13355 N 43rd Rd N · The Acreage, FL 33411

$479,900

3 bd · 2.0 ba · 1,242 sqft · SingleFamily public records · 6 Days on market

Built 1978 1.15 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +8.0/30.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +3.4/5.0
• Rent growth +2.7/5.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0
• DSCR +2.0/10.0

Listing remarks MLS

DON'T LET AGE FOOL YOU-ENTIRE HOUSE HAS BEEN REFURBISHED W/ NEW BATHS, ROOF, ''CABINETS, CARPET, WINDOWS, H20 HEATER, + WATER SYSTEM. 12'''' CERAMIC TILE THRU-'' OUT L/R AND KITCHEN-BERBER IN ALL OTHER ROOMS. 48 FT. COUNTRY PORCH ACROSS DISHWASHER IN KIT IS NEW-OWNER WILL GIVE $1000 TOWARDS RANGE + REFRIGERATOR THIS IS NOT A DRIVE BY! LOOKS ARE DECEIVING AND YOU MUST SEE INSIDE!

Key facts

• 1.15-acre lot
• Bay windows
• Recessed lighting

Tags

• SINGLE-STORY HOME
• 1.15-ACRE LOT
• PREMIUM TILE FLOORING
• BAY WINDOWS
• RECESSED LIGHTING
• MODERN KITCHEN

Property features AI

Finance

• HOA & community: Community laundry facilities

Exterior

• Parking: Driveway
• Utilities: Well water; Septic tank
• Home design: Single-story home; Faces south; Resale property
• Construction: Wood siding; Composition/shingle roof
• Exterior features: Patio; Exterior lighting

Interior

• Kitchen: Dishwasher; Electric range; Icemaker; Microwave; Refrigerator
• Bedrooms: Total rooms: 5; Includes a family room
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Main-level primary suite; Walk-in closet(s)
• Laundry & utility: On-site laundry facilities (community)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $480k.

Deal economics

• At list price, monthly cash flow is $-493 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $393k (18.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $358k (25.4% below list).
• Recommended offer: $358k (25.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#550 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Golden Grove Elementary School (math 63% / reading 69%, grade B+, #492 of 2,144 statewide, top 23%, 760 students, 43% FRL); Western Pines Community Middle (math 66% / reading 64%, grade A-, #99 of 571 statewide, top 17%, 991 students, 42% FRL); Seminole Ridge Community High School (math 36% / reading 56%, grade D-, #220 of 667 statewide, top 33%, 2,262 students, 36% FRL).
• Market conditions: Rents flat; 583 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $3,580/mo this rent would consume 46% of the median local household income ($93k/yr) (locally 1870% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $51k of equity ($3k loan paydown + $48k appreciation (10.0% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$82k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $139k; list at $480k implies a 245% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $358,008 (25.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.06%
• Cash-on-cash: -4.41%
• DSCR: 0.80
• GRM: 11.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 0.85% rent growth · sell at horizon

5-year hold

• IRR: 20.5%
• Equity multiple: 2.66×
• Total profit: $222,411
• Equity at exit: $432,332

10-year hold

• IRR: 18.3%
• Equity multiple: 5.95×
• Total profit: $665,720
• Equity at exit: $932,340

Cash invested: $134,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33411

• Home prices YoY: 1.9%
• Rents YoY: 0.8%
• Active inventory: 583
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $3,580 medium
• Mortgage (P&I): −$2,517
• Tax from tax record: −$605 /mo · $7,262/yr
• Insurance: −$200
• HOA: −$0
• Vacancy / Maint / Mgmt: −$752
• Net cashflow: $-493

Break-even live

Break-even rent $4,205

Max offer price $392,724

Occupancy floor —

Sensitivity live

Price	-10% $-222	-5% $-358	+0% $-493	+5% $-629	+10% $-765
Rent	-10% $-776	-5% $-635	+0% $-493	+5% $-352	+10% $-211
Rate	-1.0pp $-252	-0.5pp $-371	base $-493	+0.5pp $-618	+1.0pp $-744

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $119,975
• Closing costs: $14,397
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12895 54th St N West Palm Beach, FL	2.0	1.0	1369	$2,400	$1.75	26d	1	1.18mi
13619 57th Pl N West Palm Beach, FL	3.0	2.0	1305	$4,800	$3.68	13d	1	1.48mi
13619 57th Pl N West Palm Beach, FL	3.0	2.0	1305	$4,800	$3.68	7d	1	1.48mi

