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8 Hollers St
D Composite 40.47
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.3/30.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +2.3/10.0
  • Appreciation +0.0/10.0

$306,900

8 Hollers St · Longview, TX 75601
5 bd · 2.0 ba · 2,117 sqft · SingleFamily public records · 52 Days on market
Built 1977 0.72 ac lot $145/sqft · 26% below area Est $415k · 26% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.

Key facts

  • Updated kitchen
  • Granite counter tops
  • 0.72 acre lot

Tags

OPEN CONCEPT LIVING AREAWOOD BURNING FIREPLACEUPDATED KITCHENSTAINLESS REFRIGERATORPLENTY OF CABINET SPACEGRANITE COUNTER TOPS

Property features AI

Exterior

  • Parking: Concrete parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One level
  • Construction: Composition roof; Slab foundation
  • Exterior features: Covered patio/porch; Deck; Patio; Wood fencing; Outdoor above-ground pool; Spa / hot tub; Storage structure

Interior

  • Kitchen: Dishwasher; Refrigerator; Electric range and oven; Electric water heater
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Wood-burning fireplace (1); 10 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $307k.

Deal economics

  • At list price, monthly cash flow is $-281 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $257k (16.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (26.6% below list).
  • Recommended offer: $225k (26.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 3.0% in Longview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#213 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, schools D.
  • Hallsville ISD (town): math 30% / reading 40% proficiency, ranked #490 of 826 in TX (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.3%/yr); 153 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 85 units permitted in Harrison County in 2024 (15 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($298k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 49% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,332 (26.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.19%
Cash-on-cash
-3.92%
DSCR
0.83
GRM
11.3

CMA / ARV

ARV (median comp)
$414,909
List price
$306,900
Delta
-26.03%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2105 Sophia Ln 0.70mi 4/2.0 (-1) 1,987 (-6%) 4mo $419,000 $211 49
2505 Windmill Ln 0.63mi 4/3.0 (-1) 2,332 (+10%) 18mo $429,900 $184 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.29% rent growth · sell at horizon

5-year hold
IRR
-22.6%
Equity multiple
0.22×
Total profit
$-66,968
Equity at exit
$45,760
10-year hold
IRR
-16.2%
Equity multiple
0.08×
Total profit
$-78,645
Equity at exit
$26,535

Cash invested: $85,932 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75601

Home prices YoY
-29.9%
Rents YoY
3.3%
Active inventory
153
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$2,253 medium interval (Pro) →
Mortgage (P&I)
$1,609
Tax from tax record
$324 /mo · $3,885/yr
Insurance
$128
HOA
$0
Vacancy / Maint / Mgmt
$473
Net cashflow
$-281

Break-even live

Break-even rent $2,609
Max offer price $257,269
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,725
Closing costs
$9,207
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3109 Mesa Dr Longview, TX 4.0 2.0 1582 $2,400 $1.52 13d 1 0.62mi
3105 Mesa Dr Longview, TX 4.0 2.0 1550 $2,600 $1.68 20d 1 0.62mi

Listing history 29 events

  1. 2026-06-19
    days on market $306,900 Active 52 DOM
  2. 2026-06-18
    days on market $306,900 Active 51 DOM
  3. 2026-06-17
    days on market $306,900 Active 50 DOM
  4. 2026-06-16
    pricedays on market $306,900 Active 49 DOM
  5. 2026-06-15
    days on market $315,900 Active 48 DOM
  6. 2026-06-14
    days on market $315,900 Active 46 DOM
  7. 2026-06-13
    days on market $315,900 Active 45 DOM
  8. 2026-06-10
    days on market $315,900 Active 43 DOM
  9. 2026-06-09
    days on market $315,900 Active 42 DOM
  10. 2026-06-08
    days on market $315,900 Active 41 DOM
  11. 2026-06-07
    days on market $315,900 Active 40 DOM
  12. 2026-06-05
    days on market $315,900 Active 37 DOM
  13. 2026-06-02
    days on market $315,900 Active 35 DOM
  14. 2026-06-01
    days on market $315,900 Active 34 DOM
  15. 2026-05-31
    days on market $315,900 Active 33 DOM
  16. 2026-05-30
    days on market $315,900 Active 32 DOM
  17. 2026-05-16
    price $316,900 863-char remark
  18. 2026-05-07
    price $318,400 863-char remark
  19. 2026-04-28
    listed $319,900 Active 863-char remark
  20. 2025-11-28
    price $315,000
  21. 2025-11-20
    price $317,500
  22. 2025-11-05
    price $323,500
  23. 2025-10-21
    listed $325,000 Active
  24. 2024-09-30
    soldstatus Closed
    Show marketing remark (1263 chars)

    Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.

  25. 2024-09-30
    soldstatus
    Show marketing remark (1263 chars)

    Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.

  26. 2024-08-01
    listed $300,000 Active
    Show marketing remark (1263 chars)

    Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.

  27. 2014-07-17
    soldstatus
  28. 2005-11-30
    soldstatus
  29. 2004-07-12
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,885 · $324/mo
Projected year-2 tax
$5,616 · $468/mo
Expected delta
+$1,731/yr (+$144/mo · 44.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 49% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,040
− Mortgage interest
−$17,191
− Property taxes
−$3,885
− Insurance
−$1,534
− Repairs & maintenance
−$2,163
− Management
−$2,163
− Depreciation
−$8,928
Taxable loss
−$8,826
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,118
After-tax cash flow
$-1,253/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hallsville ISD
NCES district ID
4822170
Math proficiency
30% ▼ -2.00%
Reading proficiency
40% ▲ 2.00%
Median HH income
$57,770
Composite
31.05/100
National rank
#6081
State rank
#490 of 826 in TX

Livability — Longview

Score
73/100
State rank
#213
US rank
#5287

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Longview, TX
County
Gregg County · 128,826 people
City population
103,792
Metro
Longview, TX
Population (ZIP)
15,780
Household income
$65,700
Rent vs Own
39.1% rent · 60.9% own
Severe rent burden
761.0

Population outlook (Harrison County) Hauer SSP2

Today (2025)
68,691 people
By 2030
69,317 · +0.9%
By 2040
69,973 · +1.9%
By 2050
70,090 · +2.0%
By 2075
70,607 · +2.8%
By 2100
67,546 · -1.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 53% Black 21% Hispanic / Latino 21% Two or more races 13% Asian 3%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Lithuanian 3% Slovak 3% Romanian 1%
Foreign-born
10% · Canada, Vietnam
Languages at home
81% English-only · Spanish 16% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Harrison

2024 margin
Solid R (+50.6) · D 24.4% · R 75.0%
2008→2024 swing
-19.2pp toward R · 2008: -31.4pp · 2024: -50.6pp
All cycles
2024: R+50.6 2020: R+45.6 2016: R+43.9 2012: R+34.6 2008: R+31.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.73%
Current HPI
252.0752
Rent YoY
▲ 3.29%
Metro
Longview, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+2.3% since first listed
15 events — show timeline
  • 2026-06-16 Price Changed $306,900 LAAR
  • 2026-05-28 Price Changed $315,900 LAAR
  • 2026-05-16 Price Changed $316,900 LAAR
  • 2026-05-07 Price Changed $318,400 LAAR
  • 2026-04-28 Listed $319,900 LAAR
  • 2025-11-28 Price Changed $315,000 LAAR
  • 2025-11-20 Price Changed $317,500 LAAR
  • 2025-11-05 Price Changed $323,500 LAAR
  • 2025-10-21 Listed $325,000 LAAR
  • 2024-09-30 Sold (Public Records) Public Records
  • 2024-09-30 Sold (MLS) LAAR
  • 2024-08-01 Listed $300,000 LAAR
  • 2014-07-17 Sold (Public Records) Public Records
  • 2005-11-30 Sold (Public Records) Public Records
  • 2004-07-12 Sold (Public Records) Public Records

Property tax history

+1.0%/yr

Latest (2025): $3,885 · +14.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…