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1448 Ailin Dr
D+ Composite 47.05
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.4/30.0
  • DSCR +6.8/10.0
  • 1% rule +6.3/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$395,000

1448 Ailin Dr · College Station, TX 77845
4 bd · 4.5 ba · 1,844 sqft · Townhouse public records · 216 Days on market
Built 2022 3,311 sqft lot $214/sqft · 33% above area Est $297k · 33% over $120/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for an Aggie home for Fall 2026? This 4-bedroom, 4.5-bath end-unit townhome in ACE Townhomes offers an ideal layout for student living, with each bedroom featuring a private bath and walk-in closet for comfort and privacy. The bright, contemporary interior includes high ceilings, crown molding, and vinyl plank flooring throughout. The kitchen features granite countertops, a large island, stainless steel appliances, and attractive cabinetry—perfect for gathering before heading to Kyle Field. Additional features include a 2-car garage with keyless entry, ceiling fans in every room, washer and dryer, 14 SEER HVAC with 2-zone control, and a private fenced backyard. HOA covers lawn care, common areas, fence repairs, and sprinkler system. Currently leased through July 31, 2026, providing steady income until your Aggie moves in. Property is being sold unfurnished; however, furnishings may be purchased separately if desired. Great opportunity to own a turnkey investment in Aggieland!

Key facts

  • Private bath
  • Walk-in closet
  • End-unit townhome

Tags

END-UNIT TOWNHOMEPRIVATE BATHWALK-IN CLOSETHIGH CEILINGSCROWN MOLDINGVINYL PLANK FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.5-bath townhouse listed at $395k.

Deal economics

  • At list price, monthly cash flow is $584 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $395k).
  • Recommended offer: $348k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.1%/yr); 1168 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • At $4,458/mo this rent would consume 60% of the median local household income ($89k/yr) (locally 3329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 216 days — a 12% lower offer ($348k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $30k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $347,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 216 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.07%
Cash-on-cash
6.34%
DSCR
1.28
GRM
7.4

CMA / ARV

ARV (median comp)
$297,114
List price
$395,000
Delta
32.95%
Verdict
OVERPRICED
Comps
18 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3804 Silverthorne Ln 0.27mi 4/3.5 1,858 (+1%) 20mo $333,000 $179 66
3825 Blackhawk Ln 0.34mi 3/3.5 (-1) 1,818 (-1%) 11mo $324,900 $179 64
1758 Lonetree Dr 0.38mi 3/3.0 (-1) 1,610 (-13%) 7mo $334,000 $207 44
1617 Buena Vis 0.45mi 3/2.5 (-1) 1,598 (-13%) 8mo $339,999 $213 37
1756 Dakota Ln 0.49mi 3/2.0 (-1) 1,605 (-13%) 16mo $349,000 $217 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.76×
Total profit
$-26,016
Equity at exit
$58,896
10-year hold
IRR
3.5%
Equity multiple
1.26×
Total profit
$28,458
Equity at exit
$34,152

Cash invested: $110,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1168
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$4,458 high interval (Pro) →
Mortgage (P&I)
$2,071
Tax from tax record
$582 /mo · $6,982/yr
Insurance
$165
HOA
$120
Vacancy / Maint / Mgmt
$936
Net cashflow
$584

Break-even live

Break-even rent $3,719
Max offer price $395,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$98,750
Closing costs
$11,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2126 Crescent Pointe Pkwy College Station, TX 4.0 4.5 1864 $650 $0.35 43d 1 0.11mi
1416 Crescent Ridge Dr Unit 1328076P College Station, TX 4.0 3.0 1980 $7,187 $3.63 20d 1 0.12mi
1761 Dakota Ln College Station, TX 3.0 2.5 1598 $2,250 $1.41 20d 1 0.49mi
1762 Dakota Ln Unit 1328094P College Station, TX 3.0 3.0 1506 $2,852 $1.89 20d 1 0.52mi
1720 Summit Crossing Ln College Station, TX 1.0–3.0 1.0–2.0 983 $2,205 $2.24 13d 46 0.66mi
4150 Pendleton Dr Bryan, TX 1.0–3.0 1.0–3.0 1061 $1,955 $1.84 13d 28 0.89mi
5040 Mooney Falls Dr Unit 1328058P Bryan, TX 3.0 2.0 1840 $5,551 $3.02 13d 1 1.24mi
5041 Mooney Falls Dr Bryan, TX 3.0 2.0 1814 $2,400 $1.32 43d 1 1.27mi

