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750-754 Pacific Ave Triplex
D Composite 43.59
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +8.2/10.0
  • Rent growth +5.0/5.0
  • Schools +5.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Cash flow +2.6/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$2,250,000

750-754 Pacific Ave · San Francisco, CA 94133
None bd · 0.0 ba · 12,222 sqft · MultiFamily · 135 Days on market
Built 1907 Good condition 4,095 sqft lot $184/sqft · 43% below area Est $3.981M · 43% under ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 3 units. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks

750-754 Pacific Ave is a 3-story mixed-use building located in the heart of San Francisco's Chinatown. This property is just half a block from Stockton Street and Grant Avenue, with heavy foot traffic. It is within walking distance to Portsmouth Square, Hilton Hotel, City College and Transamerica Pyramid. It is also close to Financial District, Union Square, and Downtown. Public transit is also very convenient. 750-754 Pacific Ave is a 12,222 square foot building on a 4,095 square foot lot (Tax Records). There are 2 commercial units on the ground floor and a total of 36 SRO rooms on the upper levels.

Key facts

  • Heart of chinatown
  • Mixed-use building
  • Heavy foot traffic

Tags

MIXED-USE BUILDINGHEART OF CHINATOWNHEAVY FOOT TRAFFICCLOSE TO FINANCIAL DISTRICTCONVENIENT PUBLIC TRANSIT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3 × ?-bed/?-bath units multifamily listed at $2.25M. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-8k ($-93k/yr) — negative. Per door: $-3k/mo.
  • To cash-flow at today's rent, offer at most $1.13M (49.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $988k (56.1% below list).
  • Recommended offer: $988k (56.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#90 in CA, #3,143 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • San Francisco Unified (urban): math 50% / reading 56% proficiency, ranked #322 of 1,400 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Lilienthal (Claire) Elementary (669 students, 19% FRL); Giannini (A.P.) Middle (1,192 students, 34% FRL); Lowell High (2,632 students, 37% FRL) — zoned schools average 30% FRL vs 49% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+16.9%/yr); 115 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 65d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 750 units permitted in San Francisco County in 2024 (688 in 5+ unit buildings).
  • At $3,295/mo per unit this rent would consume 45% of the median local household income ($87k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $160k of equity ($16k loan paydown + $145k appreciation (6.4% local appreciation)).
  • San Francisco County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$257k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 135 days — a 12% lower offer ($1.98M) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1907 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $988,400 (56.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 56% concession, seller financing, or rate buy-down credit?
  3. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  4. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  5. Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.44%
Cap rate
2.16%
Cash-on-cash
-14.74%
DSCR
0.34
GRM
19.0

CMA / ARV

ARV (median comp)
$3,981,040
List price
$2,250,000
Delta
-43.48%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
124 Waverly Pl 0.17mi 30/3.0 11,816 (-3%) 7mo $4,000,000 $339 69
734-752 Vallejo St 0.15mi 2/— 10,686 (-13%) 6mo $3,000,000 $281 67
1418 Leavenworth St 0.49mi 19/— 11,436 (-6%) 12mo $4,350,000 $380 56
1045-1049 Bush St 0.64mi 2/— 11,500 (-6%) 10mo $4,200,000 $365 52
1371 Jackson St 0.56mi 10/— 10,890 (-11%) 22mo $4,950,000 $455 38
1335 Washington St 0.48mi 22/4.0 11,386 (-7%) 22mo $4,600,000 $404 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.44% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
6.0%
Equity multiple
1.43×
Total profit
$268,273
Equity at exit
$1,477,511
10-year hold
IRR
9.2%
Equity multiple
3.05×
Total profit
$1,290,912
Equity at exit
$2,735,593

Cash invested: $630,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City San Francisco
0 Strongly Tenant-Friendly · D+57
SF Rent Ordinance + Eviction Protections; relocation $10k+; one of strictest in US.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
10 active · 6 under contract
Months of supply
10.0 mo (10%/mo absorbed)
Median asking
$4,225,000 ($355/sqft)
Median days on market
59 d
This list price
lowest-priced of the active set
ARV vs active asking
-8.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 94133

