53283 Jaclyn Dr · Shelby, MI
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.69%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.2/30.0
- Schools +4.1/10.0
- DSCR +3.9/10.0
- Livability +3.5/5.0
- 1% rule +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$599,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
Key facts
- 0.28 acre lot
- 3 garage spots
- Built 2013
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $600k.
Deal economics
- At list price, monthly cash flow is $-16 ($-195/yr) — negative.
- To cash-flow at today's rent, offer at most $597k (0.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $495k (17.5% below list).
- Recommended offer: $495k (17.5% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 3.2% in Shelby — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#324 in MI) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D+, schools F, amenities F.
- Utica Community Schools (suburban): math 38% / reading 53% proficiency, ranked #126 of 540 in MI (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 230 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
- Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 147 days — a 12% lower offer ($528k) is reasonable based on typical stale-listing flexibility.
- 17 sale attempts since 19y ago; this cycle's ask has dropped $50k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 147 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.26%
- Cash-on-cash
- -0.12%
- DSCR
- 0.99
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $772,043
- List price
- $599,900
- Delta
- -22.30%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 53251 Jaclyn Dr | 0.02mi | 4/2.5 | 2,637 (-8%) | 15mo | $585,000 | $222 | 73 |
| 13861 Timberview Dr | 0.66mi | 4/2.5 | 2,891 (+1%) | 0mo | $497,500 | $172 | 68 |
| 53629 Wayburn Ct | 0.20mi | 4/2.5 | 3,237 (+13%) | 8mo | $550,000 | $170 | 63 |
| 52221 Chickadee Ln | 0.58mi | 3/3.0 (-1) | 2,871 (0%) | 6mo | $645,000 | $225 | 61 |
| 11884 Shawnee Pt | 0.67mi | 4/2.5 | 2,829 (-1%) | 7mo | $460,000 | $163 | 61 |
| 52921 Royal Park Ave | 0.70mi | 4/3.5 | 2,900 (+1%) | 2mo | $860,000 | $297 | 60 |
| 52041 Loon Ct | 0.61mi | 3/2.5 (-1) | 3,033 (+6%) | 3mo | $599,900 | $198 | 55 |
| 53871 Jewell Rd | 0.67mi | 4/3.5 | 3,064 (+7%) | 2mo | $679,000 | $222 | 52 |
| 13230 Partridge Run | 0.64mi | 3/2.5 (-1) | 2,789 (-3%) | 15mo | $631,400 | $226 | 48 |
| 13822 Towering Oaks Dr | 0.67mi | 3/2.5 (-1) | 2,615 (-9%) | 12mo | $456,000 | $174 | 39 |
| 11702 Forest Glen Ln | 0.56mi | 3/2.5 (-1) | 3,100 (+8%) | 20mo | $788,000 | $254 | 39 |
| 13993 Timberwyck Dr | 0.73mi | 3/2.5 (-1) | 2,457 (-14%) | 11mo | $515,000 | $210 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.5%
- Equity multiple
- 0.41×
- Total profit
- $-98,305
- Equity at exit
- $89,447
- IRR
- -8.3%
- Equity multiple
- 0.48×
- Total profit
- $-87,180
- Equity at exit
- $51,868
Cash invested: $167,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48315
- Active inventory
- 230
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $4,950 medium interval (Pro) →
- Mortgage (P&I)
- −$3,146
- Tax from tax record
- −$481 /mo · $5,770/yr
- Insurance
- −$250
- HOA
- −$50
- Vacancy / Maint / Mgmt
- −$1,040
- Net cashflow
- $-16
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $149,975
- Closing costs
- $17,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 55740 Beacon Shore Dr Utica, MI | 5.0 | 4.0 | 3385 | $4,950 | $1.46 | 1d | 1 | 1.14mi |
HOA detail
- Monthly dues
- $50 · $600/yr
- Likely covers
- gym
Listing history 45 events
-
2026-06-07days on market $599,900 Active 147 DOM
-
2026-06-04days on market $599,900 Active 144 DOM
-
2026-06-03days on market $599,900 Active 143 DOM
-
2026-06-02days on market $599,900 Active 142 DOM
-
2026-06-01days on market $599,900 Active 141 DOM
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2026-05-31days on market $599,900 Active 140 DOM
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2026-04-17price $599,900 996-char remark
Show marketing remark (996 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-04-16price $599,900 1002-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-03-29price $610,000 996-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-03-29price $610,000 1002-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-03-17status Active 996-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-03-17status Active 1002-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-03-12status Pending 996-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-03-12status Pending 1002-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-01-17price $625,000 996-char remark
Show marketing remark (996 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-01-16price $625,000 1002-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-01-07$650,000 Active 996-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-01-07$650,000 Active 1002-char remark
Show marketing remark (1002 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you’ll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
-
2026-01-05historical $650,000 996-char remark
Show marketing remark (996 chars)
Spacious, move in ready colonial in desirable Shelby Township with Utica Schools and immediate occupancy. This well maintained home offers 5 bedrooms, 3.5 baths, a fully finished basement, and a 3 car attached garage. Freshly painted with brand new carpet throughout, the main level features a bright open concept layout ideal for everyday living and entertaining. The kitchen offers a large center island, walk in pantry, ample cabinetry, stainless steel appliances, and a refrigerator installed in 2024, all opening to a light filled living room. Upstairs you'll find 4 spacious bedrooms, including a private primary suite with walk in closet and en suite bath. The finished basement adds excellent flexibility with a 5th bedroom, full bath, two additional bonus rooms ideal for an office, gym, guest space, or flex use, plus a large open area perfect for recreation, gatherings, or movie nights. Enjoy outdoor living with a brick patio, fire pit. Back on market due to buyer financing. BATVAI.
