2916 Elm St · Toledo, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.8/10.0
- ARV discount +7.5/15.0
- Rent growth +3.5/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$73,300
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3-bedroom, 1-bath home featuring a cozy den and detached garage. Perfect for investors or homeowners alike. This property offers solid rental potential and room to add value. Currently rented out for $1,200/month through 4/10/2026, providing immediate cash flow. Can be purchased individually or as part of a package with 3019 Hartman St, 446 E. Park St, 811 Bush St, and 2610 Chestnut St. Great opportunity! Showings are available only after an accepted offer.
Key facts
- Covered front porch
- Back yard
- Newer kitchen
Tags
Property features AI
Exterior
- Parking: Off-street parking (1 space) with alley access
- Utilities: Electricity connected (100 amp service); Public water; Public sewer
- Home design: Single-family residence (house); One and one-half levels; No attached units or common walls
- Construction: Metal siding; Block foundation; Asphalt roof; Built with block foundation
- Exterior features: Front porch; Chain-link fencing; Alley and city street frontage
Interior
- Kitchen: Gas range; Microwave
- Bedrooms: Upper-level bedrooms (two): one ~15 x 16, one ~11 x 11, plus a smaller upper bedroom ~7 x 10
- Flooring: Carpet; Plank flooring
- Bathrooms: One full bathroom
- Heating & cooling: Forced-air heating (natural gas)
- Interior features: Ceiling fans; Storage; Unfinished block basement
- Laundry & utility: Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $73k.
Deal economics
- At list price, monthly cash flow is $384 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $73k).
- Recommended offer: $71k (3.0% below list) — sets the bar for market timing.
- Cap rate 12.6% vs local median 7.7% in Toledo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime F, commute F.
- Toledo City (urban): math 15% / reading 24% proficiency, ranked #634 of 656 in OH (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Spring Elementary School (math 2% / reading 8%, grade F, #1,554 of 1,584 statewide, top 100%, 231 students, 0% FRL); Woodward High School (math 2% / reading 22%, grade F, #726 of 781 statewide, top 94%, 672 students, 0% FRL) — zoned schools average 0% FRL vs 72% district-wide (72 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+3.9%/yr); 59 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).
- This rent runs 45% of the median local income ($29k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $507 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.9% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($71k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1907 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.48% ✓
- Cap rate
- 12.58%
- Cash-on-cash
- 22.46%
- DSCR
- 2.00
- GRM
- 5.6
CMA / ARV
- ARV (median comp)
- $48,401
- List price
- $73,300
- Delta
- 51.44%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 324 Moss St | 0.26mi | 3/1.0 | 1,440 (-1%) | 3mo | $49,000 | $34 | 84 |
| 3119 Mulberry St | 0.26mi | 3/1.0 | 1,513 (+4%) | 3mo | $60,500 | $40 | 78 |
| 532 Dexter St | 0.17mi | 3/1.5 | 1,307 (-10%) | 2mo | $62,000 | $47 | 72 |
| 2459 Franklin Ave | 0.70mi | 3/1.5 | 1,436 (-1%) | 2mo | $100,000 | $70 | 62 |
