CashFlowRE
Sign in Sign up
750-754 Pacific Ave Triplex
D+ Composite 49.75
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +8.2/10.0
  • Cash flow +6.4/30.0
  • Rent growth +5.0/5.0
  • Schools +5.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • 1% rule +1.6/10.0
  • DSCR +0.7/10.0

$2,250,000

750-754 Pacific Ave · San Francisco, CA 94133
None bd · None ba · 12,222 sqft · MultiFamily · 88 Days on market
Built 1907 Good condition 4,095 sqft lot $184/sqft · 45% below area Est $4.122M · 45% under ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 3 units. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks

750-754 Pacific Ave is a 3-story mixed-use building located in the heart of San Francisco's Chinatown. This property is just half a block from Stockton Street and Grant Avenue, with heavy foot traffic. It is within walking distance to Portsmouth Square, Hilton Hotel, City College and Transamerica Pyramid. It is also close to Financial District, Union Square, and Downtown. Public transit is also very convenient. 750-754 Pacific Ave is a 12,222 square foot building on a 4,095 square foot lot (Tax Records). There are 2 commercial units on the ground floor and a total of 36 SRO rooms on the upper levels.

Key facts

  • Heart of chinatown
  • Mixed-use building
  • Heavy foot traffic

Tags

MIXED-USE BUILDINGHEART OF CHINATOWNHEAVY FOOT TRAFFICCLOSE TO FINANCIAL DISTRICTCONVENIENT PUBLIC TRANSIT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3 × 2-bed/?-bath units multifamily listed at $2.25M. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-4k ($-46k/yr) — negative. Per door: $-1k/mo.
  • To cash-flow at today's rent, offer at most $1.69M (24.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.48M (34.3% below list).
  • Recommended offer: $1.48M (34.3% below list) — sets the bar for 1% rule.
  • Cap rate 4.2% vs local median 2.2% in San Francisco — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in CA, #3,143 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • San Francisco Unified (urban): math 50% / reading 56% proficiency, ranked #322 of 1,400 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Lilienthal (Claire) Elementary (669 students, 19% FRL); Giannini (A.P.) Middle (1,192 students, 34% FRL); Lowell High (2,632 students, 37% FRL) — zoned schools average 30% FRL vs 49% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+16.9%/yr); 89 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 48d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 750 units permitted in San Francisco County in 2024 (688 in 5+ unit buildings).
  • At $4,926/mo per unit this rent would consume 68% of the median local household income ($87k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $160k of equity ($16k loan paydown + $145k appreciation (6.4% local appreciation)).
  • San Francisco County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$257k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 88 days — a 6% lower offer ($2.12M) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1907 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $1,477,900 (34.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  4. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  5. Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.66%
Cap rate
4.23%
Cash-on-cash
-7.38%
DSCR
0.67
GRM
12.7

CMA / ARV

ARV (median comp)
$4,121,690
List price
$2,250,000
Delta
-45.41%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
124 Waverly Pl 0.17mi 30/3.0 11,816 (-3%) 5mo $4,000,000 $339 82
734-752 Vallejo St 0.15mi 2/— 10,686 (-13%) 4mo $3,000,000 $281 68
1418 Leavenworth St 0.49mi 19/— 11,436 (-6%) 11mo $4,350,000 $380 57
1045-1049 Bush St 0.64mi 2/— 11,500 (-6%) 9mo $4,200,000 $365 53
1335 Washington St 0.48mi 22/4.0 11,386 (-7%) 20mo $4,600,000 $404 49
1371 Jackson St 0.56mi 10/— 10,890 (-11%) 20mo $4,950,000 $455 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.44% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
12.2%
Equity multiple
1.86×
Total profit
$540,510
Equity at exit
$1,477,511
10-year hold
IRR
14.3%
Equity multiple
4.12×
Total profit
$1,963,155
Equity at exit
$2,735,593

Cash invested: $630,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City San Francisco
0 Strongly Tenant-Friendly · D+57
SF Rent Ordinance + Eviction Protections; relocation $10k+; one of strictest in US.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
6 active · 5 under contract
Months of supply
6.0 mo (17%/mo absorbed)
Median asking
$5,197,500 ($448/sqft)
Median days on market
91 d
This list price
lowest-priced of the active set
ARV vs active asking
-24.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 94133

