8100 Poinciana Blvd #2312 · Hunters Creek, FL 32821

$165,000

3 bd · 2.0 ba · 1,231 sqft · Condo public records · 38 Days on market

Built 2006 $810/mo HOA · 33% of rent ↓ 31% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.6/30.0
• 1% rule +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.1/10.0
• Schools +4.1/10.0
• DSCR +3.8/10.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Rent growth +1.7/5.0

Listing remarks

3-bedroom, 2-bathroom condo-hotel unit at Lake Buena Vista Resort Village & Spa. 1,231 sq ft. Fully furnished and currently income-producing. Priced at $165,000 — $70,000 below the average active 3-bedroom listing in this community. That gap reflects current market conditions, not the asset's income profile. The unit is well-configured for short-term rental performance. The kitchen has full-size appliances and dark granite countertops. The open living area connects to a private balcony. The king primary suite delivers the guest experience this market expects. The resort carries real differentiators. Lake Buena Vista Resort Village & Spa is one of a small number of properti

Key facts

• Full size appliances
• Balcony access
• King primary suite

Tags

• FULLY FURNISHED
• INCOME PRODUCING
• FULL SIZE APPLIANCES
• DARK GRANITE COUNTERTOPS
• BALCONY ACCESS
• KING PRIMARY SUITE

Property features AI

Finance

• Other: No lease restrictions; Third-party listing
• Financial info: Total monthly association fees $810; Total annual association fees $9,720
• HOA & community: Association: Catalina; Monthly HOA fee $810 (includes fitness center, recreation facilities, spa/hot tub); Community features include deed restrictions, fitness center, pool, and sidewalks; Pets not allowed; Turnkey furnished

Exterior

• Parking: Asphalt road access
• Utilities: Public water; Public sewer; Electricity connected
• Home design: Condo - Hotel; One level; Located on 3rd floor; Faces south; Residential property
• Construction: Stucco construction; Tile roof; Slab foundation; Built within a 0 to less than 1/4 acre lot
• Exterior features: Balcony; French doors; Sidewalk

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range hood; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Open floorplan; Solid surface and stone counters; Thermostat; Walk-in closet(s); L Dining
• Laundry & utility: Washer; Dryer; Laundry closet

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $165k.

Deal economics

• At list price, monthly cash flow is $-20 ($-242/yr) — negative.
• To cash-flow at today's rent, offer at most $161k (2.2% below list).
• Meets the 1% rule at list price ($2k rent vs $165k).
• Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.1% vs local median 3.3% in Hunters Creek — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#222 in FL, #3,277 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: commute D, amenities F.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents falling (-3.2%/yr); 275 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• This rent runs 43% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $2k of equity ($1k loan paydown + $490 appreciation (0.3% local appreciation)).
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: HOA is 33% of rent.

Recommended offer $160,050 (3.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.50% ✓
• Cap rate: 6.15%
• Cash-on-cash: -0.52%
• DSCR: 0.98
• GRM: 5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.3% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -4.9%
• Equity multiple: 0.77×
• Total profit: $-10,495
• Equity at exit: $50,374

10-year hold

• IRR: -2.7%
• Equity multiple: 0.73×
• Total profit: $-12,276
• Equity at exit: $62,554

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32821

• Home prices YoY: 0.1%
• Rents YoY: -3.2%
• Active inventory: 275
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $2,473 high
• Mortgage (P&I): −$865
• Tax from tax record: −$230 /mo · $2,761/yr
• Insurance: −$69
• HOA: −$810
• Vacancy / Maint / Mgmt: −$519
• Net cashflow: $-20

