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53283 Jaclyn Dr
D+ Composite 47.9
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.2/30.0
  • Schools +4.1/10.0
  • DSCR +3.9/10.0
  • Livability +3.5/5.0
  • 1% rule +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$599,900

53283 Jaclyn Dr · Shelby, MI 48315
4 bd · 2.5 ba · 2,870 sqft · SingleFamily public records · 147 Days on market
Built 2013 0.28 ac lot $209/sqft · 22% above area Est $772k · 22% under $50/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

Key facts

  • 0.28 acre lot
  • 3 garage spots
  • Built 2013

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $600k.

Deal economics

  • At list price, monthly cash flow is $-16 ($-195/yr) — negative.
  • To cash-flow at today's rent, offer at most $597k (0.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $495k (17.5% below list).
  • Recommended offer: $495k (17.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.2% in Shelby — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#324 in MI) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D+, schools F, amenities F.
  • Utica Community Schools (suburban): math 38% / reading 53% proficiency, ranked #126 of 540 in MI (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 230 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
  • Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 147 days — a 12% lower offer ($528k) is reasonable based on typical stale-listing flexibility.
  • 17 sale attempts since 19y ago; this cycle's ask has dropped $50k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $495,000 (17.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.26%
Cash-on-cash
-0.12%
DSCR
0.99
GRM
10.1

CMA / ARV

ARV (median comp)
$772,043
List price
$599,900
Delta
-22.30%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
53251 Jaclyn Dr 0.02mi 4/2.5 2,637 (-8%) 15mo $585,000 $222 73
13861 Timberview Dr 0.66mi 4/2.5 2,891 (+1%) 0mo $497,500 $172 68
53629 Wayburn Ct 0.20mi 4/2.5 3,237 (+13%) 8mo $550,000 $170 63
52221 Chickadee Ln 0.58mi 3/3.0 (-1) 2,871 (0%) 6mo $645,000 $225 61
11884 Shawnee Pt 0.67mi 4/2.5 2,829 (-1%) 7mo $460,000 $163 61
52921 Royal Park Ave 0.70mi 4/3.5 2,900 (+1%) 2mo $860,000 $297 60
52041 Loon Ct 0.61mi 3/2.5 (-1) 3,033 (+6%) 3mo $599,900 $198 55
53871 Jewell Rd 0.67mi 4/3.5 3,064 (+7%) 2mo $679,000 $222 52
13230 Partridge Run 0.64mi 3/2.5 (-1) 2,789 (-3%) 15mo $631,400 $226 48
13822 Towering Oaks Dr 0.67mi 3/2.5 (-1) 2,615 (-9%) 12mo $456,000 $174 39
11702 Forest Glen Ln 0.56mi 3/2.5 (-1) 3,100 (+8%) 20mo $788,000 $254 39
13993 Timberwyck Dr 0.73mi 3/2.5 (-1) 2,457 (-14%) 11mo $515,000 $210 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.5%
Equity multiple
0.41×
Total profit
$-98,305
Equity at exit
$89,447
10-year hold
IRR
-8.3%
Equity multiple
0.48×
Total profit
$-87,180
Equity at exit
$51,868

Cash invested: $167,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48315

Active inventory
230
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$4,950 medium interval (Pro) →
Mortgage (P&I)
$3,146
Tax from tax record
$481 /mo · $5,770/yr
Insurance
$250
HOA
$50
Vacancy / Maint / Mgmt
$1,040
Net cashflow
$-16

Break-even live

Break-even rent $4,971
Max offer price $597,027
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$149,975
Closing costs
$17,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
55740 Beacon Shore Dr Utica, MI 5.0 4.0 3385 $4,950 $1.46 1d 1 1.14mi

HOA detail

Monthly dues
$50 · $600/yr
Likely covers
gym

Listing history 45 events

  1. 2026-06-07
    days on market $599,900 Active 147 DOM
  2. 2026-06-04
    days on market $599,900 Active 144 DOM
  3. 2026-06-03
    days on market $599,900 Active 143 DOM
  4. 2026-06-02
    days on market $599,900 Active 142 DOM
  5. 2026-06-01
    days on market $599,900 Active 141 DOM
  6. 2026-05-31
    days on market $599,900 Active 140 DOM
  7. 2026-04-17
    price $599,900 996-char remark
    Show marketing remark (996 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  8. 2026-04-16
    price $599,900 1002-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  9. 2026-03-29
    price $610,000 996-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  10. 2026-03-29
    price $610,000 1002-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  11. 2026-03-17
    status Active 996-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  12. 2026-03-17
    status Active 1002-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  13. 2026-03-12
    status Pending 996-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  14. 2026-03-12
    status Pending 1002-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  15. 2026-01-17
    price $625,000 996-char remark
    Show marketing remark (996 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  16. 2026-01-16
    price $625,000 1002-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  17. 2026-01-07
    listed $650,000 Active 996-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  18. 2026-01-07
    listed $650,000 Active 1002-char remark
    Show marketing remark (1002 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  19. 2026-01-05
    historical $650,000 996-char remark
    Show marketing remark (996 chars)

    Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.

