144 Jordan Loop · Nolanville, TX 76559

$207,000

3 bd · 2.0 ba · 1,266 sqft · SingleFamily public records · 37 Days on market

Built 1986 6,860 sqft lot $164/sqft · 15% below area Est $244k · 15% under

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.3/15.0
• Cash flow +6.7/30.0
• Appreciation +5.0/10.0
• Livability +3.7/5.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• DSCR +0.9/10.0

Listing remarks

Welcome home to this charming 3-bedroom, 2-bath home in desirable Nolanville! Featuring a spacious kitchen and dining combination perfect for everyday living and entertaining, this home offers a warm and inviting living room complete with a cozy fireplace and beautiful skylights that fill the space with natural light. Enjoy added energy efficiency with solar screens and relax outdoors in the large backyard with a covered patio—ideal for gatherings, pets, or simply unwinding after a long day.

Key facts

• Spacious kitchen
• Large backyard
• Covered patio

Tags

• SPACIOUS KITCHEN
• COZY FIREPLACE
• BEAUTIFUL SKYLIGHTS
• ENERGY EFFICIENCY
• LARGE BACKYARD
• COVERED PATIO

Property features AI

Exterior

• Parking: 2-car garage
• Utilities: Electricity available; Public water; Public sewer; Public trash collection
• Home design: Single-story home; Resale property
• Construction: Brick construction; Composition / shingle roof; Slab foundation; Built (year source: assessor)
• Exterior features: Covered patio; Covered porch/patio; Wood fence in back yard; City lot, less than quarter acre

Interior

• Kitchen: Dishwasher; Electric range / range; Some electric appliances
• Bedrooms: Bedroom on main level
• Flooring: Carpet; Combination flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Has heating; One cooling unit
• Interior features: Ceiling fans; Skylights / skylight(s); Laminate countertops; Pull-down attic stairs; Kitchen/dining combo; Walk-in closet(s); All bedrooms on main level
• Laundry & utility: Inside laundry with electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $207k.

Deal economics

• At list price, monthly cash flow is $-334 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $148k (28.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (30.3% below list).
• Recommended offer: $144k (30.3% below list) — sets the bar for 1% rule.
• Cap rate 4.4% vs local median 3.4% in Nolanville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 74/100 on livability (#176 in TX, #4,655 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D+, amenities F, commute F.
• Killeen ISD (urban): math 31% / reading 38% proficiency, ranked #524 of 826 in TX (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 235 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($1k loan paydown + $77 appreciation (0.0% local appreciation)).
• Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($201k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $88k; list at $207k implies a 137% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $144,258 (30.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 4.36%
• Cash-on-cash: -6.91%
• DSCR: 0.69
• GRM: 12.0

CMA / ARV

• ARV (median comp): $243,889
• List price: $207,000
• Delta: -15.13%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1406 Ashley Dr	0.07mi	3/2.0	1,317 (+4%)	6mo	$216,000	$164	85
127 Jordan Loop	0.07mi	3/2.0	1,128 (-11%)	3mo	$184,999	$164	76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.04% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.9%
• Equity multiple: 0.54×
• Total profit: $-26,909
• Equity at exit: $60,491

10-year hold

• IRR: -3.7%
• Equity multiple: 0.60×
• Total profit: $-23,051
• Equity at exit: $73,020

Cash invested: $57,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76559

• Home prices YoY: 0.0%
• Active inventory: 235
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $1,443 high
• Mortgage (P&I): −$1,086
• Tax from tax record: −$302 /mo · $3,620/yr
• Insurance: −$86
• HOA: −$0
• Vacancy / Maint / Mgmt: −$303
• Net cashflow: $-334

