1647 Sunnyside Dr · Pocono Springs, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 89°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.1/30.0
- Appreciation +6.2/10.0
- Schools +4.0/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.6/10.0
- DSCR +1.3/10.0
- ARV discount +0.0/15.0
$290,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Completely renovated bi-level home in Pocono Country Place featuring 3 bedrooms and 2 full bathrooms. This move-in ready property offers a newer roof, new flooring throughout, a finished basement perfect for additional living or entertainment space, and plenty of parking.
Key facts
- Newer roof
- New flooring
- Plenty of parking
Tags
Property features AI
Finance
- Other: Zoned residential
- HOA & community: Homeowners association with an annual fee of $1,600 (about $133.33/month)
Exterior
- Parking: Attached 1-car garage
- Utilities: Shared well water; Public sewer
- Home design: Single-family residence; Two levels
- Construction: Stone and vinyl siding exterior
- Exterior features: Shed(s); Lot in a residential subdivision (Pocono Country Place)
Interior
- Bathrooms: 1 full bathroom; 1 three-quarter bathroom
- Heating & cooling: Electric heating; Baseboard heating
- Interior features: Finished basement; Total of 8 rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $290k.
Deal economics
- At list price, monthly cash flow is $-416 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $217k (25.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (33.7% below list).
- Recommended offer: $192k (33.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#560 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
- Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 355 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($2k loan paydown + $7k appreciation (2.4% local appreciation)).
- Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 4.57%
- Cash-on-cash
- -6.14%
- DSCR
- 0.73
- GRM
- 12.6
CMA / ARV
- ARV (on-the-fly)
- $201,696
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1575 Black Birch Way | 0.13mi | 3/2.0 | 1,032 (-2%) | 15mo | $212,000 | $205 | 74 |
| 1031 Knollwood Dr | 0.25mi | 3/2.0 | 1,100 (+4%) | 9mo | $146,000 | $133 | 70 |
| 1259 Winding Way | 0.59mi | 3/1.0 | 1,026 (-3%) | 6mo | $184,900 | $180 | 63 |
| 1125 Knollwood Dr | 0.48mi | 3/1.0 | 1,124 (+6%) | 9mo | $223,000 | $198 | 60 |
| 2638 Foxledge Dr | 0.71mi | 3/2.0 | 1,021 (-3%) | 1mo | $190,000 | $186 | 56 |
| 9008 Idlewild Dr | 0.66mi | 2/1.0 (-1) | 1,080 (+2%) | 9mo | $130,000 | $120 | 53 |
| 1900 Horseshoe Bnd | 0.54mi | 3/1.5 | 1,149 (+9%) | 9mo | $225,000 | $196 | 51 |
| 1517 Black Birch Way | 0.27mi | 2/2.0 (-1) | 1,176 (+11%) | 11mo | $245,000 | $208 | 50 |
| 9148 Brandywine Dr | 0.68mi | 3/1.5 | 1,120 (+6%) | 10mo | $214,000 | $191 | 48 |
| 1789 Rolling Hills Dr | 0.50mi | 3/2.0 | 1,200 (+14%) | 6mo | $285,000 | $238 | 45 |
| 9423 Juniper Dr | 0.71mi | 3/2.0 | 1,179 (+12%) | 8mo | $150,844 | $128 | 37 |
| 2755 Cleremont Dr | 0.61mi | 3/2.0 | 1,196 (+13%) | 15mo | $190,000 | $159 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.36% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -0.3%
- Equity multiple
- 0.98×
- Total profit
- $-1,295
- Equity at exit
- $120,022
- IRR
- 3.9%
- Equity multiple
- 1.55×
- Total profit
- $44,959
- Equity at exit
- $177,274
Cash invested: $81,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18466
- Home prices YoY
- 1.2%
- Active inventory
- 355
- Price-to-rent
- 12.6×
Monthly cashflow live
- Estimated rent
- $1,923 medium interval (Pro) →
- Mortgage (P&I)
- −$1,521
- Tax from tax record
- −$160 /mo · $1,923/yr
- Insurance
- −$121
- HOA
- −$133
- Vacancy / Maint / Mgmt
- −$404
- Net cashflow
- $-416
Break-even live
Sensitivity live
| Price | -10% $-251 | -5% $-333 | +0% $-416 | +5% $-498 | +10% $-580 |