Break-even live

Break-even rent $2,499

Max offer price $161,437

Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8097 Poinciana Blvd Orlando, FL	1.0–3.0	1.0–2.0	1075	$2,869	$2.67	1d	31	0.05mi
6011 Vineland Resort Way Orlando, FL	1.0–3.0	1.0–2.0	1082	$2,530	$2.34	7d	14	0.15mi
7261 Crossroads Garden Dr Orlando, FL	3.0	1.0–2.0	981	$2,673	$2.72	1d	19	0.45mi
4950 Lunar Ln Kissimmee, FL	3.0	1.0–3.0	981	$3,756	$3.83	1d	41	0.51mi
3285 Peace Pipe Dr Kissimmee, FL	3.0	2.0	1377	$1,900	$1.38	23d	1	0.53mi
14051 International Dr Orlando, FL	1.0–3.0	1.0–2.0	1115	$2,998	$2.69	2d	53	0.64mi
5270 Warrior Ln Kissimmee, FL	3.0	2.0	1123	$1,995	$1.78	23d	1	0.64mi
5212 Broken Arrow Dr Kissimmee, FL	3.0	2.0	1377	$2,250	$1.63	23d	1	0.64mi
3251 Prime Park Cir Kissimmee, FL	1.0–3.0	1.0–2.0	1020	$2,492	$2.44	2d	21	0.78mi
4865 Big Pine Loop Kissimmee, FL	3.0	1.0–2.0	1023	$3,382	$3.31	14d	127	0.80mi
4865 Big Pine Loop Kissimmee, FL	3.0	1.0–2.0	1023	$3,254	$3.18	2d	320	0.80mi
14501 Gateway Point Cir Orlando, FL	1.0–4.0	1.0–2.0	1023	$2,199	$2.15	7d	18	0.85mi
5316 Barefoot Path Kissimmee, FL	3.0	2.0	1410	$2,100	$1.49	23d	1	0.86mi
4741 Clock Tower Dr #107 Kissimmee, FL	2.0	2.0	1186	$2,800	$2.36	23d	1	0.94mi
5087 Dominica Dr Kissimmee, FL	2.0	2.5	1304	$1,650	$1.27	23d	1	0.94mi
5279 Images Cir #207 Kissimmee, FL	2.0	1.0	774	$979	$1.26	23d	1	0.95mi
5095 Dominica Dr Kissimmee, FL	2.0	3.0	1304	$2,400	$1.84	10d	1	0.96mi
3087 Seaview Castle Dr Unit 1549038P Kissimmee, FL	3.0	3.0	1463	$3,742	$2.56	3d	1	0.97mi
3111 Paradox Cir Unit 1018148P Kissimmee, FL	3.0	2.0	1184	$2,593	$2.19	7d	1	0.98mi
4701 Luminous Loop Kissimmee, FL	1.0–3.0	1.0–2.0	973	$2,345	$2.41	2d	36	0.98mi
5002 Mangrove Aly #104 Kissimmee, FL	2.0	2.0	1066	$1,749	$1.64	10d	1	0.98mi
5283 Images Cir #304 Kissimmee, FL	2.0	2.0	969	$1,600	$1.65	10d	1	0.99mi
5283 Images Cir #304 Kissimmee, FL	2.0	2.0	969	$1,600	$1.65	23d	1	0.99mi
4721 Clock Tower Dr Unit 1359866P Kissimmee, FL	2.0	2.0	1184	$3,280	$2.77	2d	1	1.00mi
3120 Paradox Cir #108 Kissimmee, FL	3.0	2.0	1329	$2,600	$1.96	23d	1	1.04mi
5299 Images Cir Kissimmee, FL	1.0–3.0	1.0–3.0	1027	$1,899	$1.85	2d	13	1.04mi
2954 Sadina St Kissimmee, FL	2.0	2.5	885	$1,500	$1.69	3d	2	1.05mi
3191 Paradox Cir Unit 205 Kissimmee, FL	2.0	2.5	1126	$2,500	$2.22	23d	1	1.06mi
5404 Paradise Cay Cir Kissimmee, FL	3.0	2.5	1364	$2,000	$1.47	23d	1	1.07mi
3171 Paradox Cir Unit 1UNIT 103 Kissimmee, FL	2.0	2.0	1181	$2,250	$1.91	23d	1	1.10mi
3151 Paradox Cir Unit 1UNIT 202 Kissimmee, FL	2.0	2.0	1181	$2,700	$2.29	23d	1	1.12mi
1110 Spaceport Ct Kissimmee, FL	2.0	2.0	1052	$2,000	$1.90	23d	1	1.14mi
5492 Paradise Cay Cir Kissimmee, FL	3.0	3.0	1337	$2,200	$1.65	23d	1	1.14mi
5311 Paradise Cay Cir Kissimmee, FL	3.0	3.0	1187	$1,700	$1.43	7d	1	1.15mi
1024 Baseball and Boardwalk Ct Kissimmee, FL	2.0	2.0	1052	$2,000	$1.90	23d	1	1.17mi
8815 Worldquest Blvd #2403 Orlando, FL	2.0	2.0	1178	$2,100	$1.78	17d	1	1.24mi
2904 Edenshire Way #106 Kissimmee, FL	3.0	2.0	1300	$2,650	$2.04	23d	1	1.29mi
15050 Ember Springs Cir Orlando, FL	1.0–3.0	1.0–3.0	1066	$2,412	$2.26	1d	34	1.33mi

