93 Euharlee St · Taylorsville, GA 30178

$210,000

3 bd · 2.0 ba · 1,396 sqft · SingleFamily public records · 92 Days on market

Built 1960 10,018 sqft lot $150/sqft · 27% below area Est $305k · 31% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.4/30.0
• ARV discount +15.0/15.0
• DSCR +4.7/10.0
• 1% rule +3.9/10.0
• Livability +3.0/5.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +1.2/10.0

Listing remarks MLS

Updated Brick Ranch with Beautiful Pastoral Views! This charming home features a modern color palette and stylish finishes throughout. The open kitchen offers newer appliances, ample counter space, and abundant cabinetry, seamlessly flowing into the dining area and inviting family room with a cozy fireplace. An additional dining area or flex space provides versatility for everyday living or entertaining. The thoughtfully designed split-bedroom floor plan offers privacy for the Owner's Suite, highlighted by floor-to-ceiling windows that fill the space with natural light. The Owner's Bath features a freestanding clawfoot tub, updated vanity, and modern fixtures. Two charming secondary bedrooms share a full bath with an updated vanity. Enjoy peaceful evenings on the covered rear porch overlooking a quiet green field and neighboring pond. The property also features a level driveway with plenty of parking and a convenient outbuilding for additional storage. No HOA and no rental restrictions, making this an excellent opportunity for homeowners or investors alike. Conveniently located with easy access to Hwy 113, restaurants, shopping, and all that Cartersville has to offer.

Key facts

• Ample counter space
• Flex space
• Newer appliances

Tags

• OPEN KITCHEN
• NEWER APPLIANCES
• AMPLE COUNTER SPACE
• ABUNDANT CABINETRY
• COZY FIREPLACE
• FLEX SPACE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $79 ($953/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (10.7% below list).
• Recommended offer: $188k (10.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#413 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A-; Watch: schools D+, crime D+, employment D.
• Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 48 active listings in the ZIP; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 92 days — a 9% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 5y ago; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $187,516 (10.7% below list)

Questions for the listing agent

1. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.75%
• Cash-on-cash: 1.62%
• DSCR: 1.07
• GRM: 9.3

CMA / ARV

• ARV (median comp): $305,125
• List price: $210,000
• Delta: -31.18%
• Verdict: UNDERPRICED
• Comps: 5 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
242 Mckelvey Cir	0.74mi	4/2.0 (+1)	1,428 (+2%)	13mo	$339,000	$237	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.7%
• Equity multiple: 0.51×
• Total profit: $-28,972
• Equity at exit: $31,312

10-year hold

• IRR: -4.9%
• Equity multiple: 0.68×
• Total profit: $-18,723
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30178

• Home prices YoY: -2.4%
• Active inventory: 48
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,875 medium
• Mortgage (P&I): −$1,101
• Tax from tax record: −$213 /mo · $2,558/yr
• Insurance: −$88
• HOA: −$0
• Vacancy / Maint / Mgmt: −$394
• Net cashflow: $79

Break-even live

Break-even rent $1,775

Max offer price $210,000

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Listing history 28 events

1. 2026-06-08
   statusdays on market $210,000 Pending 92 DOM
2. 2026-06-07
   days on market $210,000 Active Under Contract 91 DOM
3. 2026-06-04
   statusdays on market $210,000 Active Under Contract 88 DOM
4. 2026-06-03
   days on market $210,000 Active 87 DOM
5. 2026-06-02
   days on market $210,000 Active 86 DOM
6. 2026-06-01
   days on market $210,000 Active 85 DOM
7. 2026-05-31
   days on market $210,000 Active 84 DOM
8. 2026-05-05
   price $220,000 1194-char remark

   Show marketing remark (1206 chars)

