4187 Burningtree Rd · Radisson, NY
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 3/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.6/30.0
- DSCR +5.5/10.0
- 1% rule +5.2/10.0
- Schools +4.3/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.6/15.0
- Appreciation +0.0/10.0
$255,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming raised ranch on a quiet Liverpool street. Large family room with a vaulted ceiling! Recently renovated kitchen with granite counters and new appliances. Sliding glass doors off the kitchen lead to a deck and fully fenced yard. Many recent updates! Newer roof and furnace, new floors and more.
Key facts
- Updated siding
- New microban shower
- New electrical panel
Tags
Property features AI
Exterior
- Parking: Attached 1-car garage; Underground parking access; Garage with electricity
- Utilities: Electricity connected (circuit breakers); Public water connected; Sewer connected; High-speed internet available
- Home design: Single-story home; Existing construction
- Construction: Vinyl siding; Asphalt roof; Poured foundation; Full finished basement with sump pump
- Exterior features: Blacktop driveway; Near public transit; Rectangular residential lot; City street frontage
Interior
- Kitchen: Granite counters; Electric oven; Electric range; Dishwasher; Refrigerator; Eat-in kitchen
- Bedrooms: 3 main-level bedrooms
- Flooring: Luxury vinyl; Tile; Varied flooring
- Bathrooms: 1 full bathroom; 1 half bathroom; 1 main-level bathroom
- Heating & cooling: Gas heating; Central air conditioning
- Interior features: Ceiling fan(s); Entrance foyer; Eat-in kitchen; Granite counters; Sliding glass door(s); Sliding doors
- Laundry & utility: Washer and dryer; Laundry in basement; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $198 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $255k).
- Recommended offer: $251k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.2% vs local median 3.5% in Radisson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Liverpool Central School District (suburban): math 49% / reading 49% proficiency, ranked #381 of 590 in NY (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 95 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
- This rent runs 35% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $135k; list at $255k implies a 89% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 7.23%
- Cash-on-cash
- 3.33%
- DSCR
- 1.15
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $221,094
- List price
- $255,000
- Delta
- 15.34%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4174B Burningtree Rd | 0.07mi | 3/1.5 | 1,260 (+5%) | 14mo | $145,000 | $115 | 77 |
| 4306 Amblewood Ln | 0.32mi | 3/1.0 | 1,040 (-13%) | 0mo | $225,000 | $216 | 60 |
| 4170 Sandbar Ln | 0.29mi | 2/2.0 (-1) | 1,278 (+6%) | 16mo | $270,000 | $211 | 56 |
| 4298 Old Meadow Rd | 0.39mi | 3/2.0 | 1,356 (+13%) | 6mo | $305,000 | $225 | 53 |
| 8254 Beehive Cir | 0.64mi | 2/1.5 (-1) | 1,204 (+0%) | 18mo | $225,000 | $187 | 50 |
| 8258 Bunny Ln | 0.71mi | 3/1.0 | 1,040 (-13%) | 13mo | $192,000 | $185 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.0%
- Equity multiple
- 0.60×
- Total profit
- $-28,584
- Equity at exit
- $38,021
- IRR
- -1.7%
- Equity multiple
- 0.89×
- Total profit
- $-8,207
- Equity at exit
- $22,048
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 13090
- Active inventory
- 95
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,611 medium interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$421 /mo · $5,050/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$548
- Net cashflow
- $198
Break-even live
Sensitivity live
| Price | -10% $343 | -5% $271 | +0% $198 | +5% $126 | +10% $54 |
|---|---|---|---|---|---|
| Rent | -10% $-8 | -5% $95 | +0% $198 | +5% $302 | +10% $405 |
| Rate | -1.0pp $327 | -0.5pp $263 | base $198 | +0.5pp $132 | +1.0pp $65 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8545 Morgan Rd Clay, NY | 1.0–2.0 | 1.0 | 725 | $2,175 | $3.00 | 15d | 6 | 0.54mi |
| 4220 Anguilla Dr Liverpool, NY | 2.0 | 1.5 | 1212 | $2,200 | $1.82 | 15d | 1 | 1.34mi |
Listing history 14 events
-
2026-06-03status $255,000 Pending 21 DOM
-
2026-06-02days on market $255,000 Active Under Contract 21 DOM
-
2026-06-01days on market $255,000 Active Under Contract 20 DOM
-
2026-05-31days on market $255,000 Active Under Contract 19 DOM
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2026-05-30days on market $255,000 Active Under Contract 18 DOM
-
2026-05-17historical Active Under Contract 1066-char remark
-
2026-05-12$255,000 Active 1066-char remark
-
2020-11-18soldstatus $135,000
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2020-11-16soldstatus $135,000 Closed Sale or Rented 301-char remark
Show marketing remark (301 chars)
Charming raised ranch on a quiet Liverpool street. Large family room with a vaulted ceiling! Recently renovated kitchen with granite counters and new appliances. Sliding glass doors off the kitchen lead to a deck and fully fenced yard. Many recent updates! Newer roof and furnace, new floors and more.
