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103 Putnam Park #103
D Composite 40.28
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +8.4/10.0
  • ARV discount +6.7/15.0
  • Schools +6.6/10.0
  • Cash flow +6.4/30.0
  • Livability +4.0/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.7/10.0
  • DSCR +0.7/10.0

$850,000

103 Putnam Park #103 · Greenwich, CT 06830
3 bd · 2.0 ba · 1,657 sqft · SingleFamily · 50 Days on market
Built 1950 $513/sqft · at area comps Est $835k · at est. $128/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Desirable sunny, spacious duplex. W/W carpeting with hardwood floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Three large bedrooms, formal dining room, and 2 full updated baths. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has awning for warmer days. Storage unit in basement and garage fee of $85 when available. Monthly maintenance (1158/mth) is approx 45% tax deductible; special tax (1026 twice/year) is 100%. MM includes real estate taxes, heat, hot water, maintenance, water, trash. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Avenue, RR, school, restaurants, shops, supermarket. Enviable Greenwich beaches and parks. Additional Information: Amenities:Storage,ParkingFeatures:1 Car Detached,

Key facts

  • $128 HOA
  • Built 1950
  • Listed 50 days

Property features AI

Finance

  • HOA & community: Part of Putnam Park Co-ops; Annual association fee of $1,536; Association fee covers trash, taxes, snow removal, and grounds care; Association provides hot water

Exterior

  • Parking: Off-street parking
  • Utilities: Public water
  • Home design: Brick construction; Asphalt roof; Originally built in 1950 with effective year 2026; Zoned R-MF
  • Construction: Brick construction; Asphalt roof; Built in 1950 (effective 2026)
  • Exterior features: Courtyard; Park-like grounds

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating with hot water system; Window cooling units
  • Interior features: Built-in features; Basement with exterior access

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $850k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-18k/yr) — negative.
  • To cash-flow at today's rent, offer at most $634k (25.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $571k (32.8% below list).
  • Recommended offer: $571k (32.8% below list) — sets the bar for 1% rule.
  • Cap rate 4.2% vs local median 0.7% in Greenwich — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#23 in CT, #1,655 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, health & safety A+; Watch: amenities D, cost of living F.
  • Greenwich School District (suburban): math 64% / reading 73% proficiency, ranked #12 of 153 in CT (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 11% free/reduced lunch — higher-income household profile.
  • Zoned schools: Julian Curtiss School (math 52% / reading 57%, grade C, #195 of 553 statewide, top 37%, 241 students, 41% FRL); Central Middle School (math 60% / reading 71%, grade A-, #26 of 175 statewide, top 16%, 506 students, 18% FRL); Greenwich High School (math 59% / reading 78%, grade B, #23 of 194 statewide, top 12%, 2,668 students, 20% FRL) — zoned schools average 26% FRL vs 11% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.4%/yr); 129 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).
  • At $5,712/mo this rent would consume 47% of the median local household income ($147k/yr) (locally 1088% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $64k of equity ($6k loan paydown + $59k appreciation (6.9% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$103k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($824k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $515k; list at $850k implies a 65% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $571,197 (32.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
  3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
4.19%
Cash-on-cash
-7.51%
DSCR
0.67
GRM
12.4

CMA / ARV

ARV (median comp)
$835,106
List price
$850,000
Delta
1.78%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4 Putnam Hl Unit 1G 0.13mi 3/2.0 1,560 (-6%) 12mo $825,000 $529 74
160 Putnam Park 0.04mi 3/2.0 1,700 (+3%) 24mo $715,000 $421 74
5 Putnam Hl Unit 4H 0.21mi 3/2.0 1,580 (-5%) 14mo $925,000 $585 71
20 Perryridge Rd 0.52mi 3/2.0 1,616 (-2%) 8mo $1,820,000 $1,126 65
3 Putnam Hl Unit 4G 0.13mi 2/2.0 (-1) 1,580 (-5%) 22mo $830,000 $525 63
11 Le Grande Ave Unit 3 0.45mi 3/2.0 1,802 (+9%) 8mo $1,787,500 $992 58
47 Mallard Dr 0.24mi 3/2.0 1,865 (+13%) 14mo $1,795,000 $962 56
46 Locust St 0.57mi 3/2.0 1,580 (-5%) 12mo $1,422,000 $900 55
108 Havemeyer Pl 0.67mi 3/2.5 1,559 (-6%) 18mo $1,700,000 $1,090 42
303 Bruce Park Ave 0.73mi 3/2.0 1,480 (-11%) 19mo $925,000 $625 32
146 Woodside Dr 0.73mi 4/2.0 (+1) 1,865 (+13%) 13mo $1,800,000 $965 30
3 Benedict Ct 0.53mi 4/4.0 (+1) 1,834 (+11%) 18mo $2,200,000 $1,200 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.89% appreciation · 3.36% rent growth · sell at horizon

