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1110 Makayla Ln
D Composite 40.82
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +6.9/10.0
  • DSCR +3.2/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • Schools +1.9/10.0

$279,000

1110 Makayla Ln · Wedgefield, SC 29168
3 bd · 2.0 ba · 1,610 sqft · Other · 3 Days on market
Built 2024 0.77 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this charming single-level ranch nestled on a beautifully established . 77-acre lot with no HOA to worry about! Built in 2024, it has been professionally decorated throughout. This all-electric home greets you with a wide and welcoming entryway. Keep walking and enjoy a vaulted great room that fills the space with light and openness, while the heart of the home—a cook’s kitchen—shines with a stainless steel farmhouse sink, an abundance of white shaker-style cabinetry with soft-close drawers, and elegant moldings that add a polished, custom touch. Step outside to your covered back porch complete with a ceiling fan and an extra concrete pad, perfect for relax

Key facts

  • Vaulted great room
  • Single level ranch
  • No hoa

Tags

SINGLE LEVEL RANCHNO HOAVAULTED GREAT ROOMCOOK'S KITCHENSTAINLESS STEEL FARMHOUSE SINKWHITE SHAKER STYLE CABINETRY

Property features AI

Exterior

  • Parking: Attached garage with 2 spaces
  • Utilities: Public water; Septic sewer
  • Home design: Single-story home
  • Construction: Slab foundation
  • Exterior features: Covered back porch; Patio; Vinyl exterior finish; Paved road access

Interior

  • Kitchen: Eat-in kitchen; Granite countertops; Painted cabinets; Dishwasher; Disposal; Self-cleaning smooth-surface range
  • Bedrooms: Primary bedroom on main level with double vanity, private bath, separate shower, walk-in closet and separate water closet; Second bedroom on main level with shared bath, walk-in closet and ceiling fan; Third bedroom on main level with shared bath and ceiling fan
  • Flooring: Luxury vinyl plank flooring in kitchen and great room
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating and cooling; Electric heating; Heat pump on first level; Split system; Thermopane energy windows
  • Interior features: Ceiling fans; Garage door opener; Attic with pull-down access; Vaulted ceilings in great room; Recessed lighting
  • Laundry & utility: Laundry on main level in heated space (near/at bath)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $279k.

Deal economics

  • At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $259k (7.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (28.3% below list).
  • Recommended offer: $200k (28.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#192 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, employment F.
  • Sumter 01 (urban): math 18% / reading 28% proficiency, ranked #64 of 80 in SC (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Manchester Elementary (math 12% / reading 17%, grade F, #553 of 597 statewide, top 95%, 383 students, 100% FRL); Furman Middle (math 9% / reading 23%, grade F, #196 of 229 statewide, top 87%, 729 students, 100% FRL); Lakewood High (math 12% / reading 67%, grade F, #180 of 196 statewide, top 93%, 1,036 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 7 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 386 units permitted in Sumter County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($2k loan paydown + $10k appreciation (3.7% local appreciation)).
  • Sumter County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 3, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $200,000 (28.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.80%
Cash-on-cash
-1.77%
DSCR
0.92
GRM
11.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.72% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.9%
Equity multiple
1.47×
Total profit
$36,891
Equity at exit
$136,882
10-year hold
IRR
10.2%
Equity multiple
2.65×
Total profit
$128,621
Equity at exit
$220,307

Cash invested: $78,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29168

Home prices YoY
3.7%
Active inventory
7
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$2,000 medium interval (Pro) →
Mortgage (P&I)
$1,463
Tax from tax record
$116 /mo · $1,393/yr
Insurance
$116
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$-115

Break-even live

Break-even rent $2,146
Max offer price $258,610
Occupancy floor

Sensitivity live

Price -10% $43 -5% $-36 +0% $-115 +5% $-194 +10% $-273
Rent -10% $-273 -5% $-194 +0% $-115 +5% $-36 +10% $43
Rate -1.0pp $25 -0.5pp $-44 base $-115 +0.5pp $-188 +1.0pp $-261

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,750
Closing costs
$8,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5625 Tillman Nursery Rd Wedgefield, SC 3.0 2.0 1705 $2,000 $1.17 25d 1 0.10mi

Listing history 3 events

  1. 2026-06-22
    days on market $279,000 Active 3 DOM
  2. 2026-06-18
    remarks 681-char remark
  3. 2026-06-18
    listed $279,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,393 · $116/mo
Projected year-2 tax
$1,590 · $133/mo
Expected delta
+$197/yr (+$16/mo · 14.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,000
− Mortgage interest
−$15,628
− Property taxes
−$1,393
− Insurance
−$1,395
− Repairs & maintenance
−$1,920
− Management
−$1,920
− Depreciation
−$8,116
Taxable loss
−$6,373
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,529
After-tax cash flow
$144/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sumter 01
NCES district ID
4503902
Math proficiency
18% ▼ -13.00%
Reading proficiency
28% ▼ -6.00%
Median HH income
$40,423
Composite
19.45/100
National rank
#8775
State rank
#64 of 80 in SC

Livability — Wedgefield

Score
62/100
State rank
#192
US rank
#16586

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wedgefield, SC
Population (ZIP)
2,583

Population outlook (Sumter County) Hauer SSP2

Today (2025)
104,585 people
By 2030
102,282 · -2.2%
By 2040
96,258 · -8.0%
By 2050
89,592 · -14.3%
By 2075
74,715 · -28.6%
By 2100
60,235 · -42.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (51%)
Race & ethnicity
White 51% Black 44% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Serbian 2% Lithuanian 1% Slovak 1%
Foreign-born
3% · Canada

Political lean MEDSL · Sumter

2024 margin
Toss-up / Even · D 51.9% · R 47.0% · Other 1.2%
2008→2024 swing
-10.6pp toward R · 2008: 15.4pp · 2024: 4.9pp
All cycles
2024: D+4.9 2020: D+13.0 2016: D+12.0 2012: D+17.5 2008: D+15.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.72%
Current HPI
103.827
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+316.4% since first listed
3 events — show timeline
  • 2026-06-18 Listed $279,000 Consolidated MLS
  • 2024-07-05 Sold (Public Records) $257,600 Public Records
  • 2023-11-01 Sold (Public Records) $67,000 Public Records

Property tax history

+752.7%/yr

Latest (2025): $1,393 · +752.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…