8 Hollers St · Longview, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 49.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.3/30.0
- Livability +3.7/5.0
- Rent growth +3.3/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- DSCR +2.3/10.0
- Appreciation +0.0/10.0
$306,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.
Key facts
- Updated kitchen
- Granite counter tops
- 0.72 acre lot
Tags
Property features AI
Exterior
- Parking: Concrete parking
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One level
- Construction: Composition roof; Slab foundation
- Exterior features: Covered patio/porch; Deck; Patio; Wood fencing; Outdoor above-ground pool; Spa / hot tub; Storage structure
Interior
- Kitchen: Dishwasher; Refrigerator; Electric range and oven; Electric water heater
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Wood-burning fireplace (1); 10 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath single-family listed at $307k.
Deal economics
- At list price, monthly cash flow is $-281 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $257k (16.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (26.6% below list).
- Recommended offer: $225k (26.6% below list) — sets the bar for 1% rule.
- Cap rate 5.2% vs local median 3.0% in Longview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#213 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D+, schools D.
- Hallsville ISD (town): math 30% / reading 40% proficiency, ranked #490 of 826 in TX (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.3%/yr); 153 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 85 units permitted in Harrison County in 2024 (15 in 5+ unit buildings).
- This rent runs 41% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 52 days — a 3% lower offer ($298k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 49% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 52 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.19%
- Cash-on-cash
- -3.92%
- DSCR
- 0.83
- GRM
- 11.3
CMA / ARV
- ARV (median comp)
- $414,909
- List price
- $306,900
- Delta
- -26.03%
- Verdict
- UNDERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2105 Sophia Ln | 0.70mi | 4/2.0 (-1) | 1,987 (-6%) | 4mo | $419,000 | $211 | 49 |
| 2505 Windmill Ln | 0.63mi | 4/3.0 (-1) | 2,332 (+10%) | 18mo | $429,900 | $184 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.29% rent growth · sell at horizon
- IRR
- -22.6%
- Equity multiple
- 0.22×
- Total profit
- $-66,968
- Equity at exit
- $45,760
- IRR
- -16.2%
- Equity multiple
- 0.08×
- Total profit
- $-78,645
- Equity at exit
- $26,535
Cash invested: $85,932 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75601
- Home prices YoY
- -29.9%
- Rents YoY
- 3.3%
- Active inventory
- 153
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $2,253 medium interval (Pro) →
- Mortgage (P&I)
- −$1,609
- Tax from tax record
- −$324 /mo · $3,885/yr
- Insurance
- −$128
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$473
- Net cashflow
- $-281
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,725
- Closing costs
- $9,207
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3109 Mesa Dr Longview, TX | 4.0 | 2.0 | 1582 | $2,400 | $1.52 | 13d | 1 | 0.62mi |
| 3105 Mesa Dr Longview, TX | 4.0 | 2.0 | 1550 | $2,600 | $1.68 | 20d | 1 | 0.62mi |
Listing history 29 events
-
2026-06-19days on market $306,900 Active 52 DOM
-
2026-06-18days on market $306,900 Active 51 DOM
-
2026-06-17days on market $306,900 Active 50 DOM
-
2026-06-16pricedays on market $306,900 Active 49 DOM
-
2026-06-15days on market $315,900 Active 48 DOM
-
2026-06-14days on market $315,900 Active 46 DOM
-
2026-06-13days on market $315,900 Active 45 DOM
-
2026-06-10days on market $315,900 Active 43 DOM
-
2026-06-09days on market $315,900 Active 42 DOM
-
2026-06-08days on market $315,900 Active 41 DOM
-
2026-06-07days on market $315,900 Active 40 DOM
-
2026-06-05days on market $315,900 Active 37 DOM
-
2026-06-02days on market $315,900 Active 35 DOM
-
2026-06-01days on market $315,900 Active 34 DOM
-
2026-05-31days on market $315,900 Active 33 DOM
-
2026-05-30days on market $315,900 Active 32 DOM
-
2026-05-16price $316,900 863-char remark
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2026-05-07price $318,400 863-char remark
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2026-04-28$319,900 Active 863-char remark
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2025-11-28price $315,000
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2025-11-20price $317,500
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2025-11-05price $323,500
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2025-10-21$325,000 Active
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2024-09-30soldstatus Closed
Show marketing remark (1263 chars)
Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.
-
2024-09-30soldstatus
Show marketing remark (1263 chars)
Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.
