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713 Presidio St
D Composite 40.81
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.2/30.0
  • Schools +4.6/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.0/5.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$265,000

713 Presidio St · Aubrey, TX 76227
3 bd · 2.5 ba · 1,421 sqft · SingleFamily public records · 64 Days on market
Built 2023 Good condition 4,574 sqft lot $186/sqft · 23% below area Est $345k · 23% under $44/mo HOA · 2% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully maintained home in the desirable Aubrey Creek Estates community! This inviting residence offers a spacious, open-concept floor plan designed for both everyday living and effortless entertaining. The light-filled living area flows seamlessly into the kitchen, creating the perfect gathering space for family and friends. The kitchen features recently updated appliances, providing a fresh, modern feel along with functionality any home chef will appreciate. Throughout the home, newly replaced carpet adds comfort and a clean, move-in ready appeal. The private primary suite offers a relaxing retreat, complete with ample space and an ensuite bath. Secondary bedrooms are

Key facts

  • Updated appliances
  • Convenient access
  • Covered patio

Tags

OPEN-CONCEPT FLOOR PLANUPDATED APPLIANCESNEWLY REPLACED CARPETPRIVATE PRIMARY SUITECOVERED PATIOCONVENIENT ACCESS

Property features AI

Finance

  • Other: Listing accepts Cash, Conventional, USDA Loan, VA Loan
  • HOA & community: Mandatory association; Annual association fee of $525; Association covers maintenance of grounds; HOA managed by Goodwin & CO

Exterior

  • Parking: Attached 2-car garage with garage door opener and garage facing front; Covered parking for 2 vehicles; No carport spaces
  • Security: Smoke detector(s)
  • Utilities: City water; City sewer; Individual water meter; Co-op electric; Cable available; Sidewalks, curbs and concrete; Underground utilities
  • Home design: Single-family residence; One story; Preowned (built in 2023); Not attached to another property
  • Construction: Brick construction; Composition roof; Slab foundation; Year built 2023
  • Exterior features: Covered porch(es); Covered patio/porch; Brick and wood fencing; Landscaped lot; Sprinkler system; Subdivision lot (interior lot)

Interior

  • Kitchen: Granite countertops; Kitchen island; Breakfast bar; Walk-in pantry; Water line to refrigerator; Dishwasher; Electric range; Microwave
  • Bedrooms: Primary bedroom on main level with built-in cabinets, dual sinks, ensuite bath and walk-in closet; Two additional bedrooms on main level (split bedroom floorplan)
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating; Electric heating; Heat pump; Central air; Electric cooling; ENERGY STAR qualified equipment
  • Interior features: Cable TV available; High-speed internet available; Kitchen island; Pantry; Walk-in closet(s); Window coverings
  • Laundry & utility: Separate utility room; Full-size washer/dryer area; Washer hookup; Electric dryer hookup; Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $265k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-364 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $201k (24.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (19.8% below list).
  • Recommended offer: $201k (24.3% below list) — sets the bar for cash-flow.
  • Cap rate 4.6% vs local median 3.4% in Aubrey — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#332 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: crime C-, amenities F, commute F.
  • Aubrey ISD (rural): math 50% / reading 52% proficiency, ranked #119 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Hl Brockett (math 57% / reading 52%, grade C, #621 of 4,322 statewide, top 15%, 529 students, 34% FRL); Aubrey Middle (math 48% / reading 46%, grade D+, #424 of 1,662 statewide, top 27%, 814 students, 34% FRL); Aubrey H S (math 45% / reading 57%, grade D+, #482 of 1,632 statewide, top 30%, 923 students, 29% FRL) — zoned schools at 32% FRL track the district average.
  • Market conditions: Rents soft (-1.9%/yr); 1925 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 64 days — a 6% lower offer ($249k) is reasonable based on typical stale-listing flexibility.
Recommended offer $200,736 (24.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
4.65%
Cash-on-cash
-5.88%
DSCR
0.74
GRM
10.4

CMA / ARV

ARV (median comp)
$344,571
List price
$265,000
Delta
-23.09%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
632 Coleman St 0.30mi 3/2.0 1,525 (+7%) 2mo $275,000 $180 70
804 Dressage Ln 0.68mi 3/2.0 1,451 (+2%) 0mo $236,824 $163 63
2001 Sulky Ln 0.72mi 3/2.0 1,451 (+2%) 2mo $242,674 $167 59
812 Dressage Ln 0.68mi 3/2.0 1,461 (+3%) 4mo $249,924 $171 58
2029 Belgian Dr 0.75mi 3/2.0 1,461 (+3%) 1mo $241,999 $166 58
824 Dressage Ln 0.69mi 3/2.0 1,461 (+3%) 4mo $244,674 $167 58
2017 Sulky Ln 0.75mi 3/2.0 1,451 (+2%) 4mo $236,099 $163 56
712 Dressage Ln 0.63mi 3/2.0 1,302 (-8%) 4mo $244,814 $188 52
2013 Derby Ln 0.68mi 3/2.0 1,522 (+7%) 4mo $257,674 $169 51
2020 Belgian Dr 0.72mi 3/2.0 1,311 (-8%) 1mo $231,824 $177 50
2017 Welsh Ln 0.71mi 3/2.0 1,302 (-8%) 2mo $238,824 $183 50
2044 Stable Ln 0.74mi 3/2.0 1,302 (-8%) 2mo $250,999 $193 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-30.2%
Equity multiple
0.03×
Total profit
$-72,176
Equity at exit
$39,512
10-year hold
IRR
-54.8%
Equity multiple
-0.56×
Total profit
$-116,093
Equity at exit
$22,912

