1753 State Route 209 · Otisville, NY
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $2,026 – $9,024
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 8 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- Cash flow +8.2/30.0
- Schools +3.9/10.0
- Livability +3.5/5.0
- 1% rule +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.2/10.0
$270,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.
Key facts
- Fully renovated
- Recessed lighting
- Shiplap ceilings
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $-715 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $144k (46.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (21.7% below list).
- Recommended offer: $144k (46.8% below list) — sets the bar for cash-flow.
- Cap rate 5.2% vs local median 2.4% in Otisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#459 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F.
- Port Jervis City School District (rural): math 43% / reading 50% proficiency, ranked #451 of 590 in NY (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: N A Hamilton Bicentennial School (math 42% / reading 62%, grade C-, #988 of 2,108 statewide, top 49%, 464 students, 54% FRL); Port Jervis Middle School (math 22% / reading 35%, grade F, #569 of 729 statewide, top 78%, 379 students, 59% FRL); Port Jervis Senior High School (math 87% / reading 95%, grade A+, #203 of 1,100 statewide, top 20%, 750 students, 55% FRL) — zoned schools at 56% FRL track the district average.
- Market conditions: 109 active listings in the ZIP; 739 units permitted in Sullivan County in 2024 (5 in 5+ unit buildings).
Forward outlook
- In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
- Sullivan County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 289 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $460/mo; built in 1750 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 289 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
- Built in 1750 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.16%
- Cash-on-cash
- -4.04%
- DSCR
- 0.82
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $352,294
- List price
- $270,000
- Delta
- -23.36%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 46 Apple Ln | 0.25mi | 3/1.0 (-1) | 1,223 (-7%) | 20mo | $315,000 | $258 | 54 |
| 29 Apple Ln | 0.35mi | 3/1.0 (-1) | 1,136 (-13%) | 9mo | $320,000 | $282 | 47 |
| 7 Jagger Ln | 0.63mi | 3/1.0 (-1) | 1,308 (-0%) | 22mo | $211,000 | $161 | 45 |
| 25 Manor Ln | 0.36mi | 3/1.0 (-1) | 1,128 (-14%) | 12mo | $307,000 | $272 | 42 |
| 22 Manor Ln | 0.32mi | 3/1.0 (-1) | 1,136 (-13%) | 22mo | $249,900 | $220 | 37 |
| 1 Oak Cir | 0.34mi | 3/1.0 (-1) | 1,136 (-13%) | 22mo | $355,000 | $313 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 16.4%
- Equity multiple
- 2.35×
- Total profit
- $101,849
- Equity at exit
- $243,237
- IRR
- 15.7%
- Equity multiple
- 5.45×
- Total profit
- $336,449
- Equity at exit
- $524,551
Cash invested: $75,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 12790
- Home prices YoY
- 26.8%
- Active inventory
- 109
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $2,115 medium interval (Pro) →
- Mortgage (P&I)
- −$1,416
- Tax from tax record
- −$397 /mo · $4,767/yr
- Insurance
- −$112
- Flood insurance flood zone
- −$460 /mo · $5,525/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$444
- Net cashflow
- $-715
Break-even live
Sensitivity live
| Price | -10% $-562 | -5% $-639 | +0% $-715 | +5% $-792 | +10% $-868 |
|---|---|---|---|---|---|
| Rent | -10% $-882 | -5% $-799 | +0% $-715 | +5% $-632 | +10% $-548 |
| Rate | -1.0pp $-579 | -0.5pp $-647 | base $-715 | +0.5pp $-785 | +1.0pp $-856 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,500
- Closing costs
- $8,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 28 events
-
2026-06-21days on market $270,000 Active 289 DOM
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2026-06-18days on market $270,000 Active 286 DOM
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2026-06-17days on market $270,000 Active 285 DOM
-
2026-06-16days on market $270,000 Active 284 DOM
-
2026-06-15days on market $270,000 Active 283 DOM
-
2026-06-14days on market $270,000 Active 281 DOM
-
2026-06-13days on market $270,000 Active 280 DOM
-
2026-06-10days on market $270,000 Active 278 DOM
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2026-06-09days on market $270,000 Active 277 DOM
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2026-06-08days on market $270,000 Active 276 DOM
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2026-06-07pricedays on market $270,000 Active 275 DOM
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2026-06-03days on market $249,000 Active 271 DOM
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2026-06-02days on market $249,000 Active 270 DOM
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2026-06-01days on market $249,000 Active 269 DOM
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2026-05-31days on market $249,000 Active 268 DOM
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2026-05-30days on market $249,000 Active 267 DOM
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2026-01-30price $249,000 1363-char remark
Show marketing remark (1363 chars)
Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.
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2025-09-29price $289,900 1363-char remark
Show marketing remark (1363 chars)
Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.
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2025-09-29price $289,000 1363-char remark
Show marketing remark (1363 chars)
Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.
-
2025-09-29status Active 1363-char remark
Show marketing remark (1363 chars)
Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.
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2025-08-15status Pending 1363-char remark
Show marketing remark (1363 chars)
Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.
