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6321 S Renellie Ct
C- Composite 50.03
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.2/10.0
  • 1% rule +4.4/10.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$324,900

6321 S Renellie Ct · Tampa, FL 33616
3 bd · 2.0 ba · 1,395 sqft · SingleFamily public records · 23 Days on market
Built 1968 0.26 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming and SPACIOUS 3ba/1.5ba + office 1395SF home in the highly desirable West Shore area of SOUTH TAMPA, a quiet enclave convenient everything. This delightful 1968 built home sits on a picturesque OVERSIZED LOT and is bursting with CURB APPEAL. Featuring original TERRAZZO FLOORING throughout, the interior spaces are warm, inviting, and comfortable. The recently REMODELED kitchen showcases newer white appliances, new cabinets, subway tile backsplash, and GRANITE countertops! A spacious indoor laundry room makes this task a breeze. All three bedrooms are bright and offer ample space. The 4th room is perfect for a home office or extra bedroom! The bathrooms are Jack and Jill style and have been beautifully remodeled and include granite vanity countertops. Step outside and you will find a great space for entertaining family and friends! This home's backyard is a MUST SEE and meant for entertaining - SPACIOUS, PRIVATE, and FULLY FENCED. Surrounded by generous yard space, lush landscaping, and mature shade trees create the perfect place to sit outdoors! Ideally located minutes from the local schools, Tampa International Airport, malls, dining, I-275, Veterans Expressway, West Shore business district and the beaches! You will love this home and its location!

Key facts

  • Modern cabinetry
  • Updated kitchen
  • Oversized lot

Tags

OVERSIZED LOTTIMELESS TERRAZZO FLOORINGUPDATED KITCHENGRANITE COUNTERTOPSSUBWAY TILE BACKSPLASHMODERN CABINETRY

Property features AI

Finance

  • Other: Property zoned RS-60; Lot approximately 0.26 acres (60 x 186)
  • HOA & community: No association

Exterior

  • Parking: Paved lot access (asphalt road)
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; High-speed internet available; Phone available
  • Home design: Single family residence; One story; Faces north
  • Construction: Block, concrete and stucco construction; Shingle roof; Built on slab foundation; Approximate living area 1,395 square feet
  • Exterior features: French doors; Wood fencing; Shed(s) and storage

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Terrazzo; Slab foundation
  • Bathrooms: 1 full bath; 1 half bath
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Ceiling fans; Living room/dining room combo; Thermostat; Blinds
  • Laundry & utility: Washer and dryer inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $325k.

Deal economics

  • At list price, monthly cash flow is $-53 ($-640/yr) — negative.
  • To cash-flow at today's rent, offer at most $315k (2.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $305k (6.2% below list).
  • Recommended offer: $305k (6.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime D+.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Robinson High School (math 43% / reading 63%, grade C-, #148 of 667 statewide, top 23%, 1,354 students, 41% FRL).
  • Market conditions: Rents soft (-2.9%/yr); 189 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 22y ago; this cycle's ask has dropped $25k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $198k; list at $325k implies a 64% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $304,832 (6.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
7.67%
Cash-on-cash
4.92%
DSCR
1.22
GRM
8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-21.2%
Equity multiple
0.29×
Total profit
$-64,798
Equity at exit
$48,444
10-year hold
IRR
-25.0%
Equity multiple
-0.04×
Total profit
$-94,594
Equity at exit
$28,091

Cash invested: $90,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33616

Home prices YoY
-27.3%
Rents YoY
-2.9%
Active inventory
189
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$3,048 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$196 /mo · $2,349/yr
Insurance
$135
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$640
Net cashflow
$-53