  20. 2025-07-21
    historical $4,200
  21. 2025-02-03
    historical $4,200
  22. 2025-01-10
    listed $4,200
  23. 2025-01-10
    historical $4,500
  24. 2024-12-23
    listed $4,500
  25. 2024-12-23
    listed $4,200
  26. 2021-08-16
    historical
  27. 2021-07-16
    listed $519,900
  28. 2011-02-14
    historical
  29. 2011-02-14
    historical
  30. 2010-12-27
    listed $233,400
  31. 2010-12-27
    historical
  32. 2010-12-22
    listed $233,400
  33. 2010-12-22
    historical
  34. 2010-10-04
    listed $233,400
  35. 2010-10-04
    listed $233,400
  36. 2010-08-24
    historical
  37. 2007-12-10
    listed $45,000
  38. 2007-12-10
    historical
  39. 2007-12-10
    historical
  40. 2007-09-12
    listed $99,000
  41. 2007-09-12
    listed $99,000
  42. 2007-09-12
    historical
  43. 2007-06-12
    listed $99,000
  44. 2007-06-12
    historical
  45. 2007-03-14
    listed $99,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$5,770 · $481/mo
Projected year-2 tax
$7,504 · $625/mo
Expected delta
+$1,734/yr (+$145/mo · 30.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$59,400
− Mortgage interest
−$33,604
− Property taxes
−$5,770
− Insurance
−$3,000
− Repairs & maintenance
−$4,752
− Management
−$4,752
− HOA
−$600
− Depreciation
−$17,452
Taxable loss
−$10,529
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,527
After-tax cash flow
$2,332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Utica Community Schools
NCES district ID
2634470
Math proficiency
38% ▼ -13.00%
Reading proficiency
53% ▼ -7.00%
Median HH income
$65,953
Composite
40.52/100
National rank
#3709
State rank
#126 of 540 in MI

Livability — Shelby

Score
70/100
State rank
#324
US rank
#7973

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
28,428

Population outlook (Macomb County) Hauer SSP2

Today (2025)
925,296 people
By 2030
948,226 · +2.5%
By 2040
983,961 · +6.3%
By 2050
1,010,200 · +9.2%
By 2075
1,076,222 · +16.3%
By 2100
1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 4% Asian 4% Hispanic / Latino 3% Black 3%
Common ancestry
Romanian 11% Lithuanian 4% Italian 2%
Foreign-born
14% · Canada, South Korea, China
Languages at home
81% English-only · Other Indo-European 9% Arabic 4% Spanish 2%

Political lean MEDSL · Macomb

2024 margin
R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
2008→2024 swing
-22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
All cycles
2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -173.36%
Current HPI
194.9368
Rent YoY
Metro
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+506.0% since first listed
39 events — show timeline
  • 2026-04-17 Price Changed $599,900 MiRealSource-MiMLS
  • 2026-04-16 Price Changed $599,900 REALCOMP
  • 2026-03-29 Price Changed $610,000 MiRealSource-MiMLS
  • 2026-03-29 Price Changed $610,000 REALCOMP
  • 2026-03-17 Relisted MiRealSource-MiMLS
  • 2026-03-17 Relisted REALCOMP
  • 2026-03-12 Pending MiRealSource-MiMLS
  • 2026-03-12 Pending REALCOMP
  • 2026-01-17 Price Changed $625,000 MiRealSource-MiMLS
  • 2026-01-16 Price Changed $625,000 REALCOMP
  • 2026-01-07 Listed $650,000 MiRealSource-MiMLS
  • 2026-01-07 Listed $650,000 REALCOMP
  • 2026-01-05 Coming Soon $650,000 MiRealSource-MiMLS
  • 2025-07-21 Rental Removed $4,200 RENTSPREE
  • 2025-02-03 Rental Removed $4,200 REALSOURCE
  • 2025-01-10 Listed for Rent $4,200 REALSOURCE
  • 2025-01-10 Rental Removed $4,500 REALCOMP
  • 2024-12-23 Listed for Rent $4,500 RENTSPREE
  • 2024-12-23 Listed for Rent $4,200 REALCOMP
  • 2021-08-16 Listing Removed REALCOMP
  • 2021-07-16 Listed $519,900 REALCOMP
  • 2011-02-14 Listing Removed REALCOMP
  • 2011-02-14 Listing Removed MiRealSource-MiMLS
  • 2010-12-27 Listing Removed MiRealSource-MiMLS
  • 2010-12-27 Listed $233,400 MiRealSource-MiMLS
  • 2010-12-22 Listing Removed REALCOMP
  • 2010-12-22 Listed $233,400 REALCOMP
  • 2010-10-04 Listed $233,400 REALCOMP
  • 2010-10-04 Listed $233,400 MiRealSource-MiMLS
  • 2010-08-24 Listing Removed MiRealSource-MiMLS
  • 2007-12-10 Listing Removed REALCOMP
  • 2007-12-10 Listing Removed MiRealSource-MiMLS
  • 2007-12-10 Listed $45,000 MiRealSource-MiMLS
  • 2007-09-12 Listing Removed MiRealSource-MiMLS
  • 2007-09-12 Listed $99,000 REALCOMP
  • 2007-09-12 Listed $99,000 MiRealSource-MiMLS
  • 2007-06-12 Listing Removed MiRealSource-MiMLS
  • 2007-06-12 Listed $99,000 MiRealSource-MiMLS
  • 2007-03-14 Listed $99,000 MiRealSource-MiMLS

Property tax history

+3.2%/yr

Latest (2025): $5,770 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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