 2018-09-17 Price Changed $195,900 NAPLESMLS
  • 2018-06-15 Price Changed $199,999 NAPLESMLS
  • 2018-03-07 Price Changed $214,700 NAPLESMLS
  • 2018-01-10 Price Changed $217,700 NAPLESMLS
  • 2017-09-18 Listed $234,700 NAPLESMLS
  • 2017-09-09 Listing Removed NAPLESMLS
  • 2016-12-20 Listed $237,000 NAPLESMLS
  • 2001-12-14 Sold (Public Records) $150,000 Public Records
  • 2001-08-07 Sold (Public Records) $130,500 Public Records
  • 1987-09-01 Sold (Public Records) $71,500 Public Records

Property tax history

+6.7%/yr

Latest (2025): $2,593 · +9.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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