| 232 E Oakland St | 0.41mi | 4/1.5 (+1) | 1,541 (+6%) | 3mo | $37,000 | $24 | 61 |
| 18 W Oakland St | 0.65mi | 3/2.0 | 1,396 (-4%) | 1mo | $114,000 | $82 | 58 |
| 1016 E Central Ave | 0.68mi | 4/1.0 (+1) | 1,485 (+2%) | 3mo | $27,500 | $19 | 57 |
| 255 E Pearl St | 0.53mi | 4/2.0 (+1) | 1,360 (-6%) | 1mo | $97,000 | $71 | 55 |
| 414 Palmer St | 0.32mi | 2/1.0 (-1) | 1,239 (-15%) | 3mo | $65,000 | $52 | 53 |
| 916 Saint John Ave Ave | 0.60mi | 3/1.0 | 1,248 (-14%) | 4mo | $39,800 | $32 | 45 |
| 307 Majestic Dr | 0.69mi | 3/2.0 | 1,309 (-10%) | 3mo | $91,000 | $70 | 45 |
| 298 W Park St | 0.74mi | 3/1.0 | 1,626 (+12%) | 4mo | $33,000 | $20 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.89% rent growth · sell at horizon
- IRR
- 16.2%
- Equity multiple
- 1.66×
- Total profit
- $13,567
- Equity at exit
- $10,929
- IRR
- 25.5%
- Equity multiple
- 3.31×
- Total profit
- $47,408
- Equity at exit
- $6,338
Cash invested: $20,524 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 43608
- Home prices YoY
- -21.3%
- Rents YoY
- 3.9%
- Active inventory
- 59
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $1,087 high interval (Pro) →
- Mortgage (P&I)
- −$384
- Tax from tax record
- −$60 /mo · $716/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$228
- Net cashflow
- $384
Break-even live
Sensitivity live
| Price | -10% $426 | -5% $405 | +0% $384 | +5% $363 | +10% $343 |
|---|---|---|---|---|---|
| Rent | -10% $298 | -5% $341 | +0% $384 | +5% $427 | +10% $470 |
| Rate | -1.0pp $421 | -0.5pp $403 | base $384 | +0.5pp $365 | +1.0pp $346 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,325
- Closing costs
- $2,199
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 319 Dexter St Toledo, OH | 2.0 | 1.0 | 990 | $1,005 | $1.02 | 45d | 1 | 0.08mi |
| 420 Everett St Toledo, OH | 2.0 | 1.0 | 1000 | $975 | $0.97 | 24d | 1 | 0.08mi |
| 329 Mettler St Toledo, OH | 2.0 | 1.0 | 908 | $975 | $1.07 | 15d | 1 | 0.12mi |
| 227 Everett St Toledo, OH | 2.0 | 1.0 | 914 | $850 | $0.93 | 45d | 1 | 0.13mi |
| 2621 Chestnut St Toledo, OH | 3.0 | 1.0 | 1444 | $1,250 | $0.87 | 45d | 1 | 0.25mi |
| 225 Palmer St Toledo, OH | 2.0 | 1.0 | 924 | $895 | $0.97 | 45d | 1 | 0.35mi |
| 152 Austin St Toledo, OH | 4.0 | 1.5 | 1370 | $1,150 | $0.84 | 24d | 1 | 0.38mi |
| 516 E Hudson St Toledo, OH | 3.0 | 1.0 | 1204 | $1,098 | $0.91 | 15d | 1 | 0.44mi |
| 524 E Hudson St Toledo, OH | 2.0 | 1.0 | 1050 | $825 | $0.79 | 45d | 1 | 0.45mi |
| 524 E Hudson St Toledo, OH | 3.0 | 1.0 | 1150 | $895 | $0.78 | 22d | 1 | 0.45mi |
| 1337 Moore St Toledo, OH | 3.0 | 1.5 | 1194 | $995 | $0.83 | 22d | 1 | 0.47mi |
| 424 E Lake St Toledo, OH | 3.0 | 1.0 | 1228 | $1,075 | $0.88 | 15d | 1 | 0.55mi |
| 59 E Hudson St Toledo, OH | 3.0 | 1.0 | 1368 | $1,100 | $0.80 | 45d | 1 | 0.59mi |
| 405 E Manhattan Blvd Toledo, OH | 2.0 | 1.0 | 1000 | $900 | $0.90 | 15d | 1 | 0.65mi |
| 710 E Lake St Toledo, OH | 3.0 | 1.0 | 1242 | $1,000 | $0.81 | 15d | 1 | 0.67mi |
| 31 W Oakland St Toledo, OH | 4.0 | 1.0 | 1188 | $1,249 | $1.05 | 24d | 1 | 0.67mi |
| 830 Homer Ave Toledo, OH | 3.0 | 1.0 | 1208 | $895 | $0.74 | 45d | 1 | 0.76mi |
| 119 Winthrop St Toledo, OH | 3.0 | 1.0 | 1734 | $1,350 | $0.78 | 24d | 1 | 0.89mi |
| 425 Boston Pl Unit A Toledo, OH | 2.0 | 1.0 | 1200 | $895 | $0.75 | 24d | 1 | 0.95mi |
