4342 Lehman Dr · Kirby, TX 78219

$149,000

3 bd · 2.0 ba · 1,056 sqft · SingleFamily public records · 22 Days on market

Built 1981 3,223 sqft lot $141/sqft · 8% below area Est $162k · 8% under

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.5/30.0
• ARV discount +11.1/15.0
• Appreciation +6.4/10.0
• 1% rule +5.0/10.0
• DSCR +4.4/10.0
• Rent growth +4.4/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0

Listing remarks MLS

As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

Key facts

• Cozy covered entry
• Updated kitchen
• Shaded front yard

Tags

• SHADED FRONT YARD
• COZY COVERED ENTRY
• UPDATED KITCHEN
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• LOW MAINTENANCE TILE FLOORING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $32 ($383/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $149k).
• Recommended offer: $147k (1.5% below list) — sets the bar for market timing.
• Cap rate 6.5% vs local median 5.5% in Kirby — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 64/100 on livability (#761 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: schools F, crime F, amenities F.
• Judson ISD (suburban): math 21% / reading 33% proficiency, ranked #660 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+7.7%/yr); 66 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
• This rent runs 34% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.7% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (2.7% appreciation + 7.7% rent growth), your $42k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 6y ago; this cycle's ask has dropped $16k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $146,765 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 6.55%
• Cash-on-cash: 0.92%
• DSCR: 1.04
• GRM: 8.3

CMA / ARV

• ARV (median comp): $161,972
• List price: $149,000
• Delta: -4.30%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4542 Misty Spgs	0.27mi	3/2.0	1,056 (0%)	12mo	$141,000	$134	77
3719 Autumn	0.65mi	3/2.0	1,050 (-1%)	6mo	$203,000	$193	64
4146 Frontier Sun	0.56mi	3/1.0	1,056 (0%)	13mo	$195,500	$185	59
5714 Glacier Sun	0.72mi	3/2.0	1,060 (+0%)	10mo	$115,000	$108	57
4131 Sunrise Pass	0.48mi	3/2.0	1,176 (+11%)	3mo	$169,000	$144	56
3414 Vinecrest	0.64mi	3/2.0	1,025 (-3%)	12mo	$198,000	$193	55
4134 Hunters Sun	0.70mi	3/2.0	1,131 (+7%)	2mo	$119,000	$105	54
4147 Frontier Sun	0.54mi	3/1.0	1,155 (+9%)	4mo	$160,000	$139	52
5239 Coral Mist	0.75mi	3/2.0	1,008 (-4%)	13mo	$130,000	$129	47
5447 Starfire St	0.41mi	3/2.0	1,204 (+14%)	14mo	$210,000	$174	46
115 Edalyn St	0.74mi	2/1.0 (-1)	1,088 (+3%)	14mo	$135,000	$124	40
4051 Sunrise Pass	0.60mi	3/1.0	901 (-15%)	9mo	$149,000	$165	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.73% appreciation · 7.72% rent growth · sell at horizon

5-year hold

• IRR: 10.5%
• Equity multiple: 1.61×
• Total profit: $25,375
• Equity at exit: $64,736

10-year hold

• IRR: 15.6%
• Equity multiple: 3.49×
• Total profit: $103,939
• Equity at exit: $98,044

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78219

• Home prices YoY: 0.8%
• Rents YoY: 7.7%
• Active inventory: 66
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,492 high
• Mortgage (P&I): −$781
• Tax from tax record: −$304 /mo · $3,645/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$313
• Net cashflow: $32

