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6472 Amalie Dr
D Composite 41.33
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.9/30.0
  • ARV discount +10.0/15.0
  • Schools +4.2/10.0
  • Livability +3.7/5.0
  • DSCR +3.5/10.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$208,000

6472 Amalie Dr · Bryant, AR 72002
3 bd · 2.0 ba · 1,422 sqft · SingleFamily public records · 86 Days on market
Built 2019 3,920 sqft lot Est $220k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .

Key facts

  • 3,920 sq ft lot
  • 2 parking spots
  • Built 2019

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $208k.

Deal economics

  • At list price, monthly cash flow is $-55 ($-657/yr) — negative.
  • To cash-flow at today's rent, offer at most $198k (4.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (19.9% below list).
  • Recommended offer: $167k (19.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 3.9% in Bryant — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#16 in AR, #4,487 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Bryant School District (suburban): math 49% / reading 48% proficiency, ranked #16 of 238 in AR (top 7%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Salem Elementary School (math 56% / reading 41%, grade D, #109 of 454 statewide, top 25%, 479 students, 46% FRL); Bethel Middle School (math 62% / reading 58%, grade B, #11 of 201 statewide, top 5%, 709 students, 43% FRL); Bryant High School (math 32% / reading 50%, grade F, #43 of 292 statewide, top 15%, 2,199 students, 47% FRL).
  • Market conditions: 183 active listings in the ZIP; 446 units permitted in Saline County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Saline County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $149k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $166,601 (19.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.98%
Cash-on-cash
-1.13%
DSCR
0.95
GRM
10.4

CMA / ARV

ARV (on-the-fly)
$220,410
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6445 Amalie Dr 0.09mi 3/2.0 1,484 (+4%) 2mo $223,000 $150 87
6492 Amalie Dr 0.07mi 3/2.0 1,471 (+3%) 6mo $200,000 $136 86
6117 Gordy Dr 0.16mi 3/2.0 1,381 (-3%) 2mo $217,500 $157 86
5520 Bundy Dr 0.18mi 3/2.0 1,381 (-3%) 6mo $214,900 $156 81
6308 Lena Dr 0.21mi 3/2.0 1,422 (0%) 12mo $221,000 $155 80
6300 Lena Dr 0.24mi 3/2.0 1,551 (+9%) 1mo $239,000 $154 73
6520 Amalie Dr 0.16mi 3/2.0 1,493 (+5%) 14mo $224,900 $151 73
9701 Zuber 0.26mi 3/2.0 1,365 (-4%) 10mo $216,900 $159 73
6429 Amalie Dr 0.15mi 3/2.0 1,540 (+8%) 13mo $235,000 $153 68
6554 Amalie Dr 0.17mi 3/2.0 1,625 (+14%) 3mo $270,000 $166 66
6404 Amalie Dr Dr 0.22mi 3/2.0 1,584 (+11%) 12mo $190,000 $120 60
6550 Amalie Dr 0.23mi 3/2.0 1,625 (+14%) 7mo $270,000 $166 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.2%
Equity multiple
0.36×
Total profit
$-37,209
Equity at exit
$31,013
10-year hold
IRR
-10.5%
Equity multiple
0.37×
Total profit
$-36,956
Equity at exit
$17,984

Cash invested: $58,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72002

Home prices YoY
-11.0%
Active inventory
183
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,666 medium interval (Pro) →
Mortgage (P&I)
$1,091
Tax from tax record
$193 /mo · $2,322/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$350
Net cashflow
$-55

Break-even live

Break-even rent $1,735
Max offer price $198,326
Occupancy floor 98%

Sensitivity live

Price -10% $63 -5% $4 +0% $-55 +5% $-114 +10% $-173
Rent -10% $-186 -5% $-121 +0% $-55 +5% $11 +10% $77
Rate -1.0pp $50 -0.5pp $-2 base $-55 +0.5pp $-109 +1.0pp $-163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,000
Closing costs
$6,240
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2025-09-26
    status Under Contract
  2. 2025-07-02
    listed $208,000 New Listing
  3. 2019-05-31
    soldstatus $148,900 Sold 194-char remark
    Show marketing remark (194 chars)

    Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .

  4. 2019-04-26
    status Under Contract 194-char remark
    Show marketing remark (194 chars)

    Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .

  5. 2019-03-16
    listed $148,900 New Listing 194-char remark
    Show marketing remark (194 chars)

    Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,322 · $193/mo
Projected year-2 tax
$2,322 · $193/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,992
− Mortgage interest
−$11,651
− Property taxes
−$2,322
− Insurance
−$1,040
− Repairs & maintenance
−$1,599
− Management
−$1,599
− Depreciation
−$6,051
Taxable loss
−$4,270
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,025
After-tax cash flow
$368/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bryant School District
NCES district ID
0503690
Math proficiency
49% ▼ -13.00%
Reading proficiency
48% ▼ -8.00%
Median HH income
$57,578
Composite
42.28/100
National rank
#3266
State rank
#16 of 238 in AR

Livability — Bryant

Score
74/100
State rank
#16
US rank
#4487

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment A- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bryant, AR
City population
18,350
Population (ZIP)
21,386

Population outlook (Saline County) Hauer SSP2

Today (2025)
140,141 people
By 2030
151,233 · +7.9%
By 2040
173,100 · +23.5%
By 2050
194,368 · +38.7%
By 2075
245,295 · +75.0%
By 2100
279,117 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Black 20% Hispanic / Latino 10% Two or more races 7%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 3% Lithuanian 2% Serbian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 8%

Political lean MEDSL · Saline

2024 margin
Solid R (+40.1) · D 28.8% · R 69.0% · Other 2.2%
2008→2024 swing
+0.8pp no change · 2008: -41.0pp · 2024: -40.1pp
All cycles
2024: R+40.1 2020: R+41.2 2016: R+43.5 2012: R+42.7 2008: R+41.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.89%
Current HPI
226.2889
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+39.7% since first listed
5 events — show timeline
  • 2025-09-26 Pending CARMLS
  • 2025-07-02 Listed $208,000 CARMLS
  • 2019-05-31 Sold (MLS) $148,900 CARMLS
  • 2019-04-26 Pending CARMLS
  • 2019-03-16 Listed $148,900 CARMLS

Property tax history

+22.7%/yr

Latest (2025): $2,322 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…