6 Cheyenne Dr · Weston, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.2/30.0
- Appreciation +10.0/10.0
- 1% rule +4.0/10.0
- DSCR +4.0/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
$225,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
3 BEDROOM, 2 BATH HOME IN BEAUTIFUL EAGLE ROCK RESORT. KITCHEN RECENTLY REMODELED, VERY LOW TAXES, AND CLOSE TO THE LOWER AMENITIES.
Key facts
- Low taxes
- 0.36 acre lot
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $-3 ($-33/yr) — negative.
- To cash-flow at today's rent, offer at most $225k (0.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (10.1% below list).
- Recommended offer: $202k (10.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 63/100 on livability (#1,247 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+; Watch: crime C-, housing D+, amenities F.
- Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 270 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).
- This rent runs 44% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (10.0% local appreciation)).
- Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 109 days — a 9% lower offer ($205k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; list at $225k implies a 150% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 109 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.28%
- Cash-on-cash
- -0.05%
- DSCR
- 1.00
- GRM
- 9.3
CMA / ARV
- ARV (median comp)
- $273,270
- List price
- $225,000
- Delta
- -17.66%
- Verdict
- UNDERPRICED
- Comps
- 18 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 552 S Huron Cir | 0.51mi | 3/2.5 | 1,520 (+2%) | 8mo | $300,000 | $197 | 62 |
| 423 Huron Cir | 0.72mi | 3/2.0 | 1,600 (+8%) | 19mo | $269,000 | $168 | 36 |
| 83 Summit Rd | 0.67mi | 3/3.0 | 1,669 (+12%) | 16mo | $357,500 | $214 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.3%
- Equity multiple
- 2.94×
- Total profit
- $122,422
- Equity at exit
- $202,698
- IRR
- 21.5%
- Equity multiple
- 6.73×
- Total profit
- $360,770
- Equity at exit
- $437,126
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18202
- Home prices YoY
- 7.1%
- Active inventory
- 270
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,023 medium interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax from tax record
- −$196 /mo · $2,347/yr
- Insurance
- −$94
- HOA
- −$132
- Vacancy / Maint / Mgmt
- −$425
- Net cashflow
- $-3
Break-even live
Sensitivity live
| Price | -10% $125 | -5% $61 | +0% $-3 | +5% $-66 | +10% $-130 |
|---|---|---|---|---|---|
| Rent | -10% $-163 | -5% $-83 | +0% $-3 | +5% $77 | +10% $157 |
| Rate | -1.0pp $111 | -0.5pp $54 | base $-3 | +0.5pp $-61 | +1.0pp $-120 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5 Conyngham Dr Hazleton, PA | 3.0 | 3.0 | 1274 | $2,800 | $2.20 | 44d | 1 | 0.76mi |
| 3 Top St Weston, PA | 3.0 | 1.5 | 1682 | $1,200 | $0.71 | 44d | 1 | 1.08mi |
HOA detail
- Monthly dues
- $132 · $1,584/yr
Listing history 18 events
-
2026-06-19days on market $225,000 Active 109 DOM
-
2026-06-18days on market $225,000 Active 108 DOM
-
2026-06-17days on market $225,000 Active 107 DOM
-
2026-06-16days on market $225,000 Active 106 DOM
-
2026-06-15days on market $225,000 Active 105 DOM
-
2026-06-14days on market $225,000 Active 103 DOM
-
2026-06-12days on market $225,000 Active 102 DOM
-
2026-06-09days on market $225,000 Active 99 DOM
-
2026-06-08days on market $225,000 Active 98 DOM
-
2026-06-07days on market $225,000 Active 97 DOM
-
2026-06-02days on market $225,000 Active 92 DOM
-
2026-06-01days on market $225,000 Active 91 DOM
-
2026-05-31days on market $225,000 Active 90 DOM
-
2026-05-30days on market $225,000 Active 89 DOM
-
2026-05-13status Pending 132-char remark
Show marketing remark (132 chars)
3 BEDROOM, 2 BATH HOME IN BEAUTIFUL EAGLE ROCK RESORT. KITCHEN RECENTLY REMODELED, VERY LOW TAXES, AND CLOSE TO THE LOWER AMENITIES.
-
2026-03-02$225,000 Active 128-char remark
Show marketing remark (128 chars)
3 BEDROOMS, 2 BATH HOME IN BEAUTIFUL EAGLE ROCK RESORT. KITCHEN RECENTLY REMODELED, VERY LOW TAXES AND CLOSE TO LOWER AMENITIES.
-
2026-02-28$225,000 Active 132-char remark
Show marketing remark (132 chars)
3 BEDROOM, 2 BATH HOME IN BEAUTIFUL EAGLE ROCK RESORT. KITCHEN RECENTLY REMODELED, VERY LOW TAXES, AND CLOSE TO THE LOWER AMENITIES.
-
2002-05-08soldstatus $90,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,347 · $196/mo
- Projected year-2 tax
- $2,951 · $246/mo
- Expected delta
- +$604/yr (+$50/mo · 25.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,281
- − Mortgage interest
- −$12,603
- − Property taxes
- −$2,347
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$1,942
- − Management
- −$1,942
- − HOA
- −$1,584
- − Depreciation
- −$6,545
- Taxable loss
- −$3,809
- Est. tax savings @ 24.0%
- +$914
- After-tax cash flow
- $881/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hazleton Area SD
- NCES district ID
- 4211700
- Math proficiency
- 18% ▼ -3.00%
- Reading proficiency
- 30% ▼ -15.00%
- Median HH income
- $42,247
- Composite
- 20.44/100
- National rank
- #8582
- State rank
- #476 of 539 in PA
Livability — Weston
- Score
- 63/100
- State rank
- #1247
- US rank
- #14980
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Luzerne County · 118,885 people
- Metro
- Scranton--Wilkes-Barre, PA
- Population (ZIP)
- 13,755
- Household income
- $55,153
- Rent vs Own
- Severe rent burden
- 369.0
Population outlook (Schuylkill County) Hauer SSP2
- Today (2025)
- 137,447 people
- By 2030
- 133,121 · -3.1%
- By 2040
- 124,172 · -9.7%
- By 2050
- 115,611 · -15.9%
- By 2075
- 100,796 · -26.7%
- By 2100
- 86,667 · -36.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (61%)
- Race & ethnicity
- White 61% Hispanic / Latino 33% Two or more races 9% Black 1% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Dominican 22%
- Common ancestry
- Romanian 13% Iranian 1% Lithuanian 1%
- Foreign-born
- 18% · Canada, Jamaica
- Languages at home
- 71% English-only · Spanish 26% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Schuylkill
- 2024 margin
- Solid R (+42.1) · D 28.5% · R 70.6%
- 2008→2024 swing
- -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
- All cycles
- 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 20.19%
- Current HPI
- 306.1029
- Rent YoY
- —
- Metro
- Scranton--Wilkes-Barre, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+150.0% since first listed4 events — show timeline
- 2026-05-13 Pending — LCAR
- 2026-03-02 Listed $225,000 BRIGHT MLS
- 2026-02-28 Listed $225,000 LCAR
- 2002-05-08 Sold (Public Records) $90,000 Public Records
Property tax history
+2.5%/yrLatest (2025): $2,347 · +8.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…