19151 Symms Rd · Marsing, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 11 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.6/5.0
- Schools +3.4/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$84,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.
Key facts
- Split-bedroom layout
- Wood stove
- Primary suite
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $85k.
Deal economics
- At list price, monthly cash flow is $460 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $85k).
- Recommended offer: $77k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#97 in ID) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
- Marsing Joint District (rural): math 35% / reading 47% proficiency, ranked #65 of 92 in ID (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Marsing Elementary School (math 37% / reading 42%, grade F, #234 of 357 statewide, top 69%, 412 students, 55% FRL); Marsing Middle School (math 27% / reading 45%, grade F, #78 of 109 statewide, top 72%, 213 students, 60% FRL); Marsing High School (math 64% / reading 74%, grade B, #8 of 169 statewide, top 4%, 229 students, 43% FRL).
- Market conditions: Rents rising fast (+4.5%/yr); 581 active listings in the ZIP; solid renter incomes; 3,620 units permitted in Canyon County in 2024 (196 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Canyon County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.5% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 108 days — a 9% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
Questions for the listing agent
- It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.51% ✓
- Cap rate
- 12.79%
- Cash-on-cash
- 23.20%
- DSCR
- 2.03
- GRM
- 3.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.45% rent growth · sell at horizon
- IRR
- 19.1%
- Equity multiple
- 1.80×
- Total profit
- $19,089
- Equity at exit
- $12,659
- IRR
- 29.2%
- Equity multiple
- 3.92×
- Total profit
- $69,365
- Equity at exit
- $7,341
Cash invested: $23,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83607
- Home prices YoY
- -32.8%
- Rents YoY
- 4.5%
- Active inventory
- 581
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $2,131 medium interval (Pro) →
- Mortgage (P&I)
- −$445
- Tax from tax record
- −$44 /mo · $524/yr
- Insurance
- −$35
- HOA
- −$700
- Vacancy / Maint / Mgmt
- −$448
- Net cashflow
- $460
Break-even live
Sensitivity live
| Price | -10% $508 | -5% $484 | +0% $460 | +5% $436 | +10% $411 |
|---|---|---|---|---|---|
| Rent | -10% $291 | -5% $375 | +0% $460 | +5% $544 | +10% $628 |
| Rate | -1.0pp $502 | -0.5pp $481 | base $460 | +0.5pp $438 | +1.0pp $415 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,225
- Closing costs
- $2,547
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $700 · $8,400/yr
Listing history 18 events
-
2026-06-22days on market $84,900 Active 108 DOM
-
2026-06-18days on market $84,900 Active 105 DOM
-
2026-06-17days on market $84,900 Active 104 DOM
-
2026-06-16days on market $84,900 Active 103 DOM
-
2026-06-15days on market $84,900 Active 102 DOM
-
2026-06-13days on market $84,900 Active 100 DOM
-
2026-06-13days on market $84,900 Active 99 DOM
-
2026-06-10days on market $84,900 Active 97 DOM
-
2026-06-09days on market $84,900 Active 96 DOM
-
2026-06-08days on market $84,900 Active 95 DOM
-
2026-06-07days on market $84,900 Active 94 DOM
-
2026-06-03days on market $84,900 Active 90 DOM
-
2026-06-03days on market $84,900 Active 89 DOM
-
2026-06-01days on market $84,900 Active 88 DOM
-
2026-05-31days on market $84,900 Active 87 DOM
-
2026-04-29price $84,900 626-char remark
Show marketing remark (626 chars)
Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.
-
2026-03-16price $89,900 626-char remark
Show marketing remark (626 chars)
Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.
-
2026-03-05$100,000 Active 626-char remark
Show marketing remark (626 chars)
Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast ID · Resets to sale price
- Current annual tax
- $524 · $44/mo
- Projected year-2 tax
- $586 · $49/mo
- Expected delta
- +$62/yr (+$5/mo · 11.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 11 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,577
- − Mortgage interest
- −$4,756
- − Property taxes
- −$524
- − Insurance
- −$424
- − Repairs & maintenance
- −$2,046
- − Management
- −$2,046
- − HOA
- −$8,400
- − Depreciation
- −$2,470
- Taxable income
- $4,910
- Est. tax owed @ 24.0%
- −$1,179
- After-tax cash flow
- $4,336/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Marsing Joint District
- NCES district ID
- 1601980
- Math proficiency
- 35% ▼ -11.00%
- Reading proficiency
- 47% ▼ -2.00%
- Median HH income
- $33,735
- Composite
- 33.72/100
- National rank
- #5376
- State rank
- #65 of 92 in ID
Livability — Marsing
- Score
- 67/100
- State rank
- #97
- US rank
- #10734
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Canyon County · 235,358 people
- Metro
- Boise City, ID
- Population (ZIP)
- 35,491
- Household income
- $85,399
- Rent vs Own
- Severe rent burden
- 446.0
Population outlook (Canyon County) Hauer SSP2
- Today (2025)
- 248,853 people
- By 2030
- 269,596 · +8.3%
- By 2040
- 311,081 · +25.0%
- By 2050
- 350,809 · +41.0%
- By 2075
- 441,884 · +77.6%
- By 2100
- 505,641 · +103.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 25% Two or more races 13% Asian 2%
- Hispanic origin (detail)
- Mexican 21%
- Common ancestry
- Slovak 3% Italian 3% Lithuanian 3%
- Foreign-born
- 8% · Canada
- Languages at home
- 82% English-only · Spanish 16% Other Asian/Pacific 1%
Political lean MEDSL · Canyon
- 2024 margin
- Solid R (+46.6) · D 25.4% · R 72.0% · Other 2.5%
- 2008→2024 swing
- -11.4pp toward R · 2008: -35.2pp · 2024: -46.6pp
- All cycles
- 2024: R+46.6 2020: R+39.7 2016: R+41.8 2012: R+37.1 2008: R+35.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -151.23%
- Current HPI
- 310.4118
- Rent YoY
- ▲ 4.45%
- Metro
- Boise City, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
||
| Technology | 1 | $25B |
|
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| Food / Agriculture | 1 | $6B |
|
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Price history
-15.1% since first listed3 events — show timeline
- 2026-04-29 Price Changed $84,900 IMLS
- 2026-03-16 Price Changed $89,900 IMLS
- 2026-03-05 Listed $100,000 IMLS
Property tax history
+7.6%/yrLatest (2025): $524 · +80.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…