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2025-07-20$269,000 Active 1363-char remark
Show marketing remark (1363 chars)
Welcome to 1753 Route 209, a charming property featuring 4 bedrooms, 2 full baths, 2 story home sitting on .95 manicured acres, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, wood floors, newer windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within minutes of major highways, and public transportation. and for a weekend retreat this property is near all of Hudson Valley’s desired attractions, including the Delaware River, Hiking, fishing, Wineries, Parks and so more. Within a short commute, in neighboring Towns, you will find great shopping, restaurants, eateries, entertainment, Legoland, movie theatre, Walmart, Lowes, Home Depot, Galleria Mall, and so much. This property offers serene, peaceful surroundings and the perfect balance of country living while remaining convenient to many amenities the region has to offer. Within 90 minutes commute of NYC. Call us for your private tour. Property abuts stream. Flood insurance is required. PROPERTY IS BEING SOLD AS IS. SELLER WILL NOT BE DOING ANY REPAIRS OF ANY KIND. Note: Seller has applied to bank to sell property under a short sale. Short Sale Process started with Lender.
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2024-01-03soldstatus $255,000 Closed 885-char remark
Show marketing remark (885 chars)
Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,
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2023-12-26soldstatus $255,000
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2023-10-24status Pending 885-char remark
Show marketing remark (885 chars)
Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,
-
2023-09-22status Active 885-char remark
Show marketing remark (885 chars)
Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,
-
2023-08-15status Pending 885-char remark
Show marketing remark (885 chars)
Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,
-
2023-06-23$265,000 Active 885-char remark
Show marketing remark (885 chars)
Welcome to this lovely and well maintained, 4 bedroom, 2 full bath, fully renovated, 2 story home sitting on .95 manicured acres! This 1300+ square foot home comes with many desirable features including all new appliances, gorgeous wide plank wood flooring, recessed lighting, shiplap ceilings, new laminate floors, new windows, and a private laundry/mudroom entrance. This Modern farmhouse is light and bright throughout, and is located on a historic site bordering a serene creek for your enjoyment. The location is ideal, if you're a commuter, you are within 10 minutes of major highways, and public transportation, and for a weekend retreat this property is in close proximity to all of Hudson Valley’s desired attractions, including the Delaware River, Hiking Wineries and so much more! Call today for your private tour! Additional Information: HeatingFuel:Oil Above Ground,
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $4,767 · $397/mo
- Projected year-2 tax
- $4,767 · $397/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 8 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,381
- − Mortgage interest
- −$15,124
- − Property taxes
- −$4,767
- − Insurance
- −$6,875
- − Repairs & maintenance
- −$2,030
- − Management
- −$2,030
- − Depreciation
- −$7,855
- Taxable loss
- −$13,301
- Est. tax savings @ 24.0%
- +$3,192
- After-tax cash flow
- $-5,390/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Port Jervis City School District
- NCES district ID
- 3623520
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 50% ▲ 5.00%
- Median HH income
- $44,506
- Composite
- 39.33/100
- National rank
- #3984
- State rank
- #451 of 590 in NY
Livability — Otisville
- Score
- 70/100
- State rank
- #459
- US rank
- #7992
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 3,940
- Population (ZIP)
- 4,341
Population outlook (Sullivan County) Hauer SSP2
- Today (2025)
- 68,974 people
- By 2030
- 65,609 · -4.9%
- By 2040
- 58,878 · -14.6%
- By 2050
- 52,500 · -23.9%
- By 2075
- 39,941 · -42.1%
- By 2100
- 28,880 · -58.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Two or more races 9% Black 6% Hispanic / Latino 6% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Russian 7% Slovak 5% Scotch-Irish 4%
- Foreign-born
- 8% · Canada
- Languages at home
- 87% English-only · Spanish 3% Chinese 3% Russian/Polish/Slavic 3%
Political lean MEDSL · Sullivan
- 2024 margin
- R (+16.7) · D 41.6% · R 58.4%
- 2008→2024 swing
- -26.2pp toward R · 2008: 9.5pp · 2024: -16.7pp
- All cycles
- 2024: R+16.7 2020: R+9.2 2016: R+13.7 2012: D+10.4 2008: D+9.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 95.79%
- Current HPI
- 452.7233
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
-6.0% since first listed12 events — show timeline
- 2026-01-30 Price Changed $249,000 OneKey® MLS as Distributed by MLS Grid
- 2025-09-29 Price Changed $289,900 OneKey® MLS as Distributed by MLS Grid
- 2025-09-29 Price Changed $289,000 OneKey® MLS as Distributed by MLS Grid
- 2025-09-29 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2025-08-15 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-07-20 Listed $269,000 OneKey® MLS as Distributed by MLS Grid
- 2024-01-03 Sold (MLS) $255,000 OneKey® MLS as Distributed by MLS Grid
- 2023-12-26 Sold (Public Records) $255,000 Public Records
- 2023-10-24 Pending — OneKey® MLS as Distributed by MLS Grid
- 2023-09-22 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2023-08-15 Pending — OneKey® MLS as Distributed by MLS Grid
- 2023-06-23 Listed $265,000 OneKey® MLS as Distributed by MLS Grid
Property tax history
+0.6%/yrLatest (2025): $4,767 · +2.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…