6210 Sun Blvd #211 · St. Petersburg, FL 33715

$249,900

2 bd · 2.0 ba · 915 sqft · Condo public records · 85 Days on market

Built 1977 $718/mo HOA · 21% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.8/30.0
• 1% rule +8.4/10.0
• ARV discount +7.5/15.0
• Appreciation +4.9/10.0
• Schools +4.3/10.0
• DSCR +4.2/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

COVERED PARKING SPACE UNDER HIGH RISE, NO STEPS TO UNIT. GREAT VIEW OF GOLF COURSE AND TWO PONDS. NICE CLEAN FURNISHED UNIT. CLOSE TO ST. PETE BEACH AND FT. DESOTO PARK VOTED #1 BEACH IN USA. OWNER WILL CONSIDER ALL REASONABLE OFFERS.

Key facts

• Tiled balcony
• Custom cabinetry
• Private guest suite

Tags

• TILED BALCONY
• CUSTOM CABINETRY
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• BREAKFAST BAR
• PRIVATE GUEST SUITE

Property features AI

Finance

• Other: Directions: Pinellas Bayway to Sun Blvd, Casa Del Mar to F building
• Financial info: Total monthly fees $718; total annual fees $8,616; Lease restrictions apply
• HOA & community: Association name: PBM; Monthly condo fee of $718 (includes cable TV, pool, escrow reserves, insurance, internet, structure & grounds maintenance, recreational facilities, security, sewer, trash, water); Association approval required; Association amenities: pool, spa/hot tub, recreation facilities, storage, laundry; Community features: buyer approval required, golf, irrigation with reclaimed water, pool, street lights; Pets allowed with limits; max pet weight 20 lbs

Exterior

• Parking: Assigned covered parking
• Security: Lobby key required; Security (community/association)
• Utilities: Public water; Public sewer; Electricity available and connected; Cable available and connected; BB/HS Internet available; Underground utilities; Sprinkler recycled; Water connected; Sewer connected
• Home design: Residential condominium; 2 total stories; Faces east; Unit on second floor
• Construction: Block construction; Tile roof; Slab foundation; Building/complex identified as 6210-F
• Exterior features: Covered rear porch; Balcony; Sliding doors; Storage; Trees/landscaped; Near marina; Near public transit; On golf course; Paved; Flood zone; City limits

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms (one on floor 2)
• Flooring: Ceramic tile; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning; Building elevator
• Interior features: Living room/dining room combo; Solid surface counters; Solid wood cabinets; Walk-in closet(s); Inside utility
• Laundry & utility: Washer; Dryer; Laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $250k.

Deal economics

• At list price, monthly cash flow is $-404 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $179k (28.6% below list).
• Meets the 1% rule at list price ($3k rent vs $250k).
• Recommended offer: $179k (28.6% below list) — sets the bar for cash-flow.
• Cap rate 6.4% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 282 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 39% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $1k of equity ($2k loan paydown + $-387 appreciation (-0.1% local appreciation)).
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 85 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 21y ago; this cycle's ask has dropped $40k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 21% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $178,505 (28.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 6.40%
• Cash-on-cash: 0.38%
• DSCR: 1.02
• GRM: 6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.5%
• Equity multiple: 0.51×
• Total profit: $-34,001
• Equity at exit: $70,634

10-year hold

• IRR: -3.9%
• Equity multiple: 0.59×
• Total profit: $-28,496
• Equity at exit: $83,380

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33715

• Home prices YoY: -0.1%
• Active inventory: 282
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $3,348 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$490 /mo · $5,882/yr
• Insurance: −$104
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$718
• Vacancy / Maint / Mgmt: −$703
• Net cashflow: $-404

Break-even live

Break-even rent $3,860

Max offer price $178,505

Occupancy floor —

Sensitivity live

Price	-10% $-263	-5% $-333	+0% $-404	+5% $-475	+10% $-546
Rent	-10% $-669	-5% $-536	+0% $-404	+5% $-272	+10% $-140
Rate	-1.0pp $-278	-0.5pp $-341	base $-404	+0.5pp $-469	+1.0pp $-535

