CashFlowRE
Sign in Sign up
19151 Symms Rd
B Composite 70.33
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.6/5.0
  • Schools +3.4/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$84,900

19151 Symms Rd · Marsing, ID 83607
3 bd · 2.0 ba · 1,252 sqft · Manufactured public records · 108 Days on market
Built 1984 $700/mo HOA · 33% of rent ↓ 15% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.

Key facts

  • Split-bedroom layout
  • Wood stove
  • Primary suite

Tags

GRANITE COUNTERTOPSSPLIT-BEDROOM LAYOUTWOOD STOVECENTRAL AIRFORCED AIR HEATINGPRIMARY SUITE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $85k.

Deal economics

  • At list price, monthly cash flow is $460 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $85k).
  • Recommended offer: $77k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#97 in ID) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Marsing Joint District (rural): math 35% / reading 47% proficiency, ranked #65 of 92 in ID (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Marsing Elementary School (math 37% / reading 42%, grade F, #234 of 357 statewide, top 69%, 412 students, 55% FRL); Marsing Middle School (math 27% / reading 45%, grade F, #78 of 109 statewide, top 72%, 213 students, 60% FRL); Marsing High School (math 64% / reading 74%, grade B, #8 of 169 statewide, top 4%, 229 students, 43% FRL).
  • Market conditions: Rents rising fast (+4.5%/yr); 581 active listings in the ZIP; solid renter incomes; 3,620 units permitted in Canyon County in 2024 (196 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Canyon County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.5% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 108 days — a 9% lower offer ($77k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 33% of rent.
Recommended offer $77,259 (9.0% below list)

Questions for the listing agent

  1. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.51%
Cap rate
12.79%
Cash-on-cash
23.20%
DSCR
2.03
GRM
3.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
19.1%
Equity multiple
1.80×
Total profit
$19,089
Equity at exit
$12,659
10-year hold
IRR
29.2%
Equity multiple
3.92×
Total profit
$69,365
Equity at exit
$7,341

Cash invested: $23,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83607

Home prices YoY
-32.8%
Rents YoY
4.5%
Active inventory
581
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$2,131 medium interval (Pro) →
Mortgage (P&I)
$445
Tax from tax record
$44 /mo · $524/yr
Insurance
$35
HOA
$700
Vacancy / Maint / Mgmt
$448
Net cashflow
$460

Break-even live

Break-even rent $1,550
Max offer price $84,900
Occupancy floor 73%

Sensitivity live

Price -10% $508 -5% $484 +0% $460 +5% $436 +10% $411
Rent -10% $291 -5% $375 +0% $460 +5% $544 +10% $628
Rate -1.0pp $502 -0.5pp $481 base $460 +0.5pp $438 +1.0pp $415

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,225
Closing costs
$2,547
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$700 · $8,400/yr

Listing history 18 events

  1. 2026-06-22
    days on market $84,900 Active 108 DOM
  2. 2026-06-18
    days on market $84,900 Active 105 DOM
  3. 2026-06-17
    days on market $84,900 Active 104 DOM
  4. 2026-06-16
    days on market $84,900 Active 103 DOM
  5. 2026-06-15
    days on market $84,900 Active 102 DOM
  6. 2026-06-13
    days on market $84,900 Active 100 DOM
  7. 2026-06-13
    days on market $84,900 Active 99 DOM
  8. 2026-06-10
    days on market $84,900 Active 97 DOM
  9. 2026-06-09
    days on market $84,900 Active 96 DOM
  10. 2026-06-08
    days on market $84,900 Active 95 DOM
  11. 2026-06-07
    days on market $84,900 Active 94 DOM
  12. 2026-06-03
    days on market $84,900 Active 90 DOM
  13. 2026-06-03
    days on market $84,900 Active 89 DOM
  14. 2026-06-01
    days on market $84,900 Active 88 DOM
  15. 2026-05-31
    days on market $84,900 Active 87 DOM
  16. 2026-04-29
    price $84,900 626-char remark
    Show marketing remark (626 chars)

    Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.

  17. 2026-03-16
    price $89,900 626-char remark
    Show marketing remark (626 chars)

    Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.

  18. 2026-03-05
    listed $100,000 Active 626-char remark
    Show marketing remark (626 chars)

    Affordable rural lifestyle opportunity! This 1984 Sequoia 24x48 manufactured home offers 3 bedrooms, 2 bathrooms, and 1,252 sq ft on a rented lot with approximately . 4 an acre of usable yard space. Granite countertops, split-bedroom layout, wood stove, central air, and forced air heating. Primary suite on main level. The cross-fenced yard offers a large usable lot and allows chickens, making it a great option for someone looking for a little extra outdoor space without managing full acreage. Irrigation available, individual well, septic system, and RV parking. Space rent $700/month. Home only – no land included.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$524 · $44/mo
Projected year-2 tax
$586 · $49/mo
Expected delta
+$62/yr (+$5/mo · 11.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 11 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,577
− Mortgage interest
−$4,756
− Property taxes
−$524
− Insurance
−$424
− Repairs & maintenance
−$2,046
− Management
−$2,046
− HOA
−$8,400
− Depreciation
−$2,470
Taxable income
$4,910
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,179
After-tax cash flow
$4,336/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marsing Joint District
NCES district ID
1601980
Math proficiency
35% ▼ -11.00%
Reading proficiency
47% ▼ -2.00%
Median HH income
$33,735
Composite
33.72/100
National rank
#5376
State rank
#65 of 92 in ID

Livability — Marsing

Score
67/100
State rank
#97
US rank
#10734

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Canyon County · 235,358 people
Metro
Boise City, ID
Population (ZIP)
35,491
Household income
$85,399
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
446.0

Population outlook (Canyon County) Hauer SSP2

Today (2025)
248,853 people
By 2030
269,596 · +8.3%
By 2040
311,081 · +25.0%
By 2050
350,809 · +41.0%
By 2075
441,884 · +77.6%
By 2100
505,641 · +103.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 25% Two or more races 13% Asian 2%
Hispanic origin (detail)
Mexican 21%
Common ancestry
Slovak 3% Italian 3% Lithuanian 3%
Foreign-born
8% · Canada
Languages at home
82% English-only · Spanish 16% Other Asian/Pacific 1%

Political lean MEDSL · Canyon

2024 margin
Solid R (+46.6) · D 25.4% · R 72.0% · Other 2.5%
2008→2024 swing
-11.4pp toward R · 2008: -35.2pp · 2024: -46.6pp
All cycles
2024: R+46.6 2020: R+39.7 2016: R+41.8 2012: R+37.1 2008: R+35.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -151.23%
Current HPI
310.4118
Rent YoY
▲ 4.45%
Metro
Boise City, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

-15.1% since first listed
3 events — show timeline
  • 2026-04-29 Price Changed $84,900 IMLS
  • 2026-03-16 Price Changed $89,900 IMLS
  • 2026-03-05 Listed $100,000 IMLS

Property tax history

+7.6%/yr

Latest (2025): $524 · +80.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…