CashFlowRE
Sign in Sign up
801 Bedford Rd
B- Composite 69.11
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • DSCR +9.2/10.0
  • ARV discount +9.2/15.0
  • 1% rule +7.2/10.0
  • Schools +6.4/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$221,513

801 Bedford Rd · Vinton, VA 24179
2 bd · 2.0 ba · 2,176 sqft · SingleFamily · 103 Days on market
Built 1965 Good condition 0.29 ac lot $102/sqft · at area comps Est $230k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully updated 2‑bedroom home offering exceptional flexibility. Recent upgrades include new windows, fresh interior paint, updated flooring, and modern interior finishes, making this property move‑in ready. A bonus separate space provides options for extended guests, home office or potential rental income. Previously used as a small in‑home salon by the longtime owner, the space offers added versatility for use - buyer to verify any intended use. A well‑cared‑for property with thoughtful updates throughout, ready to support a variety of living needs. a Ample parking, and a prime location near downtown. Comfort, flexibility, and potential!

Key facts

  • 0.29 acre lot
  • Built 1965
  • Listed 103 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $222k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $600 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $222k).
  • Recommended offer: $202k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 4.8% in Vinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#61 in VA, #1,742 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
  • Roanoke County Public School District (suburban): math 71% / reading 78% proficiency, ranked #9 of 131 in VA (top 7%) — strong family-tenant draw, lease renewals of 3-5y typical.
  • Zoned schools: Herman L. Horn Elementary (math 57% / reading 72%, grade B, #416 of 1,108 statewide, top 41%, 407 students, 72% FRL); William Byrd Middle (math 68% / reading 74%, grade A, #77 of 342 statewide, top 23%, 827 students, 42% FRL); William Byrd High (math 77% / reading 89%, grade A, #33 of 319 statewide, top 11%, 1,142 students, 38% FRL) — zoned schools average 51% FRL vs 22% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 158 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 360 units permitted in Roanoke County in 2024 (228 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Roanoke County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $62k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
Recommended offer $201,576 (9.0% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.54%
Cash-on-cash
11.61%
DSCR
1.52
GRM
6.8

CMA / ARV

ARV (median comp)
$229,954
List price
$221,513
Delta
-3.67%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
841 Bedford Rd 0.09mi 2/2.0 2,410 (+11%) 2mo $204,000 $85 77
518 Pine St 0.09mi 3/1.0 (+1) 2,112 (-3%) 7mo $185,888 $88 76
508 E Cleveland Ave 0.10mi 3/2.0 (+1) 2,000 (-8%) 4mo $160,000 $80 74
216 W Augusta Ave 0.61mi 3/2.5 (+1) 2,212 (+2%) 3mo $230,000 $104 59
1204 Mountain View Rd 0.54mi 3/2.0 (+1) 2,132 (-2%) 9mo $252,500 $118 59
344 Elm St 0.48mi 3/2.0 (+1) 2,369 (+9%) 1mo $315,000 $133 56
177 Highland Rd 0.65mi 3/2.0 (+1) 2,226 (+2%) 8mo $294,950 $133 55
2631 Idlewild Blvd NE 0.63mi 3/2.0 (+1) 2,058 (-5%) 6mo $290,000 $141 52
130 W Augusta Ave 0.54mi 3/1.0 (+1) 2,304 (+6%) 10mo $200,000 $87 48
339 Elm St 0.49mi 3/2.0 (+1) 1,936 (-11%) 13mo $324,000 $167 43
2910 Vinyard Ave NE 0.74mi 3/3.0 (+1) 1,951 (-10%) 6mo $283,500 $145 34
305 N Preston Rd 0.60mi 3/3.0 (+1) 2,493 (+15%) 12mo $350,000 $140 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.0%
Equity multiple
1.04×
Total profit
$2,373
Equity at exit
$33,028
10-year hold
IRR
10.6%
Equity multiple
1.83×
Total profit
$51,455
Equity at exit
$19,152

Cash invested: $62,024 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24179

Active inventory
158
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$2,698 medium interval (Pro) →
Mortgage (P&I)
$1,162
Tax est. 1.5%
$277 /mo · $3,323/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$566
Net cashflow
$600

Break-even live

Break-even rent $1,938
Max offer price $221,513
Occupancy floor 73%

Sensitivity live

Price -10% $753 -5% $677 +0% $600 +5% $524 +10% $447
Rent -10% $387 -5% $494 +0% $600 +5% $707 +10% $813
Rate -1.0pp $712 -0.5pp $657 base $600 +0.5pp $543 +1.0pp $484

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,378
Closing costs
$6,645
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2107 Kings Walk Dr NE Roanoke, VA 3.0 2.5 2300 $2,950 $1.28 45d 1 0.96mi
3176 Belle Ave NE Roanoke, VA 3.0 3.0 2301 $2,400 $1.04 45d 1 1.13mi

Listing history 6 events

  1. 2026-05-13
    status Pending 652-char remark
    Show marketing remark (652 chars)

    Beautifully updated 2‑bedroom home offering exceptional flexibility. Recent upgrades include new windows, fresh interior paint, updated flooring, and modern interior finishes, making this property move‑in ready. A bonus separate space provides options for extended guests, home office or potential rental income. Previously used as a small in‑home salon by the longtime owner, the space offers added versatility for use - buyer to verify any intended use. A well‑cared‑for property with thoughtful updates throughout, ready to support a variety of living needs. a Ample parking, and a prime location near downtown. Comfort, flexibility, and potential!

