6472 Amalie Dr · Bryant, AR
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.9/30.0
- ARV discount +10.0/15.0
- Schools +4.2/10.0
- Livability +3.7/5.0
- DSCR +3.5/10.0
- 1% rule +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$208,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .
Key facts
- 3,920 sq ft lot
- 2 parking spots
- Built 2019
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $208k.
Deal economics
- At list price, monthly cash flow is $-55 ($-657/yr) — negative.
- To cash-flow at today's rent, offer at most $198k (4.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (19.9% below list).
- Recommended offer: $167k (19.9% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 3.9% in Bryant — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#16 in AR, #4,487 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Bryant School District (suburban): math 49% / reading 48% proficiency, ranked #16 of 238 in AR (top 7%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Salem Elementary School (math 56% / reading 41%, grade D, #109 of 454 statewide, top 25%, 479 students, 46% FRL); Bethel Middle School (math 62% / reading 58%, grade B, #11 of 201 statewide, top 5%, 709 students, 43% FRL); Bryant High School (math 32% / reading 50%, grade F, #43 of 292 statewide, top 15%, 2,199 students, 47% FRL).
- Market conditions: 183 active listings in the ZIP; 446 units permitted in Saline County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Saline County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 86 days — a 6% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $149k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 86 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 5.98%
- Cash-on-cash
- -1.13%
- DSCR
- 0.95
- GRM
- 10.4
CMA / ARV
- ARV (on-the-fly)
- $220,410
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6445 Amalie Dr | 0.09mi | 3/2.0 | 1,484 (+4%) | 2mo | $223,000 | $150 | 87 |
| 6492 Amalie Dr | 0.07mi | 3/2.0 | 1,471 (+3%) | 6mo | $200,000 | $136 | 86 |
| 6117 Gordy Dr | 0.16mi | 3/2.0 | 1,381 (-3%) | 2mo | $217,500 | $157 | 86 |
| 5520 Bundy Dr | 0.18mi | 3/2.0 | 1,381 (-3%) | 6mo | $214,900 | $156 | 81 |
| 6308 Lena Dr | 0.21mi | 3/2.0 | 1,422 (0%) | 12mo | $221,000 | $155 | 80 |
| 6300 Lena Dr | 0.24mi | 3/2.0 | 1,551 (+9%) | 1mo | $239,000 | $154 | 73 |
| 6520 Amalie Dr | 0.16mi | 3/2.0 | 1,493 (+5%) | 14mo | $224,900 | $151 | 73 |
| 9701 Zuber | 0.26mi | 3/2.0 | 1,365 (-4%) | 10mo | $216,900 | $159 | 73 |
| 6429 Amalie Dr | 0.15mi | 3/2.0 | 1,540 (+8%) | 13mo | $235,000 | $153 | 68 |
| 6554 Amalie Dr | 0.17mi | 3/2.0 | 1,625 (+14%) | 3mo | $270,000 | $166 | 66 |
| 6404 Amalie Dr Dr | 0.22mi | 3/2.0 | 1,584 (+11%) | 12mo | $190,000 | $120 | 60 |
| 6550 Amalie Dr | 0.23mi | 3/2.0 | 1,625 (+14%) | 7mo | $270,000 | $166 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.2%
- Equity multiple
- 0.36×
- Total profit
- $-37,209
- Equity at exit
- $31,013
- IRR
- -10.5%
- Equity multiple
- 0.37×
- Total profit
- $-36,956
- Equity at exit
- $17,984
Cash invested: $58,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72002
- Home prices YoY
- -11.0%
- Active inventory
- 183
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $1,666 medium interval (Pro) →
- Mortgage (P&I)
- −$1,091
- Tax from tax record
- −$193 /mo · $2,322/yr
- Insurance
- −$87
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$350
- Net cashflow
- $-55
Break-even live
Sensitivity live
| Price | -10% $63 | -5% $4 | +0% $-55 | +5% $-114 | +10% $-173 |
|---|---|---|---|---|---|
| Rent | -10% $-186 | -5% $-121 | +0% $-55 | +5% $11 | +10% $77 |
| Rate | -1.0pp $50 | -0.5pp $-2 | base $-55 | +0.5pp $-109 | +1.0pp $-163 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,000
- Closing costs
- $6,240
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 5 events
-
2025-09-26status Under Contract
-
2025-07-02$208,000 New Listing
-
2019-05-31soldstatus $148,900 Sold 194-char remark
Show marketing remark (194 chars)
Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .
-
2019-04-26status Under Contract 194-char remark
Show marketing remark (194 chars)
Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .
-
2019-03-16$148,900 New Listing 194-char remark
Show marketing remark (194 chars)
Rausch Coleman Foster Plan: 3 beds 2 bath with a open concept and a bar area for entertaining. Features LVP in the living space and wet area's , 9 ft ceilings in the living space and kitchen. .
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $2,322 · $193/mo
- Projected year-2 tax
- $2,322 · $193/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,992
- − Mortgage interest
- −$11,651
- − Property taxes
- −$2,322
- − Insurance
- −$1,040
- − Repairs & maintenance
- −$1,599
- − Management
- −$1,599
- − Depreciation
- −$6,051
- Taxable loss
- −$4,270
- Est. tax savings @ 24.0%
- +$1,025
- After-tax cash flow
- $368/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bryant School District
- NCES district ID
- 0503690
- Math proficiency
- 49% ▼ -13.00%
- Reading proficiency
- 48% ▼ -8.00%
- Median HH income
- $57,578
- Composite
- 42.28/100
- National rank
- #3266
- State rank
- #16 of 238 in AR
Livability — Bryant
- Score
- 74/100
- State rank
- #16
- US rank
- #4487
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bryant, AR
- City population
- 18,350
- Population (ZIP)
- 21,386
Population outlook (Saline County) Hauer SSP2
- Today (2025)
- 140,141 people
- By 2030
- 151,233 · +7.9%
- By 2040
- 173,100 · +23.5%
- By 2050
- 194,368 · +38.7%
- By 2075
- 245,295 · +75.0%
- By 2100
- 279,117 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 20% Hispanic / Latino 10% Two or more races 7%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Slovak 3% Lithuanian 2% Serbian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · Saline
- 2024 margin
- Solid R (+40.1) · D 28.8% · R 69.0% · Other 2.2%
- 2008→2024 swing
- +0.8pp no change · 2008: -41.0pp · 2024: -40.1pp
- All cycles
- 2024: R+40.1 2020: R+41.2 2016: R+43.5 2012: R+42.7 2008: R+41.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -27.89%
- Current HPI
- 226.2889
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
||
Price history
+39.7% since first listed5 events — show timeline
- 2025-09-26 Pending — CARMLS
- 2025-07-02 Listed $208,000 CARMLS
- 2019-05-31 Sold (MLS) $148,900 CARMLS
- 2019-04-26 Pending — CARMLS
- 2019-03-16 Listed $148,900 CARMLS
Property tax history
+22.7%/yrLatest (2025): $2,322 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…