| 3606 Doyle St Toledo, OH | 3.0 | 2.0 | 1650 | $1,100 | $0.67 | 45d | 1 | 1.02mi |
| 426 Beacon St Toledo, OH | 1.0–2.0 | 1.0–1.5 | 809 | $882 | $1.09 | 15d | 10 | 1.03mi |
| 3439 Jeannette Ave Toledo, OH | 3.0 | 1.0 | 1098 | $1,095 | $1.00 | 45d | 1 | 1.03mi |
| 2131 Franklin Ave Toledo, OH | 2.0 | 2.0 | 1255 | $900 | $0.72 | 45d | 1 | 1.06mi |
| 1031 N Michigan St Toledo, OH | 3.0 | 2.0 | 1488 | $1,195 | $0.80 | 24d | 1 | 1.07mi |
| 724 Mulberry St Toledo, OH | 4.0 | 1.0 | 1530 | $995 | $0.65 | 45d | 1 | 1.15mi |
| 610 Cadillac Ct Toledo, OH | 3.0 | 1.0 | 1409 | $1,050 | $0.75 | 24d | 1 | 1.16mi |
| 614 Cadillac Ct Toledo, OH | 3.0 | 1.0 | 1581 | $1,075 | $0.68 | 24d | 1 | 1.17mi |
| 2907 Rockwood Pl Toledo, OH | 3.0 | 1.0 | 1494 | $1,100 | $0.74 | 15d | 1 | 1.18mi |
| 630 Mulberry St Toledo, OH | 2.0 | 1.0 | 1000 | $950 | $0.95 | 24d | 1 | 1.22mi |
| 1536 N Erie St Toledo, OH | 4.0 | 1.0 | 1600 | $1,300 | $0.81 | 45d | 1 | 1.26mi |
| 401 W Bancroft St Toledo, OH | 4.0 | 1.0 | 927 | $865 | $0.93 | 24d | 1 | 1.26mi |
| 1449 N Huron St Toledo, OH | 4.0 | 2.0 | 1430 | $1,045 | $0.73 | 15d | 1 | 1.29mi |
| 626 Walnut St Toledo, OH | 3.0 | 1.0 | 1088 | $995 | $0.91 | 45d | 1 | 1.31mi |
| 625 Virginia St Toledo, OH | 2.0 | 1.0 | 1000 | $850 | $0.85 | 15d | 1 | 1.38mi |
| 625 Virginia St Toledo, OH | 2.0 | 1.0 | 1000 | $800 | $0.80 | 45d | 1 | 1.38mi |
| 1119 N Summit St Toledo, OH | 1.0–2.0 | 1.0–2.0 | 1023 | $1,750 | $1.71 | 15d | 2 | 1.43mi |
| 1119 N Summit St Toledo, OH | 2.0 | 2.0 | 1500 | $1,890 | $1.26 | 45d | 1 | 1.43mi |
| 1119 N Summit St Toledo, OH | 2.0 | 2.0 | 1226 | $1,750 | $1.43 | 24d | 1 | 1.43mi |
| 332 14th St Unit 303 Toledo, OH | 3.0 | 1.5 | 1040 | $1,000 | $0.96 | 45d | 1 | 1.48mi |
| 322 14th St Apt 203 Toledo, OH | 3.0 | 1.5 | 1065 | $1,000 | $0.94 | 15d | 1 | 1.48mi |
Listing history 32 events
-
2026-06-21days on market $73,300 Active 40 DOM
-
2026-06-18days on market $73,300 Active 37 DOM
-
2026-06-17days on market $73,300 Active 36 DOM
-
2026-06-16days on market $73,300 Active 35 DOM
-
2026-06-15days on market $73,300 Active 34 DOM
-
2026-06-14pricedays on market $73,300 Active 32 DOM
-
2026-06-10days on market $74,300 Active 29 DOM
-
2026-06-09days on market $74,300 Active 28 DOM
-
2026-06-08days on market $74,300 Active 27 DOM
-
2026-06-07days on market $74,300 Active 26 DOM
-
2026-06-05days on market $74,300 Active 23 DOM
-
2026-06-03days on market $74,300 Active 22 DOM
-
2026-06-02days on market $74,300 Active 21 DOM
-
2026-06-01days on market $74,300 Active 20 DOM
-
2026-05-31days on market $74,300 Active 19 DOM
-
2026-05-30days on market $74,300 Active 18 DOM
-
2026-05-11$74,300 Active 285-char remark
-
2026-01-06soldstatus $77,000
-
2025-12-30soldstatus $77,000 Closed 470-char remark
Show marketing remark (470 chars)
Charming 3-bedroom, 1-bath home featuring a cozy den and detached garage. Perfect for investors or homeowners alike. This property offers solid rental potential and room to add value. Currently rented out for $1,200/month through 4/10/2026, providing immediate cash flow. Can be purchased individually or as part of a package with 3019 Hartman St, 446 E. Park St, 811 Bush St, and 2610 Chestnut St. Great opportunity! Showings are available only after an accepted offer.
