1110 Makayla Ln · Wedgefield, SC
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.0/30.0
- ARV discount +7.5/15.0
- Appreciation +6.9/10.0
- DSCR +3.2/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.2/10.0
- Schools +1.9/10.0
$279,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to this charming single-level ranch nestled on a beautifully established . 77-acre lot with no HOA to worry about! Built in 2024, it has been professionally decorated throughout. This all-electric home greets you with a wide and welcoming entryway. Keep walking and enjoy a vaulted great room that fills the space with light and openness, while the heart of the home—a cook’s kitchen—shines with a stainless steel farmhouse sink, an abundance of white shaker-style cabinetry with soft-close drawers, and elegant moldings that add a polished, custom touch. Step outside to your covered back porch complete with a ceiling fan and an extra concrete pad, perfect for relax
Key facts
- Vaulted great room
- Single level ranch
- No hoa
Tags
Property features AI
Exterior
- Parking: Attached garage with 2 spaces
- Utilities: Public water; Septic sewer
- Home design: Single-story home
- Construction: Slab foundation
- Exterior features: Covered back porch; Patio; Vinyl exterior finish; Paved road access
Interior
- Kitchen: Eat-in kitchen; Granite countertops; Painted cabinets; Dishwasher; Disposal; Self-cleaning smooth-surface range
- Bedrooms: Primary bedroom on main level with double vanity, private bath, separate shower, walk-in closet and separate water closet; Second bedroom on main level with shared bath, walk-in closet and ceiling fan; Third bedroom on main level with shared bath and ceiling fan
- Flooring: Luxury vinyl plank flooring in kitchen and great room
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating and cooling; Electric heating; Heat pump on first level; Split system; Thermopane energy windows
- Interior features: Ceiling fans; Garage door opener; Attic with pull-down access; Vaulted ceilings in great room; Recessed lighting
- Laundry & utility: Laundry on main level in heated space (near/at bath)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $279k.
Deal economics
- At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $259k (7.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (28.3% below list).
- Recommended offer: $200k (28.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 62/100 on livability (#192 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, employment F.
- Sumter 01 (urban): math 18% / reading 28% proficiency, ranked #64 of 80 in SC (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Manchester Elementary (math 12% / reading 17%, grade F, #553 of 597 statewide, top 95%, 383 students, 100% FRL); Furman Middle (math 9% / reading 23%, grade F, #196 of 229 statewide, top 87%, 729 students, 100% FRL); Lakewood High (math 12% / reading 67%, grade F, #180 of 196 statewide, top 93%, 1,036 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 7 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 386 units permitted in Sumter County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $12k of equity ($2k loan paydown + $10k appreciation (3.7% local appreciation)).
- Sumter County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 3, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 5.80%
- Cash-on-cash
- -1.77%
- DSCR
- 0.92
- GRM
- 11.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.72% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 7.9%
- Equity multiple
- 1.47×
- Total profit
- $36,891
- Equity at exit
- $136,882
- IRR
- 10.2%
- Equity multiple
- 2.65×
- Total profit
- $128,621
- Equity at exit
- $220,307
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29168
- Home prices YoY
- 3.7%
- Active inventory
- 7
- Price-to-rent
- 11.6×
Monthly cashflow live
- Estimated rent
- $2,000 medium interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax from tax record
- −$116 /mo · $1,393/yr
- Insurance
- −$116
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$420
- Net cashflow
- $-115
Break-even live
Sensitivity live
| Price | -10% $43 | -5% $-36 | +0% $-115 | +5% $-194 | +10% $-273 |
|---|---|---|---|---|---|
| Rent | -10% $-273 | -5% $-194 | +0% $-115 | +5% $-36 | +10% $43 |
| Rate | -1.0pp $25 | -0.5pp $-44 | base $-115 | +0.5pp $-188 | +1.0pp $-261 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5625 Tillman Nursery Rd Wedgefield, SC | 3.0 | 2.0 | 1705 | $2,000 | $1.17 | 25d | 1 | 0.10mi |
Listing history 3 events
-
2026-06-22days on market $279,000 Active 3 DOM
-
2026-06-18remarks 681-char remark
-
2026-06-18$279,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,393 · $116/mo
- Projected year-2 tax
- $1,590 · $133/mo
- Expected delta
- +$197/yr (+$16/mo · 14.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,000
- − Mortgage interest
- −$15,628
- − Property taxes
- −$1,393
- − Insurance
- −$1,395
- − Repairs & maintenance
- −$1,920
- − Management
- −$1,920
- − Depreciation
- −$8,116
- Taxable loss
- −$6,373
- Est. tax savings @ 24.0%
- +$1,529
- After-tax cash flow
- $144/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sumter 01
- NCES district ID
- 4503902
- Math proficiency
- 18% ▼ -13.00%
- Reading proficiency
- 28% ▼ -6.00%
- Median HH income
- $40,423
- Composite
- 19.45/100
- National rank
- #8775
- State rank
- #64 of 80 in SC
Livability — Wedgefield
- Score
- 62/100
- State rank
- #192
- US rank
- #16586
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wedgefield, SC
- Population (ZIP)
- 2,583
Population outlook (Sumter County) Hauer SSP2
- Today (2025)
- 104,585 people
- By 2030
- 102,282 · -2.2%
- By 2040
- 96,258 · -8.0%
- By 2050
- 89,592 · -14.3%
- By 2075
- 74,715 · -28.6%
- By 2100
- 60,235 · -42.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (51%)
- Race & ethnicity
- White 51% Black 44% Two or more races 5% Hispanic / Latino 1%
- Common ancestry
- Serbian 2% Lithuanian 1% Slovak 1%
- Foreign-born
- 3% · Canada
Political lean MEDSL · Sumter
- 2024 margin
- Toss-up / Even · D 51.9% · R 47.0% · Other 1.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: 15.4pp · 2024: 4.9pp
- All cycles
- 2024: D+4.9 2020: D+13.0 2016: D+12.0 2012: D+17.5 2008: D+15.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.72%
- Current HPI
- 103.827
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+316.4% since first listed3 events — show timeline
- 2026-06-18 Listed $279,000 Consolidated MLS
- 2024-07-05 Sold (Public Records) $257,600 Public Records
- 2023-11-01 Sold (Public Records) $67,000 Public Records
Property tax history
+752.7%/yrLatest (2025): $1,393 · +752.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…