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1753 State Route 209
C- Composite 50.64
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +8.2/30.0
  • Schools +3.9/10.0
  • Livability +3.5/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0

$270,000

1753 State Route 209 · Otisville, NY 12790
4 bd · 1.5 ba · 1,312 sqft · SingleFamily public records · 289 Days on market
Built 1750 0.60 ac lot $206/sqft · 23% below area Est $352k · 23% under ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.

Key facts

  • Fully renovated
  • Recessed lighting
  • Shiplap ceilings

Tags

FULLY RENOVATEDMANICURED ACRESWIDE PLANK WOOD FLOORINGRECESSED LIGHTINGSHIPLAP CEILINGSBORDERS CREEK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-715 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $144k (46.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (21.7% below list).
  • Recommended offer: $144k (46.8% below list) — sets the bar for cash-flow.
  • Cap rate 5.2% vs local median 2.4% in Otisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#459 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
  • Port Jervis City School District (rural): math 43% / reading 50% proficiency, ranked #451 of 590 in NY (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: N A Hamilton Bicentennial School (math 42% / reading 62%, grade C-, #988 of 2,108 statewide, top 49%, 464 students, 54% FRL); Port Jervis Middle School (math 22% / reading 35%, grade F, #569 of 729 statewide, top 78%, 379 students, 59% FRL); Port Jervis Senior High School (math 87% / reading 95%, grade A+, #203 of 1,100 statewide, top 20%, 750 students, 55% FRL) — zoned schools at 56% FRL track the district average.
  • Market conditions: 109 active listings in the ZIP; 739 units permitted in Sullivan County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
  • Sullivan County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 289 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $460/mo; built in 1750 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $143,656 (46.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 289 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
  3. Built in 1750 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.16%
Cash-on-cash
-4.04%
DSCR
0.82
GRM
10.6

CMA / ARV

ARV (median comp)
$352,294
List price
$270,000
Delta
-23.36%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
46 Apple Ln 0.25mi 3/1.0 (-1) 1,223 (-7%) 20mo $315,000 $258 54
29 Apple Ln 0.35mi 3/1.0 (-1) 1,136 (-13%) 9mo $320,000 $282 47
7 Jagger Ln 0.63mi 3/1.0 (-1) 1,308 (-0%) 22mo $211,000 $161 45
25 Manor Ln 0.36mi 3/1.0 (-1) 1,128 (-14%) 12mo $307,000 $272 42
22 Manor Ln 0.32mi 3/1.0 (-1) 1,136 (-13%) 22mo $249,900 $220 37
1 Oak Cir 0.34mi 3/1.0 (-1) 1,136 (-13%) 22mo $355,000 $313 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.4%
Equity multiple
2.35×
Total profit
$101,849
Equity at exit
$243,237
10-year hold
IRR
15.7%
Equity multiple
5.45×
Total profit
$336,449
Equity at exit
$524,551

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 12790

Home prices YoY
26.8%
Active inventory
109
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,115 medium interval (Pro) →
Mortgage (P&I)
$1,416
Tax from tax record
$397 /mo · $4,767/yr
Insurance
$112
Flood insurance flood zone
−$460 /mo · $5,525/yr
HOA
$0
Vacancy / Maint / Mgmt
$444
Net cashflow
$-715

Break-even live

Break-even rent $3,020
Max offer price $143,656
Occupancy floor

Sensitivity live

Price -10% $-562 -5% $-639 +0% $-715 +5% $-792 +10% $-868
Rent -10% $-882 -5% $-799 +0% $-715 +5% $-632 +10% $-548
Rate -1.0pp $-579 -0.5pp $-647 base $-715 +0.5pp $-785 +1.0pp $-856

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,500
Closing costs
$8,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-21
    days on market $270,000 Active 289 DOM
  2. 2026-06-18
    days on market $270,000 Active 286 DOM
  3. 2026-06-17
    days on market $270,000 Active 285 DOM
  4. 2026-06-16
    days on market $270,000 Active 284 DOM
  5. 2026-06-15
    days on market $270,000 Active 283 DOM
  6. 2026-06-14
    days on market $270,000 Active 281 DOM
  7. 2026-06-13
    days on market $270,000 Active 280 DOM
  8. 2026-06-10
    days on market $270,000 Active 278 DOM
  9. 2026-06-09
    days on market $270,000 Active 277 DOM
  10. 2026-06-08
    days on market $270,000 Active 276 DOM
  11. 2026-06-07
    pricedays on market $270,000 Active 275 DOM
  12. 2026-06-03
    days on market $249,000 Active 271 DOM
  13. 2026-06-02
    days on market $249,000 Active 270 DOM
  14. 2026-06-01
    days on market $249,000 Active 269 DOM
  15. 2026-05-31
    days on market $249,000 Active 268 DOM
  16. 2026-05-30
    days on market $249,000 Active 267 DOM
  17. 2026-01-30
    price $249,000 1363-char remark
    Show marketing remark (1363 chars)

    Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.