Break-even live

Break-even rent $3,116
Max offer price $315,483
Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,225
Closing costs
$9,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4731 W Montgomery Ave Tampa, FL 4.0 2.0 1480 $3,650 $2.47 24d 1 0.15mi
6301 S West Shore Blvd Tampa, FL 2.0 1.0–2.0 687 $1,979 $2.88 1d 33 0.19mi
6207 S West Shore Blvd Tampa, FL 3.0 1.0–2.0 1076 $4,833 $4.49 1d 36 0.23mi
6030 Yeats Manor Dr Tampa, FL 2.0 3.0 1745 $3,950 $2.26 24d 1 0.33mi
6501 S West Shore Blvd Tampa, FL 1.0–3.0 1.0–2.0 980 $2,389 $2.44 2d 16 0.35mi
4421 Gandy Cir Tampa, FL 4.0 2.0 1540 $3,580 $2.32 24d 1 0.36mi
6601 S West Shore Blvd Tampa, FL 1.0–3.0 1.0–2.5 1015 $2,549 $2.51 1d 8 0.37mi
6619 S West Shore Blvd Unit A Tampa, FL 2.0 1.0 920 $1,600 $1.74 24d 1 0.39mi
4716 W Wisconsin Ave Tampa, FL 3.0 1.0 980 $3,200 $3.27 24d 1 0.39mi
6237 S Manhattan Ave Tampa, FL 2.0 1.0 900 $1,749 $1.94 5d 11 0.41mi
4502 W McCoy St Tampa, FL 1.0–2.0 1.0–2.0 891 $2,730 $3.06 2d 14 0.43mi
6713 S Mascotte St Tampa, FL 4.0 3.0 1795 $3,400 $1.89 24d 1 0.51mi
4708 W Oklahoma Ave Tampa, FL 3.0 2.0 1472 $3,500 $2.38 24d 1 0.55mi
6711 S Cortez St Tampa, FL 3.0 2.0 1040 $2,650 $2.55 24d 1 0.60mi
6804 S Wall St Tampa, FL 3.0 1.5 1012 $1,800 $1.78 24d 1 0.61mi
6710 S Cortez St Tampa, FL 3.0 2.0 1369 $2,800 $2.05 21d 1 0.61mi
4301 W Bay Ave Tampa, FL 3.0 2.0 950 $2,298 $2.42 20d 1 0.64mi
6822 S Wall St Tampa, FL 4.0 2.0 1553 $5,800 $3.73 24d 1 0.69mi
6901 S Fitzgerald St Tampa, FL 3.0 2.0 1500 $3,500 $2.33 24d 1 0.70mi
4950 W Prescott St Tampa, FL 1.0–3.0 1.0–2.0 1062 $3,715 $3.50 20d 22 0.75mi
4950 W Prescott St Unit 5201 Tampa, FL 2.0 2.0 1276 $2,774 $2.17 5d 1 0.75mi
4511 Legacy Park Dr Tampa, FL 3.0 3.5 1826 $2,650 $1.45 24d 1 0.76mi
4539 Bay Spring Ct Tampa, FL 3.0 2.5 1826 $2,800 $1.53 24d 1 0.76mi
4539 Bay Spring Ct Tampa, FL 3.0 3.5 1826 $2,650 $1.45 2d 1 0.76mi
5320 S West Shore Blvd Tampa, FL 2.0 1.0–2.0 798 $2,731 $3.42 1d 17 0.76mi
4951 Elizabeth Anne Cir Tampa, FL 2.0 2.5 1292 $2,300 $1.78 24d 1 0.76mi
4950 W Prescott St Unit 5205 Tampa, FL 2.0 2.0 1122 $2,864 $2.55 20d 1 0.76mi
4901 Elizabeth Anne Cir Tampa, FL 2.0 2.5 1292 $1,995 $1.54 24d 1 0.77mi
4206 W Wisconsin Ave Tampa, FL 2.0 2.0 1692 $3,600 $2.13 24d 1 0.78mi
4950 W Prescott St Unit 5116 Tampa, FL 3.0 2.0 1435 $3,434 $2.39 5d 1 0.79mi
4112 Ohio Ave Tampa, FL 4.0 2.0 1273 $3,150 $2.47 4d 1 0.80mi
5350 Bridge St Tampa, FL 1.0–3.0 1.0–2.0 1092 $3,709 $3.40 1d 12 0.81mi
4706 Gurnet Ct Tampa, FL 2.0 2.5 1261 $2,600 $2.06 5d 1 0.82mi
7701 Interbay Blvd Tampa, FL 1.0–3.0 1.0–2.0 1435 $3,902 $2.72 2d 21 0.83mi
4011 W Marietta St Tampa, FL 3.0 2.0 1356 $2,000 $1.47 21d 1 0.86mi
5215 Olmstead Bay Pl Tampa, FL 2.0 2.5 1292 $2,400 $1.86 16d 1 0.88mi
7001 Interbay Blvd #308 Tampa, FL 3.0 2.5 1480 $2,700 $1.82 24d 1 0.89mi
5125 W Tyson Ave Unit 3TH Tampa, FL 3.0 2.5 1564 $5,538 $3.54 24d 1 0.90mi
7106 S Sparkman St Tampa, FL 3.0 2.0 1011 $3,000 $2.97 24d 1 0.90mi
5127 W Tyson Ave Tampa, FL 3.0 1.0–2.5 1078 $5,639 $5.23 5d 25 0.93mi

