211 Fireline Rd · Bowmanstown, PA 18071

$150,000

2 bd · 1.5 ba · 1,035 sqft · SingleFamily public records · 74 Days on market

Built 1969 0.84 ac lot $145/sqft · 41% below area Est $253k · 41% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.4/30.0
• 1% rule +4.5/10.0
• DSCR +4.0/10.0
• Schools +4.0/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 3-bedroom, 1-bath ranch home sits on a desirable corner lot and offers a fantastic opportunity to build equity with a little elbow grease. Featuring a full basement for added storage or future living space, this home is full of potential for the right buyer. The property backs to a peaceful creek, providing a serene natural backdrop and added privacy. With solid bones and a great layout, this is the perfect canvas to create your dream home or next investment.

Key facts

• Backs to creek
• Full basement
• Corner lot

Tags

• CORNER LOT
• FULL BASEMENT
• BACKS TO CREEK

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $-424 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $75k (50.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $142k (5.4% below list).
• Recommended offer: $75k (50.0% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 67/100 on livability (#955 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
• Palmerton Area SD (suburban): math 37% / reading 56% proficiency, ranked #234 of 539 in PA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 41 active listings in the ZIP; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 74 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $72k; list at $150k implies a 108% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $75,020 (50.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 50% concession, seller financing, or rate buy-down credit?
3. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.31%
• Cash-on-cash: 0.06%
• DSCR: 1.00
• GRM: 8.8

CMA / ARV

• ARV (median comp): $252,854
• List price: $150,000
• Delta: -40.68%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
408 Ore St	0.24mi	3/1.0 (+1)	1,062 (+3%)	18mo	$275,000	$259	62
711 Fireline Rd	0.48mi	2/1.0	1,066 (+3%)	15mo	$251,000	$235	58
404 White St	0.29mi	3/1.5 (+1)	1,150 (+11%)	12mo	$279,900	$243	53
780 Lincoln Ave	0.28mi	3/1.0 (+1)	1,146 (+11%)	15mo	$295,000	$257	50
58 N Kittatinny Rd	0.48mi	3/1.0 (+1)	1,074 (+4%)	19mo	$185,000	$172	48
755 Pine St	0.57mi	3/2.0 (+1)	1,136 (+10%)	8mo	$324,900	$286	43
2375 E Lizard Creek Rd	0.50mi	3/1.0 (+1)	883 (-15%)	4mo	$240,000	$272	42
650 Lime St	0.48mi	3/1.0 (+1)	1,120 (+8%)	19mo	$305,000	$272	41
681 Pine St	0.46mi	3/1.0 (+1)	1,161 (+12%)	14mo	$245,000	$211	39
80-98 Horseshoe Ln	0.62mi	2/1.0	900 (-13%)	16mo	$115,000	$128	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -38.2%
• Equity multiple: -0.21×
• Total profit: $-51,006
• Equity at exit: $22,365

10-year hold

• IRR: -54.6%
• Equity multiple: -0.85×
• Total profit: $-77,867
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18071

• Home prices YoY: -26.4%
• Active inventory: 41
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,419 medium
• Mortgage (P&I): −$787
• Tax from tax record: −$270 /mo · $3,235/yr
• Insurance: −$62
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$298
• Net cashflow: $-424

Break-even live

Break-even rent $1,956

Max offer price $75,020

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Listing history 20 events

1. 2026-06-18
   days on market $150,000 Active 74 DOM
2. 2026-06-17
   days on market $150,000 Active 73 DOM
3. 2026-06-16
   days on market $150,000 Active 72 DOM
4. 2026-06-15
   days on market $150,000 Active 71 DOM
5. 2026-06-13
   days on market $150,000 Active 69 DOM
6. 2026-06-12
   days on market $150,000 Active 68 DOM
7. 2026-06-09
   days on market $150,000 Active 65 DOM
8. 2026-06-08
   days on market $150,000 Active 64 DOM
9. 2026-06-08
   days on market $150,000 Active 63 DOM
10. 2026-06-07
    days on market $150,000 Active 62 DOM
11. 2026-06-04
    days on market $150,000 Active 59 DOM
12. 2026-06-02
    days on market $150,000 Active 58 DOM
13. 2026-06-01
    days on market $150,000 Active 57 DOM
14. 2026-05-31
    days on market $150,000 Active 56 DOM
15. 2026-05-07
    price $150,000 468-char remark