   Updated Brick Ranch with Beautiful Pastoral Views! This charming home features a modern color palette and stylish finishes throughout. The open kitchen offers newer appliances, ample counter space, and abundant cabinetry, seamlessly flowing into the dining area and inviting family room with a cozy fireplace. An additional dining area or flex space provides versatility for everyday living or entertaining. The thoughtfully designed split-bedroom floor plan offers privacy for the Owner’s Suite, highlighted by floor-to-ceiling windows that fill the space with natural light. The Owner’s Bath features a freestanding clawfoot tub, updated vanity, and modern fixtures. Two charming secondary bedrooms share a full bath with an updated vanity. Enjoy peaceful evenings on the covered rear porch overlooking a quiet green field and neighboring pond. The property also features a level driveway with plenty of parking and a convenient outbuilding for additional storage. No HOA and no rental restrictions, making this an excellent opportunity for homeowners or investors alike. Conveniently located with easy access to Hwy 113, restaurants, shopping, and all that Cartersville has to offer.

9. 2026-05-05
   price $220,000 1206-char remark

   Show marketing remark (1206 chars)

   Updated Brick Ranch with Beautiful Pastoral Views! This charming home features a modern color palette and stylish finishes throughout. The open kitchen offers newer appliances, ample counter space, and abundant cabinetry, seamlessly flowing into the dining area and inviting family room with a cozy fireplace. An additional dining area or flex space provides versatility for everyday living or entertaining. The thoughtfully designed split-bedroom floor plan offers privacy for the Owner’s Suite, highlighted by floor-to-ceiling windows that fill the space with natural light. The Owner’s Bath features a freestanding clawfoot tub, updated vanity, and modern fixtures. Two charming secondary bedrooms share a full bath with an updated vanity. Enjoy peaceful evenings on the covered rear porch overlooking a quiet green field and neighboring pond. The property also features a level driveway with plenty of parking and a convenient outbuilding for additional storage. No HOA and no rental restrictions, making this an excellent opportunity for homeowners or investors alike. Conveniently located with easy access to Hwy 113, restaurants, shopping, and all that Cartersville has to offer.

10. 2026-03-08
    listed $230,000 New 1194-char remark

    Show marketing remark (1206 chars)

    Updated Brick Ranch with Beautiful Pastoral Views! This charming home features a modern color palette and stylish finishes throughout. The open kitchen offers newer appliances, ample counter space, and abundant cabinetry, seamlessly flowing into the dining area and inviting family room with a cozy fireplace. An additional dining area or flex space provides versatility for everyday living or entertaining. The thoughtfully designed split-bedroom floor plan offers privacy for the Owner’s Suite, highlighted by floor-to-ceiling windows that fill the space with natural light. The Owner’s Bath features a freestanding clawfoot tub, updated vanity, and modern fixtures. Two charming secondary bedrooms share a full bath with an updated vanity. Enjoy peaceful evenings on the covered rear porch overlooking a quiet green field and neighboring pond. The property also features a level driveway with plenty of parking and a convenient outbuilding for additional storage. No HOA and no rental restrictions, making this an excellent opportunity for homeowners or investors alike. Conveniently located with easy access to Hwy 113, restaurants, shopping, and all that Cartersville has to offer.

11. 2026-03-08
    listed $230,000 Active 1206-char remark

    Show marketing remark (1206 chars)

    Updated Brick Ranch with Beautiful Pastoral Views! This charming home features a modern color palette and stylish finishes throughout. The open kitchen offers newer appliances, ample counter space, and abundant cabinetry, seamlessly flowing into the dining area and inviting family room with a cozy fireplace. An additional dining area or flex space provides versatility for everyday living or entertaining. The thoughtfully designed split-bedroom floor plan offers privacy for the Owner’s Suite, highlighted by floor-to-ceiling windows that fill the space with natural light. The Owner’s Bath features a freestanding clawfoot tub, updated vanity, and modern fixtures. Two charming secondary bedrooms share a full bath with an updated vanity. Enjoy peaceful evenings on the covered rear porch overlooking a quiet green field and neighboring pond. The property also features a level driveway with plenty of parking and a convenient outbuilding for additional storage. No HOA and no rental restrictions, making this an excellent opportunity for homeowners or investors alike. Conveniently located with easy access to Hwy 113, restaurants, shopping, and all that Cartersville has to offer.