Listing history 28 events

  1. 2026-06-19
    status $324,900 Active 23 DOM
  2. 2026-06-13
    pricestatusdays on market $324,900 Pending 23 DOM
  3. 2026-06-09
    days on market $349,900 Active 22 DOM
  4. 2026-06-08
    days on market $349,900 Active 21 DOM
  5. 2026-06-07
    days on market $349,900 Active 20 DOM
  6. 2026-06-04
    days on market $349,900 Active 17 DOM
  7. 2026-06-03
    days on market $349,900 Active 16 DOM
  8. 2026-06-02
    days on market $349,900 Active 15 DOM
  9. 2026-06-01
    days on market $349,900 Active 14 DOM
  10. 2026-05-31
    days on market $349,900 Active 13 DOM
  11. 2026-05-18
    listed $349,900 Active
  12. 2016-10-12
    soldstatus $198,000 Sold 1276-char remark
    Show marketing remark (1276 chars)

    Charming and SPACIOUS 3ba/1.5ba + office 1395SF home in the highly desirable West Shore area of SOUTH TAMPA, a quiet enclave convenient everything. This delightful 1968 built home sits on a picturesque OVERSIZED LOT and is bursting with CURB APPEAL. Featuring original TERRAZZO FLOORING throughout, the interior spaces are warm, inviting, and comfortable. The recently REMODELED kitchen showcases newer white appliances, new cabinets, subway tile backsplash, and GRANITE countertops! A spacious indoor laundry room makes this task a breeze. All three bedrooms are bright and offer ample space. The 4th room is perfect for a home office or extra bedroom! The bathrooms are Jack and Jill style and have been beautifully remodeled and include granite vanity countertops. Step outside and you will find a great space for entertaining family and friends! This home's backyard is a MUST SEE and meant for entertaining - SPACIOUS, PRIVATE, and FULLY FENCED. Surrounded by generous yard space, lush landscaping, and mature shade trees create the perfect place to sit outdoors! Ideally located minutes from the local schools, Tampa International Airport, malls, dining, I-275, Veterans Expressway, West Shore business district and the beaches! You will love this home and its location!

  13. 2016-10-11
    soldstatus $198,000
  14. 2016-07-27
    historical Contingent - Financing 1276-char remark
    Show marketing remark (1276 chars)

    Charming and SPACIOUS 3ba/1.5ba + office 1395SF home in the highly desirable West Shore area of SOUTH TAMPA, a quiet enclave convenient everything. This delightful 1968 built home sits on a picturesque OVERSIZED LOT and is bursting with CURB APPEAL. Featuring original TERRAZZO FLOORING throughout, the interior spaces are warm, inviting, and comfortable. The recently REMODELED kitchen showcases newer white appliances, new cabinets, subway tile backsplash, and GRANITE countertops! A spacious indoor laundry room makes this task a breeze. All three bedrooms are bright and offer ample space. The 4th room is perfect for a home office or extra bedroom! The bathrooms are Jack and Jill style and have been beautifully remodeled and include granite vanity countertops. Step outside and you will find a great space for entertaining family and friends! This home's backyard is a MUST SEE and meant for entertaining - SPACIOUS, PRIVATE, and FULLY FENCED. Surrounded by generous yard space, lush landscaping, and mature shade trees create the perfect place to sit outdoors! Ideally located minutes from the local schools, Tampa International Airport, malls, dining, I-275, Veterans Expressway, West Shore business district and the beaches! You will love this home and its location!