5-year hold
IRR
11.7%
Equity multiple
1.83×
Total profit
$198,538
Equity at exit
$583,028
10-year hold
IRR
12.5%
Equity multiple
3.75×
Total profit
$653,363
Equity at exit
$1,102,099

Cash invested: $238,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06830

Home prices YoY
4.1%
Rents YoY
3.4%
Active inventory
129
Price-to-rent
12.4×

Monthly cashflow live

Estimated rent
$5,712 high interval (Pro) →
Mortgage (P&I)
$4,457
Tax est. 1.5%
$1,062 /mo · $12,750/yr
Insurance
$354
HOA
$128
Vacancy / Maint / Mgmt
$1,200
Net cashflow
$-1,490

Break-even live

Break-even rent $7,598
Max offer price $634,438
Occupancy floor

Sensitivity live

Price -10% $-902 -5% $-1,196 +0% $-1,490 +5% $-1,783 +10% $-2,077
Rent -10% $-1,941 -5% $-1,715 +0% $-1,490 +5% $-1,264 +10% $-1,038
Rate -1.0pp $-1,062 -0.5pp $-1,274 base $-1,490 +0.5pp $-1,710 +1.0pp $-1,934

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$212,500
Closing costs
$25,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
41 Sherwood Pl Greenwich, CT 2.0 2.0 1216 $5,300 $4.36 46d 1 0.24mi
43 Church St Unit 1 Greenwich, CT 3.0 2.0 1319 $3,975 $3.01 23d 1 0.28mi
47 Church St Unit First Floor Greenwich, CT 2.0 1.0 1332 $3,900 $2.93 26d 1 0.29mi
50 Church St #1 Greenwich, CT 2.0 2.5 1440 $7,500 $5.21 46d 1 0.33mi
21 Division St Unit A Greenwich, CT 2.0 1.5 1696 $4,500 $2.65 21d 1 0.43mi
116 E Elm St Unit A Greenwich, CT 3.0 3.5 2150 $7,750 $3.60 5d 1 0.46mi
169 Mason St Unit 1G Greenwich, CT 2.0 1.0 1050 $5,250 $5.00 16d 1 0.56mi
25 W Elm St #40 Greenwich, CT 2.0 2.0 1247 $5,250 $4.21 5d 1 0.58mi
9 Sound View Ct Unit 2B Greenwich, CT 3.0 2.0 1300 $4,500 $3.46 5d 1 0.62mi
7 Prescott Ln Greenwich, CT 3.0 2.5 1706 $8,250 $4.84 23d 1 0.64mi
300 Bruce Park Ave Unit A Greenwich, CT 2.0 2.0 1400 $4,500 $3.21 12d 1 0.75mi
300 Bruce Park Ave Unit B Greenwich, CT 2.0 2.0 1400 $4,500 $3.21 16d 1 0.75mi
52 Brookside Dr Unit A Greenwich, CT 2.0 2.5 2000 $8,400 $4.20 26d 1 0.79mi
375 Greenwich Ave Unit 5 Greenwich, CT 2.0 1.0 1350 $2,500 $1.85 26d 1 0.80mi
409 Greenwich Ave Unit A Greenwich, CT 2.0 2.5 1700 $11,000 $6.47 46d 1 0.83mi
17 Circle Dr Greenwich, CT 3.0 3.0 1911 $7,500 $3.92 16d 1 0.85mi
47 Indian Harbor Dr #7 Greenwich, CT 3.0 3.5 2200 $10,000 $4.55 46d 1 0.95mi
14 Idar Ct Unit 1 Greenwich, CT 3.0 2.0 1500 $4,900 $3.27 46d 1 0.96mi
84 E Putnam Ave Greenwich, CT 2.0 2.0 1130 $7,500 $6.64 16d 1 1.01mi
100 E Putnam Ave Unit 301 Cos Cob, CT 2.0 2.0 1198 $9,175 $7.66 16d 1 1.02mi
100 E Putnam Ave Unit 301 Cos Cob, CT 2.0 2.0 1198 $9,175 $7.66 21d 1 1.02mi
71 Prospect St Unit 2 Greenwich, CT 2.0 1.0 1073 $3,650 $3.40 5d 1 1.03mi
26 Edgewood Ave #1 Greenwich, CT 2.0 2.5 1981 $5,500 $2.78 21d 1 1.13mi
56 Old Field Point Rd Unit 4 Greenwich, CT 3.0 2.0 1800 $12,000 $6.67 5d 1 1.20mi
3 River Rd Unit 3 Cos Cob, CT 3.0 1.0 1500 $3,150 $2.10 46d 1 1.34mi
12 Artic St Unit 1 Greenwich, CT 3.0 2.0 1900 $4,850 $2.55 26d 1 1.43mi
28 Pleasant St Cos Cob, CT 4.0 2.5 2140 $6,250 $2.92 14d 1 1.44mi
14 Cos Cob Ave Unit 3 Cos Cob, CT 3.0 2.5 1900 $6,500 $3.42 46d 1 1.46mi
14 Cos Cob Ave Unit 2 Cos Cob, CT 2.0 1.0 1100 $2,900 $2.64 26d 1 1.46mi