HOA detail

Monthly dues
$120 · $1,440/yr
Likely covers
landscaping

Listing history 20 events

  1. 2026-06-18
    days on market $395,000 Active 216 DOM
  2. 2026-06-17
    days on market $395,000 Active 215 DOM
  3. 2026-06-16
    days on market $395,000 Active 214 DOM
  4. 2026-06-15
    days on market $395,000 Active 213 DOM
  5. 2026-06-14
    days on market $395,000 Active 211 DOM
  6. 2026-06-13
    days on market $395,000 Active 210 DOM
  7. 2026-06-10
    days on market $395,000 Active 208 DOM
  8. 2026-06-09
    days on market $395,000 Active 207 DOM
  9. 2026-06-08
    days on market $395,000 Active 206 DOM
  10. 2026-06-07
    days on market $395,000 Active 205 DOM
  11. 2026-06-03
    days on market $395,000 Active 201 DOM
  12. 2026-06-02
    days on market $395,000 Active 200 DOM
  13. 2026-06-01
    days on market $395,000 Active 199 DOM
  14. 2026-05-31
    days on market $395,000 Active 198 DOM
  15. 2026-05-30
    days on market $395,000 Active 197 DOM
  16. 2026-03-11
    price $395,000 1004-char remark
    Show marketing remark (1004 chars)

    Looking for an Aggie home for Fall 2026? This 4-bedroom, 4.5-bath end-unit townhome in ACE Townhomes offers an ideal layout for student living, with each bedroom featuring a private bath and walk-in closet for comfort and privacy. The bright, contemporary interior includes high ceilings, crown molding, and vinyl plank flooring throughout. The kitchen features granite countertops, a large island, stainless steel appliances, and attractive cabinetry—perfect for gathering before heading to Kyle Field. Additional features include a 2-car garage with keyless entry, ceiling fans in every room, washer and dryer, 14 SEER HVAC with 2-zone control, and a private fenced backyard. HOA covers lawn care, common areas, fence repairs, and sprinkler system. Currently leased through July 31, 2026, providing steady income until your Aggie moves in. Property is being sold unfurnished; however, furnishings may be purchased separately if desired. Great opportunity to own a turnkey investment in Aggieland!

  17. 2025-11-14
    listed $425,000 Active 1004-char remark
    Show marketing remark (1004 chars)

    Looking for an Aggie home for Fall 2026? This 4-bedroom, 4.5-bath end-unit townhome in ACE Townhomes offers an ideal layout for student living, with each bedroom featuring a private bath and walk-in closet for comfort and privacy. The bright, contemporary interior includes high ceilings, crown molding, and vinyl plank flooring throughout. The kitchen features granite countertops, a large island, stainless steel appliances, and attractive cabinetry—perfect for gathering before heading to Kyle Field. Additional features include a 2-car garage with keyless entry, ceiling fans in every room, washer and dryer, 14 SEER HVAC with 2-zone control, and a private fenced backyard. HOA covers lawn care, common areas, fence repairs, and sprinkler system. Currently leased through July 31, 2026, providing steady income until your Aggie moves in. Property is being sold unfurnished; however, furnishings may be purchased separately if desired. Great opportunity to own a turnkey investment in Aggieland!

  18. 2023-10-04
    historical $2,300
  19. 2023-09-22
    listed $2,300
  20. 2023-07-27
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,982 · $582/mo
Projected year-2 tax
$7,228 · $602/mo
Expected delta
+$247/yr (+$21/mo · 3.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$53,500
− Mortgage interest
−$22,126
− Property taxes
−$6,982
− Insurance
−$1,975
− Repairs & maintenance
−$4,280
− Management
−$4,280
− HOA
−$1,440
− Depreciation
−$11,491
Taxable income
$926
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$222
After-tax cash flow
$6,789/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
College Station, TX
County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+17073.9% since first listed
5 events — show timeline
  • 2026-03-11 Price Changed $395,000 BCSRMLS
  • 2025-11-14 Listed $425,000 BCSRMLS
  • 2023-10-04 Rental Removed $2,300 Constellation-bcsrmls
  • 2023-09-22 Listed for Rent $2,300 Constellation-bcsrmls
  • 2023-07-27 Sold (Public Records) Public Records

Property tax history

+60.1%/yr

Latest (2025): $6,982 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…