Home prices YoY
4.0%
Rents YoY
16.9%
Active inventory
115
Price-to-rent
56.9×

Monthly cashflow live

Estimated rent
$9,884 medium interval (Pro) →
Mortgage (P&I)
$11,799
Tax est. 1.5%
$2,812 /mo · $33,750/yr
Insurance
$938
HOA
$0
Vacancy / Maint / Mgmt
$2,076
Net cashflow
$-7,741

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (3 units) $9,884

Break-even live

Break-even rent $19,683
Max offer price $1,129,882
Occupancy floor

Sensitivity live

Price -10% $-6,186 -5% $-6,963 +0% $-7,741 +5% $-8,518 +10% $-9,296
Rent -10% $-8,522 -5% $-8,131 +0% $-7,741 +5% $-7,350 +10% $-6,960
Rate -1.0pp $-6,608 -0.5pp $-7,169 base $-7,741 +0.5pp $-8,324 +1.0pp $-8,917

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$562,500
Closing costs
$67,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
786 Jackson St San Francisco, CA 2.0 1.0 750 $3,800 $5.07 75d 1 0.07mi
640 Broadway Unit 1 San Francisco, CA 1.0 1.0 $1,500 139d 1 0.07mi
27 Saint Louis Aly San Francisco, CA 1.0 1.0 245 $2,500 $10.20 27d 1 0.10mi
4 Beckett St San Francisco, CA 1.0 1.0 370 $2,885 $7.80 10d 1 0.11mi
4 Beckett St Unit 9 San Francisco, CA 1.0 1.0 370 $2,885 $7.80 7d 1 0.11mi
566 Vallejo St Unit W-24 San Francisco, CA 1.0 1.0 $4,995 60d 1 0.17mi
68 John St Unit 74 San Francisco, CA 1.0 1.0 $3,695 120d 1 0.18mi
112 Columbus Ave San Francisco, CA 1.0 1.0 $1,500 94d 1 0.20mi
19 Jasper Pl San Francisco, CA 1.0 1.0 $2,495 110d 1 0.20mi
6 Doric Aly San Francisco, CA 3.0 2.0 1000 $1,400 $1.40 18d 1 0.20mi
6 Doric Aly San Francisco, CA 1.0 1.0 $1,150 10d 1 0.20mi
1569 Powell St San Francisco, CA 2.0 1.0 $5,495 38d 1 0.21mi
1249 Kearny St San Francisco, CA 3.0 2.0 $7,995 139d 1 0.21mi
662-666 Green St Unit 666A San Francisco, CA 2.0 1.0 $3,400 67d 1 0.22mi
1041 Washington St San Francisco, CA 1.0 1.0 $3,195 116d 1 0.22mi
46 Jasper Pl Unit 42 San Francisco, CA 3.0 1.5 1000 $8,400 $8.40 84d 1 0.22mi
753 Green St San Francisco, CA 1.0 1.0 $3,995 117d 1 0.24mi
759 Green St San Francisco, CA 1.0 1.0 $4,345 139d 1 0.24mi
1632 Mason St San Francisco, CA 2.0 1.0 650 $5,495 $8.45 72d 1 0.25mi
1329 Kearny St San Francisco, CA 2.0 1.0 670 $4,495 $6.71 88d 1 0.25mi
1048 Pacific Ave San Francisco, CA 1.0 1.0 $4,295 54d 1 0.25mi
1029-1031 Jackson St San Francisco, CA 3.0 2.0 $10,995 139d 1 0.26mi
722 Montgomery St Unit 304 San Francisco, CA 2.0 1.0 885 $5,695 $6.44 49d 1 0.26mi
1147 Montgomery St Unit 1145 San Francisco, CA 2.0 1.0 $4,995 119d 1 0.27mi
900 Powell St San Francisco, CA 1.0 1.0 $4,095 24d 1 0.27mi
1420 Taylor St Unit 06 San Francisco, CA 1.0 1.0 $4,695 18d 1 0.29mi
738 Stockton St San Francisco, CA 2.0 1.0 $5,150 18d 1 0.29mi
1142-1146 Montgomery St Unit 1142-A San Francisco, CA 1.0 1.0 709 $4,995 $7.05 120d 1 0.29mi
988-990 Broadway Unit 2 San Francisco, CA 1.0 1.0 515 $6,000 $11.65 70d 1 0.29mi
267 Green St San Francisco, CA 2.0 1.0 753 $12,940 $17.17 4d 2 0.31mi
790 California St San Francisco, CA 1.0 1.0 600 $3,150 $5.25 24d 2 0.32mi
449 Filbert St San Francisco, CA 1.0 1.0 $4,195 64d 1 0.32mi
1441 Taylor St Unit 402 San Francisco, CA 1.0 1.0 492 $4,795 $9.75 24d 1 0.32mi
1120 Jackson St Apt 15 San Francisco, CA 1.0 1.0 539 $3,900 $7.24 10d 1 0.33mi
1224 Taylor St San Francisco, CA 1.0 1.0 440 $3,200 $7.27 90d 1 0.34mi
1331 Taylor St Unit 301 San Francisco, CA 1.0 1.0 584 $4,995 $8.55 10d 1 0.34mi
655 Stockton St San Francisco, CA 1.0 1.0 471 $5,840 $12.40 4d 5 0.34mi
845 California St San Francisco, CA 1.0 1.0 646 $5,740 $8.89 3d 2 0.35mi
1150 Sacramento St #104 San Francisco, CA 2.0 2.0 2838 $11,000 $3.88 67d 1 0.35mi
1200 Taylor St Apt 18 San Francisco, CA 2.0 1.0 $8,795 0d 1 0.35mi