|---|---|---|---|---|---|
| Rent | -10% $-567 | -5% $-491 | +0% $-416 | +5% $-340 | +10% $-264 |
| Rate | -1.0pp $-269 | -0.5pp $-342 | base $-416 | +0.5pp $-491 | +1.0pp $-567 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,500
- Closing costs
- $8,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1763 Rolling Hills Dr Tobyhanna, PA | 3.0 | 1.5 | 1008 | $1,800 | $1.79 | 8d | 1 | 0.29mi |
| 2846 Fairhaven Dr Tobyhanna, PA | 3.0 | 2.0 | 1024 | $1,950 | $1.90 | 14d | 1 | 0.66mi |
| 9026 Idlewild Dr Tobyhanna, PA | 3.0 | 2.0 | 1068 | $2,300 | $2.15 | 14d | 1 | 0.77mi |
| 5215 Sundew Ter Tobyhanna, PA | 3.0 | 1.5 | 1200 | $1,750 | $1.46 | 44d | 1 | 1.31mi |
HOA detail
- Monthly dues
- $133 · $1,596/yr
Listing history 23 events
-
2026-06-19days on market $290,000 Active 22 DOM
-
2026-06-18days on market $290,000 Active 21 DOM
-
2026-06-17days on market $290,000 Active 20 DOM
-
2026-06-16days on market $290,000 Active 19 DOM
-
2026-06-15days on market $290,000 Active 18 DOM
-
2026-06-14days on market $290,000 Active 16 DOM
-
2026-06-13days on market $290,000 Active 15 DOM
-
2026-06-10days on market $290,000 Active 13 DOM
-
2026-06-09days on market $290,000 Active 12 DOM
-
2026-06-08days on market $290,000 Active 11 DOM
-
2026-06-07days on market $290,000 Active 10 DOM
-
2026-06-02days on market $290,000 Active 5 DOM
-
2026-06-01days on market $290,000 Active 4 DOM
-
2026-05-31days on market $290,000 Active 3 DOM
-
2026-05-30days on market $290,000 Active 2 DOM
-
2026-05-27$290,000 Active
-
2026-04-09price $289,000
-
2026-02-16price $300,000
-
2026-01-12price $315,000
-
2026-01-12price $310,000
-
2025-12-01$325,000 Active
-
2016-07-14$69,000
-
2009-11-03$159,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,923 · $160/mo
- Projected year-2 tax
- $3,253 · $271/mo
- Expected delta
- +$1,329/yr (+$111/mo · 69.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,079
- − Mortgage interest
- −$16,245
- − Property taxes
- −$1,923
- − Insurance
- −$1,450
- − Repairs & maintenance
- −$1,846
- − Management
- −$1,846
- − HOA
- −$1,596
- − Depreciation
- −$8,436
- Taxable loss
- −$10,264
- Est. tax savings @ 24.0%
- +$2,463
- After-tax cash flow
- $-2,523/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocono Mountain SD
- NCES district ID
- 4219500
- Math proficiency
- 37% ▼ -5.00%
- Reading proficiency
- 55% ▲ 1.00%
- Median HH income
- $55,317
- Composite
- 39.91/100
- National rank
- #3856
- State rank
- #245 of 539 in PA
Livability — Pocono Springs
- Score
- 73/100
- State rank
- #560
- US rank
- #5263
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 17,997
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 164,099 people
- By 2030
- 161,412 · -1.6%
- By 2040
- 154,616 · -5.8%
- By 2050
- 146,710 · -10.6%
- By 2075
- 140,830 · -14.2%
- By 2100
- 138,472 · -15.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 12% Dominican 6%
- Common ancestry
- Romanian 2% Portuguese 1% German 1%
- Foreign-born
- 16% · Canada
- Languages at home
- 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Monroe
- 2024 margin
- Toss-up / Even · D 49.1% · R 49.9%
- 2008→2024 swing
- -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
- All cycles
- 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.36%
- Current HPI
- 202.4134
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+81.4% since first listed8 events — show timeline
- 2026-05-27 Listed $290,000 LCAR
- 2026-04-09 Price Changed $289,000 PMAR
- 2026-02-16 Price Changed $300,000 PMAR
- 2026-01-12 Price Changed $315,000 PMAR
- 2026-01-12 Price Changed $310,000 PMAR
- 2025-12-01 Listed $325,000 PMAR
- 2016-07-14 Listed $69,000 PMAR
- 2009-11-03 Listed $159,900 PMAR
Property tax history
-0.0%/yrLatest (2026): $1,923 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…