Break-even live

Break-even rent $1,865

Max offer price $148,024

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,750
• Closing costs: $6,210
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1602 Old Nolanville Rd Unit B Nolanville, TX	3.0	2.0	1276	$1,350	$1.06	23d	1	0.05mi
1805 Diana Ln Harker Heights, TX	4.0	2.0	1732	$1,595	$0.92	43d	1	0.22mi
707 End O Trl Harker Heights, TX	3.0	2.0	1508	$1,850	$1.23	13d	1	0.28mi
406 Diana Ln Harker Heights, TX	4.0	2.0	1617	$1,600	$0.99	43d	1	0.29mi
406 Stonewall Rdg Harker Heights, TX	3.0	2.0	1670	$1,995	$1.19	43d	1	0.50mi
1605 Cedar Oaks Ln Harker Heights, TX	4.0	2.0	1750	$1,850	$1.06	43d	1	0.56mi
1623 Yuma Trl Unit A Harker Heights, TX	3.0	2.0	1152	$1,300	$1.13	23d	1	0.89mi
1623 Yuma Trl Unit A Harker Heights, TX	3.0	2.0	1152	$1,350	$1.17	43d	1	0.89mi
124 Wind Ridge Dr Unit B Harker Heights, TX	2.0	1.0	1012	$1,175	$1.16	43d	1	0.91mi
1606 Yuma Trl Unit A Harker Heights, TX	3.0	2.0	1152	$1,250	$1.09	23d	1	0.93mi
1301 Indian Trl Harker Heights, TX	2.0	2.0	976	$850	$0.87	43d	1	0.93mi
1301 Indian Trl Unit D Harker Heights, TX	2.0	1.5	976	$795	$0.81	43d	1	0.93mi
1513 Indian Trl Unit A Harker Heights, TX	2.0	1.0	952	$995	$1.05	13d	1	0.94mi
1909 Caspian Trl Unit B Harker Heights, TX	3.0	2.0	1367	$1,495	$1.09	43d	1	0.95mi
1619 Pima Trl Unit B Harker Heights, TX	3.0	2.0	1150	$1,295	$1.13	23d	1	0.96mi
701 E Central Texas Expy Harker Heights, TX	1.0–2.0	1.0–2.0	701	$1,195	$1.70	13d	56	1.00mi
1610 Pima Trl Unit A Harker Heights, TX	3.0	2.0	1252	$1,700	$1.36	43d	1	1.01mi
1004 Indian Trl Apt D Harker Heights, TX	2.0	2.0	1200	$900	$0.75	43d	1	1.01mi
1622 Pima Trl Unit A Harker Heights, TX	3.0	2.0	1252	$1,350	$1.08	13d	1	1.03mi
1618 Pima Trl Unit A-SHOWABLE Harker Heights, TX	3.0	2.0	1370	$1,395	$1.02	23d	1	1.03mi
1814 Horatio St Nolanville, TX	3.0	2.0	1841	$2,065	$1.12	43d	1	1.04mi
2053 Stillwell St Nolanville, TX	4.0	2.0	1811	$2,300	$1.27	23d	1	1.04mi
1514 Dakota Trce Apt A Harker Heights, TX	3.0	2.0	1330	$1,395	$1.05	23d	1	1.05mi
1608 Aztec Trce Apt A Harker Heights, TX	3.0	2.0	1151	$1,000	$0.87	43d	1	1.06mi
910 Frontier Trl Harker Heights, TX	4.0	2.0	1469	$1,595	$1.09	23d	1	1.12mi
2012 Stillwell St Nolanville, TX	4.0	3.0	1800	$2,195	$1.22	23d	1	1.13mi
1409 Natchez Trl Harker Heights, TX	3.0	2.0	1347	$1,350	$1.00	43d	1	1.13mi
201 Lookout Ridge Blvd Apt 321 Harker Heights, TX	2.0	2.0	900	$1,095	$1.22	43d	1	1.14mi
201 Lookout Ridge Blvd Apt 223 Harker Heights, TX	2.0	2.0	900	$1,170	$1.30	43d	1	1.14mi
201 Lookout Ridge Blvd Unit 224 Harker Heights, TX	2.0	2.0	900	$1,095	$1.22	23d	1	1.14mi
201 Lookout Ridge Blvd Apt 320 Harker Heights, TX	2.0	2.0	900	$1,045	$1.16	43d	1	1.15mi
201 Lookout Ridge Blvd Apt 120 Harker Heights, TX	2.0	2.0	900	$1,145	$1.27	43d	1	1.16mi
1427 Hopi Trl Unit B Harker Heights, TX	3.0	2.0	1400	$1,245	$0.89	13d	1	1.17mi
1701 Dakota Trce Harker Heights, TX	3.0	2.5	1219	$1,650	$1.35	21d	1	1.18mi
1610 Tejas Trl Apt B Harker Heights, TX	2.0	2.0	1217	$1,350	$1.11	23d	1	1.18mi
1610 Tejas Trl Apt B Harker Heights, TX	2.0	2.0	1217	$1,350	$1.11	43d	1	1.18mi
809 Beaver Trl Harker Heights, TX	3.0	2.0	1385	$1,495	$1.08	23d	1	1.19mi
1613 Pontotoc Trce Apt B Harker Heights, TX	3.0	2.0	1310	$1,395	$1.06	43d	1	1.21mi
1728 Tejas Trl Harker Heights, TX	3.0	2.0–2.5	1293	$1,832	$1.42	13d	13	1.21mi
1621 Pontotoc Trce Harker Heights, TX	2.0	2.0	932	$1,195	$1.28	43d	1	1.21mi