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76227

Home prices YoY
-19.0%
Rents YoY
-1.9%
Active inventory
1925
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,125 high interval (Pro) →
Mortgage (P&I)
$1,390
Tax from tax record
$498 /mo · $5,980/yr
Insurance
$110
HOA
$44
Vacancy / Maint / Mgmt
$446
Net cashflow
$-364

Break-even live

Break-even rent $2,585
Max offer price $200,736
Occupancy floor

Sensitivity live

Price -10% $-214 -5% $-289 +0% $-364 +5% $-439 +10% $-514
Rent -10% $-532 -5% $-448 +0% $-364 +5% $-280 +10% $-196
Rate -1.0pp $-230 -0.5pp $-296 base $-364 +0.5pp $-432 +1.0pp $-502

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,250
Closing costs
$7,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
717 Presidio St Aubrey, TX 3.0 2.0 1498 $2,100 $1.40 20d 1 0.03mi
901 King St Aubrey, TX 4.0 2.5 1761 $2,625 $1.49 4d 1 0.04mi
933 King St Aubrey, TX 3.0 2.0 1452 $2,100 $1.45 45d 1 0.07mi
1000 Mason St Aubrey, TX 3.0 2.0 1539 $2,200 $1.43 45d 1 0.21mi
685 Coleman St Aubrey, TX 3.0 2.0 1869 $2,400 $1.28 9d 1 0.23mi
538 Concho St Aubrey, TX 3.0 2.0 1613 $2,285 $1.42 19d 1 0.35mi
538 Concho St Aubrey, TX 3.0 2.0 1613 $2,285 $1.42 9d 1 0.35mi
229 Irick Ct Aubrey, TX 3.0 2.5 1346 $2,000 $1.49 5d 1 0.57mi
728 Dressage Ln Aubrey, TX 4.0 2.0 1720 $1,850 $1.08 17d 1 0.66mi
732 Dressage Ln Aubrey, TX 3.0 2.0 1522 $1,986 $1.30 45d 1 0.67mi
717 Dressage Ln Aubrey, TX 3.0 2.0 1522 $1,750 $1.15 45d 1 0.68mi
2009 Derby Ln Aubrey, TX 4.0 2.0 1720 $1,950 $1.13 7d 1 0.69mi
2021 Derby Ln Aubrey, TX 3.0 2.0 1522 $1,875 $1.23 1d 1 0.72mi
2031 Stable Ln Aubrey, TX 3.0 2.0 1515 $1,950 $1.29 8d 1 0.73mi
2020 Belgian Dr Aubrey, TX 3.0 2.0 1311 $1,900 $1.45 26d 1 0.74mi
2028 Belgian Dr Aubrey, TX 3.0 2.0 1461 $1,899 $1.30 1d 1 0.75mi
601 Countryside Dr Aubrey, TX 3.0 2.0 1500 $1,700 $1.13 6d 1 0.75mi
2029 Welsh Ln Aubrey, TX 3.0 2.0 1522 $2,066 $1.36 14d 1 0.75mi
2037 Derby Ln Aubrey, TX 4.0 2.0 1720 $1,995 $1.16 22d 1 0.76mi
2043 Stable Ln Aubrey, TX 4.0 2.0 1720 $1,850 $1.08 19d 1 0.76mi
2024 Sulky Ln Aubrey, TX 3.0 2.0 1461 $2,046 $1.40 14d 1 0.77mi
2028 Sulky Ln Aubrey, TX 3.0 2.0 1311 $1,900 $1.45 45d 1 0.78mi
2051 Stable Ln Aubrey, TX 4.0 2.0 1720 $2,100 $1.22 45d 1 0.78mi
2061 Belgian Dr Aubrey, TX 4.0 2.0 1656 $2,116 $1.28 26d 1 0.82mi
513 Rock Hill Rd Aubrey, TX 4.0 2.0 1731 $2,499 $1.44 0d 1 0.93mi
213 S Magnolia St Aubrey, TX 2.0 2.5 1261 $1,395 $1.11 45d 1 1.01mi
502 Brumley Rd Krugerville, TX 3.0 2.0 1470 $1,895 $1.29 45d 1 1.20mi
206 Linda St Aubrey, TX 3.0 2.0 1600 $1,850 $1.16 26d 1 1.27mi
1641 Meadow Crest Dr Aubrey, TX 3.0 2.0 1503 $2,100 $1.40 26d 1 1.31mi
215 Linda St Aubrey, TX 3.0 2.0 1350 $1,795 $1.33 7d 1 1.33mi
215 Linda St Aubrey, TX 3.0 2.0 1350 $1,825 $1.35 46d 1 1.33mi
1713 Meadow Crest Dr Aubrey, TX 3.0 2.0 1498 $2,100 $1.40 26d 1 1.35mi