Listing history 14 events

1. 2026-06-04
   status $479,900 Pending 6 DOM
2. 2026-06-03
   days on market $479,900 Active 6 DOM
3. 2026-06-02
   days on market $479,900 Active 5 DOM
4. 2026-06-01
   days on market $479,900 Active 4 DOM
5. 2026-05-31
   days on market $479,900 Active 3 DOM
6. 2026-05-28
   listed $479,900 Active
7. 2001-10-24
   soldstatus $139,000
8. 2001-10-19
   soldstatus $139,000 381-char remark

   Show marketing remark (381 chars)

   DON'T LET AGE FOOL YOU-ENTIRE HOUSE HAS BEEN REFURBISHED W/ NEW BATHS, ROOF, ''CABINETS, CARPET, WINDOWS, H20 HEATER, + WATER SYSTEM. 12'''' CERAMIC TILE THRU-'' OUT L/R AND KITCHEN-BERBER IN ALL OTHER ROOMS. 48 FT. COUNTRY PORCH ACROSS DISHWASHER IN KIT IS NEW-OWNER WILL GIVE $1000 TOWARDS RANGE + REFRIGERATOR THIS IS NOT A DRIVE BY! LOOKS ARE DECEIVING AND YOU MUST SEE INSIDE!

9. 2001-09-24
   historical 381-char remark

   Show marketing remark (381 chars)

   DON'T LET AGE FOOL YOU-ENTIRE HOUSE HAS BEEN REFURBISHED W/ NEW BATHS, ROOF, ''CABINETS, CARPET, WINDOWS, H20 HEATER, + WATER SYSTEM. 12'''' CERAMIC TILE THRU-'' OUT L/R AND KITCHEN-BERBER IN ALL OTHER ROOMS. 48 FT. COUNTRY PORCH ACROSS DISHWASHER IN KIT IS NEW-OWNER WILL GIVE $1000 TOWARDS RANGE + REFRIGERATOR THIS IS NOT A DRIVE BY! LOOKS ARE DECEIVING AND YOU MUST SEE INSIDE!

10. 2001-09-05
    listed $142,900 381-char remark

    Show marketing remark (381 chars)

    DON'T LET AGE FOOL YOU-ENTIRE HOUSE HAS BEEN REFURBISHED W/ NEW BATHS, ROOF, ''CABINETS, CARPET, WINDOWS, H20 HEATER, + WATER SYSTEM. 12'''' CERAMIC TILE THRU-'' OUT L/R AND KITCHEN-BERBER IN ALL OTHER ROOMS. 48 FT. COUNTRY PORCH ACROSS DISHWASHER IN KIT IS NEW-OWNER WILL GIVE $1000 TOWARDS RANGE + REFRIGERATOR THIS IS NOT A DRIVE BY! LOOKS ARE DECEIVING AND YOU MUST SEE INSIDE!

11. 2001-02-08
    historical
12. 2000-11-24
    listed $139,900
13. 2000-05-30
    soldstatus $66,500
14. 1998-04-30
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,262 · $605/mo
• Projected year-2 tax: $7,262 · $605/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $42,961
• − Mortgage interest: −$26,882
• − Property taxes: −$7,262
• − Insurance: −$2,400
• − Repairs & maintenance: −$3,437
• − Management: −$3,437
• − Depreciation: −$13,961
• Taxable loss: −$14,417
• Est. tax savings @ 24.0%: +$3,460
• After-tax cash flow: $-2,462/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — The Acreage

• Score: 67/100
• State rank: #550
• US rank: #10381

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: The Acreage, FL
• County: Palm Beach County · 1,438,312 people
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 76,863
• Household income: $92,591
• Rent vs Own: 20.5% rent · 79.5% own
• Severe rent burden: 1870.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 44% Hispanic / Latino 24% Black 23% Two or more races 16% Asian 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5% Cuban 4% Dominican 2%
• Common ancestry: Hispanic 6% Romanian 2% Italian 1%
• Foreign-born: 26% · Canada, Jamaica, China
• Languages at home: 73% English-only · Spanish 17% French/Haitian/Cajun 4% Other Indo-European 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 17.04%
• Current HPI: 903.78
• Rent YoY: ▲ 0.85%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+283.9% since first listed

9 events — show timeline

• 2026-05-28 Listed $479,900 MARMLS
• 2001-10-24 Sold (Public Records) $139,000 Public Records
• 2001-10-19 Sold (MLS) $139,000 Beaches MLS
• 2001-09-24 Listing Removed — Beaches MLS
• 2001-09-05 Listed $142,900 Beaches MLS
• 2001-02-08 Listing Removed — Beaches MLS
• 2000-11-24 Listed $139,900 Beaches MLS
• 2000-05-30 Sold (Public Records) $66,500 Public Records
• 1998-04-30 Sold (Public Records) $125,000 Public Records

Property tax history

+8.8%/yr

Latest (2025): $7,262 · +6.9% YoY. Source: county tax records.