336 Shady Ln · Meridianville, AL 35750

$289,900

4 bd · 1.0 ba · 1,841 sqft · SingleFamily public records · 30 Days on market

Built 2022 0.25 ac lot ↓ 13% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Cash flow +7.0/30.0
• Schools +3.7/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.2/10.0
• 1% rule +1.0/10.0

Listing remarks MLS

***Seller offering up to 3% toward Buyer closing costs or rate buy-down with preferred lender!*** New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances.

Key facts

• 0.25 acre lot
• 2 garage spots
• Built 2022

Property features AI

Exterior

• Parking: Attached garage with front entry; Two garage spaces (main level); Driveway parking
• Utilities: Public water; Connected sewer; Underground utilities; Electric water heater; Internet service availability unknown
• Home design: Single-family property; One-level living (main level rooms listed); Exterior siding: Hardiplank and 1-side brick; Slab foundation
• Construction: Existing construction; Hardiplank siding with brick on one side
• Exterior features: Covered patio; Porch; Some trees on the lot

Interior

• Kitchen: Solid surface countertops; Eating area; Kitchen island; Pantry; Dishwasher (built-in); Microwave (built-in); Electric stove; Refrigerator; Some stainless appliances
• Bedrooms: Master bedroom on main level; Additional bedrooms on main level
• Flooring: Carpet; Hardwood laminate
• Bathrooms: Two full bathrooms; Tub/shower combos; Shared bath arrangement; Split-bathroom layout
• Heating & cooling: Central heating; Central air conditioning
• Interior features: 9'+ ceilings with smooth finish; Recessed lighting; Split bedroom floorplan; Some window treatments to remain
• Laundry & utility: Main-level laundry room; Washer hookup provided; Electric dryer hookup; Pull-down attic access

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $290k.

Deal economics

• At list price, monthly cash flow is $-431 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $214k (26.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (40.4% below list).
• Recommended offer: $173k (40.4% below list) — sets the bar for 1% rule.
• Cap rate 4.5% vs local median 3.5% in Meridianville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 65/100 on livability (#118 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
• Madison County (rural): math 27% / reading 56% proficiency, ranked #19 of 129 in AL (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Madison Cross Roads Elementary School (math 14% / reading 48%, grade F, #360 of 627 statewide, top 58%, 1,035 students, 59% FRL); Sparkman High School (math 28% / reading 37%, grade F, #58 of 305 statewide, top 19%, 1,738 students, 37% FRL) — zoned schools average 48% FRL vs 29% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 256 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
• This rent runs 30% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $31k of equity ($2k loan paydown + $29k appreciation (10.0% local appreciation)).
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$50k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $172,713 (40.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.60% ✗
• Cap rate: 4.51%
• Cash-on-cash: -6.37%
• DSCR: 0.72
• GRM: 14.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.8%
• Equity multiple: 2.61×
• Total profit: $130,329
• Equity at exit: $261,165

10-year hold

• IRR: 18.1%
• Equity multiple: 5.99×
• Total profit: $405,186
• Equity at exit: $563,212

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35750

• Home prices YoY: 8.2%
• Active inventory: 256
• Price-to-rent: 14.0×

Monthly cashflow live

• Estimated rent: $1,727 medium
• Mortgage (P&I): −$1,520
• Tax from tax record: −$154 /mo · $1,854/yr
• Insurance: −$121
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $-431

Break-even live

Break-even rent $2,273

Max offer price $213,745

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,475
• Closing costs: $8,697
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
108 Jude Ln Hazel Green, AL	3.0	2.0	1720	$1,823	$1.06	23d	1	0.90mi
124 Angie Dr Toney, AL	3.0	2.0	1960	$1,394	$0.71	43d	1	1.30mi
166 Stafford Rd Hazel Green, AL	3.0	2.0	1300	$1,450	$1.12	43d	1	1.49mi

Listing history 38 events

1. 2026-06-18
   days on market $289,900 Active 30 DOM
2. 2026-06-17
   days on market $289,900 Active 29 DOM
3. 2026-06-16
   days on market $289,900 Active 28 DOM
4. 2026-06-15
   days on market $289,900 Active 27 DOM
5. 2026-06-14
   days on market $289,900 Active 25 DOM
6. 2026-06-10
   pricedays on market $289,900 Active 22 DOM
7. 2026-06-09
   days on market $299,900 Active 21 DOM
8. 2026-06-08
   days on market $299,900 Active 20 DOM
9. 2026-06-07
   days on market $299,900 Active 19 DOM
10. 2026-06-02
    days on market $299,900 Active 14 DOM
11. 2026-06-01
    days on market $299,900 Active 13 DOM
12. 2026-05-31
    days on market $299,900 Active 12 DOM
13. 2026-05-30
    days on market $299,900 Active 11 DOM
14. 2026-05-19
    listed $299,900 Active
15. 2026-04-20
    historical $1,795
16. 2026-04-17
    listed $1,795
17. 2026-04-16
    historical $1,795
18. 2026-03-17
    price $1,795
19. 2026-03-04
    listed $1,895
20. 2026-03-04
    historical $1,895
21. 2026-01-21
    listed $1,895
22. 2026-01-11
    historical $1,558
23. 2025-12-02
    price $1,558
24. 2025-11-21
    price $1,695
25. 2025-09-03
    price $1,708
26. 2025-08-16
    price $1,800
27. 2025-08-01
    price $1,950
28. 2025-07-15
    price $2,000
29. 2025-06-21
    price $2,095
30. 2025-05-29
    listed $2,175
31. 2023-06-03
    historical
32. 2023-03-03
    status Pending 527-char remark

    Show marketing remark (527 chars)

    ***Seller offering up to 3% toward Buyer closing costs or rate buy-down with preferred lender!*** New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances.