-
2024-08-01$300,000 Active
Show marketing remark (1263 chars)
Welcome to this beautifully updated 5-bedroom, 2-bathroom home that combines modern amenities with stylish features. The open concept floor plan creates a comfortable flow between the kitchen and living area, ideal for both daily living and entertaining. Smart switches installed in the main living areas, primary bedroom, and front bedroom bring added convenience to your everyday life. The kitchen is a standout with its granite countertops, updated fixtures and pass through to the living area. The smart oven and dishwasher were installed within the past few years. The guest bath also has upgraded fixtures. The home also features an updated bonus room that can serve as an office or game room, providing additional versatility. Notice the crown molding throughout. Other recent upgrades include a 30-year roof (installation completed 7/31/24) and custom gutters installed a few years ago that complement the home’s exterior. Ductwork was also updated with the HVAC unit was recently installed. The concrete driveway was installed about 5-7 years ago. Enjoy outdoor gatherings with a recently added firepit that can provide cozy evenings under the stars. This home can bring comfort, style, and modern features into your life when you make it your own.
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2014-07-17soldstatus
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2005-11-30soldstatus
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2004-07-12soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,885 · $324/mo
- Projected year-2 tax
- $5,616 · $468/mo
- Expected delta
- +$1,731/yr (+$144/mo · 44.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 49% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,040
- − Mortgage interest
- −$17,191
- − Property taxes
- −$3,885
- − Insurance
- −$1,534
- − Repairs & maintenance
- −$2,163
- − Management
- −$2,163
- − Depreciation
- −$8,928
- Taxable loss
- −$8,826
- Est. tax savings @ 24.0%
- +$2,118
- After-tax cash flow
- $-1,253/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hallsville ISD
- NCES district ID
- 4822170
- Math proficiency
- 30% ▼ -2.00%
- Reading proficiency
- 40% ▲ 2.00%
- Median HH income
- $57,770
- Composite
- 31.05/100
- National rank
- #6081
- State rank
- #490 of 826 in TX
Livability — Longview
- Score
- 73/100
- State rank
- #213
- US rank
- #5287
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Longview, TX
- County
- Gregg County · 128,826 people
- City population
- 103,792
- Metro
- Longview, TX
- Population (ZIP)
- 15,780
- Household income
- $65,700
- Rent vs Own
- Severe rent burden
- 761.0
Population outlook (Harrison County) Hauer SSP2
- Today (2025)
- 68,691 people
- By 2030
- 69,317 · +0.9%
- By 2040
- 69,973 · +1.9%
- By 2050
- 70,090 · +2.0%
- By 2075
- 70,607 · +2.8%
- By 2100
- 67,546 · -1.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 53% Black 21% Hispanic / Latino 21% Two or more races 13% Asian 3%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Lithuanian 3% Slovak 3% Romanian 1%
- Foreign-born
- 10% · Canada, Vietnam
- Languages at home
- 81% English-only · Spanish 16% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · Harrison
- 2024 margin
- Solid R (+50.6) · D 24.4% · R 75.0%
- 2008→2024 swing
- -19.2pp toward R · 2008: -31.4pp · 2024: -50.6pp
- All cycles
- 2024: R+50.6 2020: R+45.6 2016: R+43.9 2012: R+34.6 2008: R+31.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -107.73%
- Current HPI
- 252.0752
- Rent YoY
- ▲ 3.29%
- Metro
- Longview, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+2.3% since first listed15 events — show timeline
- 2026-06-16 Price Changed $306,900 LAAR
- 2026-05-28 Price Changed $315,900 LAAR
- 2026-05-16 Price Changed $316,900 LAAR
- 2026-05-07 Price Changed $318,400 LAAR
- 2026-04-28 Listed $319,900 LAAR
- 2025-11-28 Price Changed $315,000 LAAR
- 2025-11-20 Price Changed $317,500 LAAR
- 2025-11-05 Price Changed $323,500 LAAR
- 2025-10-21 Listed $325,000 LAAR
- 2024-09-30 Sold (Public Records) — Public Records
- 2024-09-30 Sold (MLS) — LAAR
- 2024-08-01 Listed $300,000 LAAR
- 2014-07-17 Sold (Public Records) — Public Records
- 2005-11-30 Sold (Public Records) — Public Records
- 2004-07-12 Sold (Public Records) — Public Records
Property tax history
+1.0%/yrLatest (2025): $3,885 · +14.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…