HOA detail

Monthly dues
$128 · $1,536/yr
Likely covers
watertrash

Listing history 23 events

  1. 2026-06-17
    status $850,000 Pending 50 DOM
  2. 2026-06-17
    days on market $850,000 Active Under Contract 50 DOM
  3. 2026-06-16
    days on market $850,000 Active Under Contract 49 DOM
  4. 2026-06-15
    days on market $850,000 Active Under Contract 48 DOM
  5. 2026-06-13
    days on market $850,000 Active Under Contract 46 DOM
  6. 2026-06-10
    days on market $850,000 Active Under Contract 43 DOM
  7. 2026-06-09
    days on market $850,000 Active Under Contract 42 DOM
  8. 2026-06-08
    days on market $850,000 Active Under Contract 41 DOM
  9. 2026-06-07
    days on market $850,000 Active Under Contract 40 DOM
  10. 2026-06-03
    days on market $850,000 Active Under Contract 36 DOM
  11. 2026-06-03
    days on market $850,000 Active Under Contract 35 DOM
  12. 2026-06-01
    days on market $850,000 Active Under Contract 34 DOM
  13. 2026-05-31
    days on market $850,000 Active Under Contract 33 DOM
  14. 2026-05-08
    historical Active Under Contract 788-char remark
  15. 2026-04-28
    listed $850,000 Active 788-char remark
  16. 2026-04-24
    historical $850,000 788-char remark
  17. 2017-06-07
    soldstatus $515,000 Sold 945-char remark
    Show marketing remark (945 chars)

    Desirable sunny, spacious duplex. W/W carpeting with hardwood floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Three large bedrooms, formal dining room, and 2 full updated baths. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has awning for warmer days. Storage unit in basement and garage fee of $85 when available. Monthly maintenance (1158/mth) is approx 45% tax deductible; special tax (1026 twice/year) is 100%. MM includes real estate taxes, heat, hot water, maintenance, water, trash. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Avenue, RR, school, restaurants, shops, supermarket. Enviable Greenwich beaches and parks. Additional Information: Amenities:Storage,ParkingFeatures:1 Car Detached,

  18. 2017-06-07
    historical 945-char remark
    Show marketing remark (945 chars)

    Desirable sunny, spacious duplex. W/W carpeting with hardwood floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Three large bedrooms, formal dining room, and 2 full updated baths. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has awning for warmer days. Storage unit in basement and garage fee of $85 when available. Monthly maintenance (1158/mth) is approx 45% tax deductible; special tax (1026 twice/year) is 100%. MM includes real estate taxes, heat, hot water, maintenance, water, trash. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Avenue, RR, school, restaurants, shops, supermarket. Enviable Greenwich beaches and parks. Additional Information: Amenities:Storage,ParkingFeatures:1 Car Detached,

  19. 2017-06-06
    soldstatus $515,000
    Show marketing remark (760 chars)

    Move-in-ready, pet friendly, updated spacious duplex. Three bedrooms, formal dining room, two full updated baths. W/ W carpeting with hdw. floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has retractable awning for those warmer days. Storage area in basement included. Garage rental when available. Monthly maintenance is about 50% deductible; special tax ($2,052/yr) 100% tax deductible. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Ave. , Whole Foods, RR, school, shops, bistros.

  20. 2017-03-23
    historical Pending 945-char remark
    Show marketing remark (945 chars)

    Desirable sunny, spacious duplex. W/W carpeting with hardwood floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Three large bedrooms, formal dining room, and 2 full updated baths. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has awning for warmer days. Storage unit in basement and garage fee of $85 when available. Monthly maintenance (1158/mth) is approx 45% tax deductible; special tax (1026 twice/year) is 100%. MM includes real estate taxes, heat, hot water, maintenance, water, trash. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Avenue, RR, school, restaurants, shops, supermarket. Enviable Greenwich beaches and parks. Additional Information: Amenities:Storage,ParkingFeatures:1 Car Detached,