-
2020-09-16status Under Contract- Do Not Show 301-char remark
Show marketing remark (301 chars)
Charming raised ranch on a quiet Liverpool street. Large family room with a vaulted ceiling! Recently renovated kitchen with granite counters and new appliances. Sliding glass doors off the kitchen lead to a deck and fully fenced yard. Many recent updates! Newer roof and furnace, new floors and more.
-
2020-09-07historical Continue to Show- Under Contract 301-char remark
Show marketing remark (301 chars)
Charming raised ranch on a quiet Liverpool street. Large family room with a vaulted ceiling! Recently renovated kitchen with granite counters and new appliances. Sliding glass doors off the kitchen lead to a deck and fully fenced yard. Many recent updates! Newer roof and furnace, new floors and more.
-
2020-09-04$129,999 Active 301-char remark
Show marketing remark (301 chars)
Charming raised ranch on a quiet Liverpool street. Large family room with a vaulted ceiling! Recently renovated kitchen with granite counters and new appliances. Sliding glass doors off the kitchen lead to a deck and fully fenced yard. Many recent updates! Newer roof and furnace, new floors and more.
-
2006-11-08soldstatus $100,000
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1996-08-29soldstatus $63,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $5,050 · $421/mo
- Projected year-2 tax
- $5,050 · $421/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,332
- − Mortgage interest
- −$14,284
- − Property taxes
- −$5,050
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$2,507
- − Management
- −$2,507
- − Depreciation
- −$7,418
- Taxable loss
- −$1,708
- Est. tax savings @ 24.0%
- +$410
- After-tax cash flow
- $2,790/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Liverpool Central School District
- NCES district ID
- 3617520
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 49% ▲ 1.00%
- Median HH income
- $59,134
- Composite
- 42.84/100
- National rank
- #3134
- State rank
- #381 of 590 in NY
Livability — Radisson
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Onondaga County · 247,257 people
- Metro
- Syracuse, NY
- Population (ZIP)
- 29,004
- Household income
- $88,492
- Rent vs Own
- Severe rent burden
- 733.0
Population outlook (Onondaga County) Hauer SSP2
- Today (2025)
- 467,894 people
- By 2030
- 463,381 · -1.0%
- By 2040
- 447,697 · -4.3%
- By 2050
- 426,399 · -8.9%
- By 2075
- 373,661 · -20.1%
- By 2100
- 307,967 · -34.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Two or more races 9% Hispanic / Latino 7% Black 6% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 4%
- Common ancestry
- Romanian 7% Lithuanian 4% Italian 2%
- Foreign-born
- 6% · Canada, China, South Korea
- Languages at home
- 93% English-only · Other Indo-European 2% Spanish 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Onondaga
- 2024 margin
- D (+17.3) · D 58.6% · R 41.4%
- 2008→2024 swing
- -3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
- All cycles
- 2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -228.53%
- Current HPI
- 320.4989
- Rent YoY
- —
- Metro
- Syracuse, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+301.6% since first listed10 events — show timeline
- 2026-06-02 Pending — CNYIS
- 2026-05-17 Contingent — CNYIS
- 2026-05-12 Listed $255,000 CNYIS
- 2020-11-18 Sold (Public Records) $135,000 Public Records
- 2020-11-16 Sold (MLS) $135,000 CNYIS
- 2020-09-16 Pending — CNYIS
- 2020-09-07 Contingent — CNYIS
- 2020-09-04 Listed $129,999 CNYIS
- 2006-11-08 Sold (Public Records) $100,000 Public Records
- 1996-08-29 Sold (Public Records) $63,500 Public Records
Property tax history
+1.7%/yrLatest (2025): $5,050 · +5.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…