-
2025-12-17status Pending 470-char remark
Show marketing remark (470 chars)
Charming 3-bedroom, 1-bath home featuring a cozy den and detached garage. Perfect for investors or homeowners alike. This property offers solid rental potential and room to add value. Currently rented out for $1,200/month through 4/10/2026, providing immediate cash flow. Can be purchased individually or as part of a package with 3019 Hartman St, 446 E. Park St, 811 Bush St, and 2610 Chestnut St. Great opportunity! Showings are available only after an accepted offer.
-
2025-10-14price $27,000
Show marketing remark (343 chars)
REDUCED! REDUCED! REDUCED! SPACIOUS HOME W/1452 SQ FT BASEMENT AND OVER SIZED 1.5 CAR GARAGE! LOTS OF STORAGE W/2 SMALL BEDROOMS ON MAIN FLOOR. 2 LARGE BEDROOMS ON UPPER FLR W/OPEN 17 X 10 MULTI PURPOSE AREA! ROOF & FURNACE APPROXIMATELY 10 YEARS OLD! GREAT COVERED FRONT PORCH AND MANICURED YARD! VERY WELL MAINTAINED! CHEAPER THAN RENT!
-
2025-10-13price $6,000
-
2025-09-05historical Contingent 470-char remark
Show marketing remark (470 chars)
Charming 3-bedroom, 1-bath home featuring a cozy den and detached garage. Perfect for investors or homeowners alike. This property offers solid rental potential and room to add value. Currently rented out for $1,200/month through 4/10/2026, providing immediate cash flow. Can be purchased individually or as part of a package with 3019 Hartman St, 446 E. Park St, 811 Bush St, and 2610 Chestnut St. Great opportunity! Showings are available only after an accepted offer.
-
2025-08-12$84,900 Active 470-char remark
Show marketing remark (470 chars)
Charming 3-bedroom, 1-bath home featuring a cozy den and detached garage. Perfect for investors or homeowners alike. This property offers solid rental potential and room to add value. Currently rented out for $1,200/month through 4/10/2026, providing immediate cash flow. Can be purchased individually or as part of a package with 3019 Hartman St, 446 E. Park St, 811 Bush St, and 2610 Chestnut St. Great opportunity! Showings are available only after an accepted offer.
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2023-06-05soldstatus $360,000
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2013-08-08soldstatus $6,000
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2013-07-30price $6,400
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2013-07-08$6,400
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2007-08-29soldstatus $27,000
Show marketing remark (343 chars)
REDUCED! REDUCED! REDUCED! SPACIOUS HOME W/1452 SQ FT BASEMENT AND OVER SIZED 1.5 CAR GARAGE! LOTS OF STORAGE W/2 SMALL BEDROOMS ON MAIN FLOOR. 2 LARGE BEDROOMS ON UPPER FLR W/OPEN 17 X 10 MULTI PURPOSE AREA! ROOF & FURNACE APPROXIMATELY 10 YEARS OLD! GREAT COVERED FRONT PORCH AND MANICURED YARD! VERY WELL MAINTAINED! CHEAPER THAN RENT!
