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6227 N Litchfield Rd #12
B+ Composite 76.38
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +13.1/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Rent growth +3.0/5.0
  • Schools +2.8/10.0
  • Appreciation +0.0/10.0

$70,000

6227 N Litchfield Rd #12 · Glendale, AZ 85340
3 bd · 2.0 ba · 1,024 sqft · Manufactured · 27 Days on market
Built 1986 Good condition Est $80k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully maintained manufactured home in the heart of Litchfield Park! Freshly painted and meticulously cared for, this home offers a functional open layout filled with natural light. The kitchen flows seamlessly into the living and dining areas, ideal for everyday living and entertaining. Featuring 3 bedrooms and 2 full baths, plus a newer water heater for added peace of mind. Enjoy a low-maintenance lifestyle with access to a clubhouse, pool, gym, and greenbelt. Lot rent includes trash, recycle, and septic. Small pets allowed. Washer, dryer, and refrigerator convey.

Key facts

  • Clubhouse
  • Greenbelt
  • Open layout

Tags

OPEN LAYOUTNEWER WATER HEATERCLUBHOUSEPOOLGYMGREENBELT

Property features AI

Finance

  • Other: Building area reported by owner
  • HOA & community: Land lease of $725 per month; No association fees; Community pool; Biking/walking path; Fitness center

Exterior

  • Parking: 2 covered parking spaces; 2 open parking spaces; 2 carport spaces
  • Utilities: City water; Septic (in & connected)
  • Home design: Manufactured/mobile home; Leasehold ownership
  • Construction: Wood frame construction; Painted exterior; Composition and metal roofing with sub-tile ventilation
  • Exterior features: On-site storage; Natural desert front; City-maintained road access

Interior

  • Kitchen: Refrigerator; Disposal
  • Bedrooms: Possible 3 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: High-speed internet; No interior steps; Master bedroom with 3/4 bath

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $70k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $69k (1.5% below list) — sets the bar for market timing.
  • Cap rate 26.9% vs local median 3.5% in Glendale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#12 in AZ, #3,235 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, amenities B; Watch: health & safety D+, crime F.
  • Agua Fria Union High School District (4289) (suburban): math 24% / reading 37% proficiency, ranked #99 of 249 in AZ (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Millennium High School (math 39% / reading 55%, grade D-, #50 of 381 statewide, top 14%, 2,121 students, 21% FRL).
  • Zoned-school proficiency averages 47% at this address vs 30% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Agua Fria Union High School District (4289) average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+1.9%/yr); 474 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.9% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,950 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.05%
Cap rate
26.94%
Cash-on-cash
73.75%
DSCR
4.28
GRM
2.7

CMA / ARV

ARV (on-the-fly)
$79,872
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6227 N Litchfield Rd #42 0.05mi 3/2.0 1,024 (0%) 6mo $58,000 $57 93
6227 N Litchfield Rd #4 0.09mi 3/2.0 1,044 (+2%) 9mo $67,500 $65 85
6227 N Litchfield Rd #37 0.05mi 2/2.0 (-1) 980 (-4%) 11mo $70,000 $71 76
6227 N Litchfield Rd #2 0.05mi 3/2.0 1,088 (+6%) 18mo $85,000 $78 72
6227 N Litchfield Rd #29 0.05mi 2/2.0 (-1) 1,100 (+7%) 13mo $107,500 $98 69
6227 N Litchfield Rd #43 0.05mi 3/2.0 1,152 (+12%) 18mo $117,000 $102 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold
IRR
72.3%
Equity multiple
4.22×
Total profit
$63,111
Equity at exit
$10,437
10-year hold
IRR
75.9%
Equity multiple
8.38×
Total profit
$144,649
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85340

Rents YoY
1.9%
Active inventory
474
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$2,137 high interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$88 /mo · $1,050/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$449
Net cashflow
$1,205

Break-even live

Break-even rent $612
Max offer price $70,000
Occupancy floor 39%

Sensitivity live

Price -10% $1,253 -5% $1,229 +0% $1,205 +5% $1,180 +10% $1,156
Rent -10% $1,036 -5% $1,120 +0% $1,205 +5% $1,289 +10% $1,373
Rate -1.0pp $1,240 -0.5pp $1,222 base $1,205 +0.5pp $1,186 +1.0pp $1,168

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13826 W Keim Dr Litchfield Park, AZ 3.0 2.0 1306 $2,050 $1.57 3d 1 0.16mi
13444 W Rhine Ln Litchfield Park, AZ 3.0 2.0 1323 $1,699 $1.28 17d 1 0.34mi
13621 W Glendale Ave Glendale, AZ 2.0–3.0 1.0–2.0 1279 $1,999 $1.56 2d 13 0.62mi
6706 N Dysart Rd Glendale, AZ 1.0–2.0 1.0–2.0 727 $1,439 $1.98 2d 42 0.87mi
5110 N 129th Ave Litchfield Park, AZ 1.0–2.0 1.0–2.0 806 $2,018 $2.50 2d 8 1.49mi

Listing history 14 events

  1. 2026-06-18
    days on market $70,000 Active 27 DOM
  2. 2026-06-17
    days on market $70,000 Active 26 DOM
  3. 2026-06-16
    days on market $70,000 Active 25 DOM
  4. 2026-06-15
    days on market $70,000 Active 24 DOM
  5. 2026-06-13
    days on market $70,000 Active 22 DOM
  6. 2026-06-09
    days on market $70,000 Active 18 DOM
  7. 2026-06-08
    days on market $70,000 Active 17 DOM
  8. 2026-06-07
    days on market $70,000 Active 16 DOM
  9. 2026-06-04
    days on market $70,000 Active 13 DOM
  10. 2026-06-03
    days on market $70,000 Active 12 DOM
  11. 2026-06-02
    days on market $70,000 Active 11 DOM
  12. 2026-06-01
    days on market $70,000 Active 10 DOM
  13. 2026-05-31
    days on market $70,000 Active 9 DOM
  14. 2026-05-22
    listed $70,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,645
− Mortgage interest
−$3,921
− Property taxes
−$1,050
− Insurance
−$350
− Repairs & maintenance
−$2,052
− Management
−$2,052
− Depreciation
−$2,036
Taxable income
$14,185
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,404
After-tax cash flow
$11,050/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Good 75/100 Cosmetic rehab

This well-maintained manufactured home offers a functional open layout with fresh paint and new water heater, making it a great investment for both resale and rental.

Value-add opportunities

  • Both paint exterior — enhances curb appeal and resale value
  • Both replace carpet in bedrooms — improves comfort and rental appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both paint exterior — enhances curb appeal and resale value
  • Both replace carpet in bedrooms — improves comfort and rental appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Agua Fria Union High School District (4289)
NCES district ID
0400450
Math proficiency
24% ▼ -32.00%
Reading proficiency
37% ▼ -12.00%
Median HH income
$64,107
Composite
27.92/100
National rank
#6865
State rank
#99 of 249 in AZ

Livability — Glendale

Score
76/100
State rank
#12
US rank
#3235

Category grades

Amenities B Commute A+ Cost of living B Crime F Employment C+ Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Maricopa County · 4,537,380 people
City population
294,586
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
40,919
Household income
$122,323
Rent vs Own
18.4% rent · 81.6% own
Severe rent burden
696.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Hispanic / Latino 35% Two or more races 19% Black 5% Asian 4% Native American 1%
Hispanic origin (detail)
Mexican 27%
Common ancestry
Romanian 2% Portuguese 2% Slovak 2%
Foreign-born
12% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -322.29%
Current HPI
279.2294
Rent YoY
▲ 1.92%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-22 Listed $70,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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