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6210 Sun Blvd #506 Saint Petersburg, FL	2.0	2.0	1030	$3,000	$2.91	5d	1	0.03mi
6279 Sun Blvd #103 Saint Petersburg, FL	2.0	2.0	890	$3,300	$3.71	25d	1	0.05mi
6279 Sun Blvd #604 St Petersburg, FL	2.0	2.0	1054	$2,999	$2.85	5d	1	0.05mi
6279 Sun Blvd #403 Saint Petersburg, FL	1.0	1.5	790	$2,100	$2.66	5d	1	0.05mi
6265 Sun Blvd #309 Saint Petersburg, FL	2.0	2.0	890	$5,610	$6.30	25d	1	0.06mi
6211 Sun Blvd #210 St Petersburg, FL	2.0	2.0	915	$3,200	$3.50	5d	1	0.08mi
6211 Sun Blvd #306 Saint Petersburg, FL	2.0	2.0	1030	$3,000	$2.91	25d	1	0.08mi
6211 Sun Blvd #215 St Petersburg, FL	2.0	2.0	890	$2,700	$3.03	5d	1	0.08mi
6180 Sun Blvd #506 Saint Petersburg, FL	2.0	2.0	1055	$3,000	$2.84	25d	1	0.12mi
6177 Sun Blvd #405 St Petersburg, FL	1.0	1.5	790	$2,199	$2.78	5d	1	0.18mi
6177 Sun Blvd #404 St Petersburg, FL	2.0	2.0	1055	$2,850	$2.70	5d	1	0.18mi
6177 Sun Blvd #606 Saint Petersburg, FL	2.0	2.0	1055	$3,000	$2.84	25d	1	0.18mi
6177 Sun Blvd #401 Saint Petersburg, FL	1.0	1.5	790	$2,500	$3.16	25d	1	0.18mi
6191 Bahia del Mar Blvd #205 Saint Petersburg, FL	2.0	2.0	1070	$3,400	$3.18	25d	1	0.22mi
6145 Sun Blvd #304 St Petersburg, FL	2.0	2.0	1030	$3,500	$3.40	5d	1	0.22mi
6145 Sun Blvd #607 St Petersburg, FL	1.0	1.5	790	$2,200	$2.78	5d	1	0.22mi
5801 Bahia del Mar Cir #512 Saint Petersburg, FL	2.0	2.0	1075	$7,510	$6.99	25d	1	0.23mi
6000 Bahia del Mar Cir St Petersburg, FL	2.0	2.0	1107	$4,095	$3.70	25d	3	0.26mi
6000 Bahia del Mar Cir St Petersburg, FL	2.0	2.0	1107	$4,195	$3.79	8d	2	0.26mi
6051 Sun Blvd #305 St Petersburg, FL	1.0	1.5	790	$2,100	$2.66	5d	1	0.27mi
6051 Sun Blvd #215 Saint Petersburg, FL	2.0	2.0	890	$3,250	$3.65	17d	1	0.27mi
6151 Bahia del Mar Blvd St Petersburg, FL	2.0	2.0	1107	$4,540	$4.10	25d	3	0.29mi
6001 Bahia del Mar Cir #527 Saint Petersburg, FL	2.0	2.0	1080	$7,860	$7.28	25d	1	0.31mi
6061 Bahia del Mar Cir #146 Saint Petersburg, FL	2.0	2.0	1080	$2,600	$2.41	25d	1	0.35mi
6061 Bahia del Mar Cir #347 St Petersburg, FL	2.0	2.0	1080	$2,300	$2.13	5d	1	0.36mi
5901 Bahia del Mar Cir #122 Saint Petersburg, FL	2.0	2.0	1080	$3,500	$3.24	25d	1	0.36mi
5901 Bahia del Mar Cir #223 Saint Petersburg, FL	2.0	2.0	1080	$7,860	$7.28	25d	1	0.36mi
5901 Bahia del Mar Cir #422 Saint Petersburg, FL	2.0	2.0	1080	$7,860	$7.28	25d	1	0.36mi
5901 Bahia del Mar Cir #518 Saint Petersburg, FL	2.0	2.0	1080	$3,000	$2.78	25d	1	0.36mi
6273 Bahia del Mar Blvd #216 Saint Petersburg, FL	2.0	2.0	915	$5,700	$6.23	25d	1	0.39mi
6077 Bahia del Mar Blvd St Petersburg, FL	2.0	2.0	1107	$2,198	$1.98	13d	2	0.41mi
6281 Bahia del Mar Blvd #208 Saint Petersburg, FL	2.0	2.0	890	$2,100	$2.36	25d	1	0.43mi
6059 Bahia del Mar Blvd #241 Saint Petersburg, FL	2.0	2.0	1070	$5,170	$4.83	18d	1	0.45mi
5900 Bahia del Mar Cir #138 St Petersburg, FL	2.0	2.0	1075	$5,070	$4.72	5d	1	0.47mi
6121 Palma del Mar Blvd S #228 Saint Petersburg, FL	2.0	2.0	980	$2,500	$2.55	4d	1	0.47mi
6294 Bahia del Mar Cir St Petersburg, FL	2.0	2.0	945	$4,142	$4.38	25d	3	0.49mi
6295 Bahia del Mar Cir St Petersburg, FL	1.0–2.0	1.0–2.0	915	$7,110	$7.77	25d	6	0.52mi
3665 Belle Vista Dr E St Pete Beach, FL	2.0	1.0	1077	$3,950	$3.67	25d	1	0.52mi
6357 Bahia del Mar Blvd St Petersburg, FL	1.0–2.0	1.5–2.0	915	$7,000	$7.65	25d	2	0.53mi
6287 Bahia del Mar Cir #311 St Petersburg, FL	2.0	2.0	890	$2,100	$2.36	5d	1	0.53mi