Property features AI

Finance

Financial info
38 total units with 29 currently leased and 9 vacant
HOA & community
No association fee

Exterior

Home design
Residential income property (mixed use)Five or more unitsBuilt in 1907
Construction
Total building area approximately 12,222 square feet
Exterior features
Regular-shaped lotZoning: CRNC

Interior

Bedrooms
Unit mix varies by unit (units furnished vary by unit)
Interior features
Mixed-use residential income buildingThree or more levels

Listing history 50 events

  1. 2026-09-24
    days on market $2,250,000 Active 135 DOM
  2. 2026-09-23
    days on market $2,250,000 Active 134 DOM
  3. 2026-09-22
    days on market $2,250,000 Active 133 DOM
  4. 2026-09-21
    days on market $2,250,000 Active 132 DOM
  5. 2026-09-20
    days on market $2,250,000 Active 131 DOM
  6. 2026-09-19
    days on market $2,250,000 Active 130 DOM
  7. 2026-09-18
    days on market $2,250,000 Active 129 DOM
  8. 2026-09-17
    days on market $2,250,000 Active 128 DOM
  9. 2026-09-16
    days on market $2,250,000 Active 127 DOM
  10. 2026-09-15
    days on market $2,250,000 Active 126 DOM
  11. 2026-09-14
    days on market $2,250,000 Active 125 DOM
  12. 2026-09-13
    days on market $2,250,000 Active 124 DOM
  13. 2026-09-12
    days on market $2,250,000 Active 123 DOM
  14. 2026-09-11
    days on market $2,250,000 Active 122 DOM
  15. 2026-09-05
    days on market $2,250,000 Active 116 DOM
  16. 2026-09-04
    days on market $2,250,000 Active 115 DOM
  17. 2026-09-03
    days on market $2,250,000 Active 114 DOM
  18. 2026-08-31
    days on market $2,250,000 Active 111 DOM
  19. 2026-08-30
    days on market $2,250,000 Active 110 DOM
  20. 2026-08-29
    days on market $2,250,000 Active 109 DOM
  21. 2026-08-28
    days on market $2,250,000 Active 108 DOM
  22. 2026-08-27
    days on market $2,250,000 Active 107 DOM
  23. 2026-08-26
    days on market $2,250,000 Active 106 DOM
  24. 2026-08-25
    days on market $2,250,000 Active 105 DOM
  25. 2026-08-24
    days on market $2,250,000 Active 104 DOM
  26. 2026-08-23
    days on market $2,250,000 Active 103 DOM
  27. 2026-08-22
    days on market $2,250,000 Active 102 DOM
  28. 2026-08-21
    days on market $2,250,000 Active 101 DOM
  29. 2026-08-20
    days on market $2,250,000 Active 100 DOM
  30. 2026-08-19
    days on market $2,250,000 Active 99 DOM
  31. 2026-08-18
    days on market $2,250,000 Active 98 DOM
  32. 2026-08-17
    days on market $2,250,000 Active 97 DOM
  33. 2026-08-16
    days on market $2,250,000 Active 96 DOM
  34. 2026-08-15
    days on market $2,250,000 Active 95 DOM
  35. 2026-08-14
    days on market $2,250,000 Active 94 DOM
  36. 2026-08-13
    days on market $2,250,000 Active 93 DOM
  37. 2026-08-12
    days on market $2,250,000 Active 92 DOM
  38. 2026-08-11
    days on market $2,250,000 Active 91 DOM
  39. 2026-08-10
    days on market $2,250,000 Active 90 DOM
  40. 2026-08-09
    days on market $2,250,000 Active 89 DOM
  41. 2026-08-08
    days on market $2,250,000 Active 88 DOM
  42. 2026-08-06
    days on market $2,250,000 Active 86 DOM
  43. 2026-08-05
    days on market $2,250,000 Active 85 DOM
  44. 2026-08-04
    days on market $2,250,000 Active 84 DOM
  45. 2026-08-03
    days on market $2,250,000 Active 83 DOM
  46. 2026-07-31
    days on market $2,250,000 Active 80 DOM
  47. 2026-07-30
    days on market $2,250,000 Active 79 DOM
  48. 2026-07-30
    days on market $2,250,000 Active 78 DOM
  49. 2026-07-28
    days on market $2,250,000 Active 77 DOM
  50. 2026-07-26
    days on market $2,250,000 Active 75 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$118,608
− Mortgage interest
−$126,035
− Property taxes
−$33,750
− Insurance
−$11,250
− Repairs & maintenance
−$9,489
− Management
−$9,489
− Depreciation
−$65,455
Taxable loss
−$136,859
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$32,846
After-tax cash flow
$-60,045/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab Est. rehab $61,110–$183,330 screening