  18. 2025-09-29
    price $289,900 1363-char remark
    Show marketing remark (1363 chars)

    Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.

  19. 2025-09-29
    price $289,000 1363-char remark
    Show marketing remark (1363 chars)

    Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.

  20. 2025-09-29
    status Active 1363-char remark
    Show marketing remark (1363 chars)

    Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.

  21. 2025-08-15
    status Pending 1363-char remark
    Show marketing remark (1363 chars)

    Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.

  22. 2025-07-20
    listed $269,000 Active 1363-char remark
    Show marketing remark (1363 chars)

    Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.

  23. 2024-01-03
    soldstatus $255,000 Closed 885-char remark
    Show marketing remark (885 chars)

    Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,

  24. 2023-12-26
    soldstatus $255,000
  25. 2023-10-24
    status Pending 885-char remark
    Show marketing remark (885 chars)

    Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,

  26. 2023-09-22
    status Active 885-char remark
    Show marketing remark (885 chars)

    Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,

  27. 2023-08-15
    status Pending 885-char remark
    Show marketing remark (885 chars)

    Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,

  28. 2023-06-23
    listed $265,000 Active 885-char remark
    Show marketing remark (885 chars)

    Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$4,767 · $397/mo
Projected year-2 tax
$4,767 · $397/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,381
− Mortgage interest
−$15,124
− Property taxes
−$4,767
− Insurance
−$6,875
− Repairs & maintenance
−$2,030
− Management
−$2,030
− Depreciation
−$7,855
Taxable loss
−$13,301
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,192
After-tax cash flow
$-5,390/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Port Jervis City School District
NCES district ID
3623520
Math proficiency
43% ▼ -7.00%
Reading proficiency
50% ▲ 5.00%
Median HH income
$44,506
Composite
39.33/100
National rank
#3984
State rank
#451 of 590 in NY

Livability — Otisville

Score
70/100
State rank
#459
US rank
#7992

Category grades

Amenities F Commute F Cost of living C+ Crime A Employment A+ Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
3,940
Population (ZIP)
4,341

Population outlook (Sullivan County) Hauer SSP2

Today (2025)
68,974 people
By 2030
65,609 · -4.9%
By 2040
58,878 · -14.6%
By 2050
52,500 · -23.9%
By 2075
39,941 · -42.1%
By 2100
28,880 · -58.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Two or more races 9% Black 6% Hispanic / Latino 6% Asian 4%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Russian 7% Slovak 5% Scotch-Irish 4%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 3% Chinese 3% Russian/Polish/Slavic 3%

Political lean MEDSL · Sullivan

2024 margin
R (+16.7) · D 41.6% · R 58.4%
2008→2024 swing
-26.2pp toward R · 2008: 9.5pp · 2024: -16.7pp
All cycles
2024: R+16.7 2020: R+9.2 2016: R+13.7 2012: D+10.4 2008: D+9.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 95.79%
Current HPI
452.7233
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-6.0% since first listed
12 events — show timeline
  • 2026-01-30 Price Changed $249,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-09-29 Price Changed $289,900 OneKey® MLS as Distributed by MLS Grid
  • 2025-09-29 Price Changed $289,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-09-29 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2025-08-15 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-07-20 Listed $269,000 OneKey® MLS as Distributed by MLS Grid
  • 2024-01-03 Sold (MLS) $255,000 OneKey® MLS as Distributed by MLS Grid
  • 2023-12-26 Sold (Public Records) $255,000 Public Records
  • 2023-10-24 Pending OneKey® MLS as Distributed by MLS Grid
  • 2023-09-22 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2023-08-15 Pending OneKey® MLS as Distributed by MLS Grid
  • 2023-06-23 Listed $265,000 OneKey® MLS as Distributed by MLS Grid

Property tax history

+0.6%/yr

Latest (2025): $4,767 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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