Home prices YoY
4.0%
Rents YoY
16.9%
Active inventory
89
Price-to-rent
38.1×

Monthly cashflow live

Estimated rent
$14,779 medium interval (Pro) →
Mortgage (P&I)
$11,799
Tax est. 1.5%
$2,812 /mo · $33,750/yr
Insurance
$938
HOA
$0
Vacancy / Maint / Mgmt
$3,104
Net cashflow
$-3,874

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (3 units) $14,779

Break-even live

Break-even rent $19,683
Max offer price $1,689,450
Occupancy floor

Sensitivity live

Price -10% $-2,319 -5% $-3,096 +0% $-3,874 +5% $-4,651 +10% $-5,429
Rent -10% $-5,041 -5% $-4,458 +0% $-3,874 +5% $-3,290 +10% $-2,706
Rate -1.0pp $-2,741 -0.5pp $-3,302 base $-3,874 +0.5pp $-4,457 +1.0pp $-5,050

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$562,500
Closing costs
$67,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
639 Broadway Unit 2 San Francisco, CA 1.0 200 $1,500 $7.50 37d 1 0.05mi
786 Jackson St San Francisco, CA 2.0 1.0 750 $3,800 $5.07 28d 1 0.07mi
640 Broadway Unit 1 San Francisco, CA 1.0 1.0 $1,500 93d 1 0.07mi
666 Jackson St Unit 662B San Francisco, CA 1.0 1675 $1,300 $0.78 93d 1 0.11mi
1226 Grant Ave San Francisco, CA 1.0 81 $1,995 $24.63 93d 1 0.11mi
1426 Stockton St San Francisco, CA 1.0 700 $3,100 $4.43 93d 1 0.15mi
39-49 Spofford St San Francisco, CA 4.0 115 $902 $7.85 73d 2 0.16mi
566 Vallejo St Unit W-24 San Francisco, CA 1.0 1.0 $4,995 13d 1 0.17mi
15 San Antonio Pl Unit 302 San Francisco, CA 1.0 $3,250 11d 1 0.18mi
68 John St Unit 74 San Francisco, CA 1.0 1.0 $3,695 73d 1 0.18mi
112 Columbus Ave San Francisco, CA 1.0 1.0 $1,500 48d 1 0.20mi
19 Jasper Pl San Francisco, CA 1.0 1.0 $2,495 64d 1 0.20mi
662-666 Green St Unit 666A San Francisco, CA 2.0 1.0 $3,400 21d 1 0.22mi
1041 Washington St San Francisco, CA 1.0 1.0 $3,195 69d 1 0.22mi
402 Broadway Unit 130 San Francisco, CA 1.0 $600 56d 1 0.23mi
402 Broadway Unit 139 San Francisco, CA 1.0 $800 56d 1 0.23mi
402 Broadway Unit 23 San Francisco, CA 1.0 $950 56d 1 0.23mi
402 Broadway San Francisco, CA 1.0 $950 48d 1 0.23mi
402 Broadway Unit 38 San Francisco, CA 1.0 $800 29d 1 0.23mi
402 Broadway San Francisco, CA 1.0 $950 93d 1 0.23mi
402 Broadway Unit 147 San Francisco, CA 1.0 $600 13d 1 0.23mi
402 Broadway Unit 137 San Francisco, CA 1.0 $800 43d 1 0.23mi
402 Broadway San Francisco, CA 1.0 $950 16d 1 0.23mi
753 Green St San Francisco, CA 1.0 1.0 $3,995 71d 1 0.24mi
706 Kearny St Unit 124 San Francisco, CA 1.0 100 $1,550 $15.50 93d 1 0.24mi
759 Green St San Francisco, CA 1.0 1.0 $4,345 93d 1 0.24mi
1632 Mason St San Francisco, CA 2.0 1.0 650 $5,495 $8.45 25d 1 0.25mi
1329 Kearny St San Francisco, CA 2.0 1.0 670 $4,495 $6.71 42d 1 0.25mi
1048 Pacific Ave San Francisco, CA 1.0 1.0 $4,295 7d 1 0.25mi
722 Montgomery St Unit 304 San Francisco, CA 2.0 1.0 885 $5,695 $6.44 2d 1 0.26mi
640 Clay St San Francisco, CA 1.0 $1,295 19d 1 0.27mi
1147 Montgomery St Unit 1145 San Francisco, CA 2.0 1.0 $4,995 73d 1 0.27mi
1142-1146 Montgomery St Unit 1142-A San Francisco, CA 1.0 1.0 709 $4,995 $7.05 73d 1 0.29mi
988-990 Broadway Unit 2 San Francisco, CA 1.0 1.0 515 $6,000 $11.65 24d 1 0.29mi
449 Filbert St San Francisco, CA 1.0 1.0 $4,195 18d 1 0.32mi
707 Stockton St San Francisco, CA 1.0 400 $2,775 $6.94 52d 1 0.32mi
350 Union St San Francisco, CA 1.0 $3,834 2d 1 0.33mi
1027-1031 Broadway San Francisco, CA 1.0 500 $3,500 $7.00 2d 1 0.33mi
1224 Taylor St San Francisco, CA 1.0 1.0 440 $3,200 $7.27 43d 1 0.34mi
655 Stockton St San Francisco, CA 1.0 415 $3,980 $9.59 2d 1 0.34mi