  15. 2016-07-22
    price $190,000 1276-char remark
    Show marketing remark (1276 chars)

    Charming and SPACIOUS 3ba/1.5ba + office 1395SF home in the highly desirable West Shore area of SOUTH TAMPA, a quiet enclave convenient everything. This delightful 1968 built home sits on a picturesque OVERSIZED LOT and is bursting with CURB APPEAL. Featuring original TERRAZZO FLOORING throughout, the interior spaces are warm, inviting, and comfortable. The recently REMODELED kitchen showcases newer white appliances, new cabinets, subway tile backsplash, and GRANITE countertops! A spacious indoor laundry room makes this task a breeze. All three bedrooms are bright and offer ample space. The 4th room is perfect for a home office or extra bedroom! The bathrooms are Jack and Jill style and have been beautifully remodeled and include granite vanity countertops. Step outside and you will find a great space for entertaining family and friends! This home's backyard is a MUST SEE and meant for entertaining - SPACIOUS, PRIVATE, and FULLY FENCED. Surrounded by generous yard space, lush landscaping, and mature shade trees create the perfect place to sit outdoors! Ideally located minutes from the local schools, Tampa International Airport, malls, dining, I-275, Veterans Expressway, West Shore business district and the beaches! You will love this home and its location!

  16. 2016-06-24
    price $195,000 1276-char remark
    Show marketing remark (1276 chars)

    Charming and SPACIOUS 3ba/1.5ba + office 1395SF home in the highly desirable West Shore area of SOUTH TAMPA, a quiet enclave convenient everything. This delightful 1968 built home sits on a picturesque OVERSIZED LOT and is bursting with CURB APPEAL. Featuring original TERRAZZO FLOORING throughout, the interior spaces are warm, inviting, and comfortable. The recently REMODELED kitchen showcases newer white appliances, new cabinets, subway tile backsplash, and GRANITE countertops! A spacious indoor laundry room makes this task a breeze. All three bedrooms are bright and offer ample space. The 4th room is perfect for a home office or extra bedroom! The bathrooms are Jack and Jill style and have been beautifully remodeled and include granite vanity countertops. Step outside and you will find a great space for entertaining family and friends! This home's backyard is a MUST SEE and meant for entertaining - SPACIOUS, PRIVATE, and FULLY FENCED. Surrounded by generous yard space, lush landscaping, and mature shade trees create the perfect place to sit outdoors! Ideally located minutes from the local schools, Tampa International Airport, malls, dining, I-275, Veterans Expressway, West Shore business district and the beaches! You will love this home and its location!

  17. 2016-05-25
    price $200,000 1276-char remark
    Show marketing remark (1276 chars)

    Charming and SPACIOUS 3ba/1.5ba + office 1395SF home in the highly desirable West Shore area of SOUTH TAMPA, a quiet enclave convenient everything. This delightful 1968 built home sits on a picturesque OVERSIZED LOT and is bursting with CURB APPEAL. Featuring original TERRAZZO FLOORING throughout, the interior spaces are warm, inviting, and comfortable. The recently REMODELED kitchen showcases newer white appliances, new cabinets, subway tile backsplash, and GRANITE countertops! A spacious indoor laundry room makes this task a breeze. All three bedrooms are bright and offer ample space. The 4th room is perfect for a home office or extra bedroom! The bathrooms are Jack and Jill style and have been beautifully remodeled and include granite vanity countertops. Step outside and you will find a great space for entertaining family and friends! This home's backyard is a MUST SEE and meant for entertaining - SPACIOUS, PRIVATE, and FULLY FENCED. Surrounded by generous yard space, lush landscaping, and mature shade trees create the perfect place to sit outdoors! Ideally located minutes from the local schools, Tampa International Airport, malls, dining, I-275, Veterans Expressway, West Shore business district and the beaches! You will love this home and its location!

