Duplex
933 and 935 Robinhood Ct · Maitland, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.3/30.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- DSCR +4.0/10.0
- Livability +4.0/5.0
- 1% rule +3.6/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$549,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks
HUGE PRICE DROP! Whole Duplex. 6/4 (3 bed 2 bath in each unit). The Duplex is located in a cul-de-sac on a large lot that backs up to walking trail. Oakmont neighborhood has access directly to Sunrail Maitland Station. No HOA. Unit 933 has a fireplace for those cold Florida winters. The backyard is fully fenced and has an above-the-ground pool and a fully functionable bar with electric and running water. Great Investment Opportunity! Reroofed in 2018. FREE 1-0 Temporary Buydown Rate (receive a 1% lower rate for 12 months) through the seller's preferred lender. Ask your agent for more info!! Offer expires June 30th.
Key facts
- Walking trail
- Backyard
- Cul-de-sac
Tags
Property features AI
Finance
- Other: Zoned RSF-D
- Financial info: Property listed as residential income (duplex); Two units total; Annual net income reported (value listed in records)
- HOA & community: No HOA indicated
Exterior
- Parking: 4 garage spaces total; Each unit includes an attached 2-car garage
- Security: Security features not specified
- Utilities: Public water; Public sewer; Electricity connected
- Home design: Duplex residential income property; Single building containing both units; Total living area reported as 2,484 square feet; Lot approximately 0.39 acres
- Construction: Vinyl siding exterior; Shingle roof; Slab foundation; Year built not specified
- Exterior features: Fenced yard; Sidewalks; Above-ground private pool; Paved road access
Interior
- Kitchen: Appliances not specified
- Bedrooms: 6 total bedrooms (configured as two 3-bedroom units)
- Flooring: Flooring not specified
- Bathrooms: 4 total bathrooms (each unit has 2 bathrooms)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Wood-burning fireplace
- Laundry & utility: Laundry area located in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 3-bed/2.0-bath units multifamily listed at $549k.
Deal economics
- At list price, monthly cash flow is $-1 ($-8/yr) — negative. Per door: $0/mo.
- To cash-flow at today's rent, offer at most $549k (0.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $473k (13.8% below list).
- Recommended offer: $473k (13.8% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 2.8% in Maitland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#154 in FL, #2,315 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing A+; Watch: amenities F, cost of living F.
- Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lake Sybelia Elementary (math 52% / reading 47%, grade D, #1,088 of 2,144 statewide, top 53%, 468 students, 51% FRL); Maitland Middle (math 62% / reading 61%, grade B+, #124 of 571 statewide, top 22%, 800 students, 47% FRL); Edgewater High (math 14% / reading 46%, grade F, #441 of 667 statewide, top 67%, 2,059 students, 52% FRL).
- Market conditions: Rents rising (+1.9%/yr); 200 active listings in the ZIP; solid renter incomes; 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
- At $4,732/mo this rent would consume 60% of the median local household income ($95k/yr) (locally 950% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
- Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 206 days — a 12% lower offer ($483k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $201k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $128k; list at $549k implies a 329% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 206 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.29%
- Cash-on-cash
- -0.01%
- DSCR
- 1.00
- GRM
- 9.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.86% rent growth · sell at horizon
- IRR
- -17.6%
- Equity multiple
- 0.39×
- Total profit
- $-94,333
- Equity at exit
- $81,858
- IRR
- -11.9%
- Equity multiple
- 0.33×
- Total profit
- $-103,569
- Equity at exit
- $47,467
Cash invested: $153,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32751
- Rents YoY
- 1.9%
- Active inventory
- 200
- Price-to-rent
- 19.3×
Monthly cashflow live
- Estimated rent
- $4,732 high interval (Pro) →
- Mortgage (P&I)
- −$2,879
- Tax from tax record
- −$631 /mo · $7,574/yr
- Insurance
- −$229