Property features AI

Finance

Financial info
38 total units with 29 currently leased and 9 vacant
HOA & community
No association fee

Exterior

Home design
Residential income property (mixed use)Five or more unitsBuilt in 1907
Construction
Total building area approximately 12,222 square feet
Exterior features
Regular-shaped lotZoning: CRNC

Interior

Bedrooms
Unit mix varies by unit (units furnished vary by unit)
Interior features
Mixed-use residential income buildingThree or more levels

Listing history 50 events

  1. 2026-08-08
    days on market $2,250,000 Active 88 DOM
  2. 2026-08-06
    days on market $2,250,000 Active 86 DOM
  3. 2026-08-05
    days on market $2,250,000 Active 85 DOM
  4. 2026-08-04
    days on market $2,250,000 Active 84 DOM
  5. 2026-08-03
    days on market $2,250,000 Active 83 DOM
  6. 2026-07-31
    days on market $2,250,000 Active 80 DOM
  7. 2026-07-30
    days on market $2,250,000 Active 79 DOM
  8. 2026-07-30
    days on market $2,250,000 Active 78 DOM
  9. 2026-07-28
    days on market $2,250,000 Active 77 DOM
  10. 2026-07-26
    days on market $2,250,000 Active 75 DOM
  11. 2026-07-24
    days on market $2,250,000 Active 73 DOM
  12. 2026-07-23
    days on market $2,250,000 Active 72 DOM
  13. 2026-07-22
    days on market $2,250,000 Active 71 DOM
  14. 2026-07-21
    days on market $2,250,000 Active 70 DOM
  15. 2026-07-20
    days on market $2,250,000 Active 69 DOM
  16. 2026-07-18
    days on market $2,250,000 Active 67 DOM
  17. 2026-07-18
    days on market $2,250,000 Active 66 DOM
  18. 2026-07-16
    days on market $2,250,000 Active 65 DOM
  19. 2026-07-15
    days on market $2,250,000 Active 64 DOM
  20. 2026-07-14
    days on market $2,250,000 Active 63 DOM
  21. 2026-07-13
    days on market $2,250,000 Active 62 DOM
  22. 2026-07-13
    days on market $2,250,000 Active 61 DOM
  23. 2026-07-11
    days on market $2,250,000 Active 60 DOM
  24. 2026-07-10
    days on market $2,250,000 Active 59 DOM
  25. 2026-07-09
    days on market $2,250,000 Active 58 DOM
  26. 2026-07-07
    days on market $2,250,000 Active 56 DOM
  27. 2026-07-06
    days on market $2,250,000 Active 55 DOM
  28. 2026-07-06
    days on market $2,250,000 Active 54 DOM
  29. 2026-07-05
    days on market $2,250,000 Active 53 DOM
  30. 2026-07-03
    days on market $2,250,000 Active 52 DOM
  31. 2026-07-02
    days on market $2,250,000 Active 51 DOM
  32. 2026-07-01
    days on market $2,250,000 Active 50 DOM
  33. 2026-06-30
    days on market $2,250,000 Active 49 DOM
  34. 2026-06-29
    days on market $2,250,000 Active 48 DOM
  35. 2026-06-28
    days on market $2,250,000 Active 47 DOM
  36. 2026-06-27
    days on market $2,250,000 Active 46 DOM
  37. 2026-06-26
    days on market $2,250,000 Active 45 DOM
  38. 2026-06-24
    days on market $2,250,000 Active 43 DOM
  39. 2026-06-22
    days on market $2,250,000 Active 41 DOM
  40. 2026-06-21
    days on market $2,250,000 Active 40 DOM
  41. 2026-06-18
    days on market $2,250,000 Active 37 DOM
  42. 2026-06-17
    days on market $2,250,000 Active 36 DOM
  43. 2026-06-16
    days on market $2,250,000 Active 35 DOM
  44. 2026-06-15
    days on market $2,250,000 Active 34 DOM
  45. 2026-06-13
    days on market $2,250,000 Active 32 DOM
  46. 2026-06-13
    days on market $2,250,000 Active 31 DOM
  47. 2026-06-09
    days on market $2,250,000 Active 28 DOM
  48. 2026-06-08
    days on market $2,250,000 Active 27 DOM
  49. 2026-06-07
    days on market $2,250,000 Active 26 DOM
  50. 2026-06-04
    days on market $2,250,000 Active 23 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$177,348
− Mortgage interest
−$126,035
− Property taxes
−$33,750
− Insurance
−$11,250
− Repairs & maintenance
−$14,188
− Management
−$14,188
− Depreciation
−$65,455
Taxable loss
−$87,517
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$21,004
After-tax cash flow
$-25,482/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab Est. rehab $61,110–$183,330 screening

