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2100 Chromite Dr
D+ Composite 47.34
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.8/15.0
  • Appreciation +9.2/10.0
  • Cash flow +7.7/30.0
  • Condition / age +4.8/5.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +1.8/10.0

$287,430

2100 Chromite Dr · Graniteville, SC 29829
4 bd · 2.5 ba · 1,976 sqft · SingleFamily · 74 Days on market
Built 2026 Excellent condition 4,791 sqft lot Est $326k · 12% under $29/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SPECIAL FIXED INTEREST RATE AND UP TO 6,000 IN SELLER PAID CLOSING COST W/ PREFERRED LENDER FOR QUALIFIED BUYERS Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

Key facts

  • Basketball court
  • Cabana
  • Streetlights

Tags

PRIVATE NEIGHBORHOOD POOLCABANAPLAYGROUNDBASKETBALL COURTSTREETLIGHTSSIDEWALKS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $287k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-331 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $240k (16.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (25.8% below list).
  • Recommended offer: $213k (25.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 298 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($270k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $213,239 (25.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
4.91%
Cash-on-cash
-4.93%
DSCR
0.78
GRM
11.2

CMA / ARV

ARV (on-the-fly)
$326,040
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4368 Crimson Pass 0.09mi 4/2.5 1,976 (0%) 2mo $285,930 $145 94
4276 Crimson Pass 0.07mi 4/2.5 1,929 (-2%) 6mo $285,470 $148 88
4199 Crimson Pass Pass 0.06mi 4/2.5 1,976 (0%) 11mo $290,480 $147 88
4178 Crimson Pass 0.09mi 4/2.5 1,976 (0%) 10mo $286,930 $145 87
4459 Crimson Pass 0.05mi 4/2.0 1,776 (-10%) 4mo $301,670 $170 76
4482 Crimson Pass 0.08mi 4/2.0 1,776 (-10%) 2mo $296,570 $167 76
4416 Crimson Pass 0.08mi 4/2.0 1,776 (-10%) 4mo $296,570 $167 74
4405 Crimson Pass 0.07mi 4/2.0 1,776 (-10%) 6mo $300,130 $169 73
2274 Chromite Dr 0.16mi 4/2.0 1,774 (-10%) 9mo $300,720 $170 66
4436 Crimson Pass 0.08mi 3/2.0 (-1) 1,714 (-13%) 4mo $282,930 $165 64
3158 Carmine Ave 0.41mi 4/2.0 1,768 (-10%) 7mo $265,000 $150 56
6201 Vermilion Loop Rd 0.44mi 4/2.0 1,768 (-10%) 6mo $270,000 $153 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.2%
Equity multiple
2.30×
Total profit
$104,413
Equity at exit
$225,842
10-year hold
IRR
16.3%
Equity multiple
4.97×
Total profit
$319,135
Equity at exit
$455,616

Cash invested: $80,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
298
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$2,132 high interval (Pro) →
Mortgage (P&I)
$1,507
Tax est. 1.5%
$359 /mo · $4,311/yr
Insurance
$120
HOA
$29
Vacancy / Maint / Mgmt
$448
Net cashflow
$-331

Break-even live

Break-even rent $2,551
Max offer price $239,566
Occupancy floor

Sensitivity live

Price -10% $-132 -5% $-231 +0% $-331 +5% $-430 +10% $-529
Rent -10% $-499 -5% $-415 +0% $-331 +5% $-247 +10% $-162
Rate -1.0pp $-186 -0.5pp $-258 base $-331 +0.5pp $-405 +1.0pp $-481