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$994
- Net cashflow
- $-1
Break-even live
Sensitivity live
| Price | -10% $310 | -5% $155 | +0% $-1 | +5% $-156 | +10% $-311 |
|---|---|---|---|---|---|
| Rent | -10% $-374 | -5% $-188 | +0% $-1 | +5% $186 | +10% $373 |
| Rate | -1.0pp $276 | -0.5pp $139 | base $-1 | +0.5pp $-143 | +1.0pp $-288 |
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 3 | 2 | $4,732 |
| #1 | 3 | 2 | $2,366 |
| #2 | 3 | 2 | $2,366 |
| Total (2 units) | $4,732 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $137,250
- Closing costs
- $16,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 24 events
-
2026-06-21days on market $549,000 Active 206 DOM
-
2026-06-18days on market $549,000 Active 203 DOM
-
2026-06-17days on market $549,000 Active 202 DOM
-
2026-06-16days on market $549,000 Active 201 DOM
-
2026-06-15days on market $549,000 Active 200 DOM
-
2026-06-13days on market $549,000 Active 198 DOM
-
2026-06-13pricedays on market $549,000 Active 197 DOM
-
2026-06-09days on market $599,900 Active 194 DOM
-
2026-06-08days on market $599,900 Active 193 DOM
-
2026-06-07days on market $599,900 Active 192 DOM
-
2026-06-04days on market $599,900 Active 189 DOM
-
2026-06-03days on market $599,900 Active 188 DOM
-
2026-06-02days on market $599,900 Active 187 DOM
-
2026-06-02days on market $599,900 Active 186 DOM
-
2026-05-31days on market $599,900 Active 185 DOM
-
2026-04-14price $599,900
-
2026-04-07status Active
-
2026-03-04status Pending
-
2026-01-23price $675,000
-
2025-11-17price $699,900
-
2025-10-24$750,000 Active
-
2025-10-24historical
-
2025-10-22$750,000 Active
-
1990-06-01soldstatus $128,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $7,574 · $631/mo
- Projected year-2 tax
- $7,574 · $631/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $56,784
- − Mortgage interest
- −$30,753
- − Property taxes
- −$7,574
- − Insurance
- −$2,745
- − Repairs & maintenance
- −$4,543
- − Management
- −$4,543
- − Depreciation
- −$15,971
- Taxable loss
- −$9,344
- Est. tax savings @ 24.0%
- +$2,243
- After-tax cash flow
- $2,235/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Orange
- NCES district ID
- 1201440
- Math proficiency
- 46% ▼ -9.00%
- Reading proficiency
- 51% ▼ -2.00%
- Median HH income
- $49,350
- Composite
- 41.47/100
- National rank
- #3461
- State rank
- #43 of 73 in FL
Livability — Maitland
- Score
- 79/100
- State rank
- #154
- US rank
- #2315
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Maitland, FL
- County
- Orange County · 1,471,359 people
- City population
- 22,103
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 22,103
- Household income
- $95,387
- Rent vs Own
- Severe rent burden
- 950.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 1,618,226 people
- By 2030
- 1,787,404 · +10.5%
- By 2040
- 2,125,621 · +31.4%
- By 2050
- 2,454,016 · +51.6%
- By 2075
- 3,173,711 · +96.1%
- By 2100
- 3,607,781 · +122.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Hispanic / Latino 15% Black 13% Two or more races 11% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 6% Cuban 1% Dominican 1%
- Common ancestry
- Italian 3% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, China, Jamaica
- Languages at home
- 83% English-only · Spanish 12% Other Indo-European 2% Chinese 1%
Political lean MEDSL · Orange
- 2024 margin
- D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
- 2008→2024 swing
- -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
- All cycles
- 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -342.25%
- Current HPI
- 316.2808
- Rent YoY
- ▲ 1.86%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+368.7% since first listed9 events — show timeline
- 2026-04-14 Price Changed $599,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-07 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-03-04 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-01-23 Price Changed $675,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-17 Price Changed $699,900 Stellar MLS as Distributed by MLS Grid
- 2025-10-24 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-10-24 Listed $750,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-22 Listed $750,000 Stellar MLS as Distributed by MLS Grid
- 1990-06-01 Sold (Public Records) $128,000 Public Records
Property tax history
+9.5%/yrLatest (2025): $7,574 · +3.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…