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2007-07-05$32,500
Show marketing remark (343 chars)
REDUCED! REDUCED! REDUCED! SPACIOUS HOME W/1452 SQ FT BASEMENT AND OVER SIZED 1.5 CAR GARAGE! LOTS OF STORAGE W/2 SMALL BEDROOMS ON MAIN FLOOR. 2 LARGE BEDROOMS ON UPPER FLR W/OPEN 17 X 10 MULTI PURPOSE AREA! ROOF & FURNACE APPROXIMATELY 10 YEARS OLD! GREAT COVERED FRONT PORCH AND MANICURED YARD! VERY WELL MAINTAINED! CHEAPER THAN RENT!
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2007-06-20historical
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2006-11-17$34,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $716 · $60/mo
- Projected year-2 tax
- $930 · $77/mo
- Expected delta
- +$214/yr (+$18/mo · 29.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,044
- − Mortgage interest
- −$4,106
- − Property taxes
- −$716
- − Insurance
- −$366
- − Repairs & maintenance
- −$1,044
- − Management
- −$1,044
- − Depreciation
- −$2,132
- Taxable income
- $3,636
- Est. tax owed @ 24.0%
- −$873
- After-tax cash flow
- $3,737/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Toledo City
- NCES district ID
- 3904490
- Math proficiency
- 15% ▼ -16.00%
- Reading proficiency
- 24% ▼ -13.00%
- Median HH income
- $32,137
- Composite
- 15.76/100
- National rank
- #9276
- State rank
- #634 of 656 in OH
Livability — Toledo
- Score
- 66/100
- State rank
- #645
- US rank
- #11442
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Toledo, OH
- County
- Lucas County · 380,724 people
- City population
- 280,811
- Metro
- Toledo, OH
- Population (ZIP)
- 13,593
- Household income
- $29,275
- Rent vs Own
- Severe rent burden
- 911.0
Population outlook (Lucas County) Hauer SSP2
- Today (2025)
- 420,751 people
- By 2030
- 410,187 · -2.5%
- By 2040
- 384,019 · -8.7%
- By 2050
- 355,125 · -15.6%
- By 2075
- 291,683 · -30.7%
- By 2100
- 233,670 · -44.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Black 57% White 25% Two or more races 9% Hispanic / Latino 8% Asian 2%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 4% Lithuanian 2% Slovak 1%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 91% English-only · Spanish 7%
Political lean MEDSL · Lucas
- 2024 margin
- D (+12.6) · D 55.8% · R 43.2%
- 2008→2024 swing
- -18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
- All cycles
- 2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -37.73%
- Current HPI
- 139.4964
- Rent YoY
- ▲ 3.89%
- Metro
- Toledo, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+112.5% since first listed19 events — show timeline
- 2026-06-13 Price Changed $73,300 NORIS
- 2026-06-12 Price Changed $74,200 NORIS
- 2026-05-11 Listed $74,300 NORIS
- 2026-01-06 Sold (Public Records) $77,000 Public Records
- 2025-12-30 Sold (MLS) $77,000 NORIS
- 2025-12-17 Pending — NORIS
- 2025-10-14 Price Changed $27,000 NORIS
- 2025-10-13 Price Changed $6,000 NORIS
- 2025-09-05 Contingent — NORIS
- 2025-08-12 Listed $84,900 NORIS
- 2023-06-05 Sold (Public Records) $360,000 Public Records
- 2013-08-08 Sold (MLS) $6,000 NORIS
- 2013-07-30 Price Changed $6,400 NORIS
- 2013-07-08 Listed $6,400 NORIS
- 2007-08-29 Sold (MLS) $27,000 NORIS
- 2007-08-02 Price Changed $32,500 NORIS
- 2007-07-05 Listed $32,500 NORIS
- 2007-06-20 Listing Removed — NORIS
- 2006-11-17 Listed $34,500 NORIS
Property tax history
-2.5%/yrLatest (2025): $716 · +19.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…