12. 2024-06-04
    historical
13. 2024-05-17
    status Active
14. 2024-05-17
    price $230,000
15. 2024-05-10
    historical Active Under Contract
16. 2024-03-17
    price $235,000
17. 2024-02-22
    listed $240,000 Active
18. 2022-03-07
    soldstatus $205,000
19. 2022-02-14
    soldstatus $205,000 Closed
20. 2022-02-04
    soldstatus $205,000 Sold
21. 2022-01-17
    historical Active Under Contract
22. 2022-01-10
    status Under Contract
23. 2022-01-06
    status Active
24. 2021-12-01
    historical
25. 2021-11-20
    status Pending
26. 2021-11-15
    listed $199,900 Active
27. 2021-11-15
    listed $199,900 New
28. 2004-06-18
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $2,558 · $213/mo
• Projected year-2 tax: $2,558 · $213/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 24% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,502
• − Mortgage interest: −$11,763
• − Property taxes: −$2,558
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,800
• − Management: −$1,800
• − Depreciation: −$6,109
• Taxable loss: −$2,579
• Est. tax savings @ 24.0%: +$619
• After-tax cash flow: $1,572/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bartow County
• NCES district ID: 1300330
• Math proficiency: 33% ▼ -8.00%
• Reading proficiency: 34% ▼ -7.00%
• Median HH income: $50,596
• Composite: 29.16/100
• National rank: #6577
• State rank: #70 of 174 in GA

Livability — Taylorsville

• Score: 59/100
• State rank: #413
• US rank: #20512

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D Housing A- Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylorsville, GA
• Population (ZIP): 4,202

Population outlook (Bartow County) Hauer SSP2

• Today (2025): 107,887 people
• By 2030: 109,594 · +1.6%
• By 2040: 111,038 · +2.9%
• By 2050: 109,046 · +1.1%
• By 2075: 99,484 · -7.8%
• By 2100: 83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 7% Two or more races 5%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Romanian 2% Italian 1% Portuguese 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4% German/W. Germanic 1%

Political lean MEDSL · Bartow

• 2024 margin: Solid R (+51.0) · D 24.2% · R 75.2%
• 2008→2024 swing: -5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
• All cycles: 2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -7.67%
• Current HPI: 315.2372
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+300.0% since first listed

21 events — show timeline

• 2026-05-05 Price Changed $220,000 GAMLS
• 2026-05-05 Price Changed $220,000 FMLS
• 2026-03-08 Listed $230,000 FMLS
• 2026-03-08 Listed $230,000 GAMLS
• 2024-06-04 Listing Removed — FMLS
• 2024-05-17 Relisted — FMLS
• 2024-05-17 Price Changed $230,000 FMLS
• 2024-05-10 Contingent — FMLS
• 2024-03-17 Price Changed $235,000 FMLS
• 2024-02-22 Listed $240,000 FMLS
• 2022-03-07 Sold (Public Records) $205,000 Public Records
• 2022-02-14 Sold (MLS) $205,000 FMLS
• 2022-02-04 Sold (MLS) $205,000 GAMLS
• 2022-01-17 Contingent — FMLS
• 2022-01-10 Pending — GAMLS
• 2022-01-06 Relisted — FMLS
• 2021-12-01 Listing Removed — FMLS
• 2021-11-20 Pending — FMLS
• 2021-11-15 Listed $199,900 GAMLS
• 2021-11-15 Listed $199,900 FMLS
• 2004-06-18 Sold (Public Records) $55,000 Public Records

Property tax history

+8.4%/yr

Latest (2025): $2,558 · +5.9% YoY. Source: county tax records.