HOA detail condo

• Monthly dues: $810 · $9,720/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 18 events

1. 2026-06-18
   days on market $165,000 Active 38 DOM
2. 2026-06-17
   days on market $165,000 Active 37 DOM
3. 2026-06-16
   days on market $165,000 Active 36 DOM
4. 2026-06-15
   days on market $165,000 Active 35 DOM
5. 2026-06-13
   days on market $165,000 Active 33 DOM
6. 2026-06-13
   days on market $165,000 Active 32 DOM
7. 2026-06-09
   days on market $165,000 Active 29 DOM
8. 2026-06-08
   days on market $165,000 Active 28 DOM
9. 2026-06-07
   days on market $165,000 Active 27 DOM
10. 2026-06-04
    days on market $165,000 Active 24 DOM
11. 2026-06-03
    days on market $165,000 Active 23 DOM
12. 2026-06-02
    days on market $165,000 Active 22 DOM
13. 2026-06-01
    days on market $165,000 Active 21 DOM
14. 2026-05-31
    days on market $165,000 Active 20 DOM
15. 2026-05-11
    listed $165,000 Active
16. 2024-02-28
    soldstatus $200,000
17. 2021-08-18
    soldstatus $165,000
18. 2007-08-24
    soldstatus $239,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,761 · $230/mo
• Projected year-2 tax: $2,761 · $230/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $29,680
• − Mortgage interest: −$9,243
• − Property taxes: −$2,761
• − Insurance: −$825
• − Repairs & maintenance: −$2,374
• − Management: −$2,374
• − HOA: −$9,720
• − Depreciation: −$4,800
• Taxable loss: −$2,417
• Est. tax savings @ 24.0%: +$580
• After-tax cash flow: $338/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Hunters Creek

• Score: 76/100
• State rank: #222
• US rank: #3277

Category grades

Amenities F Commute D Cost of living C+ Crime A+ Employment A Housing A+ Health & safety A- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Orange County · 1,471,359 people
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 26,161
• Household income: $69,348
• Rent vs Own: 68.3% rent · 31.7% own
• Severe rent burden: 1840.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Hispanic / Latino 41% Two or more races 19% Black 6% Asian 3% Pacific Islander 1% Native American 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 11% Cuban 1% Dominican 4%
• Common ancestry: Romanian 3% Lithuanian 2% Estonian 2%
• Foreign-born: 29% · Canada, Jamaica, China
• Languages at home: 58% English-only · Spanish 32% Other Indo-European 4% Other Asian/Pacific 2%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.30%
• Current HPI: 300.2268
• Rent YoY: ▼ -3.20%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-31.0% since first listed

4 events — show timeline

• 2026-05-11 Listed $165,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-28 Sold (Public Records) $200,000 Public Records
• 2021-08-18 Sold (Public Records) $165,000 Public Records
• 2007-08-24 Sold (Public Records) $239,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $2,761 · -2.9% YoY. Source: county tax records.