    Show marketing remark (468 chars)

    This 3-bedroom, 1-bath ranch home sits on a desirable corner lot and offers a fantastic opportunity to build equity with a little elbow grease. Featuring a full basement for added storage or future living space, this home is full of potential for the right buyer. The property backs to a peaceful creek, providing a serene natural backdrop and added privacy. With solid bones and a great layout, this is the perfect canvas to create your dream home or next investment.

16. 2026-04-27
    status Active 468-char remark

    Show marketing remark (468 chars)

    This 3-bedroom, 1-bath ranch home sits on a desirable corner lot and offers a fantastic opportunity to build equity with a little elbow grease. Featuring a full basement for added storage or future living space, this home is full of potential for the right buyer. The property backs to a peaceful creek, providing a serene natural backdrop and added privacy. With solid bones and a great layout, this is the perfect canvas to create your dream home or next investment.

17. 2026-04-21
    status Pending 468-char remark

    Show marketing remark (468 chars)

    This 3-bedroom, 1-bath ranch home sits on a desirable corner lot and offers a fantastic opportunity to build equity with a little elbow grease. Featuring a full basement for added storage or future living space, this home is full of potential for the right buyer. The property backs to a peaceful creek, providing a serene natural backdrop and added privacy. With solid bones and a great layout, this is the perfect canvas to create your dream home or next investment.

18. 2026-03-30
    listed $160,000 Active 468-char remark

    Show marketing remark (468 chars)

    This 3-bedroom, 1-bath ranch home sits on a desirable corner lot and offers a fantastic opportunity to build equity with a little elbow grease. Featuring a full basement for added storage or future living space, this home is full of potential for the right buyer. The property backs to a peaceful creek, providing a serene natural backdrop and added privacy. With solid bones and a great layout, this is the perfect canvas to create your dream home or next investment.

19. 2025-11-14
    listed $220,000 Active
20. 2004-11-30
    soldstatus $72,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,235 · $270/mo
• Projected year-2 tax: $3,235 · $270/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 8 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,025
• − Mortgage interest: −$8,402
• − Property taxes: −$3,235
• − Insurance: −$5,868
• − Repairs & maintenance: −$1,362
• − Management: −$1,362
• − Depreciation: −$4,364
• Taxable loss: −$7,569
• Est. tax savings @ 24.0%: +$1,816
• After-tax cash flow: $-3,277/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palmerton Area SD
• NCES district ID: 4218360
• Math proficiency: 37% ▼ -11.00%
• Reading proficiency: 56% ▼ -8.00%
• Median HH income: $55,180
• Composite: 40.3/100
• National rank: #3758
• State rank: #234 of 539 in PA

Livability — Bowmanstown

• Score: 67/100
• State rank: #955
• US rank: #10470

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bowmanstown, PA
• City population: 483
• Population (ZIP): 11,047

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Hispanic / Latino 3% Two or more races 2%
• Common ancestry: Polish 7% Iranian 4% Subsaharan African 2%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.32%
• Current HPI: 179.6388
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+108.3% since first listed

6 events — show timeline

• 2026-05-07 Price Changed $150,000 GLVRMLS
• 2026-04-27 Relisted — GLVRMLS
• 2026-04-21 Pending — GLVRMLS
• 2026-03-30 Listed $160,000 GLVRMLS
• 2025-11-14 Listed $220,000 GLVRMLS
• 2004-11-30 Sold (Public Records) $72,000 Public Records

Property tax history

+2.6%/yr

Latest (2026): $3,235 · +1.6% YoY. Source: county tax records.