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The Woodmont Plan 🏗️ New Construction
D- Composite 35.26
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.6/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +4.6/10.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.7/10.0
  • Appreciation +0.0/10.0

$234,900

The Woodmont Plan · Loganville, GA 30052
3 bd · 2.5 ba · 1,703 sqft · SingleFamily · 535 Days on market
Excellent condition ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Woodmont townhome welcomes you with a wide, covered front porch and modern exterior style. Owners entering from the garage will walk into the kitchen, saving steps while carrying groceries. The open-concept family, kitchen, and dining rooms offer a nice flow for entertaining. In the large kitchen island, the sink and dishwasher location create a nice flow for preparing meals. Upstairs, this home features a generous loft which lends space for a fitness area, hobby space, or in-home workspace. The owner's suite is at the back of the home and features an ensuite bath with a linen and water closet. At the front of the home are two additional bedrooms, a full bath, and a laundry room.

Key facts

  • Covered front porch
  • Large kitchen island
  • Generous loft

Tags

COVERED FRONT PORCHLARGE KITCHEN ISLANDGENEROUS LOFTENSUITE BATHLAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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🏗️ New construction. The $234,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $315,662.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $235k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-384 ($-5k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (3.1% below list).
  • Recommended offer: $207k (12.0% below list) — sets the bar for market timing.
  • Cap rate 4.8% vs local median 3.9% in Loganville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 74/100 on livability (#39 in GA, #4,689 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F.
  • Walton County (rural): math 43% / reading 41% proficiency, ranked #31 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Loganville Elementary School (math 59% / reading 51%, grade C, #178 of 1,228 statewide, top 15%, 1,033 students, 38% FRL); Loganville Middle School (math 46% / reading 48%, grade D+, #89 of 470 statewide, top 20%, 1,320 students, 39% FRL); Loganville High School (math 51% / reading 47%, grade D, #33 of 424 statewide, top 8%, 1,808 students, 30% FRL).
  • Market conditions: Rents rising (+3.1%/yr); 1079 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 677 units permitted in Walton County in 2024 (17 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Walton County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 535 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,712 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 535 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.83%
Cash-on-cash
-5.21%
DSCR
0.77
GRM
11.6

CMA / ARV

ARV (median comp)
$315,662
List price
$234,900
Delta
-25.59%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
948 Village View Cir 0.05mi 3/2.0 1,698 (-0%) 0mo $312,000 $184 95
954 Village View Cir 0.07mi 3/2.0 1,683 (-1%) 3mo $340,000 $202 90
964 Village View Cir 0.14mi 3/2.0 1,682 (-1%) 11mo $315,000 $187 80
420 Towler Ct 0.48mi 3/2.0 1,667 (-2%) 1mo $310,000 $186 71
936 Village View Cir 0.10mi 2/2.0 (-1) 1,605 (-6%) 11mo $317,000 $198 70
815 Village Pl 0.19mi 3/2.0 1,563 (-8%) 10mo $330,000 $211 68
906 Milton Cir 0.65mi 3/2.5 1,640 (-4%) 2mo $318,500 $194 62
169 Holly Ct 0.53mi 3/2.5 1,574 (-8%) 6mo $275,000 $175 57
2241 Baker Carter Dr 0.74mi 3/2.5 1,620 (-5%) 4mo $315,000 $194 54
2335 Huntington Dr 0.47mi 3/2.0 1,545 (-9%) 8mo $333,000 $216 54
406 Farm St 0.41mi 4/2.0 (+1) 1,884 (+11%) 4mo $335,000 $178 53
118 Sharon Church Rd 0.71mi 2/2.0 (-1) 1,504 (-12%) 2mo $265,000 $176 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold
IRR
-25.0%
Equity multiple
0.15×
Total profit
$-75,274
Equity at exit
$47,066
10-year hold
IRR
-20.6%
Equity multiple
-0.08×
Total profit
$-95,737
Equity at exit
$27,293

Cash invested: $88,385 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
15 active · 11 under contract
Months of supply
5.0 mo (20%/mo absorbed)
Median asking
$329,900 ($215/sqft)
Median days on market
52 d
This list price
lowest-priced of the active set
ARV vs active asking
-13.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30052

Home prices YoY
-31.8%
Rents YoY
3.1%
Active inventory
1079
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,276 high interval (Pro) →
Mortgage (P&I)
$1,655
Tax est. 1.5%
$395 /mo · $4,735/yr
Insurance
$132
HOA
$0
Vacancy / Maint / Mgmt
$478
Net cashflow
$-384

Break-even live

Break-even rent $2,761
Max offer price $260,153
Occupancy floor

Sensitivity live

Price -10% $-165 -5% $-275 +0% $-384 +5% $-493 +10% $-602
Rent -10% $-563 -5% $-474 +0% $-384 +5% $-294 +10% $-204
Rate -1.0pp $-225 -0.5pp $-303 base $-384 +0.5pp $-465 +1.0pp $-549

