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794 Camp Brooklyn Rd
C+ Composite 63.97
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.6/10.0
  • ARV discount +7.5/15.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Schools +1.6/10.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$68,900

794 Camp Brooklyn Rd · Fitzgerald, GA 31750
2 bd · 2.0 ba · 784 sqft · Manufactured · 80 Days on market
Built 1998 Poor condition 1.81 ac lot ↓ 1% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Peaceful country living awaits with this charming single-wide mobile home situated on 1.81 acres. This 2 bedroom, 2 bathroom home offers a comfortable and functional layout, perfect for those seeking space, privacy, and affordability. Enjoy the quiet rural setting with plenty of room for gardening, outdoor activities, or future improvements. The property provides ample open space for parking, recreational use, or even adding additional structures. Whether you're looking for a primary residence, rental investment, or a weekend retreat, this property offers great potential. Experience the freedom of country living while still being within a convenient drive to nearby towns and amenities. Additional acreage available across the road. See MLS #142471.

Key facts

  • Ample open space
  • Quiet rural setting
  • 1.81 acres

Tags

1.81 ACRESQUIET RURAL SETTINGAMPLE OPEN SPACEADDITIONAL STRUCTURES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $69k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $262 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($935 rent vs $69k).
  • Recommended offer: $65k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 5.0% in Fitzgerald — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 55/100 on livability (#513 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, schools F, crime F.
  • Ben Hill County (rural): math 19% / reading 22% proficiency, ranked #145 of 174 in GA (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 128 active listings in the ZIP; 6 units permitted in Ben Hill County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $476 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Ben Hill County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($65k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 95% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $64,765 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
10.86%
Cash-on-cash
16.32%
DSCR
1.73
GRM
6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.4%
Equity multiple
1.29×
Total profit
$5,563
Equity at exit
$10,273
10-year hold
IRR
16.7%
Equity multiple
2.37×
Total profit
$26,423
Equity at exit
$5,957

Cash invested: $19,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31750

Home prices YoY
-8.0%
Active inventory
128
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$935 medium interval (Pro) →
Mortgage (P&I)
$361
Tax est. 1.5%
$86 /mo · $1,034/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$196
Net cashflow
$262

Break-even live

Break-even rent $603
Max offer price $68,900
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,225
Closing costs
$2,067
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-18
    days on market $68,900 Active 80 DOM
  2. 2026-06-17
    days on market $68,900 Active 79 DOM
  3. 2026-06-16
    days on market $68,900 Active 78 DOM
  4. 2026-06-15
    days on market $68,900 Active 77 DOM
  5. 2026-06-13
    days on market $68,900 Active 75 DOM
  6. 2026-06-12
    days on market $68,900 Active 74 DOM
  7. 2026-06-09
    days on market $68,900 Active 71 DOM
  8. 2026-06-08
    days on market $68,900 Active 70 DOM
  9. 2026-06-07
    days on market $68,900 Active 69 DOM
  10. 2026-06-07
    days on market $68,900 Active 68 DOM
  11. 2026-06-04
    days on market $68,900 Active 65 DOM
  12. 2026-06-02
    days on market $68,900 Active 64 DOM
  13. 2026-06-01
    days on market $68,900 Active 63 DOM
  14. 2026-05-31
    days on market $68,900 Active 62 DOM
  15. 2026-05-31
    days on market $68,900 Active 61 DOM
  16. 2026-05-02
    price $68,900 757-char remark
    Show marketing remark (757 chars)

    Peaceful country living awaits with this charming single-wide mobile home situated on 1.81 acres. This 2 bedroom, 2 bathroom home offers a comfortable and functional layout, perfect for those seeking space, privacy, and affordability. Enjoy the quiet rural setting with plenty of room for gardening, outdoor activities, or future improvements. The property provides ample open space for parking, recreational use, or even adding additional structures. Whether you're looking for a primary residence, rental investment, or a weekend retreat, this property offers great potential. Experience the freedom of country living while still being within a convenient drive to nearby towns and amenities. Additional acreage available across the road. See MLS #142471.

  17. 2026-03-30
    listed $69,900 Active 757-char remark
    Show marketing remark (757 chars)

    Peaceful country living awaits with this charming single-wide mobile home situated on 1.81 acres. This 2 bedroom, 2 bathroom home offers a comfortable and functional layout, perfect for those seeking space, privacy, and affordability. Enjoy the quiet rural setting with plenty of room for gardening, outdoor activities, or future improvements. The property provides ample open space for parking, recreational use, or even adding additional structures. Whether you're looking for a primary residence, rental investment, or a weekend retreat, this property offers great potential. Experience the freedom of country living while still being within a convenient drive to nearby towns and amenities. Additional acreage available across the road. See MLS #142471.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 95% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,219
− Mortgage interest
−$3,859
− Property taxes
−$1,034
− Insurance
−$344
− Repairs & maintenance
−$898
− Management
−$898
− Depreciation
−$2,004
Taxable income
$2,182
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$524
After-tax cash flow
$2,625/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Poor 20/100 Extensive rehab

This manufactured home requires extensive repairs and updates to improve its condition and increase its resale and rental value.