Break-even live

Break-even rent $1,452

Max offer price $149,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4334 Hickory Hill Dr San Antonio, TX	3.0	1.5	1129	$1,550	$1.37	10d	1	0.03mi
5719 Country Sun Dr San Antonio, TX	3.0	2.0	1485	$1,400	$0.94	23d	1	0.17mi
4545 Hoeneke St San Antonio, TX	2.0	2.0	995	$999	$1.00	4d	2	0.22mi
5846 Sun Farm San Antonio, TX	3.0	2.0	1168	$1,425	$1.22	23d	1	0.54mi
4162 Frontier Sun San Antonio, TX	3.0	2.5	1246	$1,400	$1.12	43d	1	0.56mi
4082 Sunrise Pass San Antonio, TX	3.0	1.0	1125	$1,355	$1.20	4d	1	0.56mi
4102 Dakota Sun San Antonio, TX	3.0	1.0	1202	$1,350	$1.12	43d	1	0.58mi
4123 Frontier Sun San Antonio, TX	3.0	2.0	1086	$1,350	$1.24	43d	1	0.58mi
5212 Vinecrest Cir San Antonio, TX	3.0	2.5	1421	$2,100	$1.48	43d	1	0.59mi
4066 Sunrise Pass San Antonio, TX	3.0	2.0	977	$1,550	$1.59	4d	1	0.59mi
4411 Mystic Sunrise Dr San Antonio, TX	3.0	2.0	1120	$2,000	$1.79	23d	1	0.61mi
3707 Autumn Ln San Antonio, TX	3.0	2.0	1340	$1,500	$1.12	43d	1	0.62mi
4074 Gallery Sun Dr San Antonio, TX	2.0	1.0	969	$1,295	$1.34	43d	1	0.62mi
4078 Enchanted Sun San Antonio, TX	3.0	1.0	1056	$1,250	$1.18	23d	1	0.66mi
4107 Sunrise Point Dr San Antonio, TX	2.0	1.0	822	$1,095	$1.33	14d	1	0.75mi
4047 Indian Sunrise San Antonio, TX	3.0	1.0	1089	$1,150	$1.06	43d	1	0.75mi
5954 Summer Fest Dr San Antonio, TX	2.0	1.0	919	$1,300	$1.41	43d	1	0.76mi
5916 Mission Sunrise San Antonio, TX	3.0	1.0	860	$1,000	$1.16	23d	1	0.78mi
5003 Starfire St San Antonio, TX	3.0	2.0	1277	$1,650	$1.29	4d	1	0.79mi
4002 Fire Sun San Antonio, TX	3.0	2.0	1004	$1,800	$1.79	23d	1	0.80mi
4122 Alaskian Sunrise San Antonio, TX	3.0	2.0	1454	$1,495	$1.03	43d	1	0.81mi
5840 Glacier Sun Dr San Antonio, TX	3.0	2.0	1344	$1,749	$1.30	2d	1	0.82mi
5414 Stoneshire San Antonio, TX	3.0	2.0	1469	$2,000	$1.36	10d	1	0.84mi
3669 Candlehead Ln San Antonio, TX	3.0	2.5	1294	$1,700	$1.31	43d	1	0.85mi
4807 Georges Farm San Antonio, TX	3.0	2.0	1008	$1,295	$1.28	43d	1	0.86mi
4025 Coral Sunrise San Antonio, TX	4.0	1.0	825	$1,495	$1.81	3d	1	0.86mi
5819 Woodhill San Antonio, TX	3.0	2.0	1015	$1,300	$1.28	43d	1	0.88mi
4014 Sunrise Creek Dr San Antonio, TX	3.0	2.0	1100	$1,600	$1.45	43d	1	0.94mi
4711 Gavlick Farm San Antonio, TX	3.0	1.0	975	$1,250	$1.28	43d	1	0.94mi
4111 Sunrise Terrace Dr San Antonio, TX	4.0	2.0	1220	$1,800	$1.48	43d	1	0.94mi
4111 Sunrise Terrace Dr San Antonio, TX	4.0	2.0	1220	$1,700	$1.39	2d	1	0.94mi
4727 Gavlick Farm San Antonio, TX	3.0	2.0	1189	$1,425	$1.20	43d	1	0.94mi
6210 Eddie Way Unit 1 San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	3d	1	0.95mi
6210 Eddie Way Unit 1 San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	43d	1	0.95mi
6206 Eddie Way Unit 2 San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	2d	1	0.95mi
6206 Eddie Way Unit 2 San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	23d	1	0.95mi
6214 Eddie Way San Antonio, TX	3.0	2.5	1225	$1,600	$1.31	20d	1	0.95mi
6214 Eddie Way Unit 2 San Antonio, TX	3.0	2.5	1225	$1,600	$1.31	21d	1	0.95mi
6222 Eddie Way Unit 2 San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	3d	1	0.96mi
6222 Eddie Way San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	23d	1	0.96mi

Listing history 45 events

1. 2026-06-18
   days on market $149,000 Active 22 DOM
2. 2026-06-17
   days on market $149,000 Active 21 DOM
3. 2026-06-16
   days on market $149,000 Active 20 DOM
4. 2026-06-15
   days on market $149,000 Active 19 DOM
5. 2026-06-13
   days on market $149,000 Active 17 DOM
6. 2026-06-09
   days on market $149,000 Active 13 DOM
7. 2026-06-08
   statusdays on market $149,000 Active 12 DOM
8. 2026-06-07
   days on market $149,000 Price Change 11 DOM
9. 2026-06-04
   days on market $149,000 Price Change 8 DOM
10. 2026-06-03
    days on market $149,000 Price Change 7 DOM
11. 2026-06-02
    days on market $149,000 Price Change 6 DOM
12. 2026-06-01
    days on market $149,000 Price Change 5 DOM
13. 2026-05-31
    days on market $149,000 Price Change 4 DOM
14. 2026-05-12
    status Back on Market 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

15. 2026-04-24
    status Pending 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

16. 2026-04-14
    historical Active Option 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

17. 2026-04-07
    status Back on Market 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

18. 2026-04-06
    historical Active Option 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

19. 2026-04-03
    price $155,000 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

20. 2026-02-03
    price $159,000 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

21. 2025-12-16
    price $164,000 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

22. 2025-11-20
    listed $165,000 New 1291-char remark

    Show marketing remark (1291 chars)