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,916
Closing costs
$9,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Alexander Xing Loganville, GA 2.0–3.0 2.0–2.5 1381 $2,150 $1.56 0d 8 0.07mi
2290 Huntington Dr Loganville, GA 4.0 3.0 2132 $2,245 $1.05 12d 1 0.40mi
181 Holly Ct Loganville, GA 4.0 2.0 1878 $1,885 $1.00 4d 1 0.54mi
200 Towler Dr Loganville, GA 4.0 2.0 1823 $2,099 $1.15 8d 1 0.73mi
160 Cown Dr Loganville, GA 3.0 2.0 1404 $1,650 $1.18 73d 1 0.76mi
2239 Baker Carter Dr Loganville, GA 4.0 2.5 2157 $2,595 $1.20 48d 1 0.77mi
313 Bruce St Loganville, GA 3.0 1.0 1075 $1,673 $1.56 73d 1 0.80mi
249 Meadows Dr Loganville, GA 1.0–3.0 1.0–2.0 1074 $1,895 $1.76 23d 1 0.88mi
2217 Baker Carter Dr Loganville, GA 3.0 2.5 1620 $1,870 $1.15 93d 1 0.89mi
560 Lee Byrd Rd Loganville, GA 4.0 2.0 1845 $2,130 $1.15 10d 1 0.90mi
560 Lee Byrd Rd Loganville, GA 3.0 1.0 1550 $1,780 $1.15 4d 1 0.90mi
127 Perry St Loganville, GA 4.0 3.0 1616 $2,350 $1.45 3d 1 0.93mi
4371 Fiddlers Bnd Loganville, GA 3.0 2.0 1569 $1,895 $1.21 4d 1 0.95mi
768 Wilkes Dr Loganville, GA 3.0 2.0 1714 $2,175 $1.27 30d 1 1.02mi
1169 Granite Ln Loganville, GA 3.0 2.0 1430 $1,790 $1.25 33d 1 1.07mi
413 Bob Wood Dr Loganville, GA 3.0 2.0 1346 $1,903 $1.41 4d 1 1.15mi
1149 Granite Ln Loganville, GA 3.0 2.0 1450 $1,950 $1.34 23d 1 1.16mi
205 Towler Shoals Dr Loganville, GA 3.0 2.0 1734 $2,230 $1.29 60d 1 1.19mi
112 Chase Landing Dr Unit Macland Loganville, GA 4.0 2.5 1931 $2,280 $1.18 4d 1 1.21mi
112 Chase Landing Dr Unit Gentry Loganville, GA 3.0 2.5 1830 $2,398 $1.31 4d 1 1.21mi
1121 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,300 $1.04 16d 1 1.24mi
731 Point Place Dr Loganville, GA 3.0 2.5 2230 $2,350 $1.05 19d 1 1.27mi
410 Point Place Dr Loganville, GA 3.0 2.5 2234 $2,400 $1.07 73d 1 1.27mi
840 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,300 $1.04 67d 1 1.29mi
660 Point Place Dr Loganville, GA 3.0 2.5 2234 $2,600 $1.16 38d 1 1.30mi
4140 Fox Chase Dr Loganville, GA 3.0 2.0 1356 $2,011 $1.48 1d 1 1.31mi
608 Hunters Cove Ln Loganville, GA 3.0 2.0 1550 $1,840 $1.19 23d 1 1.31mi
729 Fallowfield Dr Loganville, GA 3.0 2.0 1832 $2,165 $1.18 41d 1 1.32mi