This 3-story mixed-use building in San Francisco's Chinatown is in good condition with minimal repairs needed. It offers a good investment opportunity with potential for both resale and rental value through cosmetic updates and improvements to the exterior and interior.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhancing the exterior appearance can attract more foot traffic and improve the property's overall appeal.
  • Both Interior updates to commercial space — Freshening up the interior can make the space more attractive to potential tenants and buyers.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Zoned Schools

Elementary Parker (Jean) Elementary Middle Francisco Middle High Galileo High

Schools (NCES district)

District
San Francisco Unified
NCES district ID
0634410
Math proficiency
50% ▬ 0.00%
Reading proficiency
56% ▲ 1.00%
Median HH income
$81,249
Composite
50.14/100
National rank
#4088
State rank
#322 of 1400 in CA
B Composite livability gradescore 76/100

Livability — San Francisco

Score
76/100
State rank
#90
US rank
#3143

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing B- Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Francisco, CA
County
San Francisco County · 1,030,936 people
City population
827,552
Metro
San Francisco-Oakland-Berkeley, CA
Population (ZIP)
23,804
Household income
$87,191
Rent vs Own
83.5% rent · 16.5% own
Severe rent burden
8% of renters

Population outlook (San Francisco County) Hauer SSP2

Today (2025)
1,030,936 people
By 2030
1,110,409 · +7.7%
By 2040
1,270,010 · +23.2%
By 2050
1,435,001 · +39.2%
By 2075
1,779,074 · +72.6%
By 2100
1,966,767 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Asian 48% White 34% Hispanic / Latino 11% Two or more races 9% Black 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Romanian 3% Slovak 2% Lithuanian 2%
Foreign-born
40% · China, Canada, South Korea
Languages at home
53% English-only · Chinese 34% Spanish 5% Other Indo-European 3%

Political lean MEDSL · San Francisco

2024 margin
Solid D (+64.8) · D 80.3% · R 15.5% · Other 4.1%
2008→2024 swing
-5.7pp toward R · 2008: 70.5pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+72.5 2016: D+76.1 2012: D+70.2 2008: D+70.5

Not yet ingested

Civics

Price history

-19.6% since first listed
8 events — show timeline
  • 2026-05-12 Listed $2,250,000 San Francisco MLS
  • 2026-01-02 Relisted San Francisco MLS
  • 2025-03-10 Listed $2,400,000 San Francisco MLS
  • 2024-08-21 Price Changed $2,598,000 San Francisco MLS
  • 2024-07-05 Price Changed $2,700,000 San Francisco MLS
  • 2023-11-08 Relisted San Francisco MLS
  • 2023-11-04 Delisted San Francisco MLS
  • 2023-08-23 Listed $2,800,000 San Francisco MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…