    As you arrive, the home greets you with a shaded front yard and a cozy covered entry that creates a welcoming first step inside. Natural light fills the living area, highlighting the recently replaced carpet and neutral tones that make the space comfortable for relaxing or gathering with friends and family. The living area flows into a thoughtfully updated kitchen, where crisp white cabinetry, granite countertops, stainless steel appliances, and low-maintenance tile flooring offer both style and practicality. With direct access to the backyard, the layout supports easy indoor-outdoor living throughout the day. Three bedrooms provide flexibility for a variety of needs, with the option to use one as a home office if desired. Two bathrooms are conveniently located and designed with simplicity and everyday function in mind. Outside, a private, fenced backyard with mature trees offers room to create an outdoor retreat of your own. The garage and updated HVAC add to the move-in-ready convenience of the property. Located near schools, parks, and shopping-and set within a neighborhood with no HOA-this home provides comfort and value for first-time buyers, investors, or anyone seeking a thoughtful and functional place to settle in. *Please note: Some photos are virtually staged.*

23. 2025-10-14
    historical
24. 2025-10-13
    status Back on Market
25. 2025-09-24
    historical Active Option
26. 2025-08-20
    price $160,000
27. 2025-06-24
    price $165,000
28. 2025-05-23
    listed $170,000 New
29. 2025-01-15
    historical
30. 2024-12-12
    price $174,000
31. 2024-09-30
    listed $179,000 New
32. 2022-04-16
    price $1,450
33. 2021-01-11
    soldstatus
34. 2021-01-08
    soldstatus Sold
35. 2020-12-07
    status Pending
36. 2020-11-26
    historical Active Option
37. 2020-11-24
    listed $135,000 New
38. 2020-02-04
    soldstatus
39. 2020-02-03
    soldstatus Sold
40. 2020-01-14
    status Pending
41. 2020-01-06
    historical Active Option
42. 2020-01-03
    listed $59,900 New
43. 1999-11-08
    soldstatus
44. 1999-11-08
    soldstatus
45. 1991-05-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,645 · $304/mo
• Projected year-2 tax: $3,645 · $304/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,910
• − Mortgage interest: −$8,346
• − Property taxes: −$3,645
• − Insurance: −$745
• − Repairs & maintenance: −$1,433
• − Management: −$1,433
• − Depreciation: −$4,335
• Taxable loss: −$2,026
• Est. tax savings @ 24.0%: +$486
• After-tax cash flow: $869/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Judson ISD
• NCES district ID: 4824990
• Math proficiency: 21% ▼ -21.00%
• Reading proficiency: 33% ▼ -7.00%
• Median HH income: $57,542
• Composite: 24.39/100
• National rank: #7689
• State rank: #660 of 826 in TX

Livability — Kirby

• Score: 64/100
• State rank: #761
• US rank: #13943

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kirby, TX
• County: Bexar County · 1,990,555 people
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 17,924
• Household income: $52,094
• Rent vs Own: 46.1% rent · 53.9% own
• Severe rent burden: 852.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: Hispanic / Latino 53% Two or more races 27% Black 26% White 16% Asian 1%
• Hispanic origin (detail): Mexican 45%
• Common ancestry: Lithuanian 1% Romanian 1% Slovak 1%
• Foreign-born: 13% · Canada
• Languages at home: 67% English-only · Spanish 31% Vietnamese 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.73%
• Current HPI: 328.5107
• Rent YoY: ▲ 7.72%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+158.8% since first listed

32 events — show timeline

• 2026-05-12 Relisted — LERA
• 2026-04-24 Pending — LERA
• 2026-04-14 Contingent — LERA
• 2026-04-07 Relisted — LERA
• 2026-04-06 Contingent — LERA
• 2026-04-03 Price Changed $155,000 LERA
• 2026-02-03 Price Changed $159,000 LERA
• 2025-12-16 Price Changed $164,000 LERA
• 2025-11-20 Listed $165,000 LERA
• 2025-10-14 Listing Removed — LERA
• 2025-10-13 Relisted — LERA
• 2025-09-24 Contingent — LERA
• 2025-08-20 Price Changed $160,000 LERA
• 2025-06-24 Price Changed $165,000 LERA
• 2025-05-23 Listed $170,000 LERA
• 2025-01-15 Listing Removed — LERA
• 2024-12-12 Price Changed $174,000 LERA
• 2024-09-30 Listed $179,000 LERA
• 2022-04-16 Price Changed $1,450 RENT.
• 2021-01-11 Sold (Public Records) — Public Records
• 2021-01-08 Sold (MLS) — LERA
• 2020-12-07 Pending — LERA
• 2020-11-26 Contingent — LERA
• 2020-11-24 Listed $135,000 LERA
• 2020-02-04 Sold (Public Records) — Public Records
• 2020-02-03 Sold (MLS) — LERA
• 2020-01-14 Pending — LERA
• 2020-01-06 Contingent — LERA
• 2020-01-03 Listed $59,900 LERA
• 1999-11-08 Sold (Public Records) — Public Records
• 1999-11-08 Sold (Public Records) — Public Records
• 1991-05-01 Sold (Public Records) — Public Records

Property tax history

+10.5%/yr

Latest (2025): $3,645 · +2.8% YoY. Source: county tax records.