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422 Willow Dr
D Composite 42.44
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.1/10.0
  • 1% rule +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$300,000

422 Willow Dr · Lochbuie, CO 80603
1 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 1 Days on market
Built 1985 6,000 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

Key facts

  • New flooring
  • Updated bathrooms
  • Easy access to i-76

Tags

UPDATED BATHROOMSNEW FLOORINGDETACHED BONUS STRUCTUREFINISHED DRYWALL INTERIOREASY ACCESS TO I-76

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath manufactured listed at $300k.

Deal economics

  • At list price, monthly cash flow is $172 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $246k (18.0% below list).
  • Recommended offer: $246k (18.0% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 4.2% in Lochbuie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#283 in CO) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A-, employment B+; Watch: schools F, amenities F, commute F.
  • Weld County School District Re-3J (rural): math 18% / reading 31% proficiency, ranked #64 of 86 in CO (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 155 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 3,170 units permitted in Weld County in 2024 (278 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Weld County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 18y ago; this cycle's ask has dropped $60k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $160k; list at $300k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $245,971 (18.0% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.98%
Cash-on-cash
2.46%
DSCR
1.11
GRM
10.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.5%
Equity multiple
0.55×
Total profit
$-37,797
Equity at exit
$44,731
10-year hold
IRR
-3.5%
Equity multiple
0.77×
Total profit
$-19,398
Equity at exit
$25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 80603

Active inventory
155
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,460 medium interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$73 /mo · $873/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$517
Net cashflow
$172

Break-even live

Break-even rent $2,242
Max offer price $300,000
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
637 Coney Aly Brighton, CO 2.0 2.5 1274 $2,560 $2.01 1d 1 0.46mi
632 Ute Peak Aly Brighton, CO 2.0 2.5 1274 $2,560 $2.01 20d 1 0.49mi
622 Leland Brighton, CO 2.0 2.5 1274 $2,560 $2.01 1d 1 0.57mi

Listing history 30 events

  1. 2026-06-18
    status $300,000 Active 1 DOM
  2. 2026-06-18
    remarks 699-char remark
  3. 2026-06-18
    pricestatusdays on marketlisting id $300,000 Coming Soon 1 DOM
  4. 2026-06-09
    days on market $335,000 Active 290 DOM
  5. 2026-06-08
    days on market $335,000 Active 289 DOM
  6. 2026-06-07
    days on market $335,000 Active 288 DOM
  7. 2026-06-04
    days on market $335,000 Active 285 DOM
  8. 2026-06-03
    days on market $335,000 Active 284 DOM
  9. 2026-06-02
    days on market $335,000 Active 283 DOM
  10. 2026-06-01
    days on market $335,000 Active 282 DOM
  11. 2026-05-31
    days on market $335,000 Active 281 DOM
  12. 2026-04-23
    status Active 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  13. 2026-04-23
    status Active 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  14. 2026-04-18
    status Pending 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  15. 2026-04-18
    status Pending Accepting Backup Offers 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  16. 2026-03-26
    price $335,000 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  17. 2026-03-26
    price $335,000 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  18. 2026-02-13
    price $340,000 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  19. 2026-02-13
    price $340,000 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  20. 2025-10-24
    price $355,000 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  21. 2025-10-24
    price $355,000 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  22. 2025-09-10
    status Active 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  23. 2025-09-10
    status Active 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  24. 2025-07-15
    status Pending 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  25. 2025-07-15
    status Pending Accepting Backup Offers 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  26. 2025-06-21
    listed $360,000 Active 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  27. 2025-06-21
    listed $360,000 Active 992-char remark
    Show marketing remark (992 chars)

    Cash or Seller financing only. Fell out of contract because we didn’t have an affidavit of affixture (purged). However, the affidavit of a fixture has been obtained. We are ready for a buyer!! Welcome to this updated 2 bed, 2 bath home, situated on a spacious 6,000 sq ft lot, with a detached bonus space! Inside you'll find a remodeled kitchen and bathroom with new flooring and carpet throughout. The roof here is only 6 years old. This home is move-in ready, well taken care of, and clean! It sits on a permitted, poured concrete foundation for added stability. Need extra space? The detached bonus structure has electricity and is finished inside with drywall and 2 rooms (each measuring about 14 x 13). This space is waiting to be transformed into a guest suite, home office, or studio. Conveniently located right off I-76, you'll enjoy quick access to nearby amenities and destinations. Affordable, updated, and packed with potential. Don't miss out on this one!