This 3-story mixed-use building in San Francisco's Chinatown is in good condition with minimal repairs needed. It offers a good investment opportunity with potential for both resale and rental value through cosmetic updates and improvements to the exterior and interior.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhancing the exterior appearance can attract more foot traffic and improve the property's overall appeal.
  • Both Interior updates to commercial space — Freshening up the interior can make the space more attractive to potential tenants and buyers.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Zoned Schools

Elementary Parker (Jean) Elementary Middle Francisco Middle High Galileo High

Schools (NCES district)

District
San Francisco Unified
NCES district ID
0634410
Math proficiency
50% ▬ 0.00%
Reading proficiency
56% ▲ 1.00%
Median HH income
$81,249
Composite
50.14/100
National rank
#4088
State rank
#322 of 1400 in CA
B Composite livability gradescore 76/100

Livability — San Francisco

Score
76/100
State rank
#90
US rank
#3143

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing B- Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Francisco, CA
County
San Francisco County · 1,030,936 people
City population
827,552
Metro
San Francisco-Oakland-Berkeley, CA
Population (ZIP)
23,804
Household income
$87,191
Rent vs Own
83.5% rent · 16.5% own
Severe rent burden
8% of renters

Population outlook (San Francisco County) Hauer SSP2

Today (2025)
1,030,936 people
By 2030
1,110,409 · +7.7%
By 2040
1,270,010 · +23.2%
By 2050
1,435,001 · +39.2%
By 2075
1,779,074 · +72.6%
By 2100
1,966,767 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Asian 48% White 34% Hispanic / Latino 11% Two or more races 9% Black 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Romanian 3% Slovak 2% Lithuanian 2%
Foreign-born
40% · China, Canada, South Korea
Languages at home
53% English-only · Chinese 34% Spanish 5% Other Indo-European 3%

Political lean MEDSL · San Francisco

2024 margin
Solid D (+64.8) · D 80.3% · R 15.5% · Other 4.1%
2008→2024 swing
-5.7pp toward R · 2008: 70.5pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+72.5 2016: D+76.1 2012: D+70.2 2008: D+70.5

Not yet ingested

Civics

Price history

-19.6% since first listed
8 events — show timeline
  • 2026-05-12 Listed $2,250,000 San Francisco MLS
  • 2026-01-02 Relisted San Francisco MLS
  • 2025-03-10 Listed $2,400,000 San Francisco MLS
  • 2024-08-21 Price Changed $2,598,000 San Francisco MLS
  • 2024-07-05 Price Changed $2,700,000 San Francisco MLS
  • 2023-11-08 Relisted San Francisco MLS
  • 2023-11-04 Delisted San Francisco MLS
  • 2023-08-23 Listed $2,800,000 San Francisco MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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