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D- Composite 39.91
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +7.1/30.0
  • Schools +4.7/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.3/10.0
  • 1% rule +0.8/10.0

$329,900

300 Crestview Dr · Woodbine, GA 31569
3 bd · 2.0 ba · 1,563 sqft · SingleFamily public records · 144 Days on market
Built 2005 0.96 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 300 Crestview Drive in Woodbine, GA—an exceptional home offering a perfect balance of comfort, style, and outdoor living. Situated on nearly an acre of land, this beautifully maintained 3-bedroom, 2-bathroom residence spans 1,563 square feet and features a thoughtfully designed split floor plan. Inside, you’ll find a spacious living and dining area with vaulted ceilings that flows effortlessly into a bright sunroom, ideal for relaxing or entertaining. The kitchen includes an eat-in breakfast nook and connects to a private laundry room with built-in shelving for added storage. The owner’s suite is generously sized, complete with a large walk-in closet and an en-s

Key facts

  • Split floor plan
  • Newer metal roof
  • Hvac system

Tags

SPLIT FLOOR PLANEXPANSIVE COVERED PATIOFULLY FENCED BACKYARDNEWER METAL ROOFCEMENT COMPOSITE SIDINGHVAC SYSTEM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-468 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $247k (25.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (41.5% below list).
  • Recommended offer: $193k (41.5% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 2.9% in Woodbine — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#107 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A; Watch: schools D+, amenities F, commute F.
  • Camden County (town): math 56% / reading 54% proficiency, ranked #9 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 112 active listings in the ZIP; 383 units permitted in Camden County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $35k of equity ($2k loan paydown + $33k appreciation (10.0% local appreciation)).
  • Camden County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • By year 2, paydown + projected appreciation supports a ~$57k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 144 days — a 12% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $220k; 50% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,971 (41.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 144 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.58%
Cap rate
4.59%
Cash-on-cash
-6.08%
DSCR
0.73
GRM
14.2

CMA / ARV

ARV (on-the-fly)
$214,131
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
208 Crestview Dr 0.05mi 3/2.0 1,564 (+0%) 21mo $265,000 $169 81
500 Georgia Ave 0.28mi 3/1.0 1,648 (+5%) 7mo $225,000 $137 68
300 Colson Ave 0.38mi 3/2.0 1,448 (-7%) 20mo $173,000 $119 54
400 Parker St 0.45mi 3/2.0 1,343 (-14%) 9mo $295,000 $220 48
806 Bedell Ave 0.41mi 3/1.0 1,427 (-9%) 19mo $75,000 $53 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.0%
Equity multiple
2.62×
Total profit
$149,714
Equity at exit
$297,200
10-year hold
IRR
18.3%
Equity multiple
6.02×
Total profit
$464,032
Equity at exit
$640,923

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31569

Home prices YoY
6.7%
Active inventory
112
Price-to-rent
14.2×

Monthly cashflow live

Estimated rent
$1,930 medium interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$125 /mo · $1,501/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$405
Net cashflow
$-468

Break-even live

Break-even rent $2,522
Max offer price $247,214
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 27 events

  1. 2025-11-01
    status Pending
  2. 2025-10-01
    historical
  3. 2025-08-11
    historical Active Under Contract
  4. 2025-08-11
    historical Active Under Contract
  5. 2025-07-09
    price $329,900
  6. 2025-07-09
    price $329,900
  7. 2025-06-09
    listed $334,900 Active
  8. 2025-06-06
    price $334,900
  9. 2025-06-05
    listed $339,900 Active
  10. 2025-06-05
    historical
  11. 2025-06-04
    historical
  12. 2025-05-30
    listed $339,900 Active
  13. 2025-05-30
    historical
  14. 2025-05-20
    listed $339,900 New
  15. 2025-05-20
    listed $339,900 Active
  16. 2024-11-11
    historical
  17. 2024-10-10
    price $329,900
  18. 2024-09-13
    listed $335,000 New
  19. 2022-11-28
    soldstatus $220,000 Sold
  20. 2022-11-28
    soldstatus $220,000 Closed
  21. 2022-11-28
    soldstatus $220,000 Closed
  22. 2022-10-27
    status Under Contract
  23. 2022-10-27
    historical Active Under Contract
  24. 2022-10-27
    status Pending
  25. 2022-10-13
    listed $230,000 New
  26. 2022-10-13
    listed $230,000 Active
  27. 2022-10-13
    listed $230,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,501 · $125/mo
Projected year-2 tax
$3,035 · $253/mo
Expected delta
+$1,535/yr (+$128/mo · 102.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 9% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,157
− Mortgage interest
−$18,480
− Property taxes
−$1,501
− Insurance
−$1,650
− Repairs & maintenance
−$1,853
− Management
−$1,853
− Depreciation
−$9,597
Taxable loss
−$11,775
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,826
After-tax cash flow
$-2,791/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Camden County
NCES district ID
1300780
Math proficiency
56% ▼ -3.00%
Reading proficiency
54% ▼ -4.00%
Median HH income
$51,668
Composite
47.1/100
National rank
#2331
State rank
#9 of 174 in GA

Livability — Woodbine

Score
69/100
State rank
#107
US rank
#8282

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodbine, GA
Population (ZIP)
4,998

Population outlook (Camden County) Hauer SSP2

Today (2025)
54,358 people
By 2030
54,841 · +0.9%
By 2040
54,295 · -0.1%
By 2050
51,529 · -5.2%
By 2075
42,990 · -20.9%
By 2100
33,094 · -39.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 28% Two or more races 3%
Common ancestry
Slovak 3% Lithuanian 1% Portuguese 1%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Camden

2024 margin
Solid R (+35.7) · D 31.9% · R 67.5%
2008→2024 swing
-12.1pp toward R · 2008: -23.5pp · 2024: -35.7pp
All cycles
2024: R+35.7 2020: R+30.7 2016: R+33.9 2012: R+27.7 2008: R+23.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 20.51%
Current HPI
326.5284
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+43.4% since first listed
27 events — show timeline
  • 2025-11-01 Pending GIAR
  • 2025-10-01 Listing Removed GAMLS
  • 2025-08-11 Contingent GIAR
  • 2025-08-11 Contingent GAMLS
  • 2025-07-09 Price Changed $329,900 GIAR
  • 2025-07-09 Price Changed $329,900 GAMLS
  • 2025-06-09 Listed $334,900 GIAR
  • 2025-06-06 Price Changed $334,900 GAMLS
  • 2025-06-05 Listing Removed GIAR
  • 2025-06-05 Listed $339,900 GIAR
  • 2025-06-04 Listing Removed GIAR
  • 2025-05-30 Listing Removed GIAR
  • 2025-05-30 Listed $339,900 GIAR
  • 2025-05-20 Listed $339,900 GIAR
  • 2025-05-20 Listed $339,900 GAMLS
  • 2024-11-11 Listing Removed GAMLS
  • 2024-10-10 Price Changed $329,900 GAMLS
  • 2024-09-13 Listed $335,000 GAMLS
  • 2022-11-28 Sold (MLS) $220,000 FMLS
  • 2022-11-28 Sold (MLS) $220,000 GIAR
  • 2022-11-28 Sold (MLS) $220,000 GAMLS
  • 2022-10-27 Pending GAMLS
  • 2022-10-27 Contingent FMLS
  • 2022-10-27 Pending GIAR
  • 2022-10-13 Listed $230,000 FMLS
  • 2022-10-13 Listed $230,000 GIAR
  • 2022-10-13 Listed $230,000 GAMLS

Property tax history

+0.7%/yr

Latest (2025): $1,501 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…