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2025-07-21historical $4,200
-
2025-02-03historical $4,200
-
2025-01-10$4,200
-
2025-01-10historical $4,500
-
2024-12-23$4,500
-
2024-12-23$4,200
-
2021-08-16historical
-
2021-07-16$519,900
-
2011-02-14historical
-
2011-02-14historical
-
2010-12-27$233,400
-
2010-12-27historical
-
2010-12-22$233,400
-
2010-12-22historical
-
2010-10-04$233,400
-
2010-10-04$233,400
-
2010-08-24historical
-
2007-12-10$45,000
-
2007-12-10historical
-
2007-12-10historical
-
2007-09-12$99,000
-
2007-09-12$99,000
-
2007-09-12historical
-
2007-06-12$99,000
-
2007-06-12historical
-
2007-03-14$99,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $5,770 · $481/mo
- Projected year-2 tax
- $7,504 · $625/mo
- Expected delta
- +$1,734/yr (+$145/mo · 30.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $59,400
- − Mortgage interest
- −$33,604
- − Property taxes
- −$5,770
- − Insurance
- −$3,000
- − Repairs & maintenance
- −$4,752
- − Management
- −$4,752
- − HOA
- −$600
- − Depreciation
- −$17,452
- Taxable loss
- −$10,529
- Est. tax savings @ 24.0%
- +$2,527
- After-tax cash flow
- $2,332/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Utica Community Schools
- NCES district ID
- 2634470
- Math proficiency
- 38% ▼ -13.00%
- Reading proficiency
- 53% ▼ -7.00%
- Median HH income
- $65,953
- Composite
- 40.52/100
- National rank
- #3709
- State rank
- #126 of 540 in MI
Livability — Shelby
- Score
- 70/100
- State rank
- #324
- US rank
- #7973
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 28,428
Population outlook (Macomb County) Hauer SSP2
- Today (2025)
- 925,296 people
- By 2030
- 948,226 · +2.5%
- By 2040
- 983,961 · +6.3%
- By 2050
- 1,010,200 · +9.2%
- By 2075
- 1,076,222 · +16.3%
- By 2100
- 1,077,065 · +16.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Two or more races 4% Asian 4% Hispanic / Latino 3% Black 3%
- Common ancestry
- Romanian 11% Lithuanian 4% Italian 2%
- Foreign-born
- 14% · Canada, South Korea, China
- Languages at home
- 81% English-only · Other Indo-European 9% Arabic 4% Spanish 2%
Political lean MEDSL · Macomb
- 2024 margin
- R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
- 2008→2024 swing
- -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
- All cycles
- 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -173.36%
- Current HPI
- 194.9368
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
||
| Chemicals | 1 | $45B |
|
||
| Automotive Retail | 1 | $29B |
|
||
| Healthcare / Medical Devices | 1 | $23B |
|
||
| Automotive Technology | 1 | $20B |
|
||
Price history
+506.0% since first listed39 events — show timeline
- 2026-04-17 Price Changed $599,900 MiRealSource-MiMLS
- 2026-04-16 Price Changed $599,900 REALCOMP
- 2026-03-29 Price Changed $610,000 MiRealSource-MiMLS
- 2026-03-29 Price Changed $610,000 REALCOMP
- 2026-03-17 Relisted — MiRealSource-MiMLS
- 2026-03-17 Relisted — REALCOMP
- 2026-03-12 Pending — MiRealSource-MiMLS
- 2026-03-12 Pending — REALCOMP
- 2026-01-17 Price Changed $625,000 MiRealSource-MiMLS
- 2026-01-16 Price Changed $625,000 REALCOMP
- 2026-01-07 Listed $650,000 MiRealSource-MiMLS
- 2026-01-07 Listed $650,000 REALCOMP
- 2026-01-05 Coming Soon $650,000 MiRealSource-MiMLS
- 2025-07-21 Rental Removed $4,200 RENTSPREE
- 2025-02-03 Rental Removed $4,200 REALSOURCE
- 2025-01-10 Listed for Rent $4,200 REALSOURCE
- 2025-01-10 Rental Removed $4,500 REALCOMP
- 2024-12-23 Listed for Rent $4,500 RENTSPREE
- 2024-12-23 Listed for Rent $4,200 REALCOMP
- 2021-08-16 Listing Removed — REALCOMP
- 2021-07-16 Listed $519,900 REALCOMP
- 2011-02-14 Listing Removed — REALCOMP
- 2011-02-14 Listing Removed — MiRealSource-MiMLS
- 2010-12-27 Listing Removed — MiRealSource-MiMLS
- 2010-12-27 Listed $233,400 MiRealSource-MiMLS
- 2010-12-22 Listing Removed — REALCOMP
- 2010-12-22 Listed $233,400 REALCOMP
- 2010-10-04 Listed $233,400 REALCOMP
- 2010-10-04 Listed $233,400 MiRealSource-MiMLS
- 2010-08-24 Listing Removed — MiRealSource-MiMLS
- 2007-12-10 Listing Removed — REALCOMP
- 2007-12-10 Listing Removed — MiRealSource-MiMLS
- 2007-12-10 Listed $45,000 MiRealSource-MiMLS
- 2007-09-12 Listing Removed — MiRealSource-MiMLS
- 2007-09-12 Listed $99,000 REALCOMP
- 2007-09-12 Listed $99,000 MiRealSource-MiMLS
- 2007-06-12 Listing Removed — MiRealSource-MiMLS
- 2007-06-12 Listed $99,000 MiRealSource-MiMLS
- 2007-03-14 Listed $99,000 MiRealSource-MiMLS
Property tax history
+3.2%/yrLatest (2025): $5,770 · +2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…