  28. 2022-07-22
    soldstatus $160,000
  29. 2010-07-08
    historical
  30. 2008-06-10
    listed $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

Current annual tax
$873 · $73/mo
Projected year-2 tax
$1,650 · $138/mo
Expected delta
+$777/yr (+$65/mo · 88.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥93°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,517
− Mortgage interest
−$16,805
− Property taxes
−$873
− Insurance
−$1,500
− Repairs & maintenance
−$2,361
− Management
−$2,361
− Depreciation
−$8,727
Taxable loss
−$3,111
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$747
After-tax cash flow
$2,813/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weld County School District Re-3J
NCES district ID
0804920
Math proficiency
18% ▼ -7.00%
Reading proficiency
31% ▼ -4.00%
Median HH income
$60,814
Composite
22.63/100
National rank
#8062
State rank
#64 of 86 in CO

Livability — Lochbuie

Score
59/100
State rank
#283
US rank
#20485

Category grades

Amenities F Commute F Cost of living C Crime A- Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lochbuie, CO
County
Weld County · 332,652 people
City population
16,811
Metro
Greeley, CO
Population (ZIP)
16,811
Household income
$118,297
Rent vs Own
8.9% rent · 91.1% own
Severe rent burden
50.0

Population outlook (Weld County) Hauer SSP2

Today (2025)
351,957 people
By 2030
385,304 · +9.5%
By 2040
451,818 · +28.4%
By 2050
514,478 · +46.2%
By 2075
648,733 · +84.3%
By 2100
720,400 · +104.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (57%)
Race & ethnicity
White 57% Hispanic / Latino 36% Two or more races 12% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Romanian 2% Scotch-Irish 1% Slovak 1%
Foreign-born
9% · Canada
Languages at home
80% English-only · Spanish 19%

Political lean MEDSL · Weld

2024 margin
Strong R (+21.0) · D 38.2% · R 59.2% · Other 2.6%
2008→2024 swing
-12.2pp toward R · 2008: -8.7pp · 2024: -21.0pp
All cycles
2024: R+21.0 2020: R+18.0 2016: R+22.4 2012: R+13.2 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.04%
Current HPI
243.7511
Rent YoY
Metro
Greeley, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

+1055.2% since first listed
19 events — show timeline
  • 2026-04-23 Relisted IRES
  • 2026-04-23 Relisted REColorado as Distributed by MLS Grid
  • 2026-04-18 Pending IRES
  • 2026-04-18 Pending REColorado as Distributed by MLS Grid
  • 2026-03-26 Price Changed $335,000 IRES
  • 2026-03-26 Price Changed $335,000 REColorado as Distributed by MLS Grid
  • 2026-02-13 Price Changed $340,000 IRES
  • 2026-02-13 Price Changed $340,000 REColorado as Distributed by MLS Grid
  • 2025-10-24 Price Changed $355,000 IRES
  • 2025-10-24 Price Changed $355,000 REColorado as Distributed by MLS Grid
  • 2025-09-10 Relisted IRES
  • 2025-09-10 Relisted REColorado as Distributed by MLS Grid
  • 2025-07-15 Pending IRES
  • 2025-07-15 Pending REColorado as Distributed by MLS Grid
  • 2025-06-21 Listed $360,000 REColorado as Distributed by MLS Grid
  • 2025-06-21 Listed $360,000 IRES
  • 2022-07-22 Sold (Public Records) $160,000 Public Records
  • 2010-07-08 Listing Removed REColorado as Distributed by MLS Grid
  • 2008-06-10 Listed $29,000 REColorado as Distributed by MLS Grid

Property tax history

+8.6%/yr

Latest (2025): $873 · +62.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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