1729 Jamie Way #134 · Rosamond, CA 93560

$74,999

3 bd · 2.0 ba · 924 sqft · Manufactured public records · 62 Days on market

Built 1987 $81/sqft · 30% below area Est $108k · 30% under

---

Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +6.2/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0

Listing remarks MLS

Beautiful 3bedroom 2bathroom mobile home in the expanding city of Rosamond for sale at an amazing price. With a huge storage unit, 3 car private parking, beautiful and private, white fence, and a designated laundry room. This one won't last long, be sure to schedule a showing!

Key facts

• Community pool
• Built 1987
• Listed 62 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $75k.

Deal economics

• At list price, monthly cash flow is $875 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $75k).
• Recommended offer: $70k (6.0% below list) — sets the bar for market timing.
• Cap rate 22.3% vs local median 4.3% in Rosamond — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 49/100 on livability (#1,178 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
• Southern Kern Unified (town): math 25% / reading 25% proficiency, ranked #387 of 517 in CA (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 458 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($518 loan paydown + $2k appreciation (2.4% local appreciation)).
• Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (2.4% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $65k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $70,499 (6.0% below list)

Questions for the listing agent

1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.52% ✓
• Cap rate: 22.29%
• Cash-on-cash: 57.15%
• DSCR: 3.54
• GRM: 3.3

CMA / ARV

• ARV (median comp): $107,886
• List price: $74,999
• Delta: -30.48%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2024 Westerly Dr #96	0.13mi	2/2.0 (-1)	924 (0%)	23mo	$109,500	$119	70
2024 Westerly Dr #96	0.13mi	2/2.0 (-1)	924 (0%)	23mo	$109,500	$119	70
2005 Markey Way #16	0.20mi	2/2.0 (-1)	840 (-9%)	3mo	$65,000	$77	68
2009 Westerly Dr #79	0.14mi	2/2.0 (-1)	1,056 (+14%)	11mo	$95,000	$90	56
1550 20th Street West #55	0.38mi	3/2.0	1,056 (+14%)	4mo	$98,950	$94	55
2421 Sierra Hwy #38	0.75mi	3/2.0	960 (+4%)	11mo	$59,475	$62	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.4% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 54.4%
• Equity multiple: 3.98×
• Total profit: $62,508
• Equity at exit: $31,239

10-year hold

• IRR: 54.6%
• Equity multiple: 8.03×
• Total profit: $147,543
• Equity at exit: $46,295

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 93560

• Home prices YoY: 0.6%
• Active inventory: 458
• Price-to-rent: 3.3×

Monthly cashflow live

• Estimated rent: $1,887 medium
• Mortgage (P&I): −$393
• Tax from tax record: −$66 /mo · $797/yr
• Insurance: −$31
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$396
• Net cashflow: $875

Break-even live

Break-even rent $780

Max offer price $74,999

Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1933 Harvell St Rosamond, CA	2.0	1.0	600	$1,250	$2.08	1d	1	0.52mi
2541 Diamond St Unit 3 Rosamond, CA	2.0	1.0	700	$1,200	$1.71	1d	1	0.84mi
2821 Desert St Unit C Rosamond, CA	2.0	1.0	975	$1,795	$1.84	1d	1	1.03mi
2776 Sycamore Ave Rosamond, CA	2.0	1.0	800	$1,175	$1.47	2d	1	1.20mi

Listing history 23 events

1. 2026-06-09
   status $74,999 Pending 62 DOM
2. 2026-06-08
   days on market $74,999 Active 62 DOM
3. 2026-06-07
   days on market $74,999 Active 61 DOM
4. 2026-06-04
   days on market $74,999 Active 58 DOM
5. 2026-06-03
   days on market $74,999 Active 57 DOM
6. 2026-06-02
   days on market $74,999 Active 56 DOM
7. 2026-06-01
   days on market $74,999 Active 55 DOM
8. 2026-05-31
   days on market $74,999 Active 54 DOM
9. 2026-04-25
   price $74,999 277-char remark

   Show marketing remark (277 chars)

   Beautiful 3bedroom 2bathroom mobile home in the expanding city of Rosamond for sale at an amazing price. With a huge storage unit, 3 car private parking, beautiful and private, white fence, and a designated laundry room. This one won't last long, be sure to schedule a showing!