Listing history 50 events

  1. 2026-08-08
    days on market $234,900 Active 535 DOM
  2. 2026-08-06
    days on market $234,900 Active 533 DOM
  3. 2026-08-05
    days on market $234,900 Active 532 DOM
  4. 2026-08-04
    days on market $234,900 Active 531 DOM
  5. 2026-08-03
    days on market $234,900 Active 530 DOM
  6. 2026-07-31
    days on market $234,900 Active 527 DOM
  7. 2026-07-30
    days on market $234,900 Active 526 DOM
  8. 2026-07-30
    days on market $234,900 Active 525 DOM
  9. 2026-07-28
    days on market $234,900 Active 524 DOM
  10. 2026-07-26
    days on market $234,900 Active 522 DOM
  11. 2026-07-24
    days on market $234,900 Active 520 DOM
  12. 2026-07-23
    days on market $234,900 Active 519 DOM
  13. 2026-07-22
    days on market $234,900 Active 518 DOM
  14. 2026-07-21
    days on market $234,900 Active 517 DOM
  15. 2026-07-20
    days on market $234,900 Active 516 DOM
  16. 2026-07-18
    days on market $234,900 Active 514 DOM
  17. 2026-07-18
    days on market $234,900 Active 513 DOM
  18. 2026-07-16
    days on market $234,900 Active 512 DOM
  19. 2026-07-15
    days on market $234,900 Active 511 DOM
  20. 2026-07-14
    days on market $234,900 Active 510 DOM
  21. 2026-07-13
    days on market $234,900 Active 509 DOM
  22. 2026-07-13
    days on market $234,900 Active 508 DOM
  23. 2026-07-11
    days on market $234,900 Active 507 DOM
  24. 2026-07-10
    days on market $234,900 Active 506 DOM
  25. 2026-07-09
    days on market $234,900 Active 505 DOM
  26. 2026-07-07
    days on market $234,900 Active 503 DOM
  27. 2026-07-06
    days on market $234,900 Active 502 DOM
  28. 2026-07-06
    days on market $234,900 Active 501 DOM
  29. 2026-07-05
    days on market $234,900 Active 500 DOM
  30. 2026-07-03
    days on market $234,900 Active 499 DOM
  31. 2026-07-02
    days on market $234,900 Active 498 DOM
  32. 2026-07-01
    days on market $234,900 Active 497 DOM
  33. 2026-06-30
    days on market $234,900 Active 496 DOM
  34. 2026-06-29
    days on market $234,900 Active 495 DOM
  35. 2026-06-28
    days on market $234,900 Active 494 DOM
  36. 2026-06-27
    days on market $234,900 Active 493 DOM
  37. 2026-06-26
    days on market $234,900 Active 492 DOM
  38. 2026-06-24
    days on market $234,900 Active 490 DOM
  39. 2026-06-22
    days on market $234,900 Active 488 DOM
  40. 2026-06-21
    days on market $234,900 Active 487 DOM
  41. 2026-06-18
    days on market $234,900 Active 484 DOM
  42. 2026-06-17
    days on market $234,900 Active 483 DOM
  43. 2026-06-16
    days on market $234,900 Active 482 DOM
  44. 2026-06-15
    days on market $234,900 Active 481 DOM
  45. 2026-06-13
    days on market $234,900 Active 479 DOM
  46. 2026-06-13
    days on market $234,900 Active 478 DOM
  47. 2026-06-09
    days on market $234,900 Active 475 DOM
  48. 2026-06-08
    days on market $234,900 Active 474 DOM
  49. 2026-06-07
    days on market $234,900 Active 473 DOM
  50. 2026-06-04
    days on market $234,900 Active 470 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,309
− Mortgage interest
−$17,682
− Property taxes
−$4,735
− Insurance
−$1,578
− Repairs & maintenance
−$2,185
− Management
−$2,185
− Depreciation
−$9,183
Taxable loss
−$10,238
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,457
After-tax cash flow
$-2,146/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This modern townhome is in excellent condition with no visible repairs needed. It offers a great layout and is move-in ready, making it an attractive option for both resale and rental markets.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms — Modernizes bathrooms and improves aesthetics
F Composite school gradezoned avg 46/100

Zoned Schools

Elementary Bay Creek Elementary School F GA #411/1,228 Nat'l #19,009/41,679 Middle Loganville Middle School D+ GA #89/470 Nat'l #4,159/14,009 High Loganville High School D GA #33/424 Nat'l #6,078/17,239

Schools (NCES district)

District
Walton County
NCES district ID
1305390
Math proficiency
43% ▼ -10.00%
Reading proficiency
41% ▼ -10.00%
Median HH income
$53,716
Composite
36.52/100
National rank
#4643
State rank
#31 of 174 in GA
B Composite livability gradescore 74/100

Livability — Loganville

Score
74/100
State rank
#39
US rank
#4689

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Loganville, GA
County
Walton County · 98,098 people
City population
79,811
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,811
Household income
$93,764
Rent vs Own
19.3% rent · 80.7% own
Severe rent burden
16% of renters

Population outlook (Walton County) Hauer SSP2

Today (2025)
98,098 people
By 2030
102,496 · +4.5%
By 2040
110,318 · +12.5%
By 2050
115,848 · +18.1%
By 2075
125,830 · +28.3%
By 2100
123,852 · +26.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Black 33% Hispanic / Latino 13% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 3% Cuban 1%
Common ancestry
Slovak 2% Lithuanian 2% Romanian 1%
Foreign-born
13% · Canada, Jamaica, Vietnam
Languages at home
84% English-only · Spanish 10% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Walton

2024 margin
Solid R (+45.9) · D 26.7% · R 72.6%
2008→2024 swing
+6.2pp toward D · 2008: -52.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+49.2 2016: R+56.4 2012: R+55.6 2008: R+52.1

Not yet ingested

Civics

Price history

-17.6% since first listed
4 events — show timeline
  • 2026-05-18 Price Changed $234,900 Zillow
  • 2026-03-25 Price Changed $254,900 Zillow
  • 2026-01-23 Price Changed $269,900 Zillow
  • 2025-02-19 Listed $284,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…