HOA detail condo

• Monthly dues: $718 · $8,616/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 18 events

1. 2026-05-08
   status Pending
2. 2026-04-19
   price $249,900
3. 2026-03-26
   price $269,900
4. 2026-03-02
   price $279,900
5. 2026-02-12
   listed $289,900 Active
6. 2024-04-18
   historical $2,100
7. 2024-03-19
   price $2,100
8. 2024-03-12
   price $2,175
9. 2024-02-05
   listed $2,300
10. 2005-09-15
    soldstatus $269,000
11. 2005-08-11
    soldstatus $269,000 234-char remark

    Show marketing remark (234 chars)

    COVERED PARKING SPACE UNDER HIGH RISE, NO STEPS TO UNIT. GREAT VIEW OF GOLF COURSE AND TWO PONDS. NICE CLEAN FURNISHED UNIT. CLOSE TO ST. PETE BEACH AND FT. DESOTO PARK VOTED #1 BEACH IN USA. OWNER WILL CONSIDER ALL REASONABLE OFFERS.

12. 2005-07-06
    listed $285,900 234-char remark

    Show marketing remark (234 chars)

    COVERED PARKING SPACE UNDER HIGH RISE, NO STEPS TO UNIT. GREAT VIEW OF GOLF COURSE AND TWO PONDS. NICE CLEAN FURNISHED UNIT. CLOSE TO ST. PETE BEACH AND FT. DESOTO PARK VOTED #1 BEACH IN USA. OWNER WILL CONSIDER ALL REASONABLE OFFERS.

13. 2005-02-17
    listed $285,900
14. 1997-02-26
    soldstatus $78,000
15. 1995-03-06
    soldstatus $72,500
16. 1991-08-06
    soldstatus $75,000
17. 1989-05-17
    soldstatus $75,000
18. 1986-02-01
    soldstatus $78,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,882 · $490/mo
• Projected year-2 tax: $5,882 · $490/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,180
• − Mortgage interest: −$13,998
• − Property taxes: −$5,882
• − Insurance: −$6,368
• − Repairs & maintenance: −$3,214
• − Management: −$3,214
• − HOA: −$8,616
• − Depreciation: −$7,270
• Taxable loss: −$8,383
• Est. tax savings @ 24.0%: +$2,012
• After-tax cash flow: $-2,838/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 8,032
• Household income: $102,782
• Rent vs Own: 9.2% rent · 90.8% own
• Severe rent burden: 106.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Two or more races 5% Hispanic / Latino 5% Asian 2%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Romanian 6% Hungarian 3% Lithuanian 3%
• Foreign-born: 11% · Canada, China
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 2% Arabic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.15%
• Current HPI: 264.9727
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+220.4% since first listed

18 events — show timeline

• 2026-05-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-19 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Price Changed $269,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-02 Price Changed $279,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Listed $289,900 Stellar MLS as Distributed by MLS Grid
• 2024-04-18 Rental Removed $2,100 STELLARMLS
• 2024-03-19 Price Changed $2,100 STELLARMLS
• 2024-03-12 Price Changed $2,175 STELLARMLS
• 2024-02-05 Listed for Rent $2,300 STELLARMLS
• 2005-09-15 Sold (Public Records) $269,000 Public Records
• 2005-08-11 Sold (MLS) $269,000 Stellar MLS as Distributed by MLS Grid
• 2005-07-06 Listed $285,900 Stellar MLS as Distributed by MLS Grid
• 2005-02-17 Listed $285,900 Stellar MLS as Distributed by MLS Grid
• 1997-02-26 Sold (Public Records) $78,000 Public Records
• 1995-03-06 Sold (Public Records) $72,500 Public Records
• 1991-08-06 Sold (Public Records) $75,000 Public Records
• 1989-05-17 Sold (Public Records) $75,000 Public Records
• 1986-02-01 Sold (Public Records) $78,000 Public Records

Property tax history

+6.9%/yr

Latest (2025): $5,882 · +3.6% YoY. Source: county tax records.