Listing history 40 events

1. 2026-06-18
   days on market $207,000 Active 37 DOM
2. 2026-06-17
   days on market $207,000 Active 36 DOM
3. 2026-06-16
   days on market $207,000 Active 35 DOM
4. 2026-06-15
   days on market $207,000 Active 34 DOM
5. 2026-06-14
   days on market $207,000 Active 32 DOM
6. 2026-06-13
   days on market $207,000 Active 31 DOM
7. 2026-06-10
   days on market $207,000 Active 29 DOM
8. 2026-06-09
   days on market $207,000 Active 28 DOM
9. 2026-06-08
   days on market $207,000 Active 27 DOM
10. 2026-06-07
    days on market $207,000 Active 26 DOM
11. 2026-06-03
    days on market $207,000 Active 22 DOM
12. 2026-06-02
    days on market $207,000 Active 21 DOM
13. 2026-06-01
    days on market $207,000 Active 20 DOM
14. 2026-05-31
    days on market $207,000 Active 19 DOM
15. 2026-05-30
    days on market $207,000 Active 18 DOM
16. 2026-05-12
    listed $207,000 Active 502-char remark
17. 2021-11-03
    soldstatus
18. 2021-11-02
    soldstatus
19. 2021-09-03
    status Pending
20. 2021-08-30
    price $160,000
21. 2021-08-26
    status Active
22. 2021-08-26
    price $170,000
23. 2021-08-21
    status Pending
24. 2021-08-13
    status Active
25. 2021-08-13
    price $175,000
26. 2021-07-10
    status Pending
27. 2021-07-07
    listed $160,000 Active
28. 2019-12-11
    soldstatus
29. 2019-10-11
    status Pending
30. 2019-09-17
    listed $120,259 Active
31. 2009-10-01
    historical
32. 2009-07-14
    soldstatus
33. 2009-04-07
    listed $99,500
34. 2009-04-07
    listed $99,500
35. 2007-11-02
    soldstatus
36. 2006-06-19
    soldstatus $87,500
37. 2006-03-01
    listed $87,500
38. 2005-12-13
    historical
39. 2005-10-10
    listed $90,000
40. 1993-12-16
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,620 · $302/mo
• Projected year-2 tax: $3,788 · $316/mo
• Expected delta: +$168/yr (+$14/mo · 4.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,311
• − Mortgage interest: −$11,595
• − Property taxes: −$3,620
• − Insurance: −$1,035
• − Repairs & maintenance: −$1,385
• − Management: −$1,385
• − Depreciation: −$6,022
• Taxable loss: −$7,731
• Est. tax savings @ 24.0%: +$1,856
• After-tax cash flow: $-2,151/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Killeen ISD
• NCES district ID: 4825660
• Math proficiency: 31% ▼ -16.00%
• Reading proficiency: 38% ▼ -3.00%
• Median HH income: $47,665
• Composite: 29.69/100
• National rank: #6458
• State rank: #524 of 826 in TX

Livability — Nolanville

• Score: 74/100
• State rank: #176
• US rank: #4655

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Nolanville, TX
• City population: 6,896
• Population (ZIP): 6,896

Population outlook (Bell County) Hauer SSP2

• Today (2025): 371,114 people
• By 2030: 389,104 · +4.8%
• By 2040: 420,592 · +13.3%
• By 2050: 447,779 · +20.7%
• By 2075: 499,130 · +34.5%
• By 2100: 505,680 · +36.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 52% Hispanic / Latino 20% Black 20% Two or more races 6% Asian 5% Pacific Islander 2%
• Hispanic origin (detail): Mexican 16% Puerto Rican 1%
• Common ancestry: Italian 2% Lithuanian 1% Danish 1%
• Foreign-born: 8% · Canada, Vietnam, South Korea
• Languages at home: 88% English-only · Spanish 9% Other Indo-European 1% Korean 1%

Political lean MEDSL · Bell

• 2024 margin: R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
• 2008→2024 swing: -6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
• All cycles: 2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ 0.04%
• Current HPI: 170.1375
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+130.0% since first listed

25 events — show timeline

• 2026-05-12 Listed $207,000 CTXMLS
• 2021-11-03 Sold (Public Records) — Public Records
• 2021-11-02 Sold (Public Records) — Public Records
• 2021-09-03 Pending — CTXMLS
• 2021-08-30 Price Changed $160,000 CTXMLS
• 2021-08-26 Relisted — CTXMLS
• 2021-08-26 Price Changed $170,000 CTXMLS
• 2021-08-21 Pending — CTXMLS
• 2021-08-13 Relisted — CTXMLS
• 2021-08-13 Price Changed $175,000 CTXMLS
• 2021-07-10 Pending — CTXMLS
• 2021-07-07 Listed $160,000 CTXMLS
• 2019-12-11 Sold (Public Records) — Public Records
• 2019-10-11 Pending — CTXMLS
• 2019-09-17 Listed $120,259 CTXMLS
• 2009-10-01 Listing Removed — CTXMLS
• 2009-07-14 Sold (Public Records) — Public Records
• 2009-04-07 Listed $99,500 CTXMLS
• 2009-04-07 Listed $99,500 CTXMLS
• 2007-11-02 Sold (Public Records) — Public Records
• 2006-06-19 Sold (MLS) $87,500 CTXMLS
• 2006-03-01 Listed $87,500 CTXMLS
• 2005-12-13 Listing Removed — CTXMLS
• 2005-10-10 Listed $90,000 CTXMLS
• 1993-12-16 Sold (Public Records) — Public Records

Property tax history

+5.4%/yr

Latest (2026): $3,620 · +2.9% YoY. Source: county tax records.