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,858
Closing costs
$8,623
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2477 Banyon Cir Graniteville, SC 3.0 2.5 1300 $1,574 $1.21 25d 1 0.77mi
2137 Banyon Cir Graniteville, SC 3.0 2.5 1305 $1,549 $1.19 15d 1 0.78mi
2129 Banyon Cir Graniteville, SC 3.0 2.5 1305 $1,549 $1.19 23d 1 0.79mi
2097 Banyon Cir Graniteville, SC 3.0 2.5 1305 $1,549 $1.19 23d 1 0.80mi
2541 Banyon Cir Graniteville, SC 3.0 2.5 1300 $1,574 $1.21 15d 1 0.80mi
39 Springdale Rd Graniteville, SC 4.0 2.5 1744 $2,100 $1.20 25d 1 0.91mi
43 Springdale Rd Graniteville, SC 4.0 2.5 1725 $2,090 $1.21 15d 1 0.91mi
45 Springdale Rd Graniteville, SC 4.0 2.5 1744 $2,100 $1.20 23d 1 0.91mi
47 Springdale Rd Graniteville, SC 4.0 2.5 1725 $2,090 $1.21 25d 1 0.91mi
934 Quaint Parish Cir Graniteville, SC 3.0 2.5 1435 $1,800 $1.25 25d 1 0.94mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $2,199 $1.24 15d 5 1.04mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 25d 1 1.41mi

HOA detail

Monthly dues
$29 · $348/yr
Likely covers
gaspool

Listing history 12 events

  1. 2026-06-17
    days on marketlisting id $287,430 Pending 74 DOM
  2. 2026-05-11
    status Pending
  3. 2026-05-11
    historical
  4. 2026-05-07
    price $287,430
  5. 2026-05-06
    price $287,430 1521-char remark
    Show marketing remark (1521 chars)

    SPECIAL FIXED INTEREST RATE AND UP TO 6,000 IN SELLER PAID CLOSING COST W/ PREFERRED LENDER FOR QUALIFIED BUYERS Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

  6. 2026-04-30
    price $287,930
  7. 2026-04-15
    price $286,930
  8. 2026-03-31
    price $286,930 1521-char remark
    Show marketing remark (1521 chars)

    SPECIAL FIXED INTEREST RATE AND UP TO 6,000 IN SELLER PAID CLOSING COST W/ PREFERRED LENDER FOR QUALIFIED BUYERS Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

  9. 2026-03-23
    listed $285,930 Active 1521-char remark
    Show marketing remark (1521 chars)

    SPECIAL FIXED INTEREST RATE AND UP TO 6,000 IN SELLER PAID CLOSING COST W/ PREFERRED LENDER FOR QUALIFIED BUYERS Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

  10. 2026-02-22
    price $294,940
  11. 2026-02-02
    listed $294,930 Active
  12. 2026-02-02
    listed $287,430 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,589
− Mortgage interest
−$16,101
− Property taxes
−$4,311
− Insurance
−$1,437
− Repairs & maintenance
−$2,047
− Management
−$2,047
− HOA
−$348
− Depreciation
−$8,362
Taxable loss
−$9,064
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,175
After-tax cash flow
$-1,794/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It is move-in ready and has the potential to be further enhanced with some exterior painting and landscaping improvements.

Value-add opportunities

  • Resale Painting the exterior — Fresh paint can enhance curb appeal and home value
  • Resale Landscaping improvements — Well-maintained landscaping can increase curb appeal and home value
  • Both Add smart home features — Smart home features can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the exterior — Fresh paint can enhance curb appeal and home value
  • Resale Landscaping improvements — Well-maintained landscaping can increase curb appeal and home value
  • Both Add smart home features — Smart home features can increase both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
11 events — show timeline
  • 2026-05-11 Pending Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-07 Price Changed $287,430 Hive MLS
  • 2026-05-06 Price Changed $287,430 AMLS
  • 2026-04-30 Price Changed $287,930 Hive MLS
  • 2026-04-15 Price Changed $286,930 Hive MLS
  • 2026-03-31 Price Changed $286,930 AMLS
  • 2026-03-23 Listed $285,930 AMLS
  • 2026-02-22 Price Changed $294,940 Hive MLS
  • 2026-02-02 Listed $294,930 Hive MLS
  • 2026-02-02 Listed $287,430 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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