33. 2023-03-03
    price $342,000 527-char remark

    Show marketing remark (527 chars)

    ***Seller offering up to 3% toward Buyer closing costs or rate buy-down with preferred lender!*** New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances.

34. 2023-02-28
    soldstatus $342,000 Sold 527-char remark

    Show marketing remark (527 chars)

    ***Seller offering up to 3% toward Buyer closing costs or rate buy-down with preferred lender!*** New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances.

35. 2023-02-23
    soldstatus $342,000 Sold 633-char remark

    Show marketing remark (633 chars)

    * * * Seller offering up to 3% toward Buyer closing costs and 3% toward Buyer’s rate buy-down with preferred lender for contracts closed by December 15, 2022! * * * New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances. Complete and MOVE-IN ready!

36. 2023-01-18
    historical 633-char remark

    Show marketing remark (633 chars)

    * * * Seller offering up to 3% toward Buyer closing costs and 3% toward Buyer’s rate buy-down with preferred lender for contracts closed by December 15, 2022! * * * New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances. Complete and MOVE-IN ready!

37. 2022-12-13
    listed $342,900 Active 527-char remark

    Show marketing remark (527 chars)

    ***Seller offering up to 3% toward Buyer closing costs or rate buy-down with preferred lender!*** New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances.

38. 2022-10-21
    listed $342,900 Active 633-char remark

    Show marketing remark (633 chars)

    * * * Seller offering up to 3% toward Buyer closing costs and 3% toward Buyer’s rate buy-down with preferred lender for contracts closed by December 15, 2022! * * * New construction in Hazel Green! Picture perfect! Featuring 4 bedrooms, including a nicely appointed Master Suite, and 2 full baths, this home is spacious and perfect for the a growing family. Offering designer selections and neutral colors, this home shows beautifully with high-end finishes and plenty of space. Photos may be representative. This home includes a 12 month limited Builder warranty, termite bond, and appliances. Complete and MOVE-IN ready!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,854 · $154/mo
• Projected year-2 tax: $1,854 · $154/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $20,726
• − Mortgage interest: −$16,239
• − Property taxes: −$1,854
• − Insurance: −$1,450
• − Repairs & maintenance: −$1,658
• − Management: −$1,658
• − Depreciation: −$8,433
• Taxable loss: −$10,566
• Est. tax savings @ 24.0%: +$2,536
• After-tax cash flow: $-2,637/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Madison County
• NCES district ID: 0102220
• Math proficiency: 27% ▼ -32.00%
• Reading proficiency: 56% ▼ -1.00%
• Median HH income: $66,058
• Composite: 37.15/100
• National rank: #4483
• State rank: #19 of 129 in AL

Livability — Meridianville

• Score: 65/100
• State rank: #118
• US rank: #12516

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Madison County · 380,832 people
• City population: 14,103
• Metro: Huntsville, AL
• Population (ZIP): 13,413
• Household income: $68,389
• Rent vs Own: 14.7% rent · 85.3% own
• Severe rent burden: 162.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 19% Asian 5% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Slovak 1% Serbian 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 2% Chinese 1% Korean 1%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 33.59%
• Current HPI: 444.7418
• Rent YoY: —
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-12.5% since first listed

25 events — show timeline

• 2026-05-19 Listed $299,900 Greater Alabama MLS
• 2026-04-20 Rental Removed $1,795 RENTLY
• 2026-04-17 Listed for Rent $1,795 RENTLY
• 2026-04-16 Rental Removed $1,795 VMLS
• 2026-03-17 Price Changed $1,795 VMLS
• 2026-03-04 Listed for Rent $1,895 VMLS
• 2026-03-04 Rental Removed $1,895 RENTLY
• 2026-01-21 Listed for Rent $1,895 RENTLY
• 2026-01-11 Rental Removed $1,558 APPFOLIO
• 2025-12-02 Price Changed $1,558 APPFOLIO
• 2025-11-21 Price Changed $1,695 APPFOLIO
• 2025-09-03 Price Changed $1,708 APPFOLIO
• 2025-08-16 Price Changed $1,800 APPFOLIO
• 2025-08-01 Price Changed $1,950 APPFOLIO
• 2025-07-15 Price Changed $2,000 APPFOLIO
• 2025-06-21 Price Changed $2,095 APPFOLIO
• 2025-05-29 Listed for Rent $2,175 APPFOLIO
• 2023-06-03 Rental Removed — RENT.
• 2023-03-03 Pending — VMLS
• 2023-03-03 Price Changed $342,000 VMLS
• 2023-02-28 Sold (MLS) $342,000 VMLS
• 2023-02-23 Sold (MLS) $342,000 Greater Alabama MLS
• 2023-01-18 Delisted — Greater Alabama MLS
• 2022-12-13 Listed $342,900 VMLS
• 2022-10-21 Listed $342,900 Greater Alabama MLS

Property tax history

+6.3%/yr

Latest (2024): $1,854 · +6.3% YoY. Source: county tax records.