10. 2026-04-07
    listed $79,999 Active 277-char remark

    Show marketing remark (277 chars)

    Beautiful 3bedroom 2bathroom mobile home in the expanding city of Rosamond for sale at an amazing price. With a huge storage unit, 3 car private parking, beautiful and private, white fence, and a designated laundry room. This one won't last long, be sure to schedule a showing!

11. 2024-11-14
    historical
12. 2024-10-21
    price $79,900
13. 2024-10-17
    price $84,900
14. 2024-08-30
    price $99,000
15. 2024-07-29
    listed $105,000 Active
16. 2023-07-24
    soldstatus $65,000 Closed
17. 2023-06-20
    status Pending
18. 2023-06-08
    listed $65,000 Active
19. 2023-01-09
    soldstatus $45,000 Closed
20. 2022-12-09
    status Pending
21. 2022-11-30
    status Active
22. 2022-11-20
    status Pending
23. 2022-11-11
    listed $47,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $797 · $66/mo
• Projected year-2 tax: $797 · $66/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone A · 76% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 5 d/yr ≥101°F today · 14 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 8/10 Severe 16 unhealthy d/yr today · 21 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,648
• − Mortgage interest: −$4,201
• − Property taxes: −$797
• − Insurance: −$1,877
• − Repairs & maintenance: −$1,812
• − Management: −$1,812
• − Depreciation: −$2,182
• Taxable income: $9,967
• Est. tax owed @ 24.0%: −$2,392
• After-tax cash flow: $8,106/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southern Kern Unified
• NCES district ID: 0637620
• Math proficiency: 25% ▲ 7.00%
• Reading proficiency: 25% ▼ -8.00%
• Median HH income: $54,523
• Composite: 22.5/100
• National rank: #8093
• State rank: #387 of 517 in CA

Livability — Rosamond

• Score: 49/100
• State rank: #1178
• US rank: #25952

Category grades

Amenities F Commute F Cost of living D- Crime F Employment C Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rosamond, CA
• County: Kern County · 710,371 people
• City population: 22,119
• Metro: Bakersfield, CA
• Population (ZIP): 22,119
• Household income: $77,431
• Rent vs Own: 22.6% rent · 77.4% own
• Severe rent burden: 425.0

Population outlook (Kern County) Hauer SSP2

• Today (2025): 947,286 people
• By 2030: 978,984 · +3.3%
• By 2040: 1,045,018 · +10.3%
• By 2050: 1,105,232 · +16.7%
• By 2075: 1,229,538 · +29.8%
• By 2100: 1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 35%
• Common ancestry: Portuguese 2% Italian 2% Lithuanian 1%
• Foreign-born: 13% · Canada
• Languages at home: 68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Kern

• 2024 margin: Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
• All cycles: 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.40%
• Current HPI: 403.7206
• Rent YoY: —
• Metro: Bakersfield, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+59.6% since first listed

15 events — show timeline

• 2026-04-25 Price Changed $74,999 AVMLS
• 2026-04-07 Listed $79,999 AVMLS
• 2024-11-14 Listing Removed — CRMLS
• 2024-10-21 Price Changed $79,900 CRMLS
• 2024-10-17 Price Changed $84,900 CRMLS
• 2024-08-30 Price Changed $99,000 CRMLS
• 2024-07-29 Listed $105,000 CRMLS
• 2023-07-24 Sold (MLS) $65,000 AVMLS
• 2023-06-20 Pending — AVMLS
• 2023-06-08 Listed $65,000 AVMLS
• 2023-01-09 Sold (MLS) $45,000 AVMLS
• 2022-12-09 Pending — AVMLS
• 2022-11-30 Relisted — AVMLS
• 2022-11-20 Pending — AVMLS
• 2022-11-11 Listed $47,000 AVMLS

Property tax history

+15.5%/yr

Latest (2025): $797 · +1175.0% YoY. Source: county tax records.