  18. 2016-05-10
    listed $215,000 Active 1276-char remark
    Show marketing remark (1276 chars)

    Charming and SPACIOUS 3ba/1.5ba + office 1395SF home in the highly desirable West Shore area of SOUTH TAMPA, a quiet enclave convenient everything. This delightful 1968 built home sits on a picturesque OVERSIZED LOT and is bursting with CURB APPEAL. Featuring original TERRAZZO FLOORING throughout, the interior spaces are warm, inviting, and comfortable. The recently REMODELED kitchen showcases newer white appliances, new cabinets, subway tile backsplash, and GRANITE countertops! A spacious indoor laundry room makes this task a breeze. All three bedrooms are bright and offer ample space. The 4th room is perfect for a home office or extra bedroom! The bathrooms are Jack and Jill style and have been beautifully remodeled and include granite vanity countertops. Step outside and you will find a great space for entertaining family and friends! This home's backyard is a MUST SEE and meant for entertaining - SPACIOUS, PRIVATE, and FULLY FENCED. Surrounded by generous yard space, lush landscaping, and mature shade trees create the perfect place to sit outdoors! Ideally located minutes from the local schools, Tampa International Airport, malls, dining, I-275, Veterans Expressway, West Shore business district and the beaches! You will love this home and its location!

  19. 2016-04-02
    historical
  20. 2016-01-20
    price $215,000
  21. 2015-11-30
    listed $220,000 Active
  22. 2008-11-03
    historical
  23. 2008-03-03
    listed $149,900
  24. 2007-01-08
    listed $229,000
  25. 2004-11-09
    soldstatus $140,000
  26. 2004-10-28
    soldstatus $140,000
  27. 2004-09-21
    listed $149,500
  28. 1999-05-04
    soldstatus $68,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,349 · $196/mo
Projected year-2 tax
$2,697 · $225/mo
Expected delta
+$348/yr (+$29/mo · 14.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,580
− Mortgage interest
−$18,199
− Property taxes
−$2,349
− Insurance
−$6,743
− Repairs & maintenance
−$2,926
− Management
−$2,926
− Depreciation
−$9,452
Taxable loss
−$6,016
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,444
After-tax cash flow
$804/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Tampa

Score
79/100
State rank
#142
US rank
#2135

Category grades

Amenities B- Commute A+ Cost of living B Crime D+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tampa, FL
County
Hillsborough County · 1,540,968 people
City population
523,346
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
15,830
Household income
$93,210
Rent vs Own
52.0% rent · 48.0% own
Severe rent burden
728.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 60% Hispanic / Latino 16% Black 13% Two or more races 13% Asian 4% Pacific Islander 1%
Hispanic origin (detail)
Mexican 4% Puerto Rican 4% Cuban 3%
Common ancestry
Slovak 2% Romanian 2% Hispanic 2%
Foreign-born
12% · Canada, Jamaica, Vietnam
Languages at home
82% English-only · Spanish 9% Arabic 2% Other Indo-European 2%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -148.14%
Current HPI
394.8298
Rent YoY
▼ -2.93%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+409.3% since first listed
18 events — show timeline
  • 2026-05-18 Listed $349,900 Stellar MLS as Distributed by MLS Grid
  • 2016-10-12 Sold (MLS) $198,000 Stellar MLS as Distributed by MLS Grid
  • 2016-10-11 Sold (Public Records) $198,000 Public Records
  • 2016-07-27 Contingent Stellar MLS as Distributed by MLS Grid
  • 2016-07-22 Price Changed $190,000 Stellar MLS as Distributed by MLS Grid
  • 2016-06-24 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
  • 2016-05-25 Price Changed $200,000 Stellar MLS as Distributed by MLS Grid
  • 2016-05-10 Listed $215,000 Stellar MLS as Distributed by MLS Grid
  • 2016-04-02 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2016-01-20 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
  • 2015-11-30 Listed $220,000 Stellar MLS as Distributed by MLS Grid
  • 2008-11-03 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2008-03-03 Listed $149,900 Stellar MLS as Distributed by MLS Grid
  • 2007-01-08 Listed $229,000 Stellar MLS as Distributed by MLS Grid
  • 2004-11-09 Sold (Public Records) $140,000 Public Records
  • 2004-10-28 Sold (MLS) $140,000 Stellar MLS as Distributed by MLS Grid
  • 2004-09-21 Listed $149,500 Stellar MLS as Distributed by MLS Grid
  • 1999-05-04 Sold (Public Records) $68,700 Public Records

Property tax history

+5.0%/yr

Latest (2025): $2,349 · +8.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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