HOA detail

Monthly dues
$44 · $528/yr

Listing history 17 events

  1. 2026-06-21
    days on market $265,000 Active 64 DOM
  2. 2026-06-18
    days on market $265,000 Active 61 DOM
  3. 2026-06-17
    days on market $265,000 Active 60 DOM
  4. 2026-06-16
    days on market $265,000 Active 59 DOM
  5. 2026-06-15
    days on market $265,000 Active 58 DOM
  6. 2026-06-13
    days on market $265,000 Active 56 DOM
  7. 2026-06-13
    days on market $265,000 Active 55 DOM
  8. 2026-06-09
    days on market $265,000 Active 52 DOM
  9. 2026-06-08
    days on market $265,000 Active 51 DOM
  10. 2026-06-07
    days on market $265,000 Active 50 DOM
  11. 2026-06-04
    days on market $265,000 Active 47 DOM
  12. 2026-06-03
    days on market $265,000 Active 46 DOM
  13. 2026-06-02
    days on market $265,000 Active 45 DOM
  14. 2026-06-01
    days on market $265,000 Active 44 DOM
  15. 2026-05-31
    days on market $265,000 Active 43 DOM
  16. 2026-05-04
    price $265,000 1312-char remark
  17. 2026-04-18
    listed $275,000 Active 1312-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,980 · $498/mo
Projected year-2 tax
$5,980 · $498/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,499
− Mortgage interest
−$14,844
− Property taxes
−$5,980
− Insurance
−$1,325
− Repairs & maintenance
−$2,040
− Management
−$2,040
− HOA
−$528
− Depreciation
−$7,709
Taxable loss
−$8,967
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,152
After-tax cash flow
$-2,213/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained, recently updated home in Aubrey Creek Estates is move-in ready with a good condition score and minimal repairs needed. Potential buyers and renters will appreciate the fresh paint, new carpet, and modern kitchen appliances.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Aesthetic enhancements can attract more buyers and renters
  • Both Replace carpet with hardwood flooring — Hardwood flooring is more durable and can increase the home's value
  • Both Install smart home devices — Smart home devices can increase home's value and attract tech-savvy buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Aesthetic enhancements can attract more buyers and renters
  • Both Replace carpet with hardwood flooring — Hardwood flooring is more durable and can increase the home's value
  • Both Install smart home devices — Smart home devices can increase home's value and attract tech-savvy buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aubrey ISD
NCES district ID
4808910
Math proficiency
50% ▼ -9.00%
Reading proficiency
52% ▼ -3.00%
Median HH income
$77,154
Composite
46.21/100
National rank
#2492
State rank
#119 of 826 in TX

Livability — Aubrey

Score
71/100
State rank
#332
US rank
#7241

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aubrey, TX
County
Denton County · 901,654 people
City population
62,127
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
62,127
Household income
$111,402
Rent vs Own
22.6% rent · 77.4% own
Severe rent burden
959.0

Population outlook (Denton County) Hauer SSP2

Today (2025)
1,053,010 people
By 2030
1,192,269 · +13.2%
By 2040
1,472,920 · +39.9%
By 2050
1,746,506 · +65.9%
By 2075
2,358,497 · +124.0%
By 2100
2,779,183 · +163.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 55% Black 19% Hispanic / Latino 17% Two or more races 13% Asian 4%
Hispanic origin (detail)
Mexican 12% Puerto Rican 1%
Common ancestry
Lithuanian 4% Slovak 2% Italian 1%
Foreign-born
11% · Canada, Jamaica
Languages at home
82% English-only · Spanish 10% Other Indo-European 2% Other Asian/Pacific 2%

Political lean MEDSL · Denton

2024 margin
R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
2008→2024 swing
+11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
All cycles
2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.76%
Current HPI
254.2895
Rent YoY
▼ -1.88%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.6% since first listed
2 events — show timeline
  • 2026-05-04 Price Changed $265,000 NTREIS
  • 2026-04-18 Listed $275,000 NTREIS

Property tax history

+60.1%/yr

Latest (2025): $5,980 · -2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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