Repairs flagged

  • Major roof — The roof appears to be old and possibly leaking.
  • Major exterior siding — The exterior siding is in poor condition, with visible wear and tear.
  • Major paint — The paint is peeling and in poor condition.
  • Major HVAC/mechanicals — No visible signs of recent maintenance or updates.
  • Major landscaping — The landscaping is overgrown and unkempt.
  • Major windows — No windows are visible in the photos, but the overall condition suggests they may be in poor shape.
  • Major interior walls — No interior walls or paint are visible in the photos, but the exterior condition suggests the interior may be in poor condition.
  • Major foundation/structure — No foundation or structural issues are visible in the photos, but the overall condition suggests they may be in poor shape.

Value-add opportunities

  • Both roof replacement — Re-roofing would significantly improve the home's appearance and functionality.
  • Both exterior siding and paint — Updating the exterior siding and paint would improve the home's curb appeal and functionality.
  • Both HVAC system upgrade — Upgrading the HVAC system would improve comfort and energy efficiency.
  • Both landscaping and curb appeal — A well-maintained landscape would improve the home's curb appeal and functionality.
  • Both interior updates — Updating the interior walls and paint would improve the home's functionality and appearance.
  • Both foundation and structural repairs — Repairing the foundation and structural issues would improve the home's functionality and safety.
  • Both windows — Updating the windows would improve the home's functionality and appearance.

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · The roof appears to be old and possibly leaking. Major $15,000–50,000
exterior siding · The exterior siding is in poor condition, with visible wear and tear. Major $15,000–50,000
paint · The paint is peeling and in poor condition. Major $15,000–50,000
HVAC/mechanicals · No visible signs of recent maintenance or updates. Major $15,000–50,000
landscaping · The landscaping is overgrown and unkempt. Major $15,000–50,000
windows · No windows are visible in the photos, but the overall condition suggests they may be in poor shape. Major $15,000–50,000
interior walls · No interior walls or paint are visible in the photos, but the exterior condition suggests the interior may be in poor condition. Major $15,000–50,000
foundation/structure · No foundation or structural issues are visible in the photos, but the overall condition suggests they may be in poor shape. Major $15,000–50,000
Total estimated repair cost · 8 items $120,000–400,000

Value-add ROI direction

  • Both roof replacement — Re-roofing would significantly improve the home's appearance and functionality.
  • Both exterior siding and paint — Updating the exterior siding and paint would improve the home's curb appeal and functionality.
  • Both HVAC system upgrade — Upgrading the HVAC system would improve comfort and energy efficiency.
  • Both landscaping and curb appeal — A well-maintained landscape would improve the home's curb appeal and functionality.
  • Both interior updates — Updating the interior walls and paint would improve the home's functionality and appearance.
  • Both foundation and structural repairs — Repairing the foundation and structural issues would improve the home's functionality and safety.
  • Both windows — Updating the windows would improve the home's functionality and appearance.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ben Hill County
NCES district ID
1300360
Math proficiency
19% ▼ -6.00%
Reading proficiency
22% ▼ -2.00%
Median HH income
$30,617
Composite
16.47/100
National rank
#9186
State rank
#145 of 174 in GA

Livability — Fitzgerald

Score
55/100
State rank
#513
US rank
#23277

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
18,582

Population outlook (Ben Hill County) Hauer SSP2

Today (2025)
16,426 people
By 2030
15,788 · -3.9%
By 2040
14,582 · -11.2%
By 2050
13,351 · -18.7%
By 2075
10,301 · -37.3%
By 2100
7,652 · -53.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 54% Black 35% Hispanic / Latino 9% Two or more races 2%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
91% English-only · Spanish 8% Other Indo-European 1%

Political lean MEDSL · Ben Hill

2024 margin
Solid R (+32.0) · D 33.8% · R 65.8%
2008→2024 swing
-18.3pp toward R · 2008: -13.7pp · 2024: -32.0pp
All cycles
2024: R+32.0 2020: R+26.2 2016: R+27.6 2012: R+14.9 2008: R+13.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -17.36%
Current HPI
200.1257
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-1.4% since first listed
2 events — show timeline
  • 2026-05-02 Price Changed $68,900 TBOR
  • 2026-03-30 Listed $69,900 TBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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