  2. 2026-03-27
    price $221,513 652-char remark
    Show marketing remark (652 chars)

    Beautifully updated 2‑bedroom home offering exceptional flexibility. Recent upgrades include new windows, fresh interior paint, updated flooring, and modern interior finishes, making this property move‑in ready. A bonus separate space provides options for extended guests, home office or potential rental income. Previously used as a small in‑home salon by the longtime owner, the space offers added versatility for use - buyer to verify any intended use. A well‑cared‑for property with thoughtful updates throughout, ready to support a variety of living needs. a Ample parking, and a prime location near downtown. Comfort, flexibility, and potential!

  3. 2026-01-30
    price $225,517 652-char remark
    Show marketing remark (652 chars)

    Beautifully updated 2‑bedroom home offering exceptional flexibility. Recent upgrades include new windows, fresh interior paint, updated flooring, and modern interior finishes, making this property move‑in ready. A bonus separate space provides options for extended guests, home office or potential rental income. Previously used as a small in‑home salon by the longtime owner, the space offers added versatility for use - buyer to verify any intended use. A well‑cared‑for property with thoughtful updates throughout, ready to support a variety of living needs. a Ample parking, and a prime location near downtown. Comfort, flexibility, and potential!

  4. 2026-01-30
    status Active 652-char remark
    Show marketing remark (652 chars)

    Beautifully updated 2‑bedroom home offering exceptional flexibility. Recent upgrades include new windows, fresh interior paint, updated flooring, and modern interior finishes, making this property move‑in ready. A bonus separate space provides options for extended guests, home office or potential rental income. Previously used as a small in‑home salon by the longtime owner, the space offers added versatility for use - buyer to verify any intended use. A well‑cared‑for property with thoughtful updates throughout, ready to support a variety of living needs. a Ample parking, and a prime location near downtown. Comfort, flexibility, and potential!

  5. 2026-01-13
    historical 652-char remark
    Show marketing remark (652 chars)

    Beautifully updated 2‑bedroom home offering exceptional flexibility. Recent upgrades include new windows, fresh interior paint, updated flooring, and modern interior finishes, making this property move‑in ready. A bonus separate space provides options for extended guests, home office or potential rental income. Previously used as a small in‑home salon by the longtime owner, the space offers added versatility for use - buyer to verify any intended use. A well‑cared‑for property with thoughtful updates throughout, ready to support a variety of living needs. a Ample parking, and a prime location near downtown. Comfort, flexibility, and potential!

  6. 2026-01-11
    historical $175,000 652-char remark
    Show marketing remark (652 chars)

    Beautifully updated 2‑bedroom home offering exceptional flexibility. Recent upgrades include new windows, fresh interior paint, updated flooring, and modern interior finishes, making this property move‑in ready. A bonus separate space provides options for extended guests, home office or potential rental income. Previously used as a small in‑home salon by the longtime owner, the space offers added versatility for use - buyer to verify any intended use. A well‑cared‑for property with thoughtful updates throughout, ready to support a variety of living needs. a Ample parking, and a prime location near downtown. Comfort, flexibility, and potential!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,370
− Mortgage interest
−$12,408
− Property taxes
−$3,323
− Insurance
−$1,108
− Repairs & maintenance
−$2,590
− Management
−$2,590
− Depreciation
−$6,444
Taxable income
$3,908
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$938
After-tax cash flow
$6,264/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This move-in ready home offers a good condition with recent updates and a prime location. Potential for further value add with exterior painting and landscaping.

Value-add opportunities

  • Both Painting exterior trim — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both Add a small front porch — Enhances curb appeal and value.
  • Both Install a smart thermostat — Improves energy efficiency and comfort.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior trim — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both Add a small front porch — Enhances curb appeal and value.
  • Both Install a smart thermostat — Improves energy efficiency and comfort.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Roanoke County Public School District
NCES district ID
5103330
Math proficiency
71% ▼ -19.00%
Reading proficiency
78% ▼ -6.00%
Median HH income
$60,526
Composite
64.08/100
National rank
#578
State rank
#9 of 131 in VA

Livability — Vinton

Score
80/100
State rank
#61
US rank
#1742

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vinton, VA
Population (ZIP)
18,834

Population outlook (Roanoke County) Hauer SSP2

Today (2025)
98,162 people
By 2030
99,793 · +1.7%
By 2040
101,965 · +3.9%
By 2050
103,328 · +5.3%
By 2075
108,641 · +10.7%
By 2100
104,845 · +6.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 4% Black 3% Hispanic / Latino 3%
Common ancestry
Slovak 2% Italian 2% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Roanoke

2024 margin
Strong R (+22.5) · D 38.2% · R 60.7% · Other 1.1%
2008→2024 swing
-1.4pp toward R · 2008: -21.1pp · 2024: -22.5pp
All cycles
2024: R+22.5 2020: R+21.8 2016: R+28.1 2012: R+25.6 2008: R+21.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -117.89%
Current HPI
186.9964
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+26.6% since first listed
6 events — show timeline
  • 2026-05-13 Pending MLSRV
  • 2026-03-27 Price Changed $221,513 MLSRV
  • 2026-01-30 Price Changed $225,517 MLSRV
  • 2026-01-30 Relisted MLSRV
  • 2026-01-13 Listing Removed MLSRV
  • 2026-01-11 Coming Soon $175,000 MLSRV

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…