  21. 2017-02-21
    price $527,000 945-char remark
    Show marketing remark (945 chars)

    Desirable sunny, spacious duplex. W/W carpeting with hardwood floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Three large bedrooms, formal dining room, and 2 full updated baths. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has awning for warmer days. Storage unit in basement and garage fee of $85 when available. Monthly maintenance (1158/mth) is approx 45% tax deductible; special tax (1026 twice/year) is 100%. MM includes real estate taxes, heat, hot water, maintenance, water, trash. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Avenue, RR, school, restaurants, shops, supermarket. Enviable Greenwich beaches and parks. Additional Information: Amenities:Storage,ParkingFeatures:1 Car Detached,

  22. 2016-07-28
    listed $547,500 Active 945-char remark
    Show marketing remark (945 chars)

    Desirable sunny, spacious duplex. W/W carpeting with hardwood floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Three large bedrooms, formal dining room, and 2 full updated baths. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has awning for warmer days. Storage unit in basement and garage fee of $85 when available. Monthly maintenance (1158/mth) is approx 45% tax deductible; special tax (1026 twice/year) is 100%. MM includes real estate taxes, heat, hot water, maintenance, water, trash. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Avenue, RR, school, restaurants, shops, supermarket. Enviable Greenwich beaches and parks. Additional Information: Amenities:Storage,ParkingFeatures:1 Car Detached,

  23. 2016-04-01
    listed $527,000
    Show marketing remark (760 chars)

    Move-in-ready, pet friendly, updated spacious duplex. Three bedrooms, formal dining room, two full updated baths. W/ W carpeting with hdw. floors underneath. Granite kitchen with SS appliances, custom crown moldings and great built-ins in living room and dining room with wine rack and entertainment sections. Full sized laundry in unit. Great cross ventilation with tree views and sweeping lawns from all windows. Balcony has retractable awning for those warmer days. Storage area in basement included. Garage rental when available. Monthly maintenance is about 50% deductible; special tax ($2,052/yr) 100% tax deductible. Great closet and storage space throughout. Central Greenwich location; walk to Greenwich Ave. , Whole Foods, RR, school, shops, bistros.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 67% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 9 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$68,544
− Mortgage interest
−$47,613
− Property taxes
−$12,750
− Insurance
−$4,250
− Repairs & maintenance
−$5,483
− Management
−$5,483
− HOA
−$1,536
− Depreciation
−$24,727
Taxable loss
−$33,300
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$7,992
After-tax cash flow
$-9,884/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greenwich School District
NCES district ID
0901710
Math proficiency
64% ▼ -7.00%
Reading proficiency
73% ▼ -5.00%
Median HH income
$129,257
Composite
65.67/100
National rank
#461
State rank
#12 of 153 in CT

Livability — Greenwich

Score
80/100
State rank
#23
US rank
#1655

Category grades

Amenities D Commute A- Cost of living F Crime A+ Employment A+ Housing C Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Greenwich, CT
County
Fairfield County · 765,532 people
City population
47,954
Metro
Bridgeport-Stamford-Norwalk, CT
Population (ZIP)
24,880
Household income
$146,654
Rent vs Own
42.6% rent · 57.4% own
Severe rent burden
1088.0

Population outlook (Western Connecticut County) Hauer SSP2

By 2040
685,031

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 64% Hispanic / Latino 18% Two or more races 10% Asian 6% Black 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1% Dominican 1%
Common ancestry
Romanian 3% Lithuanian 2% Scotch-Irish 2%
Foreign-born
24% · Canada, Jamaica, China
Languages at home
72% English-only · Spanish 12% Other Indo-European 5% Russian/Polish/Slavic 3%

Political lean MEDSL · Western Connecticut

2024 margin
D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
All cycles
2024: D+19.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.89%
Current HPI
173.5938
Rent YoY
▲ 3.36%
Metro
Bridgeport-Stamford-Norwalk, CT
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+61.3% since first listed
11 events — show timeline
  • 2026-06-17 Pending GMLS
  • 2026-05-08 Contingent GMLS
  • 2026-04-28 Listed $850,000 GMLS
  • 2026-04-24 Coming Soon $850,000 GMLS
  • 2017-06-07 Sold (MLS) $515,000 OneKey® MLS as Distributed by MLS Grid
  • 2017-06-07 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2017-06-06 Sold (MLS) $515,000 GMLS
  • 2017-03-23 Contingent OneKey® MLS as Distributed by MLS Grid
  • 2017-02-21 Price Changed $527,000 OneKey® MLS as Distributed by MLS Grid
  • 2016-07-28 Listed $547,500 OneKey® MLS as Distributed by MLS Grid
  • 2016-04-01 Listed $527,000 GMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…